May 15, 2021, 6:02 pm
Last edit by: rrgg
Citi AA card discussion from 2019 - 2020 is HERE. That thread has an extensive Wikipost, but be aware that much of the content is obsolete.
Current Citibank Business AA card Sign Up Bonus eligibility:
"American Airlines AAdvantage® bonus miles are not available if you have received a new account bonus for a CitiBusiness® / AAdvantage® Platinum Select® account in the past 48 months."
Current Citibank Personal AA card Sign Up Bonus eligibility:
"American Airlines AAdvantage® bonus miles are not available if you have received a new account bonus for a Citi® / AAdvantage® Platinum Select® account in the past 48 months."
Business and Personal cards are separated in terms of the SUB exclusions, and the restriction is based upon when you received the bonus.
The sign-up bonus typically appears on the statement in which you met the spending requirement. Miles shown on the statement typically post to your AA account 2 days later.
Current Citibank Business AA card Sign Up Bonus eligibility:
"American Airlines AAdvantage® bonus miles are not available if you have received a new account bonus for a CitiBusiness® / AAdvantage® Platinum Select® account in the past 48 months."
Current Citibank Personal AA card Sign Up Bonus eligibility:
"American Airlines AAdvantage® bonus miles are not available if you have received a new account bonus for a Citi® / AAdvantage® Platinum Select® account in the past 48 months."
Business and Personal cards are separated in terms of the SUB exclusions, and the restriction is based upon when you received the bonus.
The sign-up bonus typically appears on the statement in which you met the spending requirement. Miles shown on the statement typically post to your AA account 2 days later.
Citi AA Cards
Mar 22, 2021, 4:59 am
#16
Flyertalk Posting Legend Moderator: Credit Card Programs, American Express, Capital One, Chase, Citi, Diners Club, Signatures.
Join Date: Jun 2003
Location: Miami, Mpls & London
Programs: HH & IHG Gold; Marriott & AA Perpetual Platinum
Posts: 49,361
Mar 22, 2021, 5:25 am
#17
Join Date: Jul 2014
Location: JRF
Programs: AA Gold, Marriott Platinum, Hilton Diamond, National Executive Elite
Posts: 1,801
Mar 22, 2021, 4:12 pm
#18
Join Date: Oct 2016
Location: SBA
Programs: UA Gold 1MM, Marriott Gold, IHG Plat, Hertz PC
Posts: 963
Read that citi is being stricter re. app approvals as it relates to inquiries. I am 5/6 and 9/24. I opened a checking account with Citi in Dec (for bonus) and thought that might help? This would be my first citi credit card and looking at the AA Biz offer. I have a sole prop Biz for 2 years w/ $3,250 revenue. FICO- 766, total annual income $130,000. Ive been applying for quite a few new cards lately and dont want to risk the HP from citi unless I feel like I have a decent shot at approval. Thanks in advance for your help!
Mar 27, 2021, 3:27 am
#19
Join Date: May 2011
Location: NYC (LGA, JFK), CT
Programs: Delta Platinum, American Gold, JetBlue Mosaic 4, Marriott Platinum, Hyatt Explorist, Hilton Diamond,
Posts: 4,999
The new Citi AA Strategy
1) Apply for Citi Mileup Card - 10,000 miles
2) Wait for Citi Priority Bank Account mileage offer associated with Mileup card, get bonus - 50,000 miles
3) Apply for AA Platinum card - 60,000 miles
4) Wait for City Priority Bank Account mileage offer associated with Platinum card, get bonus - 50,000 miles
5) Apply for AA Executive card - 50,000 miles
6) Wait for City Priority Bank Account mileage offer associated with Executive card, get bonus - 50,000 miles
Total of 270,000 bonus miles, takes about a year and a half to two years
Other sources of AA MIles
- Barclays cards
- Marriott cards (current Bonvoy Brilliant offer of 125,000 miles nets 50,000 AA miles)
- Bask bank
1) Apply for Citi Mileup Card - 10,000 miles
2) Wait for Citi Priority Bank Account mileage offer associated with Mileup card, get bonus - 50,000 miles
3) Apply for AA Platinum card - 60,000 miles
4) Wait for City Priority Bank Account mileage offer associated with Platinum card, get bonus - 50,000 miles
5) Apply for AA Executive card - 50,000 miles
6) Wait for City Priority Bank Account mileage offer associated with Executive card, get bonus - 50,000 miles
Total of 270,000 bonus miles, takes about a year and a half to two years
Other sources of AA MIles
- Barclays cards
- Marriott cards (current Bonvoy Brilliant offer of 125,000 miles nets 50,000 AA miles)
- Bask bank
Mar 28, 2021, 1:02 pm
#20
FlyerTalk Evangelist
Join Date: Jan 2005
Location: home = LAX
Posts: 25,972
The new Citi AA Strategy
1) Apply for Citi Mileup Card - 10,000 miles
2) Wait for Citi Priority Bank Account mileage offer associated with Mileup card, get bonus - 50,000 miles
3) Apply for AA Platinum card - 60,000 miles
4) Wait for City Priority Bank Account mileage offer associated with Platinum card, get bonus - 50,000 miles
5) Apply for AA Executive card - 50,000 miles
6) Wait for City Priority Bank Account mileage offer associated with Executive card, get bonus - 50,000 miles
Total of 270,000 bonus miles, takes about a year and a half to two years
Other sources of AA MIles
- Barclays cards
- Marriott cards (current Bonvoy Brilliant offer of 125,000 miles nets 50,000 AA miles)
- Bask bank
1) Apply for Citi Mileup Card - 10,000 miles
2) Wait for Citi Priority Bank Account mileage offer associated with Mileup card, get bonus - 50,000 miles
3) Apply for AA Platinum card - 60,000 miles
4) Wait for City Priority Bank Account mileage offer associated with Platinum card, get bonus - 50,000 miles
5) Apply for AA Executive card - 50,000 miles
6) Wait for City Priority Bank Account mileage offer associated with Executive card, get bonus - 50,000 miles
Total of 270,000 bonus miles, takes about a year and a half to two years
Other sources of AA MIles
- Barclays cards
- Marriott cards (current Bonvoy Brilliant offer of 125,000 miles nets 50,000 AA miles)
- Bask bank
7) Wait for 1099 forms from Citi for their estimated value of 150,000 miles. (Miles that you earn on a credit card signup bonus are not taxable; miles that you earn from a checking account are taxable.)
