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Old Sep 24, 2014, 4:20 pm
FlyerTalk Forums Expert How-Tos and Guides
Last edit by: DenverBrian
The thread was split on September 24, 2014. To review the original thread, click HERE.
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For questions NOT related to the application process - such as experiences using benefits - refer to the AA forum thread on this card: AA Citibank Executive / AAdvantage World Elite MasterCard (Master Thread)

Recommended Application Procedure:
Clear cache and cookies prior to applying or use an incognito or private browsing session to apply. Opening multiple different apps in different windows or tabs or failing to clear cookies/cache has resulted in people receiving a lesser offer for some Citi cards. We do not know, and Citi has not indicated, how long these offers will last. Citi has left other offers alive for over a year beyond the 'apply by' date in the past. These links could be here all year or gone tomorrow. If the application loads, it is good, based on past Citi applications that survived past the landing page expiration, regardless of any posted or advertised 'apply by' date.

MOST CURRENT LINKS:



CURRENT PUBLIC OFFER: 50k

"American Airlines AAdvantage® bonus miles are not available if you have had a Citi Executive® / AAdvantage® World EliteTM MasterCard® opened or closed in the past 18 months"

Link A50

Link B50

Link C50

Link D50

Link E50

Link F50

Link G50

PREVIOUS OFFERS


Previous 75k links (NOT WORKING 11/18)


Link A75, Link B75, Link C75, Link D75, Link E75, Link F75, Link G75, Link H75, Link I75, Link J75, Link K75


Landing Page
Application Page (Both pages include the 18 month language).

http://www.aa.com/i18n/AAdvantage/ea...-executive.jsp

Option 1: Zombie Link with no Landing Page, Several FTers have been using this link with Success. Application Link 50k with 5k spending

Option 2: [note: may be dead or dying as of 3/16/15- check most recent posts in thread] Current Zombie link Application Link 50K for 5K spending, no statement credit.

Option 3: This Link was obtained off of aa.com at one point Bonus is unknown Application Link.

Option 4: Citi Website Offer; Application has the following warning
"American Airlines AAdvantage® bonus miles are not available if you have had a Citi Executive® / AAdvantage® World EliteTM MasterCard® opened or closed in the past 18 months" There are indeed several reports of people who have already had an EXEC card not receiving any signup bonus miles. And no reports of anyone who has had an EXEC before actually getting any signup bonus at all. Do NOT use this link if you have ever had an EXEC card.
Landing page for New 50K for $5K spending, no statement credit and Application Link
The following are identical to Option 4, but the landing pages were working at the time they were entered into this wiki. All landing pages and application pages have the same content but (slightly) different URLs:
Option 4a: Landing page and Application page
Option 4b: Landing page and Application page
Option 4c: Landing page and Application page

Option 5: Does not have the 18-month language of Option 4, and the application form has the older format (like Option 2 and unlike Option 4).
Landing page for 50K for $5K spending, no statement credit and Application Link


Option 6: Artificially generated links; all lead to old-format application pages just like Options 1/2/5, without the "18 months" language found in Option 4 application pages. No landing page ever existed.
There are reports in the thread that applications using 6a/6d were approved but the UPS letter did not mention a bonus, and Citi telephone agents said there would be no bonus. Other reports say that the bonus was stated in the letter.
6a: Application page
6b: Application page
6c: Application page

6d: Application page

Option 7:The following link is very similar to Options 1/2/5 and has been found to work without an 18-month restriction. Since it does not originate from a landing page, there is no web page showing the bonus offer. However, the UPS letter confirms a 50K-mile bonus after $5K spend, and many people have reported that the bonuses have appeared in their AAdvantage accounts. Application Link Link to application page began dying on 6/1/2015. Now completely dead.



EXPEDITED SHIPPING
While reconsideration/application reps do not seem to be aware of this, these cards are expedited and usually arrive 1-2 days after approval.The CSR will not take a request to expedite the card.

Who is eligible for this card? Anyone as long as you can be approved for the minimum $5K credit line, subject to the standard Citi rules of 1 Citi app or card of any kind per 8 days and 2 Citi cards or apps of any kind per 65 days. It is always advisable to wait 65 days from any type of Citi denial before applying for another Citi card. Many have reported getting approved for this card in spite of having several open AA cards over the past year as well as having previously had this card.

Not sure about the 8 and 65 day rules? If your most recent application for any Citi card is less than click here - 8 days ago, you need to wait. Also, if your previous (second-to-last) Citi application is less than click here - 65 days ago, you need to wait. These are not rules published or known by Citi CSRs but rather based on thousands of Citi card applications and datapoints across several threads.

