Jan 24, 2014, 5:20 pm
Last edit by: mia
The thread was split on September 24, 2014 for technical reasons. This version of the Wikipost is frozen as of that date. Please click HERE to read the newer posts and the most current Wikipost.
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For questions NOT related to the application process - such as experiences using benefits - refer to the AA forum thread on this card: AA Citibank Executive / AAdvantage World Elite MasterCard (Master Thread)
Recommended Application Procedure:
Clear cache and cookies prior to applying or use an incognito or private browsing session to apply. Opening multiple different apps in different windows or tabs or failing to clear cookies/cache has resulted in people receiving a lesser offer for some Citi cards. [B]We do not know, and Citi has not indicated, how long these offers will last. Citi has left other offers alive for over a year beyond the 'apply by' date in the past. These links could be here all year or gone tomorrow. If the application loads, it is good, based on past Citi applications that survived past the landing page expiration, regardless of any posted or advertised 'apply by' date.
MOST CURRENT LINKS:
As of 8/19/14, the 60K+ links are no longer working, and give the following error:
[This link stopped working for a few days in July but seems to be working again] Many thanks to LM225 - Citi AA Executive Personal Mastercard, 100,000 miles after $10,000 spend in 3 months, Admirals Club access for cardholder and family or cardholder and two guests, up to $200 in statement credits. $450 annual fee, not waived. Landing page no longer loads as of 6/24.
The landing page asks for a first and last name but the application loads with or without the landing page. This is a CHIP and Signature card. If you go through the landing page, please use any referral code given to you by an AC rep.
For alternate 100K links, see Post #6084. https://www.citicards.com/cards/acq/...&screenID=3001
Many thanks to lobo411 - Citi AA Executive Personal Mastercard, 75,000 miles after $7500 spend in 3 months, Admirals Club access for cardholder and family or cardholder and two guests, up to $100 in statement credits. $450 annual fee, not waived. No landing page. This is a CHIP and Signature card. Bonus confirmed in posts 136 and 142. Still working: There is also a public version of this offer Citi AA Mastercard, 75,000 miles, Landing page available here. HT Belllaaa.
Many thanks to cerealmarketer - Citi AA Executive Personal Mastercard, 60,000 miles after $5k spend in 3 months, Admirals Club access for cardholder and family or cardholder and two guests. $450 annual fee, not waived. Landing page available here. This is a CHIP and Signature card. Landing page for 60K for $5K, with $100 statement credit and application.
Current 50K public offer: (Be carefull this link is showing as 30k in citi system, use other link for 50k) Landing page for 50K for $5K spending, no statement credit and application.
New 50k offer:
Landing page for New 50K for $5K spending, no statement credit - Application Link WARNING: This landing page contains the following in the Footnotes: "American Airlines AAdvantage® bonus miles are not available if you have had a Citi Executive® / AAdvantage® World EliteTM MasterCard® opened or closed in the past 18 months." But the app link directly following it goes to a totally different app page, which is reported to be working as usual.
EXPEDITED SHIPPING
While reconsideration/application reps do not seem to be aware of this, these cards are expedited and usually arrive 1-2 days after approval.The CSR will not take a request to expedite the card.
Who is eligible for this card? Anyone as long as you can be approved for the minimum $5K credit line, subject to the standard Citi rules of 1 Citi app or card of any kind per 8 days and 2 Citi cards or apps of any kind per 65 days. It is always advisable to wait 65 days from any type of Citi denial before applying for another Citi card. Many have reported getting approved for this card in spite of having several open AA cards over the past year as well as having previously had this card.
Not sure about the 8 and 65 day rules? If your most recent application for any Citi card is less than click here - 8 days ago, you need to wait. Also, if your previous (second-to-last) Citi application is less than click here - 65 days ago, you need to wait. These are not rules published or known by Citi CSRs but rather based on thousands of Citi card applications and datapoints across several threads.
This card can be churned. Recent datapoints concerning multiple Executive cards include posts 917, 1059 and starting at 1365. For in-depth datapoints and advice on churning Citi cards, read and study the extensive wiki posts in the HH thread and the AA Plat/gold thread. Click the plus on the right hand side of the wiki if you do not see the wiki text. Datapoints for bonus points posting on multiple cards include post 2579.
