Possible GOOD NEWS coming out for DoC. It states that the 1 per branded, typed card per 24-month limitation does not go into effect until August 28th. Guide over to that site to read up.
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Originally Posted by NTP9766
(Post 27055578)
Of course I get home to find a 40k/$3k targeted offer with invitation code addressed to my wife in the mailbox. I suppose I can go this route should the offer I just applied for be denied the bonus.
Originally Posted by vfdfs2
(Post 27055757)
Possible GOOD NEWS coming out for DoC. It states that the 1 per branded, typed card per 24-month limitation does not go into effect until August 28th. Guide over to that site to read up.
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I doubt the published terms of an offer can be changed by referring to an unnamed person in Citi's media department. Most likely it means that Citi knows there are still offers online (and in print) with the old terms and that they will honor those as written. I don't think it means we can disregard the terms of an offer which already contains the new terms.
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Originally Posted by beltway
(Post 27055775)
Be sure to read the T&C closely. A 40K offer (with 9-digit code) arrived at my house yesterday, and the 24-month restriction was clearly stated in the offer details.
Edit: The only line on this application that gives me some pause is the following: If you are an existing Citi/AAdvantage cardmember, you are not eligible for this offer on your existing account. |
...and I'll quickly backstep on the Citi terms ordeal. :)
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Still have a few days to get 2 apps in before 8/28, so I'll wait for more news and data points over the weekend. Assuming someone will sign up and then confirm.
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For the Citi AA Business 24 month bonus limit and requiring to close the current card and waiting 24 months before reapplying. Would it be possible to close the card and reapply under a new business name and new EIN number and not have to wait the 24 months?
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Originally Posted by nsinfamous
(Post 27056044)
For the Citi AA Business 24 month bonus limit and requiring to close the current card and waiting 24 months before reapplying. Would it be possible to close the card and reapply under a new business name and new EIN number and not have to wait the 24 months?
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Originally Posted by beltway
(Post 27055775)
Be sure to read the T&C closely. A 40K offer (with 9-digit code) arrived at my house yesterday, and the 24-month restriction was clearly stated in the offer details.
I don't buy that for one minute. The language is already in (most of) Citi's offers. When have they ever delayed enforcement of a new rule for weeks after the language appears in T&C? From a corporate standpoint, you are going to put language in before making the change, and maybe it'll take them some time to phase and test. Does anyone remember when they started restricting to the 18 month limit, did it immediately take effect? That'd probably be the best indicator. I am applying today though, since I'm just about to "reset" my overall app clock by taking a 24 month break for the most part for Chase cards, so getting the Gold card without a bonus isn't going to hurt me. I'll report back. |
I have a question for those of you who got denied on the application page when using mail offer code. Do you know if Citi did a hard pull? I'm trying to determine if I should go for the same offer code 2nd time. TIA!
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Breaking News:
Doctor of Credit is saying that the new policy only takes effect on August 28th. He is normally a reliable source. http://www.doctorofcredit.com/apply-...28th-old-terms With this news, I am thinking of going for the Exec. as that is the only AA Citi card I have never held. |
Originally Posted by lw7878
(Post 27057132)
I have a question for those of you who got denied on the application page when using mail offer code. Do you know if Citi did a hard pull? I'm trying to determine if I should go for the same offer code 2nd time. TIA!
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Well, bother. I had planned to re-apply for Plat when bonus-eligible a year from now, and get a Gold in the meantime. So much for that.
Given the gutting of the Prestige, I'll have to seriously consider an Exec instead of Plat next Aug and drop the Prestige. |
I received the welcome letter for my most recent Platinum card application, and it does contain the 30k/$1k bonus language, so I'm pretty confident that I'll be able to successfully churn another card. I will post back once I received and activate the card if the Bonus Tracker is available.
Below is a current record of my Platinum cards: CP: Citi Personal Platinum CB: CitiBusiness Platinum
If I do receive the bonus on this card, I intend to ask Citi to match me to the 50k mile offer like I did with my CitiBusiness card. |
I have another "datapoint" that I'd like to share, and figured it'd be worth separating the posts. It had been over a while since either my wife or myself received a targeted mailer for the Platinum card, so upon a suggestion I saw on Reddit, I signed up a fake person (with my last name and address) for an AAdvantage account a long time ago. Well, this morning I received a targeted offer for this fake person: Earn 40k miles after $3k spend, and an additional 10k miles for $5k total spend within the first 12 months. My wife received a different targeted mailer this week (just 40k/$3k), and her invitation code was 12 digits long. This new invitation code is 9 digits long, but uses a different URL (citi.com/applynowAAplatinumselectcard).
My wife's mailed did not contain any 24-month language anywhere, on the paper I received or the application online. This new mailer also does not contain any 24-month language on paper or online. I'm still not sure if I'll attempt to use one of these mailers, though. If I do, it'll likely be my wife's mailer for the easier spend. At the very least, I'm still in the clear with the 3/65 rule. |
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