Credit inquiry history
Some have reported more approval success with no more than 5 or 6 Experian inquiries within the last 6 months. And Citi credit reviewers have told some applicants that too many inquiries is a problem, even with an excellent credit score. Multiple inquiries from other banks seem to be especially problematic, because Citi can't see their current balances as easily. Other applicants have been approved with more inquiries, especially with a long term Citi tenure and a favorable income to debt ratio.

This card can be churned. Recent datapoints concerning multiple Executive cards include posts 917, 1059 and starting at 1365. For in-depth datapoints and advice on churning Citi cards, read and study the extensive wiki posts in the HH thread and the AA Plat/gold thread. Click the plus on the right hand side of the wiki if you do not see the wiki text. Datapoints for bonus points posting on multiple cards include post 2579.


Getting around the $450 annual fee: Many people have been able to meet the spending requirement before the first statement posts and then cancel and have the fee refunded after the miles post. Details and datapoints include starting at post 74. T&C state that the card must be cancelled within 30 days of the fee posting to get it refunded; in practice you have 37 days. Potential problems with this plans include a very short (1 week or less) first "month" as well as delays in miles posting which have been reported by several FTers.

Once you cancel the card (within the 37 day window of AF posting) the refund will post on the account between 1-3 business days. Leave a $450 balance and it will be zeroed out.

Retention Bonus Offers: User have been offered the following retention bonus offers when calling to cancel the card:

- 5,000 points + $100 credit with $1,500 spend per month for 3 months 5333
- 2 additional club member passes 6862
- 1,000 bonus miles each month for 16 month, min $1k spend/month 6862
- [3/15] 15,000 bonus miles for spending $5k
- $450 Credit for spending $5k for next three statements

Already a member? If you already purchased an AC membership (for example, using the credit from Amex Plat) and apply and are approved for this card, AA will refund you the pro-rated AF from any time left on your membership.

When do miles post? Usually two days after your statement closing date. In some cases your statement will show the correct miles earned but will show 0 miles reported to AA. In this case see this thread.


Helpful points from post #3794 and others, especially for those new to Citi:
1) Citi CSRs are clueless, so disregard everything they say that seems to contradict anything you have read on F/T. And take everything else with a big grain of salt. I was told 3 times VERY CLEARLY "You will not got your annual fee refunded" while I was cancelling, but I did get it.

2a) With Citi, if you are approved for a card, and meet the minimum spend requirement, you will get the bonus listed for the offer you applied for. Every time ! Unlike Chase or AMEX, who will send you a card, wait for you to pay the fee and spend, and then say "sorry, you don't qualify for a bonus". If Citi doesn't intend to give you the bonus, they will just deny your app. They won't even do a pull, they will just instantly deny your app. If they send you the card, and you meet the spend on time, you will get the bonus. My attorney insists I add "that could change tomorrow", but from the Big Bang thru today, that has always been true.Recently, Citi has been approving Exec cards but not giving the bonus, e.g. when there has been less than 18 months from the previous application. Therefore, (a) use an application link that does not list the 18-month wait requirement; (b) check the letter you get via UPS to see if it explicitly promises the bonus; if it's in the letter, it will be honored (c) if in doubt, call and ask.

2b) Another helpful post discussing timeframe for meeting min spend: 6279

3) Any expectation that Citi will do things that make sense is just plain silly. They won't.

Citibank Contacts/Resources
  • Application status: https://www.accountonline.com/cards/...?screenID=3187
  • (800) 695-5171 – Personal Application Status and Reconsideration Line with live rep
  • (800) 763-9795 – General Personal Application Inquiries with live rep
  • (866) 606-2787 – General Application and Account Questions with live rep
  • (888) 201-4523 – Application status
  • (866) 606-2961 – Reconsideration Line.
  • Twitter : @AskCiti. Very powerful tool.
  • Executive Office - useful for getting a more empowered agent for reconsideration purposes: CitiBank Executive Review Department, P.O. Box 6000, Sioux Falls, SD 57117
Admiral Club Access: You do not need to be flying AA that particular day of travel. (Ex: you're flying DL on the day of travel...you could still enter the AC lounge, even though you're not on an AA flight that day.) Beware, though, that individual lounges have individual rules (see the link below). Alternate rules usually come w/ Qantas lounges, not AA lounges. Furthermore, AC access "comes with" US Air access (19 locations). As of December 2015, authorized users have AC access (but not partner lounge access) even if they are not with the primary card holder.