Getting around the $450 annual fee: Some have been able to meet the spending requirement before the first statement posts and then cancel and have the fee refunded after the miles post. Details and datapoints include starting at post 74. T&C state that the card must be cancelled within 30 days of the fee posting to get it refunded. Potential problems with this plans include a very short (1 week or less) first "month" as well as delays in miles posting which have been reported by several FTers here http://www.flyertalk.com/forum/credi...ost-first.html. YMMV. If paying $250-$450 for a year's access to Admirals Clubs and the 60K-100K miles is a deal breaker, this card may not be for you.
Once you cancel the card (within the 37 day window of AF posting) the refund will post on the account between 1-3 business days.
Retention Bonus Offers: User have been offered the following retention bonus offers when calling to cancel the card:
- 5,000 points + $100 credit with $1,500 spend per month for 3 months 5333
- 2 additional club member passes 6862
- 1,000 bonus miles each month for 16 month, min $1k spend/month 6862
Already a member? If you already purchased an AC membership (for example, using the credit from Amex Plat) and apply and are approved for this card, AA will refund you the pro-rated AF from any time left on your membership.
When do miles post? Usually a few days after your statement closes. In some cases your statement will show the correct miles earned but will show 0 miles reported to AA. In this case see this thread.
Please post more experiences about cancelling to avoid the $450 fee
Helpful points from post #3794 and others, especially for those new to Citi:
1) Citi CSRs are clueless, so disregard everything they say that seems to contradict anything you have read on F/T. And take everything else with a big grain of salt. I was told 3 times VERY CLEARLY "You will not got your annual fee refunded" while I was cancelling, but I did get it.
2a) With Citi, if you are approved for a card, and meet the minimum spend requirement, you will get the bonus listed for the offer you applied for. Every time ! Unlike Chase or AMEX, who will send you a card, wait for you to pay the fee and spend, and then say "sorry, you don't qualify for a bonus". If Citi doesn't intend to give you the bonus, they will just deny your app. They won't even do a pull, they will just instantly deny your app. If they send you the card, and you meet the spend on time, you will get the bonus. My attorney insists I add "that could change tomorrow", but from the Big Bang thru today, that has always been true.
2b) Another helpful post discussing timeframe for meeting min spend: 6279
3) Any expectation that Citi will do things that make sense is just plain silly. They won't.
Admiral Club Access: You do not need to be flying AA that particular day of travel. (Ex: you're flying DL on the day of travel...you could still enter the AC lounge, even though you're not on an AA flight that day.) Beware, though, that individual lounges have individual rules (see the link below). Alternate rules usually come w/ Qantas lounges, not AA lounges. Furthermore, AC access "comes with" US Air access (19 locations). An authorized user does not have AC access unless they are with the primary card holder. The authorized user's card will have the "Admiral Club" language omitted from the back of their card.
For reference, an AC lounge list: http://www.aa.com/i18n/travelInforma...#admirals-club
For questions and discussions on lounge access: Help Desk: Lounge Access and Lounge Access Rules
$200 Statement Credit on any purchase:
Multiple datapoints within this thread as well as multiple confirmations from CSRs say that the $200 statement credit is for any purchase.
Also, please note that these cards do not include the 10% miles rebate offered by some other Citi AA products.
What about the EQM? AA tracks your miles earned on Executive card(s) and adds 10K Elite Qualifying Miles to your EQM balance once you earn 40,000 miles during a calendar year on Executive card(s). Any number of Executive cards can add up to the 40K, and you cannot earn more than 10K EQM each year. No redeemable miles are added, and this is of no consequence or value unless you will also earn at least 15K additional EQM in a given year by flying and 10K will bump you up to the next status level.
