Citi Prestige: cancel (downgrade) card, keep $250 travel credit?
Jan 22, 2020, 7:49 pm
#1
Original Poster
Join Date: Oct 2010
Location: San Diego, Ca
Programs: AA 2MM LT PLT; AS MVP Gold75k; HHonors Diamond; IHG PLT
Posts: 3,509
Citi Prestige: cancel (downgrade) card, keep $250 travel credit?
Billing cycle just ended on my Prestige Card, account now shows $450 AF. Prior to the end of the cycle, I made a travel purchase, received $250 credit a day after it posted.
Could not find any posts of anyone closing the card, receiving a full refund of the AF, able to keep the travel credit.
I would be most grateful for any first-hand experiences.
Could not find any posts of anyone closing the card, receiving a full refund of the AF, able to keep the travel credit.
I would be most grateful for any first-hand experiences.
Jan 25, 2020, 6:16 am
#2
Original Poster
Join Date: Oct 2010
Location: San Diego, Ca
Programs: AA 2MM LT PLT; AS MVP Gold75k; HHonors Diamond; IHG PLT
Posts: 3,509
Called to cancel, little pushback, no clawback of $495 AF.
At this point, only real loss for me is Priority Pass, my Hilton Biz and Ascend AMEX each provide 10 free passes per program year, should suffice.
At this point, only real loss for me is Priority Pass, my Hilton Biz and Ascend AMEX each provide 10 free passes per program year, should suffice.
Jan 25, 2020, 1:47 pm
#3
Join Date: Jul 2014
Location: Western US
Programs: Costco Executive Member, Amazon Optimus Prime
Posts: 1,251
NB Amex PP is different from the Prestige PP. Whether that matters depends on the airports you frequent....
Jan 26, 2020, 7:04 am
#4
Join Date: Jan 2015
Programs: Marriott Titanium and LTP, Hilton Gold, United Silver
Posts: 786
Billing cycle just ended on my Prestige Card, account now shows $450 AF. Prior to the end of the cycle, I made a travel purchase, received $250 credit a day after it posted.
Could not find any posts of anyone closing the card, receiving a full refund of the AF, able to keep the travel credit.
I would be most grateful for any first-hand experiences.
Could not find any posts of anyone closing the card, receiving a full refund of the AF, able to keep the travel credit.
I would be most grateful for any first-hand experiences.
Jan 26, 2020, 12:36 pm
#5
Original Poster
Join Date: Oct 2010
Location: San Diego, Ca
Programs: AA 2MM LT PLT; AS MVP Gold75k; HHonors Diamond; IHG PLT
Posts: 3,509
Thank you for the reply. My statement ended earlier this week - credit posted, along with AF, so I proceeded with cancellation - as detailed above.
Feb 7, 2020, 11:03 pm
#6
Join Date: Feb 2008
Location: Texas, USA
Programs: SPG Gold, Hilton Diamond, Club Carlson Gold, Hyatt Explorist, BA Bronze, BW Diamond Elite
Posts: 31
Billing cycle just ended on my Prestige Card, account now shows $450 AF. Prior to the end of the cycle, I made a travel purchase, received $250 credit a day after it posted.
Could not find any posts of anyone closing the card, receiving a full refund of the AF, able to keep the travel credit.
I would be most grateful for any first-hand experiences.
Could not find any posts of anyone closing the card, receiving a full refund of the AF, able to keep the travel credit.
I would be most grateful for any first-hand experiences.
Feb 8, 2020, 4:28 pm
#7
Original Poster
Join Date: Oct 2010
Location: San Diego, Ca
Programs: AA 2MM LT PLT; AS MVP Gold75k; HHonors Diamond; IHG PLT
Posts: 3,509