For reference, an AC lounge list: http://www.aa.com/i18n/travelInforma...#admirals-club
For questions and discussions on lounge access: Help Desk: Lounge Access and Lounge Access Rules
Information on new authorized user AC lounge access: Citi Authorized User Admirals Club Benefit Terms

Also, please note that these cards do not include the 10% miles rebate offered by some other Citi AA products.

What about the EQM? AA tracks your miles earned on Executive card(s) and adds 10K Elite Qualifying Miles to your EQM balance once you earn 40,000 miles during a calendar year on Executive card(s). Any number of Executive cards can add up to the 40K, and you cannot earn more than 10K EQM each year. No redeemable miles are added, and this is of no consequence or value unless you will also earn at least 15K additional EQM in a given year by flying and 10K will bump you up to the next status level.

Direct phone number to Citi Fraud Prevention department: +18664705331

Concierge service enrollment (allows for electronic requests). Concierge number is +18778812668

Here are the minimum credit limit required amounts in order to keep an account open (for purposes of new card applications and reconsiderations)
Citi Amex 1k (likely citi gold as well)
Citi Visa signature/world MasterCard 3k (as low as 1k on some accounts YYMV)
Citi World elite Mastercards (including exec) 5k


Advice to those new to citi American Airlines cards,

If you are just starting out please apply and use the lower level citi AA card for a while before moving on to this thread and card. This will help you in the long run in more ways than one. Most of us here have opened and used lower level AA cards before moving on to this thread and card
Also,
Check out this thread
http://www.flyertalk.com/forum/citi-...-benefits.html
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Citi AA Executive [Late 2014 - 2015]

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Old Jan 20, 2015, 11:42 am
  #1336  
 
Join Date: Jul 2012
Location: KSTP KSPG
Programs: AOPA
Posts: 974
Originally Posted by Preacher7
Data Point: spent $200 this month on the 100K/$200 card. No $200 credit on statement. But the AF doesn't post till next statement. Do you think the $200 is only triggered in the month the AF hits?
When did you open the acct last year and did you pay the first year annual fee?

There are a few of us never paid(never got charged) the annual fees. That might have something to do with it.
teddy25 is offline  
Old Jan 20, 2015, 11:46 am
  #1337  
FlyerTalk Evangelist
 
Join Date: Oct 2014
Posts: 10,904
Originally Posted by aubreyfromwheaton
the AA plat is much harder to get. the exec DOES count against the 18 month clock for the plat. If you've churned exec, do not waste an inquiry on the Plat. It's probably best to have started with plat.
This no longer appears to be true (with the new plat links).

See the Gold/Plat thread for more discussion.
VegasGambler is offline  
Old Jan 20, 2015, 11:46 am
  #1338  
 
Join Date: Jul 2011
Location: DFW
Programs: Hertz President's Circle, Hyatt Diamond, Marriott Platinum
Posts: 317
Originally Posted by Preacher7
Data Point: spent $200 this month on the 100K/$200 card. No $200 credit on statement. But the AF doesn't post till next statement. Do you think the $200 is only triggered in the month the AF hits?
Im venturing to guess that the statement hits on the month of your anniversary. At least that is what happened in my case.
rookie10 is offline  
Old Jan 20, 2015, 12:13 pm
  #1339  
 
Join Date: Mar 2003
Location: EWR Ionosphere Club, LAX Clipper Club, Still Traveling Global, yearly BIS miles
Programs: EAL Silver Wings, I-Club, Flying Colonels DL, WorldPass PLat from the olde Meatball and PE SMARTbank
Posts: 1,988
Originally Posted by michael160
applied & approved 1/13 via option #2 link. Received card 1/16. Spent $5k 1/17. Statement closed 1/19. Statement shows 55k miles earned. Points not in aa acct yet but they usually take a day.
So if your spending doesn't post till the first statement then u are not able to get the miles and cancel the card without paying the AF correct?
frank_10b is offline  
Old Jan 20, 2015, 1:00 pm
  #1340  
 
Join Date: Apr 2014
Location: ORD
Programs: AAdvantage, UA, Avios
Posts: 637
Originally Posted by frank_10b
So if your spending doesn't post till the first statement then u are not able to get the miles and cancel the card without paying the AF correct?
You have 37 days from AF posting, so even if your spend doesn't post the first statement, you can still do it on the second one. Some of us have not spent any $ on the first statement and have had the AF not post until the second statement.
starbuk is offline  
Old Jan 20, 2015, 1:58 pm
  #1341  
 