Direct phone number to Citi Fraud Prevention department: +18664705331
Concierge service enrollment (allows for electronic requests). Concierge number is +18778812668
Here are the minimum credit limit required amounts in order to keep an account open (for purposes of new card applications and reconsiderations)
Citi Amex 1k (likely citi gold as well)
Citi Visa signature/world MasterCard 3k
Citi World elite Mastercards (including exec) 5k
Advice to those new to citi American Airlines cards,
If you are just starting out please apply and use the lower level citi AA card for a while before moving on to this thread and card. This will help you in the long run in more ways than one. Most of us here have opened and used lower level AA cards before moving on to this thread and card
Also,
Check out this thread
http://www.flyertalk.com/forum/citi-...ost-first.html
-----------------------------------
For questions NOT related to the application process - such as experiences using benefits - refer to the AA forum thread on this card: AA Citibank Executive / AAdvantage World Elite MasterCard (Master Thread)
Recommended Application Procedure:
Clear cache and cookies prior to applying or use an incognito or private browsing session to apply. Opening multiple different apps in different windows or tabs or failing to clear cookies/cache has resulted in people receiving a lesser offer for some Citi cards. [B]We do not know, and Citi has not indicated, how long these offers will last. Citi has left other offers alive for over a year beyond the 'apply by' date in the past. These links could be here all year or gone tomorrow. If the application loads, it is good, based on past Citi applications that survived past the landing page expiration, regardless of any posted or advertised 'apply by' date.
MOST CURRENT LINKS:
As of 8/19/14, the 60K+ links are no longer working, and give the following error:
A system error has caused a delay in processing your application. Please try again later.
[This link stopped working for a few days in July but seems to be working again] Many thanks to LM225 - Citi AA Executive Personal Mastercard, 100,000 miles after $10,000 spend in 3 months, Admirals Club access for cardholder and family or cardholder and two guests, up to $200 in statement credits. $450 annual fee, not waived. Landing page no longer loads as of 6/24.
Current 50K public offer: (Be carefull this link is showing as 30k in citi system, use other link for 50k) Landing page for 50K for $5K spending, no statement credit and application.
New 50k offer:
Landing page for New 50K for $5K spending, no statement credit - Application Link WARNING: This landing page contains the following in the Footnotes: "American Airlines AAdvantage® bonus miles are not available if you have had a Citi Executive® / AAdvantage® World EliteTM MasterCard® opened or closed in the past 18 months." But the app link directly following it goes to a totally different app page, which is reported to be working as usual.
EXPEDITED SHIPPING
While reconsideration/application reps do not seem to be aware of this, these cards are expedited and usually arrive 1-2 days after approval.The CSR will not take a request to expedite the card.
Who is eligible for this card? Anyone as long as you can be approved for the minimum $5K credit line, subject to the standard Citi rules of 1 Citi app or card of any kind per 8 days and 2 Citi cards or apps of any kind per 65 days. It is always advisable to wait 65 days from any type of Citi denial before applying for another Citi card. Many have reported getting approved for this card in spite of having several open AA cards over the past year as well as having previously had this card.
Not sure about the 8 and 65 day rules? If your most recent application for any Citi card is less than click here - 8 days ago, you need to wait. Also, if your previous (second-to-last) Citi application is less than click here - 65 days ago, you need to wait. These are not rules published or known by Citi CSRs but rather based on thousands of Citi card applications and datapoints across several threads.
This card can be churned. Recent datapoints concerning multiple Executive cards include posts 917, 1059 and starting at 1365. For in-depth datapoints and advice on churning Citi cards, read and study the extensive wiki posts in the HH thread and the AA Plat/gold thread. Click the plus on the right hand side of the wiki if you do not see the wiki text. Datapoints for bonus points posting on multiple cards include post 2579.
Getting around the $450 annual fee: Some have been able to meet the spending requirement before the first statement posts and then cancel and have the fee refunded after the miles post. Details and datapoints include starting at post 74. T&C state that the card must be cancelled within 30 days of the fee posting to get it refunded. Potential problems with this plans include a very short (1 week or less) first "month" as well as delays in miles posting which have been reported by several FTers here http://www.flyertalk.com/forum/credi...ost-first.html. YMMV. If paying $250-$450 for a year's access to Admirals Clubs and the 60K-100K miles is a deal breaker, this card may not be for you.
Once you cancel the card (within the 37 day window of AF posting) the refund will post on the account between 1-3 business days.
