View Poll Results: Which Sears related card(s) do you use?
My card earns ThankYou points (TYP).
31.25%
My card earns Shop Your Way points (SYW).
65.63%
I have both the TYP and SYW versions.
0
0%
My Sears card earns no rewards.
0
0%
I follow this thread, but I do not use a Sears card.
3.13%
Voters: 32. You may not vote on this poll

Old Jan 3, 2024, 2:04 pm
FlyerTalk Forums Expert How-Tos and Guides
Last edit by: hurnik
To read previous discussion click HERE

Application link for the Shop Your Way (SYW) MasterCard is HERE.

Accumulating points, expiration, and redemptions:
You can accumulate SYW points in some of the following methods:
  • Bonus offers sent to your email (ie: Spend $750 on Online and get 200,000 SYW Bonus points)
  • Regular spend - categories: 5% in gas, 3% in grocery/restaurants, 2% in SYW Merchants, 1% everywhere else
  • "Missions" in the SYW App (iPhone/Android)
Expiration of points:
Not all points have the same expiration timeframe. Some bonus/incentive points expire in 30 days or less. Most are 1 year. You can check in the SYW app, or the shopyourway.com website. Make sure to redeem the points before they expire!!!!

Redemptions:
You can only redeem $200 worth per day. So if you redeem for a $200 GC, you have to wait until the next day to make another redemption of any amount.

What counted as online purchase with Sears card (alphabetical order)
  • Amazon purchase or re-load
  • Carters.com (Merchandise-CHILDRENS / INFANTS WEAR STORE)
  • Costco.com
  • Ebay seller fees (direct entry) (MCC: N/A)
  • Fluz (MCC varies, YMMV)
  • Gift Card Mall
  • Homedepot.com (Merchandise-HOME SUPPLY WAREHOUSE STORES)
  • Iherb.com (Merchandise-MISC FOOD STORE,SPECIALTY,CONVENIENCE)
  • Kygunco.com (Merchandise-DURABLE GOODS, NOT ELSEWHERE CLASSIFIED)
  • Lockedloaded.com (Merchandise-SPORTING GOODS STORES)
  • MileagePlusX (MCC varies)
  • Pirateship.com (Services-COURIER SERVICE, FREIGHT FORWARDERS)
  • Plastiq (Restaurants-UTILITIES-ELECTRIC,GAS,SANITARY,WATER)
  • Scholastic.com (Organizations-MISC SCHOOLS / EDUCATIONAL SERVICES)
  • Usmint.gov (Services-MISC GOVERNMENT SERVICES)
  • united.com (Air Travel-UNITED AIRLINES)
  • Texas de Brazil (.com site for GC, VIP cards) - Merchandise - NOVELTY/SOUVENIR SHOPS
What didn't count as online purchase (alphabetical order):
  • Fluz (MCC varies, YMMV)
  • Geico.com (Services-INSURANCE-SALES / UNDERWRITING)
  • Paypal (MCC varies)
What counted as utilities purchase with Sears card (alphabetical order)
  • Cable, Satellite, TV (Restaurants-CABLE,SATELLITE,PAY TV/RADIO SERVICES)
  • Telecom (Restaurants-TELEPHONE SERVICE)
  • Telecom (Services-TELEPHONE SERVICE/EQUIPMENT)
  • Utilities (Restaurants-UTILITIES-ELECTRIC,GAS,SANITARY,WATER)
What didn't count as Travel purchase (alphabetical order):
  • VRBO
What didn't count as Restaurnt purchase (alphabetical order):
  • Texas de Brazil.com (GC,VIP cards, etc.) - Merchandise - NOVELTY/SOUVENIR SHOPS


Credit Line Increases
This is very odd, but according to the Chatbot on the website:
Q. When requesting a credit limit increase, is the credit inquiry a hard or soft credit inquiry?
A. Unfortunately, until we process the request, there isn't a way for us to know if a credit line increase request will be a soft or hard hit on your credit report. For this reason, we have to receive your permission to pull a copy of your credit report before we process the increase request. If you process the request online, you will see a message stating "By submitting this form, you authorize Citibank, N.A. to obtain your credit report."

To request an increase online:
In order to request an increase, you will need to go to your “Credit Home” page, and find “Available Credit” at the top of the page. Then, click on the link that says “Request Increase” to begin the process.

















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Citi Sears and Shop Your Way (SYW) Cards

Old Jun 13, 2024, 10:51 am
  #481  
 
Join Date: Jun 2011
Location: SFO
Programs: Hilton-Gold
Posts: 711
Originally Posted by supremeflyer
Anybody GGR posted for May? April posted earlier than all my previous ones.

nothing for May

wondering if Citi is back to processing GGR around the 15th/20th like before
Same here, got one June promotion already credited but not the GGR for May.
TyrannicalDuncery likes this.
concordian is offline  
Old Jun 15, 2024, 9:21 am
  #482  
IHG Contributor Badge
 
Join Date: Feb 2013
Location: PHX
Programs: AA EXP, IHG PLT, IC Amb
Posts: 5,547
Looks like the offers are dropping.

I have almost always gotten 10k Points for $1,000 spend but this came in today and it is less! (I've also never had an offer this low).


TyrannicalDuncery likes this.
355F1 is offline  
Old Jun 15, 2024, 9:39 am
  #483  
 
Join Date: Mar 2013
Location: EWR
Programs: World of Hyatt, Marriott Bonvoy, Hilton Honors, UA Mileage Plus
Posts: 1,275
Originally Posted by 355F1
Looks like the offers are dropping.

I have almost always gotten 10k Points for $1,000 spend but this came in today and it is less! (I've also never had an offer this low).