Join Date: Sep 2013
Programs: AA Lifetime Gold
Posts: 3,677
Originally Posted by starbuk
You have 37 days from AF posting, so even if your spend doesn't post the first statement, you can still do it on the second one. Some of us have not spent any $ on the first statement and have had the AF not post until the second statement.
The AF usually posts the last day of the statement period. So even if it does post on the first statement, and you have not completed the spend by then, you still have a few days after the second statement posts for the miles to be credited to AA, and still cancel before the 37 days are up. If you do end up canceling in those last few days, it's best to call to cancel instead of SM, lest Citi drag it's feet on completing the cancelation.
Brugge is offline  
Old Jan 20, 2015, 3:52 pm
  #1342  
 
Join Date: Mar 2003
Location: EWR Ionosphere Club, LAX Clipper Club, Still Traveling Global, yearly BIS miles
Programs: EAL Silver Wings, I-Club, Flying Colonels DL, WorldPass PLat from the olde Meatball and PE SMARTbank
Posts: 1,988
Originally Posted by Brugge
The AF usually posts the last day of the statement period. So even if it does post on the first statement, and you have not completed the spend by then, you still have a few days after the second statement posts for the miles to be credited to AA, and still cancel before the 37 days are up. If you do end up canceling in those last few days, it's best to call to cancel instead of SM, lest Citi drag it's feet on completing the cancelation.
OK great news, does paying the bill before the statement have anything to do with the miles posting?
thanks
frank_10b is offline  
Old Jan 20, 2015, 6:18 pm
  #1343  
 
Join Date: Dec 2012
Location: ORD/AUS
Programs: SW A-List and HH Diamond
Posts: 188
Originally Posted by frank_10b

OK great news, does paying the bill before the statement have anything to do with the miles posting?
thanks
It shouldn't. I've done it too many times to count.
cks30 is offline  
Old Jan 20, 2015, 6:31 pm
  #1344  
 
Join Date: Sep 2013
Programs: AA Lifetime Gold
Posts: 3,677
Originally Posted by frank_10b
OK great news, does paying the bill before the statement have anything to do with the miles posting?
thanks
NO, the miles typically post 2 or 3 days after the statement closes, based entirely on the spend. Whether you have paid off the entire amount or nothing at all doesn't make any difference.

But bear in mind that charges made within a few days of the statement closing may not post to the current statement. And charges may also stay in pending for a while, so try to finish the spend at least a week before the closing date.

I bought a GC at Safeway 5 days ago, and it hasn't posted yet. Costco cash cards bought online seem to take a week to post. Even worse, Amazon orders won't post until they are shipped, so if your item is backordered it might not post for weeks.

Best to try to get the min spnd done as quickly as possible, and probably do more than the amount required so that if something doesn't post quickly you are still over the min.

Also remember that if the AF posts at the first statement, and you don't finish the spend before that, the miles won't credit to AA until after the AF is due. So you will have to pay the $450, then Citi will refund it, or transfer it to another of your Citi accounts if you prefer. Whereas if you can complete the spend before the first statement closes, the miles will post right away, you can cancel as soon as that happens, and there will be no need to pay the AF.
Brugge is offline  
Old Jan 20, 2015, 9:07 pm
  #1345  
 
Join Date: Feb 2008
Location: CHS
Programs: Delta, AA, BA, United, Hyatt Globalist, Hilton Honors Diamond, SPG Marriott Gold, Sixt Platinum
Posts: 1,144
Originally Posted by Brugge
NO, the miles typically post 2 or 3 days .....

Also remember that if the AF posts at the first statement, and you don't finish the spend before that, the miles won't credit to AA until after the AF is due. So you will have to pay the $450, then Citi will refund it, or transfer it to another of your Citi accounts if you prefer. Whereas if you can complete the spend before the first statement closes, the miles will post right away, you can cancel as soon as that happens, and there will be no need to pay the AF.
or you can close the account with a $450 balance.
beachmiles is offline  
Old Jan 20, 2015, 9:25 pm
  #1346  
 
Join Date: Jan 2013
Programs: AA, SPG, MR, UR, Cash Back!
Posts: 606
Originally Posted by Brugge
NO, the miles typically post 2 or 3 days after the statement closes, based entirely on the spend. Whether you have paid off the entire amount or nothing at all doesn't make any difference.

But bear in mind that charges made within a few days of the statement closing may not post to the current statement. And charges may also stay in pending for a while, so try to finish the spend at least a week before the closing date.

I bought a GC at Safeway 5 days ago, and it hasn't posted yet. Costco cash cards bought online seem to take a week to post. Even worse, Amazon orders won't post until they are shipped, so if your item is backordered it might not post for weeks.

Best to try to get the min spnd done as quickly as possible, and probably do more than the amount required so that if something doesn't post quickly you are still over the min.