Retention Bonus Offers: User have been offered the following retention bonus offers when calling to cancel the card:
- 5,000 points + $100 credit with $1,500 spend per month for 3 months 5333
- 2 additional club member passes 6862
- 1,000 bonus miles each month for 16 month, min $1k spend/month 6862
Already a member? If you already purchased an AC membership (for example, using the credit from Amex Plat) and apply and are approved for this card, AA will refund you the pro-rated AF from any time left on your membership.
When do miles post? Usually a few days after your statement closes. In some cases your statement will show the correct miles earned but will show 0 miles reported to AA. In this case see this thread.
Please post more experiences about cancelling to avoid the $450 fee
Helpful points from post #3794 and others, especially for those new to Citi:
1) Citi CSRs are clueless, so disregard everything they say that seems to contradict anything you have read on F/T. And take everything else with a big grain of salt. I was told 3 times VERY CLEARLY "You will not got your annual fee refunded" while I was cancelling, but I did get it.
2a) With Citi, if you are approved for a card, and meet the minimum spend requirement, you will get the bonus listed for the offer you applied for. Every time ! Unlike Chase or AMEX, who will send you a card, wait for you to pay the fee and spend, and then say "sorry, you don't qualify for a bonus". If Citi doesn't intend to give you the bonus, they will just deny your app. They won't even do a pull, they will just instantly deny your app. If they send you the card, and you meet the spend on time, you will get the bonus. My attorney insists I add "that could change tomorrow", but from the Big Bang thru today, that has always been true.
2b) Another helpful post discussing timeframe for meeting min spend: 6279
3) Any expectation that Citi will do things that make sense is just plain silly. They won't.
Citibank Contacts/Resources
- Application status: https://www.accountonline.com/cards/...?screenID=3187
- (800) 695-5171 – Personal Application Status and Reconsideration Line with live rep
- (800) 763-9795 – General Personal Application Inquiries with live rep
- (866) 606-2787 – General Application and Account Questions with live rep
- (888) 201-4523 – Application status
- (866) 606-2961 – Reconsideration Line.
- Twitter : @AskCiti. Very powerful tool.
- Executive Office - useful for getting a more empowered agent for reconsideration purposes: CitiBank Executive Review Department, P.O. Box 6000, Sioux Falls, SD 57117
For reference, an AC lounge list: http://www.aa.com/i18n/travelInforma...#admirals-club
For questions and discussions on lounge access: Help Desk: Lounge Access and Lounge Access Rules
$200 Statement Credit on any purchase:
Multiple datapoints within this thread as well as multiple confirmations from CSRs say that the $200 statement credit is for any purchase.
Also, please note that these cards do not include the 10% miles rebate offered by some other Citi AA products.
What about the EQM? AA tracks your miles earned on Executive card(s) and adds 10K Elite Qualifying Miles to your EQM balance once you earn 40,000 miles during a calendar year on Executive card(s). Any number of Executive cards can add up to the 40K, and you cannot earn more than 10K EQM each year. No redeemable miles are added, and this is of no consequence or value unless you will also earn at least 15K additional EQM in a given year by flying and 10K will bump you up to the next status level.
Direct phone number to Citi Fraud Prevention department: +18664705331
Concierge service enrollment (allows for electronic requests). Concierge number is +18778812668
Here are the minimum credit limit required amounts in order to keep an account open (for purposes of new card applications and reconsiderations)
Citi Amex 1k (likely citi gold as well)
Citi Visa signature/world MasterCard 3k
Citi World elite Mastercards (including exec) 5k
Advice to those new to citi American Airlines cards,
If you are just starting out please apply and use the lower level citi AA card for a while before moving on to this thread and card. This will help you in the long run in more ways than one. Most of us here have opened and used lower level AA cards before moving on to this thread and card
Also,
Check out this thread
http://www.flyertalk.com/forum/citi-...ost-first.html
Citi Executive AA MasterCard [October 2013 - September 2014]
Jul 25, 2014, 7:26 am
#8266
Join Date: Jul 2013
Location: DFW,OVB (Russia)
Programs: AA HH Gold SPG Gold BA
Posts: 1,823
Hi all,
I'm one of the many AA flyers who original got the Amex Plat card primarily for the Admiral's Club benefit. Back in December, when the dissolution of the partnership was announced, I called Amex to say I would need to leave them because of this. They offered me a $450 statement credit to stay (equivalent to the annual fee). I asked them what would happen when my next annual fee came due, and whether they would waive it on an ongoing basis. They said to ask when the time came.