I got the same $70 for $1000 I always get.
TyrannicalDuncery likes this.
jags86 is offline  
Old Jun 15, 2024, 9:40 am
  #484  
 
Join Date: Aug 2003
Posts: 89
Got the same $70 back on $1000 online purchases I've got for the past couple of months.
AndieNarwhal is offline  
Old Jun 15, 2024, 11:07 am
  #485  
 
Join Date: Sep 2003
Posts: 270
My most common is $50 stmt credit for $750 spend, but it has ranged from $30 credit to 250k syw points, while the return has ranged from 4% to 30%.
TyrannicalDuncery likes this.
libralibra is offline  
Old Jun 15, 2024, 1:25 pm
  #486  
 
Join Date: Jun 2011
Location: SFO
Programs: Hilton-Gold
Posts: 711
Got a whopper for Online spend this month, 200000 SYW points for $750 spend between 6/15-7/14. This was on both SO & my accounts.

Last edited by concordian; Jun 15, 2024 at 1:31 pm Reason: Additional details
concordian is offline  
Old Jun 15, 2024, 4:56 pm
  #487  
 
Join Date: Sep 2003
Posts: 270
Walmart wouldn't let me buy a visa GC at self checkout today. I was scanning the other items when someone ran over and said I had to remove the GC and go over to Customer Service to buy it. I finished paying for my other stuff, but the line at CS was too long to bother, so I don't know if there would have been other restrictions. Also don't know if I could have just gone thru a regular checkout instead. This is new so maybe they are cracking down?
TyrannicalDuncery likes this.

Last edited by libralibra; Jun 15, 2024 at 5:01 pm
libralibra is offline  
Old Jun 15, 2024, 7:45 pm
  #488  
 
Join Date: Jul 2020
Posts: 132
No 250k offer this time, back to $70 on $1k online spend. Also have GGR and some home improvement offer still going as well.
TyrannicalDuncery likes this.
yepperoni is offline  
Old Jun 17, 2024, 8:09 am
  #489  
 
Join Date: Mar 2008
Posts: 1,570
Originally Posted by libralibra
Walmart wouldn't let me buy a visa GC at self checkout today. I was scanning the other items when someone ran over and said I had to remove the GC and go over to Customer Service to buy it. I finished paying for my other stuff, but the line at CS was too long to bother, so I don't know if there would have been other restrictions. Also don't know if I could have just gone thru a regular checkout instead. This is new so maybe they are cracking down?
Yes, there's some dollar limit or something at SCO with Walmart when buying GC with a credit card.
regular checkout I think you're fine.
TyrannicalDuncery likes this.
hurnik is offline  
Old Jun 17, 2024, 8:21 am
  #490  
 
Join Date: May 2024
Posts: 37
Originally Posted by hurnik
Yes, there's some dollar limit or something at SCO with Walmart when buying GC with a credit card.
regular checkout I think you're fine.
In my area, I was able to do a $500 vgc at sco and a $1000 at cashier. Never bought for than 1k at a time since the SWY never had a higher requirement
TyrannicalDuncery likes this.
GranblueF is offline  
Old Jun 17, 2024, 9:09 am
  #491  
 
Join Date: Jun 2011
Location: SFO
Programs: Hilton-Gold
Posts: 711
Got the GGR credits for May spend for self & SO.
AndieNarwhal and hurnik like this.
concordian is offline  
Old Jun 17, 2024, 11:12 am
  #492  
 
Join Date: Sep 2003
Posts: 270
Originally Posted by hurnik
Yes, there's some dollar limit or something at SCO with Walmart when buying GC with a credit card.
regular checkout I think you're fine.
Originally Posted by GranblueF
In my area, I was able to do a $500 vgc at sco and a $1000 at cashier. Never bought for than 1k at a time since the SWY never had a higher requirement
Thanks, I'll give that a try next time.

update: the regular checkout also directed me to the CS counter when I asked for $500. CS worked, but then WalmartPay rejected the payment. The lady said to use cash or debit, but I just swiped the syw card and it went thru - not sure why WP failed with the same card. Maybe from doing this for 2 months, it got my account flagged.

Last edited by libralibra; Jun 21, 2024 at 12:52 pm
libralibra is offline  
Old Jun 22, 2024, 6:39 pm
  #493  
 
Join Date: Oct 2004
Location: Greater Chicagoland Area
Programs: frontier Elite, Hertz PC
Posts: 1,485
No new promos for me since the $50 for 6+ $60 transactions end at the end of May. I still have the 5% for travel and entertainment promo till the end of the year but use other cards for those categories.

I did use the 18 months deferred interest promo I received on 2022 and 2023 a ton and have been paying them off as they were about to expire. Even if I don't get that offer again, I have deferred 0% for another year. I suspect that has reduced my offers but if I don't charge much, I suspect the offers will return at some point.

I still try to do 3x tiny transactions for the $3 in SYW points for the grocery mission. I will literally charge one item and put the rest of groceries on another card.


​​
rhwbullhead is offline  
Old Jun 23, 2024, 9:02 am
  #494  
 
Join Date: Feb 2017
Programs: Hilton Diamond, IHG Platinum Ambassador, Singapore Airlines PPS
Posts: 51
Originally Posted by yepperoni
No 250k offer this time, back to $70 on $1k online spend. Also have GGR and some home improvement offer still going as well.
7500 TYP for 750 or more online spend between 6.14 to 7.14 came back for me but nothing between May to June.
GGR, Travel, and home improvement are ongoing.
mistermalibu is offline  
Old Jun 24, 2024, 3:26 pm
  #495  
 
Join Date: May 2024
Posts: 37
FML forgot to activate the offer
GranblueF is offline  

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