Jan 24, 2014, 5:20 pm
Last edit by: mia
The thread was split on September 24, 2014 for technical reasons. This version of the Wikipost is frozen as of that date. Please click HERE to read the newer posts and the most current Wikipost.
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For questions NOT related to the application process - such as experiences using benefits - refer to the AA forum thread on this card: AA Citibank Executive / AAdvantage World Elite MasterCard (Master Thread)
Recommended Application Procedure:
Clear cache and cookies prior to applying or use an incognito or private browsing session to apply. Opening multiple different apps in different windows or tabs or failing to clear cookies/cache has resulted in people receiving a lesser offer for some Citi cards. [B]We do not know, and Citi has not indicated, how long these offers will last. Citi has left other offers alive for over a year beyond the 'apply by' date in the past. These links could be here all year or gone tomorrow. If the application loads, it is good, based on past Citi applications that survived past the landing page expiration, regardless of any posted or advertised 'apply by' date.
MOST CURRENT LINKS:
As of 8/19/14, the 60K+ links are no longer working, and give the following error:
[This link stopped working for a few days in July but seems to be working again] Many thanks to LM225 - Citi AA Executive Personal Mastercard, 100,000 miles after $10,000 spend in 3 months, Admirals Club access for cardholder and family or cardholder and two guests, up to $200 in statement credits. $450 annual fee, not waived. Landing page no longer loads as of 6/24.
The landing page asks for a first and last name but the application loads with or without the landing page. This is a CHIP and Signature card. If you go through the landing page, please use any referral code given to you by an AC rep.
For alternate 100K links, see Post #6084. https://www.citicards.com/cards/acq/...&screenID=3001
Many thanks to lobo411 - Citi AA Executive Personal Mastercard, 75,000 miles after $7500 spend in 3 months, Admirals Club access for cardholder and family or cardholder and two guests, up to $100 in statement credits. $450 annual fee, not waived. No landing page. This is a CHIP and Signature card. Bonus confirmed in posts 136 and 142. Still working: There is also a public version of this offer Citi AA Mastercard, 75,000 miles, Landing page available here. HT Belllaaa.
Many thanks to cerealmarketer - Citi AA Executive Personal Mastercard, 60,000 miles after $5k spend in 3 months, Admirals Club access for cardholder and family or cardholder and two guests. $450 annual fee, not waived. Landing page available here. This is a CHIP and Signature card. Landing page for 60K for $5K, with $100 statement credit and application.
Current 50K public offer: (Be carefull this link is showing as 30k in citi system, use other link for 50k) Landing page for 50K for $5K spending, no statement credit and application.
New 50k offer:
Landing page for New 50K for $5K spending, no statement credit - Application Link WARNING: This landing page contains the following in the Footnotes: "American Airlines AAdvantageŽ bonus miles are not available if you have had a Citi ExecutiveŽ / AAdvantageŽ World EliteTM MasterCardŽ opened or closed in the past 18 months." But the app link directly following it goes to a totally different app page, which is reported to be working as usual.
EXPEDITED SHIPPING
While reconsideration/application reps do not seem to be aware of this, these cards are expedited and usually arrive 1-2 days after approval.The CSR will not take a request to expedite the card.
Who is eligible for this card? Anyone as long as you can be approved for the minimum $5K credit line, subject to the standard Citi rules of 1 Citi app or card of any kind per 8 days and 2 Citi cards or apps of any kind per 65 days. It is always advisable to wait 65 days from any type of Citi denial before applying for another Citi card. Many have reported getting approved for this card in spite of having several open AA cards over the past year as well as having previously had this card.
Not sure about the 8 and 65 day rules? If your most recent application for any Citi card is less than click here - 8 days ago, you need to wait. Also, if your previous (second-to-last) Citi application is less than click here - 65 days ago, you need to wait. These are not rules published or known by Citi CSRs but rather based on thousands of Citi card applications and datapoints across several threads.
This card can be churned. Recent datapoints concerning multiple Executive cards include posts 917, 1059 and starting at 1365. For in-depth datapoints and advice on churning Citi cards, read and study the extensive wiki posts in the HH thread and the AA Plat/gold thread. Click the plus on the right hand side of the wiki if you do not see the wiki text. Datapoints for bonus points posting on multiple cards include post 2579.