Well, my annual fee posted earlier this week, so I called them back and asked if they were willing to do the same thing again. They told me that the credit I got in December was really a retention bonus, not a waiver of the annual fee, and that it was too soon for me to be asking for another retention bonus. However, they did give me another $100 credit toward AA incidental fees (on top of the $200 annual credit I normally get). I usually use those credits for AA gift certificates, but I hate having to keep track of those. However, the Amex rep said that an annual Admirals Club membership fee would also qualify for that credit - that was something I hadn't realized before.
All this said, I no longer find the Amex Plat benefits are worth the annual fee for my particular situation, so I'm looking for a way out. I have a substantial balance of Amex MR points that I definitely don't want to lose in the process. After reading a bunch of posts in this thread and the Amex threads, I think I have a viable plan to switch over to Citi, but I wanted to vet it through the experts here to make sure I'm not overlooking something. Here it is:
1. Apply for an Amex EveryDay card, which has no annual fee and the same flexibility as my Amex Plat card for transferring MR points to any partner airline (unlike Amex Blue, for example).
2. Link my new Amex EveryDay card to my Amex Plat account so that my MR points are associated with both cards.
3. Purchase an Admiral's Club annual membership on my Amex Plat card so that $300 of it will be reimbursed by Amex.
4. Apply for a Citi Executive card.
5. Cancel Amex card after re-verifying with them that MR points won't go away because of the new Amex EveryDay card I'll have
6. Activate Citi card, make sure I meet minimum 3-month spend for miles
7. Get Admiral's Club to refund prorated membership fee since that's now covered by my new Citi card.
8. Make sure Amex sends me a check for the credit that posts for my club membership refund.
Anybody see any mistakes with this plan? The one thing I'm a little worried about is what could happen to the refund posted by AA for my Admiral's Club fee - could Amex see that credit to my account and decide that I don't get to keep it because part of the original membership fee had been covered by my incidental charges benefit? Would it be safer if I made sure there was at least a month between when I buy my initial membership and when I ask for the prorated refund, so at least the amount of the refund won't match the amount of the initial purchase?
Thanks for any and all feedback. If there's a better way to do this, I'm all ears! If the club purchase to use up my Amex incidental charge benefit sounds too risky, I could just get more AA gift certs... it's just that I have quite a stockpile of those already. I know they don't expire, but it's just one more set of credits I have to remember to use over the years.
I'm one of the many AA flyers who original got the Amex Plat card primarily for the Admiral's Club benefit. Back in December, when the dissolution of the partnership was announced, I called Amex to say I would need to leave them because of this. They offered me a $450 statement credit to stay (equivalent to the annual fee). I asked them what would happen when my next annual fee came due, and whether they would waive it on an ongoing basis. They said to ask when the time came.
Well, my annual fee posted earlier this week, so I called them back and asked if they were willing to do the same thing again. They told me that the credit I got in December was really a retention bonus, not a waiver of the annual fee, and that it was too soon for me to be asking for another retention bonus. However, they did give me another $100 credit toward AA incidental fees (on top of the $200 annual credit I normally get). I usually use those credits for AA gift certificates, but I hate having to keep track of those. However, the Amex rep said that an annual Admirals Club membership fee would also qualify for that credit - that was something I hadn't realized before.
All this said, I no longer find the Amex Plat benefits are worth the annual fee for my particular situation, so I'm looking for a way out. I have a substantial balance of Amex MR points that I definitely don't want to lose in the process. After reading a bunch of posts in this thread and the Amex threads, I think I have a viable plan to switch over to Citi, but I wanted to vet it through the experts here to make sure I'm not overlooking something. Here it is:
1. Apply for an Amex EveryDay card, which has no annual fee and the same flexibility as my Amex Plat card for transferring MR points to any partner airline (unlike Amex Blue, for example).