Also remember that if the AF posts at the first statement, and you don't finish the spend before that, the miles won't credit to AA until after the AF is due. So you will have to pay the $450, then Citi will refund it, or transfer it to another of your Citi accounts if you prefer. Whereas if you can complete the spend before the first statement closes, the miles will post right away, you can cancel as soon as that happens, and there will be no need to pay the AF.
When does the 37 day clock start? At approval or when the card is activated. I can meet the min spend rather quickly I'm just trying to figure out the window of opportunity.

Also the guys that have churned and burned these cards has your credit taken a bad hit with opening and closing accounts in a 30ish day period? I did 2 of these cards last summer and called it good. Now I'm interested again.
Fuerza is offline  
Old Jan 20, 2015, 9:43 pm
  #1347  
 
Join Date: Feb 2013
Location: San Antonio
Programs: AS MVP
Posts: 2,276
Originally Posted by Fuerza
When does the 37 day clock start? At approval or when the card is activated. I can meet the min spend rather quickly I'm just trying to figure out the window of opportunity.

Also the guys that have churned and burned these cards has your credit taken a bad hit with opening and closing accounts in a 30ish day period? I did 2 of these cards last summer and called it good. Now I'm interested again.
The 37 day clock starts when the fee is charged by Citi, not when the account is opened or activated. The fee is reported to have posted as early as 2 days after the card arrives (rare) to 3 months after the card arrives (uncommon, happened to us once) to never (very rare).

Here's my TU score from Barclays. My first Exec card was opened in January '14. I opened 6 Citi cards and 10 other cards in 2014, after opening 18 in 2013. My score fell to 757 in July because I let a couple of cards' statements close with high utilization. I do have 10+ of years spotless credit history, mortgage, car loan, etc. I'm pretty sure you know this, but for anyone who sees it THIS IS NOT LIKELY POSSIBLE WITH A THIN CREDIT FILE.
KennyBSAT is offline  
Old Jan 21, 2015, 12:21 am
  #1348  
 
Join Date: Mar 2014
Location: OC/LAX
Posts: 376
Originally Posted by KennyBSAT
The 37 day clock starts when the fee is charged by Citi, not when the account is opened or activated. The fee is reported to have posted as early as 2 days after the card arrives (rare) to 3 months after the card arrives (uncommon, happened to us once) to never (very rare).

Here's my TU score from Barclays. My first Exec card was opened in January '14. I opened 6 Citi cards and 10 other cards in 2014, after opening 18 in 2013. My score fell to 757 in July because I let a couple of cards' statements close with high utilization. I do have 10+ of years spotless credit history, mortgage, car loan, etc. I'm pretty sure you know this, but for anyone who sees it THIS IS NOT LIKELY POSSIBLE WITH A THIN CREDIT FILE.
I got three of my friends into churning and MS in general earlier this year. They all had limited credit history and very thin files however even with churning they all have scores in the 700s. I'm such a good friend.
aceofcards is offline  
Old Jan 21, 2015, 5:33 am
  #1349  
Original Poster
 
Join Date: Apr 2012
Programs: 25 million points to burn!
Posts: 1,522
Originally Posted by teddy25
When did you open the acct last year and did you pay the first year annual fee?

There are a few of us never paid(never got charged) the annual fees. That might have something to do with it.
Opened it in January, paid the annual fee. My AF won't hit till Feb again, at which point I'll cancel. I wanted to see if any $200 purchase would trigger another credit in 2015, but it doesn't. For those of you who got the second credit, have you only gotten it with spend on the statement where the AF actually hits?
Preacher7 is offline  
Old Jan 21, 2015, 6:07 am
  #1350  
 
Join Date: Jan 2013
Programs: AA, SPG, MR, UR, Cash Back!
Posts: 606
Originally Posted by KennyBSAT
The 37 day clock starts when the fee is charged by Citi, not when the account is opened or activated. The fee is reported to have posted as early as 2 days after the card arrives (rare) to 3 months after the card arrives (uncommon, happened to us once) to never (very rare).

Here's my TU score from Barclays. My first Exec card was opened in January '14. I opened 6 Citi cards and 10 other cards in 2014, after opening 18 in 2013. My score fell to 757 in July because I let a couple of cards' statements close with high utilization. I do have 10+ of years spotless credit history, mortgage, car loan, etc. I'm pretty sure you know this, but for anyone who sees it THIS IS NOT LIKELY POSSIBLE WITH A THIN CREDIT FILE.
Kenny appreciate that data! So the key to churning the cards is apply, meet min spending, wait for points to post then close. Doesn't matter the timeframe just do it within 37 days of the Annual fee posting?
Fuerza is offline  


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