Old Jan 3, 2024, 2:04 pm
FlyerTalk Forums Expert How-Tos and Guides
Last edit by: hurnik
To read previous discussion click HERE

Application link for the Shop Your Way (SYW) MasterCard is HERE.

Accumulating points, expiration, and redemptions:
You can accumulate SYW points in some of the following methods:
  • Bonus offers sent to your email (ie: Spend $750 on Online and get 200,000 SYW Bonus points)
  • Regular spend - categories: 5% in gas, 3% in grocery/restaurants, 2% in SYW Merchants, 1% everywhere else
  • "Missions" in the SYW App (iPhone/Android)
Expiration of points:
Not all points have the same expiration timeframe. Some bonus/incentive points expire in 30 days or less. Most are 1 year. You can check in the SYW app, or the shopyourway.com website. Make sure to redeem the points before they expire!!!!

Redemptions:
You can only redeem $200 worth per day. So if you redeem for a $200 GC, you have to wait until the next day to make another redemption of any amount.

What counted as online purchase with Sears card (alphabetical order)
  • Amazon purchase or re-load
  • Carters.com (Merchandise-CHILDRENS / INFANTS WEAR STORE)
  • Costco.com
  • Ebay seller fees (direct entry) (MCC: N/A)
  • Fluz (MCC varies, YMMV)
  • Gift Card Mall
  • Homedepot.com (Merchandise-HOME SUPPLY WAREHOUSE STORES)
  • Iherb.com (Merchandise-MISC FOOD STORE,SPECIALTY,CONVENIENCE)
  • Kygunco.com (Merchandise-DURABLE GOODS, NOT ELSEWHERE CLASSIFIED)
  • Lockedloaded.com (Merchandise-SPORTING GOODS STORES)
  • MileagePlusX (MCC varies)
  • Pirateship.com (Services-COURIER SERVICE, FREIGHT FORWARDERS)
  • Plastiq (Restaurants-UTILITIES-ELECTRIC,GAS,SANITARY,WATER)
  • Scholastic.com (Organizations-MISC SCHOOLS / EDUCATIONAL SERVICES)
  • Usmint.gov (Services-MISC GOVERNMENT SERVICES)
  • united.com (Air Travel-UNITED AIRLINES)
  • Texas de Brazil (.com site for GC, VIP cards) - Merchandise - NOVELTY/SOUVENIR SHOPS
What didn't count as online purchase (alphabetical order):
  • Fluz (MCC varies, YMMV)
  • Geico.com (Services-INSURANCE-SALES / UNDERWRITING)
  • Paypal (MCC varies)
What counted as utilities purchase with Sears card (alphabetical order)
  • Cable, Satellite, TV (Restaurants-CABLE,SATELLITE,PAY TV/RADIO SERVICES)
  • Telecom (Restaurants-TELEPHONE SERVICE)
  • Telecom (Services-TELEPHONE SERVICE/EQUIPMENT)
  • Utilities (Restaurants-UTILITIES-ELECTRIC,GAS,SANITARY,WATER)
What didn't count as Travel purchase (alphabetical order):
  • VRBO
What didn't count as Restaurnt purchase (alphabetical order):
  • Texas de Brazil.com (GC,VIP cards, etc.) - Merchandise - NOVELTY/SOUVENIR SHOPS


Credit Line Increases
This is very odd, but according to the Chatbot on the website:
Q. When requesting a credit limit increase, is the credit inquiry a hard or soft credit inquiry?
A. Unfortunately, until we process the request, there isn't a way for us to know if a credit line increase request will be a soft or hard hit on your credit report. For this reason, we have to receive your permission to pull a copy of your credit report before we process the increase request. If you process the request online, you will see a message stating "By submitting this form, you authorize Citibank, N.A. to obtain your credit report."

To request an increase online:
In order to request an increase, you will need to go to your Credit Home page, and find Available Credit at the top of the page. Then, click on the link that says Request Increase to begin the process.

















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Citi Sears and Shop Your Way (SYW) Cards

Old May 15, 2024, 9:33 am
  #436  
 
Join Date: Mar 2013
Location: EWR
Programs: World of Hyatt, Marriott Bonvoy, Hilton Honors, UA Mileage Plus
Posts: 1,267
2x more $70 for $1000 online offers.
TyrannicalDuncery likes this.
jags86 is offline  
Old May 15, 2024, 10:35 am
  #437  
 
Join Date: Mar 2008
Posts: 1,557
Originally Posted by yepperoni
Just got the mid-month offer again, this time back to 250k SYWP with $1k online spend!
Yes! Just in time for my home improvement (homedepot.com) or amazon.com stuff to be ordered. LOL
hurnik is offline  
Old May 15, 2024, 7:23 pm
  #438  
 
Join Date: Dec 2014
Posts: 261
Weird things happening with my SYW points this month. A grocery store that coded as 3% last month coded as 1%. One grocery purchase from a week ago has not posted any points, not even 1%. And Walmart is also now coding as 1% instead of 3%. I am well under the $10k limit for the year.
TyrannicalDuncery likes this.
shinjukuflyer is offline  
Old May 15, 2024, 7:39 pm
  #439  
 