2. Link my new Amex EveryDay card to my Amex Plat account so that my MR points are associated with both cards.
3. Purchase an Admiral's Club annual membership on my Amex Plat card so that $300 of it will be reimbursed by Amex.
4. Apply for a Citi Executive card.
5. Cancel Amex card after re-verifying with them that MR points won't go away because of the new Amex EveryDay card I'll have
6. Activate Citi card, make sure I meet minimum 3-month spend for miles
7. Get Admiral's Club to refund prorated membership fee since that's now covered by my new Citi card.
8. Make sure Amex sends me a check for the credit that posts for my club membership refund.
Anybody see any mistakes with this plan? The one thing I'm a little worried about is what could happen to the refund posted by AA for my Admiral's Club fee - could Amex see that credit to my account and decide that I don't get to keep it because part of the original membership fee had been covered by my incidental charges benefit? Would it be safer if I made sure there was at least a month between when I buy my initial membership and when I ask for the prorated refund, so at least the amount of the refund won't match the amount of the initial purchase?
Thanks for any and all feedback. If there's a better way to do this, I'm all ears! If the club purchase to use up my Amex incidental charge benefit sounds too risky, I could just get more AA gift certs... it's just that I have quite a stockpile of those already. I know they don't expire, but it's just one more set of credits I have to remember to use over the years.
2. The magic word for any retention department is "cancel" if you are really serious about cancelling (i don't think they will let you go that easy without offering you compensation)
3. In my experience, amex airline credits are don't disappear if you receive a refund by AA for example, for the same service (do not abuse this though)
4. Even if you cancel your amex, it should still accept refunds for a period of at least six months after cancellation , though I would not cancel the card until the last possible moment
Jul 25, 2014, 10:44 am
#8267
Join Date: May 2004
Programs: AS MVPG, Hilton Diamond, Hyatt Globalist
Posts: 103
May be this is not the right forum, mods - please move as neccessary. Sorry if this has been asked before too.
Would i be eligible for 2x miles if i use Citi AA card to purchase an AS coded flight on aa.com? Working towards the 10k min spend and moving all my purchases to this one.
Also, being AS MVP, am guessing i can still avail free baggage allowance of MVPs.. Thnx in advance
Would i be eligible for 2x miles if i use Citi AA card to purchase an AS coded flight on aa.com? Working towards the 10k min spend and moving all my purchases to this one.
Also, being AS MVP, am guessing i can still avail free baggage allowance of MVPs.. Thnx in advance
Jul 25, 2014, 11:07 am
#8268
Join Date: Jul 2013
Location: DFW,OVB (Russia)
Programs: AA HH Gold SPG Gold BA
Posts: 1,823
May be this is not the right forum, mods - please move as neccessary. Sorry if this has been asked before too.
Would i be eligible for 2x miles if i use Citi AA card to purchase an AS coded flight on aa.com? Working towards the 10k min spend and moving all my purchases to this one.
Also, being AS MVP, am guessing i can still avail free baggage allowance of MVPs.. Thnx in advance
Would i be eligible for 2x miles if i use Citi AA card to purchase an AS coded flight on aa.com? Working towards the 10k min spend and moving all my purchases to this one.
Also, being AS MVP, am guessing i can still avail free baggage allowance of MVPs.. Thnx in advance
Jul 25, 2014, 8:02 pm
#8269
Join Date: Jul 2014
Posts: 12
Just applied for the 75k offer, pending approval. Called up and they said they need more time. How long does it usually take for an answer?
Jul 25, 2014, 8:05 pm
#8270
Join Date: Mar 2014
Location: OC/LAX
Posts: 376
Just applied for the 75K offer, first card that was approved automatically and with the highest CL yet.
Jul 26, 2014, 5:39 am
#8271
Join Date: May 2014
Location: SoCal
Posts: 2,164
I had the same answer happen to me, i was told that they are still processing my application, i was also asked to check back online within 24 hours,he asked if i wanted to add my cell # to the application, i did, i thanked the super nice guy, and wished him a good weekend, few minutes after while i am typing this my phone rang once and i tried to answer, got no answer, i went and checked online and my application got approved, i am guessing that was citi calling then they realized its 4:30 am in the west cost so they hang up (pure guess) but who else will call at 4:30 in the morning. 1st time i had to call in for any of my citi cards (4th exec, 5 overall).
