Last edit by: yugi
What counted as online purchase with Sears card (alphabetical order)
Credit Line Increases
This is very odd, but according to the Chatbot on the website:
Q. When requesting a credit limit increase, is the credit inquiry a hard or soft credit inquiry?
A. Unfortunately, until we process the request, there isn't a way for us to know if a credit line increase request will be a soft or hard hit on your credit report. For this reason, we have to receive your permission to pull a copy of your credit report before we process the increase request. If you process the request online, you will see a message stating "By submitting this form, you authorize Citibank, N.A. to obtain your credit report."
To request an increase online:
In order to request an increase, you will need to go to your Credit Home page, and find Available Credit at the top of the page. Then, click on the link that says Request Increase to begin the process.
- Amazon purchase or re-load
- Carters.com (Merchandise-CHILDRENS / INFANTS WEAR STORE)
- Costco.com
- Ebay seller fees (direct entry) (MCC: N/A)
- Fluz (MCC varies, YMMV)
- Gift Card Mall
- Homedepot.com (Merchandise-HOME SUPPLY WAREHOUSE STORES)
- Iherb.com (Merchandise-MISC FOOD STORE,SPECIALTY,CONVENIENCE)
- Kygunco.com (Merchandise-DURABLE GOODS, NOT ELSEWHERE CLASSIFIED)
- Lockedloaded.com (Merchandise-SPORTING GOODS STORES)
- MileagePlusX (MCC varies)
- Pirateship.com (Services-COURIER SERVICE, FREIGHT FORWARDERS)
- Plastiq (Restaurants-UTILITIES-ELECTRIC,GAS,SANITARY,WATER)
- Scholastic.com (Organizations-MISC SCHOOLS / EDUCATIONAL SERVICES)
- Usmint.gov (Services-MISC GOVERNMENT SERVICES)
- united.com (Air Travel-UNITED AIRLINES)
- Fluz (MCC varies, YMMV)
- Geico.com (Services-INSURANCE-SALES / UNDERWRITING)
- Paypal (MCC varies)
- Cable, Satellite, TV (Restaurants-CABLE,SATELLITE,PAY TV/RADIO SERVICES)
- Telecom (Restaurants-TELEPHONE SERVICE)
- Telecom (Services-TELEPHONE SERVICE/EQUIPMENT)
- Utilities (Restaurants-UTILITIES-ELECTRIC,GAS,SANITARY,WATER)
- VRBO
Credit Line Increases
This is very odd, but according to the Chatbot on the website:
Q. When requesting a credit limit increase, is the credit inquiry a hard or soft credit inquiry?
A. Unfortunately, until we process the request, there isn't a way for us to know if a credit line increase request will be a soft or hard hit on your credit report. For this reason, we have to receive your permission to pull a copy of your credit report before we process the increase request. If you process the request online, you will see a message stating "By submitting this form, you authorize Citibank, N.A. to obtain your credit report."
To request an increase online:
In order to request an increase, you will need to go to your Credit Home page, and find Available Credit at the top of the page. Then, click on the link that says Request Increase to begin the process.
Citi Sears Cards (2014 - 2023)
#166
Join Date: Jul 2014
Location: Western US
Programs: Costco Executive Member, Amazon Optimus Prime
Posts: 1,251
I got the same this morning. Vexatiously, it started 2/1/20, and they didn't email it out to any of us to roughly now. And I've had some travel spend, so I could have put on the Sears card....but as others have noted the travel protections are so bad / weak on this card that even with the plus points it's not always worth it. I'd rather book an airfare with a card which has trip delay than sears for a more pts, especially since you have to spend $500+/mo to get it, when the others will give you the coverage even on a $49 fare if that's the only qualifying travel spend in the month. However one good thing- Sears seems to have a generous definition of 'Travel' , esp compared to some other issuers.