Join Date: Aug 2019
Posts: 412
Is anyone having problems redeeming points for GCs. Tried to redeem VGC or even starbucks GC, it said "order cannot be completed at this time".
TyrannicalDuncery likes this.
berombeu is offline  
Old May 15, 2024, 7:59 pm
  #440  
 
Join Date: Jul 2020
Posts: 130
Ugh, just tried now in the app and in a browser and it's giving me the same thing, "Order cannot be completed at this time".
yepperoni is offline  
Old May 15, 2024, 9:04 pm
  #441  
 
Join Date: Jul 2020
Posts: 130
And its back up. Just redeemed for a VGC a few minutes ago. Must be a temporary glitch.
yepperoni is offline  
Old May 16, 2024, 3:22 am
  #442  
 
Join Date: Mar 2013
Location: EWR
Programs: World of Hyatt, Marriott Bonvoy, Hilton Honors, UA Mileage Plus
Posts: 1,267
P1 and P2 got their $200 GGR statement credits for April today.
TyrannicalDuncery likes this.
jags86 is offline  
Old May 16, 2024, 4:47 am
  #443  
 
Join Date: Aug 2019
Posts: 412
Originally Posted by jags86
P1 and P2 got their $200 GGR statement credits for April today.
Same here. I mostly bought gc at the gas station to meet the spending. 5x is maxed out now.
TyrannicalDuncery likes this.
berombeu is offline  
Old May 18, 2024, 11:24 am
  #444  
 
Join Date: Dec 2023
Posts: 1
Originally Posted by jags86
P1 and P2 got their $200 GGR statement credits for April today.

when did your statement close? My April closed 5/16 but no SC.
TyrannicalDuncery likes this.
alan69420 is offline  
Old May 18, 2024, 6:40 pm
  #445  
 
Join Date: Jul 2005
Programs: Hilton Diamond, Starwood Platinum, AA, SW, Delta
Posts: 891
so does staples.com count for online shopping?
TyrannicalDuncery likes this.
happyvoid is offline  
Old May 18, 2024, 9:43 pm
  #446  
 
Join Date: Jun 2023
Posts: 196
Originally Posted by happyvoid
so does staples.com count for online shopping?
Someone said yes: https://www.doctorofcredit.com/what-...omment-1769273
Someone said no: https://www.doctorofcredit.com/targe...omment-1845808

My two cents: The person who said "no" posted it 5/16, so maybe they tried spending on 5/15 and expected instant feedback? Or maybe they expected the "card not present" SMS and didn't get it?
ptatohed likes this.

Last edited by TyrannicalDuncery; May 18, 2024 at 9:53 pm
TyrannicalDuncery is offline  
Old May 19, 2024, 6:25 am
  #447  
 
Join Date: Feb 2013
Location: NYC
Programs: AA Gold, US Silver, Starwood Gold, Starbucks Gold
Posts: 335
I believe I've now hit my $2k GGR spend for May. In the last 4 months, I would check the SYW points to make sure they coded as 3x or 5x in order to confirm I've met $2k/month. I've typically spend a touch over.

Once I hit the $10k cap for the year, for instance next month in June, is there an easy way to check GGR spend for the month?
TyrannicalDuncery likes this.
midnightinharlem is offline  
Old May 19, 2024, 11:42 am
  #448  
 
Join Date: Aug 2015
Posts: 141
Originally Posted by midnightinharlem
I believe I've now hit my $2k GGR spend for May. In the last 4 months, I would check the SYW points to make sure they coded as 3x or 5x in order to confirm I've met $2k/month. I've typically spend a touch over.

Once I hit the $10k cap for the year, for instance next month in June, is there an easy way to check GGR spend for the month?

What do you mean $10k cap for the year? I don't see any cap on the GGR offer in my email besides max of $2k per month.
cerps343 is offline  
Old May 19, 2024, 11:54 am
  #449  
 
Join Date: Aug 2019
Posts: 412
Originally Posted by cerps343
What do you mean $10k cap for the year? I don't see any cap on the GGR offer in my email besides max of $2k per month.
The 5x and 3x are capped at 10k per year. The $2k GGR promotion is how much you will need to spend if you wanted the full $200 each month.
berombeu is offline  
Old May 19, 2024, 11:56 am
  #450  
 
Join Date: Aug 2019
Posts: 412
Originally Posted by midnightinharlem
I believe I've now hit my $2k GGR spend for May. In the last 4 months, I would check the SYW points to make sure they coded as 3x or 5x in order to confirm I've met $2k/month. I've typically spend a touch over.

Once I hit the $10k cap for the year, for instance next month in June, is there an easy way to check GGR spend for the month?
For the grocery spending, there is a mission which will tell you if your spending is qualify for grocery or not. But it only counts up to 3 transactions.
TyrannicalDuncery likes this.
berombeu is offline  

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