Dec 27, 2020, 9:16 pm
Last edit by: yugi
What counted as online purchase with Sears card (alphabetical order)
Credit Line Increases
This is very odd, but according to the Chatbot on the website:
Q. When requesting a credit limit increase, is the credit inquiry a hard or soft credit inquiry?
A. Unfortunately, until we process the request, there isn't a way for us to know if a credit line increase request will be a soft or hard hit on your credit report. For this reason, we have to receive your permission to pull a copy of your credit report before we process the increase request. If you process the request online, you will see a message stating "By submitting this form, you authorize Citibank, N.A. to obtain your credit report."
To request an increase online:
In order to request an increase, you will need to go to your Credit Home page, and find Available Credit at the top of the page. Then, click on the link that says Request Increase to begin the process.
- Amazon purchase or re-load
- Carters.com (Merchandise-CHILDRENS / INFANTS WEAR STORE)
- Costco.com
- Ebay seller fees (direct entry) (MCC: N/A)
- Fluz (MCC varies, YMMV)
- Gift Card Mall
- Homedepot.com (Merchandise-HOME SUPPLY WAREHOUSE STORES)
- Iherb.com (Merchandise-MISC FOOD STORE,SPECIALTY,CONVENIENCE)
- Kygunco.com (Merchandise-DURABLE GOODS, NOT ELSEWHERE CLASSIFIED)
- Lockedloaded.com (Merchandise-SPORTING GOODS STORES)
- MileagePlusX (MCC varies)
- Pirateship.com (Services-COURIER SERVICE, FREIGHT FORWARDERS)
- Plastiq (Restaurants-UTILITIES-ELECTRIC,GAS,SANITARY,WATER)
- Scholastic.com (Organizations-MISC SCHOOLS / EDUCATIONAL SERVICES)
- Usmint.gov (Services-MISC GOVERNMENT SERVICES)
- united.com (Air Travel-UNITED AIRLINES)
- Fluz (MCC varies, YMMV)
- Geico.com (Services-INSURANCE-SALES / UNDERWRITING)
- Paypal (MCC varies)
- Cable, Satellite, TV (Restaurants-CABLE,SATELLITE,PAY TV/RADIO SERVICES)
- Telecom (Restaurants-TELEPHONE SERVICE)
- Telecom (Services-TELEPHONE SERVICE/EQUIPMENT)
- Utilities (Restaurants-UTILITIES-ELECTRIC,GAS,SANITARY,WATER)
- VRBO
Credit Line Increases
This is very odd, but according to the Chatbot on the website:
Q. When requesting a credit limit increase, is the credit inquiry a hard or soft credit inquiry?
A. Unfortunately, until we process the request, there isn't a way for us to know if a credit line increase request will be a soft or hard hit on your credit report. For this reason, we have to receive your permission to pull a copy of your credit report before we process the increase request. If you process the request online, you will see a message stating "By submitting this form, you authorize Citibank, N.A. to obtain your credit report."
To request an increase online:
In order to request an increase, you will need to go to your Credit Home page, and find Available Credit at the top of the page. Then, click on the link that says Request Increase to begin the process.
Citi Sears Cards (2014 - 2023)
Aug 27, 2020, 8:40 am
#286
Original Poster
Join Date: May 2012
Posts: 605
Still no luck. However, they deactivated my current card and have ben issuing a new and improved chip card that is apparently being delivered by snail. What bank deactivates a current card before the enduser receives the replacement? You try to contact Citi support, they are clueless on anything. Missing out on some great offers too since I do not have a SYW card to use right now.
Aug 27, 2020, 7:21 pm
#287
Join Date: Jul 2014
Location: Western US
Programs: Costco Executive Member, Amazon Optimus Prime
Posts: 1,251
I got an offer today that gave some benefits if used the Sears card for appliances at Sears over the long weekend. Either a discount or a finance free time period.
Didn't seem to require activation but in any case I just deleted it.
I'd be reluctant to interact with Sears for anything that might involve an issue at any point.
Didn't seem to require activation but in any case I just deleted it.
I'd be reluctant to interact with Sears for anything that might involve an issue at any point.
Sep 17, 2020, 3:56 am
#290
Join Date: Sep 2017
Posts: 332
Got the 25x on utilities and can pay ahead but also wondering if it would include having my heating system serviced? Also what can these Sears Citi points be used for? Is it just gift cards...
Sep 17, 2020, 5:07 am
#291
Flyertalk Posting Legend Moderator: Credit Card Programs, American Express, Capital One, Chase, Citi, Diners Club, Signatures.
Join Date: Jun 2003
Location: Miami, Mpls & London
Programs: AA & Marriott Perpetual Platinum; DL & HH Gold
Posts: 49,037
Sep 18, 2020, 12:44 pm
#292
Join Date: Oct 2014
Posts: 136
You say Sears Citi points, do you mean Citi Thank You points or Sears SYW points?
Sep 18, 2020, 7:41 pm
#293
Join Date: Jan 2014
Location: TYS/BNA/ATL
Programs: UR, TYP, MR, C1, AA, UA, WN, BA, AS, AV, AC, Choice, Hyatt, IHG, Hilton, Wyndham, Marriott
Posts: 1,997
Sep 19, 2020, 12:16 am
#294
Join Date: Feb 2013
Location: PHX
Programs: AA EXP, IHG PLT, IC Amb
Posts: 5,535
This is the 4th time this year Ive gotten the Spend $2k earn 12,500 Bonus Miles.
I just had 45k points post this month too, with other bonuses they offered. (I didnt use the 25x utilities as my utilities charge a fee for using a CC)
I just had 45k points post this month too, with other bonuses they offered. (I didnt use the 25x utilities as my utilities charge a fee for using a CC)
Sep 19, 2020, 8:31 am
#296
Join Date: May 2015
Location: LAX, BUR
Programs: AS,AA,JB, HH Gold, Starriott Titanium Elite, Hyatt Explorist, Global Entry
Posts: 1,936
You need a Citi Premier to be able to transfer the points to airlines and use the TYP portal to book flights and hotels.
JetBlue is a good option for South America and the Caribbean.
Sep 22, 2020, 1:20 pm
#297
Join Date: Oct 2014
Posts: 136
If you read up, the website login page had a new graphic for the TY card. About a week ago a notice appeared on my account after login that a new card was on it's way to me. Sounds like they're sending out the new design to everyone. Looking forward to it, the gray boring card is much improved with the blue TY.
Oct 1, 2020, 2:25 pm
#298
Join Date: Jan 2014
Location: TYS/BNA/ATL
Programs: UR, TYP, MR, C1, AA, UA, WN, BA, AS, AV, AC, Choice, Hyatt, IHG, Hilton, Wyndham, Marriott
Posts: 1,997
Received this great offer today, this is similar to the last year offer, but then it was 20x on up to 20k points. Also note the language that purchases made after activation will count only. Previously, postdated activation also counted.
Oct 1, 2020, 7:17 pm
#299
Join Date: May 2015
Location: LAX, BUR
Programs: AS,AA,JB, HH Gold, Starriott Titanium Elite, Hyatt Explorist, Global Entry
Posts: 1,936
Still best TYP card going.
Oct 2, 2020, 12:14 am
#300
Join Date: Jul 2020
Posts: 129
Yup, got the 10% on $1500 or more per month up to $250 in credits. This is well above my usual spend for gas/grocery/dining though. I bought a couple Visa/MC gift cards in the past to meet the ~$500 requirements and slowly used them on organic spend, but $1.5k is a bit much for me. Any good ideas?