I just went to Kmart to burn some points as I have $230 and I'm afraid they are gonna go under. Turns out this Kmart was already being closed before virus.

I see why though, the stuff is still expensive even with the clearance prices.

I have $150 left. There's a Sears near me also. Should I just burn through the points even though food is expensive or do you think Citibank will change them into something else if Sears and Kmart go totally bust?

Also it was a pain to use points bc apparently you need a pin to use over $25 worth but after trying to get one they let me just do several $25 transactions. I'll have pin next time bc phone number I use is at home.