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#167
Join Date: Oct 2004
Location: Greater Chicagoland Area
Programs: frontier Elite, Hertz PC
Posts: 1,487
My mom has had a Sears Mastercard that didn't get converted to a "Shop Your Way" card. It earns Thank you points. I signed her up for online access hoping that they'd send her offers. First one arrived:
Earn 3,000 Bonus ThankYouŽ Points* when you activate this offer and make eligible purchases totaling $300 or more with your Sears MastercardŽ between 2/20/2020 - 4/19/2020. These Bonus ThankYou Points are in addition to the 1 ThankYou Point per $1 spent on purchases you already earn with your card
I'm debating if I should have her do the offer. She doesn't have any other cards in the Thank You point ecosystem so easiest. If I'm reading these blogs correctly, redemption is 0.5 cents per dollar on the non AF cards or .8 cents per point on Amazon. I guess even at Amazon rate, this would be at least 8.8% back.
I know this seems like a waste to those collecting these points. I know I've told people cashing UR points for cash back is a waste.
I guess I'm afraid the points will just sit there if I don't redeem (so worthless compared.to just using a 2% card), or I'd have to have her sign up for the Premier card and learn a whole new points system.
Earn 3,000 Bonus ThankYouŽ Points* when you activate this offer and make eligible purchases totaling $300 or more with your Sears MastercardŽ between 2/20/2020 - 4/19/2020. These Bonus ThankYou Points are in addition to the 1 ThankYou Point per $1 spent on purchases you already earn with your card
I'm debating if I should have her do the offer. She doesn't have any other cards in the Thank You point ecosystem so easiest. If I'm reading these blogs correctly, redemption is 0.5 cents per dollar on the non AF cards or .8 cents per point on Amazon. I guess even at Amazon rate, this would be at least 8.8% back.
I know this seems like a waste to those collecting these points. I know I've told people cashing UR points for cash back is a waste.
I guess I'm afraid the points will just sit there if I don't redeem (so worthless compared.to just using a 2% card), or I'd have to have her sign up for the Premier card and learn a whole new points system.
![rhwbullhead is offline](https://www.flyertalk.com/forum/images/statusicon/user_offline.gif)
#168
Join Date: Jul 2014
Location: Western US
Programs: Costco Executive Member, Amazon Optimus Prime
Posts: 1,251
My mom has had a Sears Mastercard that didn't get converted to a "Shop Your Way" card. It earns Thank you points. I signed her up for online access hoping that they'd send her offers. First one arrived:
Earn 3,000 Bonus ThankYouŽ Points* when you activate this offer and make eligible purchases totaling $300 or more with your Sears MastercardŽ between 2/20/2020 - 4/19/2020. These Bonus ThankYou Points are in addition to the 1 ThankYou Point per $1 spent on purchases you already earn with your card
I'm debating if I should have her do the offer. She doesn't have any other cards in the Thank You point ecosystem so easiest. If I'm reading these blogs correctly, redemption is 0.5 cents per dollar on the non AF cards or .8 cents per point on Amazon. I guess even at Amazon rate, this would be at least 8.8% back.
I know this seems like a waste to those collecting these points. I know I've told people cashing UR points for cash back is a waste.
I guess I'm afraid the points will just sit there if I don't redeem (so worthless compared.to just using a 2% card), or I'd have to have her sign up for the Premier card and learn a whole new points system.
Earn 3,000 Bonus ThankYouŽ Points* when you activate this offer and make eligible purchases totaling $300 or more with your Sears MastercardŽ between 2/20/2020 - 4/19/2020. These Bonus ThankYou Points are in addition to the 1 ThankYou Point per $1 spent on purchases you already earn with your card
I'm debating if I should have her do the offer. She doesn't have any other cards in the Thank You point ecosystem so easiest. If I'm reading these blogs correctly, redemption is 0.5 cents per dollar on the non AF cards or .8 cents per point on Amazon. I guess even at Amazon rate, this would be at least 8.8% back.
I know this seems like a waste to those collecting these points. I know I've told people cashing UR points for cash back is a waste.
I guess I'm afraid the points will just sit there if I don't redeem (so worthless compared.to just using a 2% card), or I'd have to have her sign up for the Premier card and learn a whole new points system.