Jul 27, 2014, 11:37 am
#8272
Join Date: Oct 2010
Location: Feeder Band Land (South FL)
Programs: seeking best cc sign-up & spend bonus offers
Posts: 865
Was willing to absorb $450 AF at 100K level 4X (2 people).
Going forward at 75K-$7500 spend level, will employ wiki $450 refund advice.
Card approved today, but only $6200 cred lim, even after transferring CL.
So to spend $7500 asap, get 75K miles asap, how's this?:
a. make $6200 charge day card arrives
b. transfer $6200 by phone from my bank to cc later same day
c. make $1300 cc charge next day?? or wait 2 days??
d. repeat (b) but $1300 which triggers $7500 spend bonus?
e. wait for monthly statement showing $450 fee (& $100 bonus)
f. after (e) cancel card asap?? or wait until just under 30 days??
Advice from cancellation pros appreciated!! (my first time at this)
Going forward at 75K-$7500 spend level, will employ wiki $450 refund advice.
Card approved today, but only $6200 cred lim, even after transferring CL.
So to spend $7500 asap, get 75K miles asap, how's this?:
a. make $6200 charge day card arrives
b. transfer $6200 by phone from my bank to cc later same day
c. make $1300 cc charge next day?? or wait 2 days??
d. repeat (b) but $1300 which triggers $7500 spend bonus?
e. wait for monthly statement showing $450 fee (& $100 bonus)
f. after (e) cancel card asap?? or wait until just under 30 days??
Advice from cancellation pros appreciated!! (my first time at this)
Jul 27, 2014, 11:52 am
#8273
Join Date: Oct 2012
Posts: 970
Was willing to absorb $450 AF at 100K level 4X (2 people).
Going forward at 75K-$7500 spend level, will employ wiki $450 refund advice.
Card approved today, but only $6200 cred lim, even after transferring CL.
So to spend $7500 asap, get 75K miles asap, how's this?:
a. make $6200 charge day card arrives
b. transfer $6200 by phone from my bank to cc later same day
c. make $1300 cc charge next day?? or wait 2 days??
d. repeat (b) but $1300 which triggers $7500 spend bonus?
e. wait for monthly statement showing $450 fee (& $100 bonus)
f. after (e) cancel card asap?? or wait until just under 30 days??
Advice from cancellation pros appreciated!! (my first time at this)
Going forward at 75K-$7500 spend level, will employ wiki $450 refund advice.
Card approved today, but only $6200 cred lim, even after transferring CL.
So to spend $7500 asap, get 75K miles asap, how's this?:
a. make $6200 charge day card arrives
b. transfer $6200 by phone from my bank to cc later same day
c. make $1300 cc charge next day?? or wait 2 days??
d. repeat (b) but $1300 which triggers $7500 spend bonus?
e. wait for monthly statement showing $450 fee (& $100 bonus)
f. after (e) cancel card asap?? or wait until just under 30 days??
Advice from cancellation pros appreciated!! (my first time at this)
Jul 27, 2014, 12:34 pm
#8274
Join Date: Dec 2013
Location: NYC
Posts: 5,025
Was willing to absorb $450 AF at 100K level 4X (2 people).
Going forward at 75K-$7500 spend level, will employ wiki $450 refund advice.
Card approved today, but only $6200 cred lim, even after transferring CL.
So to spend $7500 asap, get 75K miles asap, how's this?:
a. make $6200 charge day card arrives
b. transfer $6200 by phone from my bank to cc later same day
c. make $1300 cc charge next day?? or wait 2 days??
d. repeat (b) but $1300 which triggers $7500 spend bonus?
e. wait for monthly statement showing $450 fee (& $100 bonus)
f. after (e) cancel card asap?? or wait until just under 30 days??
Advice from cancellation pros appreciated!! (my first time at this)
Going forward at 75K-$7500 spend level, will employ wiki $450 refund advice.
Card approved today, but only $6200 cred lim, even after transferring CL.