Getting around the $450 annual fee: Some have been able to meet the spending requirement before the first statement posts and then cancel and have the fee refunded after the miles post. Details and datapoints include starting at post 74. T&C state that the card must be cancelled within 30 days of the fee posting to get it refunded. Potential problems with this plans include a very short (1 week or less) first "month" as well as delays in miles posting which have been reported by several FTers here http://www.flyertalk.com/forum/credi...ost-first.html. YMMV. If paying $250-$450 for a year's access to Admirals Clubs and the 60K-100K miles is a deal breaker, this card may not be for you.
Once you cancel the card (within the 37 day window of AF posting) the refund will post on the account between 1-3 business days.
Retention Bonus Offers: User have been offered the following retention bonus offers when calling to cancel the card:
- 5,000 points + $100 credit with $1,500 spend per month for 3 months 5333
- 2 additional club member passes 6862
- 1,000 bonus miles each month for 16 month, min $1k spend/month 6862
Already a member? If you already purchased an AC membership (for example, using the credit from Amex Plat) and apply and are approved for this card, AA will refund you the pro-rated AF from any time left on your membership.
When do miles post? Usually a few days after your statement closes. In some cases your statement will show the correct miles earned but will show 0 miles reported to AA. In this case see this thread.
Please post more experiences about cancelling to avoid the $450 fee
Helpful points from post #3794 and others, especially for those new to Citi:
1) Citi CSRs are clueless, so disregard everything they say that seems to contradict anything you have read on F/T. And take everything else with a big grain of salt. I was told 3 times VERY CLEARLY "You will not got your annual fee refunded" while I was cancelling, but I did get it.
2a) With Citi, if you are approved for a card, and meet the minimum spend requirement, you will get the bonus listed for the offer you applied for. Every time ! Unlike Chase or AMEX, who will send you a card, wait for you to pay the fee and spend, and then say "sorry, you don't qualify for a bonus". If Citi doesn't intend to give you the bonus, they will just deny your app. They won't even do a pull, they will just instantly deny your app. If they send you the card, and you meet the spend on time, you will get the bonus. My attorney insists I add "that could change tomorrow", but from the Big Bang thru today, that has always been true.
2b) Another helpful post discussing timeframe for meeting min spend: 6279
3) Any expectation that Citi will do things that make sense is just plain silly. They won't.
Admiral Club Access: You do not need to be flying AA that particular day of travel. (Ex: you're flying DL on the day of travel...you could still enter the AC lounge, even though you're not on an AA flight that day.) Beware, though, that individual lounges have individual rules (see the link below). Alternate rules usually come w/ Qantas lounges, not AA lounges. Furthermore, AC access "comes with" US Air access (19 locations). An authorized user does not have AC access unless they are with the primary card holder. The authorized user's card will have the "Admiral Club" language omitted from the back of their card.
For reference, an AC lounge list: http://www.aa.com/i18n/travelInforma...#admirals-club
For questions and discussions on lounge access: Help Desk: Lounge Access and Lounge Access Rules
$200 Statement Credit on any purchase:
Multiple datapoints within this thread as well as multiple confirmations from CSRs say that the $200 statement credit is for any purchase.
Also, please note that these cards do not include the 10% miles rebate offered by some other Citi AA products.
What about the EQM? AA tracks your miles earned on Executive card(s) and adds 10K Elite Qualifying Miles to your EQM balance once you earn 40,000 miles during a calendar year on Executive card(s). Any number of Executive cards can add up to the 40K, and you cannot earn more than 10K EQM each year. No redeemable miles are added, and this is of no consequence or value unless you will also earn at least 15K additional EQM in a given year by flying and 10K will bump you up to the next status level.
Direct phone number to Citi Fraud Prevention department: +18664705331
Concierge service enrollment (allows for electronic requests). Concierge number is +18778812668
Here are the minimum credit limit required amounts in order to keep an account open (for purposes of new card applications and reconsiderations)
Citi Amex 1k (likely citi gold as well)
Citi Visa signature/world MasterCard 3k
Citi World elite Mastercards (including exec) 5k
Advice to those new to citi American Airlines cards,
If you are just starting out please apply and use the lower level citi AA card for a while before moving on to this thread and card. This will help you in the long run in more ways than one. Most of us here have opened and used lower level AA cards before moving on to this thread and card
Also,
Check out this thread
http://www.flyertalk.com/forum/citi-...ost-first.html
-----------------------------------
For questions NOT related to the application process - such as experiences using benefits - refer to the AA forum thread on this card: AA Citibank Executive / AAdvantage World Elite MasterCard (Master Thread)
Recommended Application Procedure:
Clear cache and cookies prior to applying or use an incognito or private browsing session to apply. Opening multiple different apps in different windows or tabs or failing to clear cookies/cache has resulted in people receiving a lesser offer for some Citi cards. [B]We do not know, and Citi has not indicated, how long these offers will last. Citi has left other offers alive for over a year beyond the 'apply by' date in the past. These links could be here all year or gone tomorrow. If the application loads, it is good, based on past Citi applications that survived past the landing page expiration, regardless of any posted or advertised 'apply by' date.