![akr1970akr is offline](https://www.flyertalk.com/forum/images/statusicon/user_offline.gif)
#169
Join Date: Aug 2014
Posts: 129
I got the same this morning. Vexatiously, it started 2/1/20, and they didn't email it out to any of us to roughly now. And I've had some travel spend, so I could have put on the Sears card....but as others have noted the travel protections are so bad / weak on this card that even with the plus points it's not always worth it. I'd rather book an airfare with a card which has trip delay than sears for a more pts, especially since you have to spend $500+/mo to get it, when the others will give you the coverage even on a $49 fare if that's the only qualifying travel spend in the month. However one good thing- Sears seems to have a generous definition of 'Travel' , esp compared to some other issuers.
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#170
Join Date: Oct 2004
Location: Greater Chicagoland Area
Programs: frontier Elite, Hertz PC
Posts: 1,487
I'll decide later what to do with the points. Neither of us have the premium Citi cards so we can both get the Subs in the future. She should do it by next year as her Global Entry will need to be renewed and she downgraded her CSR long ago.
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#171
Join Date: Jul 2014
Location: Western US
Programs: Costco Executive Member, Amazon Optimus Prime
Posts: 1,251
Haven't done Delta before directly. In the rare times I need them I buy them at grocery stores.
NB that there are differences in how Delta might code up based on desktop purchase vs. mobile purchase. (at least for Amex)
And additionally, there have been recent decent discounts on Delta GC at places like Costco, some grocery stores etc. so even if you were trying to gather up the 10x TYP make sure its actually the best deal out there.
NB that there are differences in how Delta might code up based on desktop purchase vs. mobile purchase. (at least for Amex)
And additionally, there have been recent decent discounts on Delta GC at places like Costco, some grocery stores etc. so even if you were trying to gather up the 10x TYP make sure its actually the best deal out there.
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#172
Join Date: Aug 2014
Posts: 129
Haven't done Delta before directly. In the rare times I need them I buy them at grocery stores.
NB that there are differences in how Delta might code up based on desktop purchase vs. mobile purchase. (at least for Amex)
And additionally, there have been recent decent discounts on Delta GC at places like Costco, some grocery stores etc. so even if you were trying to gather up the 10x TYP make sure its actually the best deal out there.
NB that there are differences in how Delta might code up based on desktop purchase vs. mobile purchase. (at least for Amex)
And additionally, there have been recent decent discounts on Delta GC at places like Costco, some grocery stores etc. so even if you were trying to gather up the 10x TYP make sure its actually the best deal out there.
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#173
Join Date: Oct 2004
Location: Greater Chicagoland Area
Programs: frontier Elite, Hertz PC
Posts: 1,487
I just went to Kmart to burn some points as I have $230 and I'm afraid they are gonna go under. Turns out this Kmart was already being closed before virus.
I see why though, the stuff is still expensive even with the clearance prices.
I have $150 left. There's a Sears near me also. Should I just burn through the points even though food is expensive or do you think Citibank will change them into something else if Sears and Kmart go totally bust?
Also it was a pain to use points bc apparently you need a pin to use over $25 worth but after trying to get one they let me just do several $25 transactions. I'll have pin next time bc phone number I use is at home.
I see why though, the stuff is still expensive even with the clearance prices.
I have $150 left. There's a Sears near me also. Should I just burn through the points even though food is expensive or do you think Citibank will change them into something else if Sears and Kmart go totally bust?
Also it was a pain to use points bc apparently you need a pin to use over $25 worth but after trying to get one they let me just do several $25 transactions. I'll have pin next time bc phone number I use is at home.
![rhwbullhead is offline](https://www.flyertalk.com/forum/images/statusicon/user_offline.gif)
#174
Join Date: Mar 2008
Posts: 1,573
I just went to Kmart to burn some points as I have $230 and I'm afraid they are gonna go under. Turns out this Kmart was already being closed before virus.
I see why though, the stuff is still expensive even with the clearance prices.
I have $150 left. There's a Sears near me also. Should I just burn through the points even though food is expensive or do you think Citibank will change them into something else if Sears and Kmart go totally bust?
Also it was a pain to use points bc apparently you need a pin to use over $25 worth but after trying to get one they let me just do several $25 transactions. I'll have pin next time bc phone number I use is at home.
I see why though, the stuff is still expensive even with the clearance prices.