So to spend $7500 asap, get 75K miles asap, how's this?:
a. make $6200 charge day card arrives
b. transfer $6200 by phone from my bank to cc later same day
c. make $1300 cc charge next day?? or wait 2 days??
d. repeat (b) but $1300 which triggers $7500 spend bonus?
e. wait for monthly statement showing $450 fee (& $100 bonus)
f. after (e) cancel card asap?? or wait until just under 30 days??
Advice from cancellation pros appreciated!! (my first time at this)
Jul 27, 2014, 1:01 pm
#8275
Join Date: Jan 2014
Posts: 1,269
Was willing to absorb $450 AF at 100K level 4X (2 people).
Going forward at 75K-$7500 spend level, will employ wiki $450 refund advice.
Card approved today, but only $6200 cred lim, even after transferring CL.
So to spend $7500 asap, get 75K miles asap, how's this?:
a. make $6200 charge day card arrives
b. transfer $6200 by phone from my bank to cc later same day
c. make $1300 cc charge next day?? or wait 2 days??
d. repeat (b) but $1300 which triggers $7500 spend bonus?
e. wait for monthly statement showing $450 fee (& $100 bonus)
f. after (e) cancel card asap?? or wait until just under 30 days??
Advice from cancellation pros appreciated!! (my first time at this)
Going forward at 75K-$7500 spend level, will employ wiki $450 refund advice.
Card approved today, but only $6200 cred lim, even after transferring CL.
So to spend $7500 asap, get 75K miles asap, how's this?:
a. make $6200 charge day card arrives
b. transfer $6200 by phone from my bank to cc later same day
c. make $1300 cc charge next day?? or wait 2 days??
d. repeat (b) but $1300 which triggers $7500 spend bonus?
e. wait for monthly statement showing $450 fee (& $100 bonus)
f. after (e) cancel card asap?? or wait until just under 30 days??
Advice from cancellation pros appreciated!! (my first time at this)
Jul 27, 2014, 1:08 pm
#8276
Join Date: Jan 2014
Posts: 1,269
I don't think it's a big deal if the payment hits a day or two before the charge clears, but even if it's bad, it won't happen often. The charge should be pending in Citi's system immediately and should clear within a day or two, whereas the push payment will take at least two business days to hit -- maybe three. It seems like the most likely worst-case scenario is that the charge clears and the payment hits on the same date.
Last edited by LWT3; Jul 27, 2014 at 2:16 pm
Jul 27, 2014, 3:29 pm
#8277
Join Date: Oct 2010
Location: Feeder Band Land (South FL)
Programs: seeking best cc sign-up & spend bonus offers
Posts: 865
Thanks for responses!
Not super-rushed, just "eager".
Realizing may be best to call citi & ask,
"Is it OK to _____?" before each step.
The only "rush" was to make sure 2-step
spend trigger reached in first statement, right?
regards
Not super-rushed, just "eager".
Realizing may be best to call citi & ask,
"Is it OK to _____?" before each step.
The only "rush" was to make sure 2-step
spend trigger reached in first statement, right?
regards
Jul 27, 2014, 3:49 pm
#8278
Join Date: Jan 2014
Posts: 565
Even if you meet the spend early, if your charges don't finalize before your first statement, you would have to wait until the second statement anyway, or risk the fact that your bonus points won't post.
Remember, you have to wait a couple of days after stmt close, after all $7500 charges are posted, before you will get your miles. Trust me, it's no fun waiting for the stmt to close after you meet your spend.
Remember, you have to wait a couple of days after stmt close, after all $7500 charges are posted, before you will get your miles. Trust me, it's no fun waiting for the stmt to close after you meet your spend.
Jul 27, 2014, 4:50 pm
#8279
Join Date: May 2014
Location: SoCal
Posts: 2,164
The most important thing is to know when is your first statement date is and work towards getting your spending done days before that date, remember you can always walk into a citi bank after you get your card and have some spending done and make a $1300 payment towards your account, that will give you the entire $7500 you need. its always fun to see your 82.5K miles post on your AA account. you can cancel after that.
Jul 27, 2014, 4:55 pm
#8280
Join Date: May 2014
Location: SoCal
Posts: 2,164
This thread has been very slow lately, i guess people are not as interested as when we had a 100K going on, we almost had no posts all of yesterday, may be the thread topic saying "[Expired Again?]" keeps new people away.