Mar 28, 2021, 6:31 pm
#21
Join Date: May 2011
Location: NYC (LGA, JFK), CT
Programs: Delta Platinum, American Gold, JetBlue Mosaic 4, Marriott Platinum, Hyatt Explorist, Hilton Diamond,
Posts: 4,999
FWIW I have not received a 1099 form from Citi across 2 tax years related to bank account sign up bonuses - maybe Citi considers them promotional bonuses instead of interest. This could of course change
Mar 28, 2021, 6:49 pm
#22
Flyertalk Posting Legend Moderator: Credit Card Programs, American Express, Capital One, Chase, Citi, Diners Club, Signatures.
Join Date: Jun 2003
Location: Miami, Mpls & London
Programs: HH & IHG Gold; Marriott & AA Perpetual Platinum
Posts: 49,361
Primary discussion thread for the Citi AA bank account bonuses is here: 30K AAdvantage for Citi checking account
Do the Citi Priority offers include any requirement to use the associated debit card to receive the bonus?
Do the Citi Priority offers include any requirement to use the associated debit card to receive the bonus?
Mar 29, 2021, 4:42 am
#23
Join Date: May 2011
Location: NYC (LGA, JFK), CT
Programs: Delta Platinum, American Gold, JetBlue Mosaic 4, Marriott Platinum, Hyatt Explorist, Hilton Diamond,
Posts: 4,999
Primary discussion thread for the Citi AA bank account bonuses is here: 30K AAdvantage for Citi checking account
Do the Citi Priority offers include any requirement to use the associated debit card to receive the bonus?
Do the Citi Priority offers include any requirement to use the associated debit card to receive the bonus?
Mar 29, 2021, 6:05 am
#24
Flyertalk Posting Legend Moderator: Credit Card Programs, American Express, Capital One, Chase, Citi, Diners Club, Signatures.
Join Date: Jun 2003
Location: Miami, Mpls & London
Programs: HH & IHG Gold; Marriott & AA Perpetual Platinum
Posts: 49,361
This is not a topic that I have followed closely, but in my understanding the debit card use requirement could be a reason that Citi did not send a 1099. The miles could be classified as a partial refund of the debit card spend.
Apr 2, 2021, 10:03 am
#25
Join Date: Jul 2014
Posts: 491
Just a DP if anyone is interested. I was instantly approved for the Citi AA Platinum card with an income of $60k, maximum account age of 2.5 years, and a score of 760ish. Only $2500 limit but it's a start. Others cards with Chase, Amex and the Apple Card with GS. Directly on Citi.com the offer was 50k miles for $2500 spend but AA.com was offering 60k miles for $3000 spend so I went for that instead.
Quick question, the very first post said his online account didn't activate til the card arrived, which is what is happening with me (they asked to create a username and password but it says not recognized). I'll have to wait for the card to arrive I assume?
Quick question, the very first post said his online account didn't activate til the card arrived, which is what is happening with me (they asked to create a username and password but it says not recognized). I'll have to wait for the card to arrive I assume?
Apr 6, 2021, 2:45 pm
#26
Join Date: Jan 2021
Posts: 267
Was approved for the business AA card last Tuesday and just got the "Welcome to your new CitiBusiness account" letter in the mail. The problem is, there's no card anywhere. It was supposed to be attached to this letter and isn't sent separately, right? Looks like they completely forgot to include it. Figured I'd ask before submitting a request for a replacement.
Apr 6, 2021, 3:04 pm
#27
Flyertalk Posting Legend Moderator: Credit Card Programs, American Express, Capital One, Chase, Citi, Diners Club, Signatures.
Join Date: Jun 2003
Location: Miami, Mpls & London
Programs: HH & IHG Gold; Marriott & AA Perpetual Platinum
Posts: 49,361
The card is sent separately. See, for example, this report from October 2019: https://www.flyertalk.com/forum/31587480-post364.html
Apr 6, 2021, 3:13 pm
#28
Join Date: Jan 2021
Posts: 267
The card is sent separately. See, for example, this report from October 2019: https://www.flyertalk.com/forum/31587480-post364.html
Apr 7, 2021, 5:45 pm
#29
Join Date: Nov 2007
Posts: 105
Just a quick question to confirm. It has been said in the sticker post, but I want to make sure I understand it correctly. If I have an AA personal card opened back in 2015, converted to a Mastercard involuntarily in 2020 and I want to close it now, does the 48 months clock reset for signup bonus starting today? Also, if I want to close the card without paying annual fee, is it right that I have to close the card 37 days after annual fee is posted?
Apr 8, 2021, 12:45 pm
#30
Join Date: Dec 2009
Location: DEN
Posts: 503
Just a quick question to confirm. It has been said in the sticker post, but I want to make sure I understand it correctly. If I have an AA personal card opened back in 2015, converted to a Mastercard involuntarily in 2020 and I want to close it now, does the 48 months clock reset for signup bonus starting today? Also, if I want to close the card without paying annual fee, is it right that I have to close the card 37 days after annual fee is posted?