I have $150 left. There's a Sears near me also. Should I just burn through the points even though food is expensive or do you think Citibank will change them into something else if Sears and Kmart go totally bust?
Also it was a pain to use points bc apparently you need a pin to use over $25 worth but after trying to get one they let me just do several $25 transactions. I'll have pin next time bc phone number I use is at home.
We have no Sears stores in our area anymore and I don't think any K-Mart either.
Bought a few pairs of dockers for "free". LOL
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#175
Join Date: Oct 2004
Location: Greater Chicagoland Area
Programs: frontier Elite, Hertz PC
Posts: 1,487
I ended up going to Sears yesterday. The mall was set to close that evening for who knows how long but Sears was still open. It felt eerie as there was no one there except me. The employees were so few that it took me five mins to find someone to check me out. I even went to the fitting room by myself. K-mart was a ripoff even with the "clearance" prices but I found some good deals at Sears. Burned all but a few dollars.
I still never got some promos from the fall. Despite what some reported here and what a phone rep told me, I don't think they give stacking promos. On another forum, there's a thread how a person only got one promo. It seems wrong though (and this was before all this craziness). I had an offer for 5% back on a deferred interest promo and didn't get that either. One would think that should be separate than the gas/groceries/dining promo.
I still never got some promos from the fall. Despite what some reported here and what a phone rep told me, I don't think they give stacking promos. On another forum, there's a thread how a person only got one promo. It seems wrong though (and this was before all this craziness). I had an offer for 5% back on a deferred interest promo and didn't get that either. One would think that should be separate than the gas/groceries/dining promo.
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#176
Join Date: Jul 2014
Location: Western US
Programs: Costco Executive Member, Amazon Optimus Prime
Posts: 1,251
I ended up going to Sears yesterday. The mall was set to close that evening for who knows how long but Sears was still open. It felt eerie as there was no one there except me. The employees were so few that it took me five mins to find someone to check me out. I even went to the fitting room by myself. K-mart was a ripoff even with the "clearance" prices but I found some good deals at Sears. Burned all but a few dollars.
I still never got some promos from the fall. Despite what some reported here and what a phone rep told me, I don't think they give stacking promos. On another forum, there's a thread how a person only got one promo. It seems wrong though (and this was before all this craziness). I had an offer for 5% back on a deferred interest promo and didn't get that either. One would think that should be separate than the gas/groceries/dining promo.
I still never got some promos from the fall. Despite what some reported here and what a phone rep told me, I don't think they give stacking promos. On another forum, there's a thread how a person only got one promo. It seems wrong though (and this was before all this craziness). I had an offer for 5% back on a deferred interest promo and didn't get that either. One would think that should be separate than the gas/groceries/dining promo.
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#177
Join Date: Dec 2019
Posts: 51
I never found anywhere else outside of sears/kmart where it can be used online. Can you share a link or two on which target store items and/or how you're filtering? Thanks!
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#178
Join Date: Dec 2019
Posts: 51
I never found anywhere else outside of sears/kmart where it can be used online. Can you share a link or two on which target store items and/or how you're filtering? Thanks!
![mani1111 is offline](https://www.flyertalk.com/forum/images/statusicon/user_offline.gif)
#179
Join Date: Jun 2016
Posts: 2,276
has anyone gotten the bonus TYP from the below offer yet?
i guess they really stick to their 8-10 weeks wait or wait for 2 statements to closed before points post clause really well
Activate this offer now to earn 10X Bonus ThankYouŽ Points**
(up to a total of 6,000 points each month) when you spend $150 or more on ALL eligible purchases each month and use your Sears MastercardŽ from 10/1/19 – 1/31/20.
i guess they really stick to their 8-10 weeks wait or wait for 2 statements to closed before points post clause really well
Activate this offer now to earn 10X Bonus ThankYouŽ Points**
(up to a total of 6,000 points each month) when you spend $150 or more on ALL eligible purchases each month and use your Sears MastercardŽ from 10/1/19 – 1/31/20.
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#180
Join Date: Dec 2019
Posts: 51
They've become slower. And they'll make you wait the 10 weeks before posting. So, I would wait until the April statement...
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