MOST CURRENT LINKS:
As of 8/19/14, the 60K+ links are no longer working, and give the following error:
A system error has caused a delay in processing your application. Please try again later.
[This link stopped working for a few days in July but seems to be working again] Many thanks to LM225 - Citi AA Executive Personal Mastercard, 100,000 miles after $10,000 spend in 3 months, Admirals Club access for cardholder and family or cardholder and two guests, up to $200 in statement credits. $450 annual fee, not waived. Landing page no longer loads as of 6/24.
Current 50K public offer: (Be carefull this link is showing as 30k in citi system, use other link for 50k) Landing page for 50K for $5K spending, no statement credit and application.
New 50k offer:
Landing page for New 50K for $5K spending, no statement credit - Application Link WARNING: This landing page contains the following in the Footnotes: "American Airlines AAdvantageŽ bonus miles are not available if you have had a Citi ExecutiveŽ / AAdvantageŽ World EliteTM MasterCardŽ opened or closed in the past 18 months." But the app link directly following it goes to a totally different app page, which is reported to be working as usual.
EXPEDITED SHIPPING
While reconsideration/application reps do not seem to be aware of this, these cards are expedited and usually arrive 1-2 days after approval.The CSR will not take a request to expedite the card.
Who is eligible for this card? Anyone as long as you can be approved for the minimum $5K credit line, subject to the standard Citi rules of 1 Citi app or card of any kind per 8 days and 2 Citi cards or apps of any kind per 65 days. It is always advisable to wait 65 days from any type of Citi denial before applying for another Citi card. Many have reported getting approved for this card in spite of having several open AA cards over the past year as well as having previously had this card.
Not sure about the 8 and 65 day rules? If your most recent application for any Citi card is less than click here - 8 days ago, you need to wait. Also, if your previous (second-to-last) Citi application is less than click here - 65 days ago, you need to wait. These are not rules published or known by Citi CSRs but rather based on thousands of Citi card applications and datapoints across several threads.
This card can be churned. Recent datapoints concerning multiple Executive cards include posts 917, 1059 and starting at 1365. For in-depth datapoints and advice on churning Citi cards, read and study the extensive wiki posts in the HH thread and the AA Plat/gold thread. Click the plus on the right hand side of the wiki if you do not see the wiki text. Datapoints for bonus points posting on multiple cards include post 2579.
Getting around the $450 annual fee: Some have been able to meet the spending requirement before the first statement posts and then cancel and have the fee refunded after the miles post. Details and datapoints include starting at post 74. T&C state that the card must be cancelled within 30 days of the fee posting to get it refunded. Potential problems with this plans include a very short (1 week or less) first "month" as well as delays in miles posting which have been reported by several FTers here http://www.flyertalk.com/forum/credi...ost-first.html. YMMV. If paying $250-$450 for a year's access to Admirals Clubs and the 60K-100K miles is a deal breaker, this card may not be for you.
Once you cancel the card (within the 37 day window of AF posting) the refund will post on the account between 1-3 business days.
Retention Bonus Offers: User have been offered the following retention bonus offers when calling to cancel the card:
- 5,000 points + $100 credit with $1,500 spend per month for 3 months 5333
- 2 additional club member passes 6862
- 1,000 bonus miles each month for 16 month, min $1k spend/month 6862
Already a member? If you already purchased an AC membership (for example, using the credit from Amex Plat) and apply and are approved for this card, AA will refund you the pro-rated AF from any time left on your membership.
When do miles post? Usually a few days after your statement closes. In some cases your statement will show the correct miles earned but will show 0 miles reported to AA. In this case see this thread.
Please post more experiences about cancelling to avoid the $450 fee
Helpful points from post #3794 and others, especially for those new to Citi:
1) Citi CSRs are clueless, so disregard everything they say that seems to contradict anything you have read on F/T. And take everything else with a big grain of salt. I was told 3 times VERY CLEARLY "You will not got your annual fee refunded" while I was cancelling, but I did get it.
2a) With Citi, if you are approved for a card, and meet the minimum spend requirement, you will get the bonus listed for the offer you applied for. Every time ! Unlike Chase or AMEX, who will send you a card, wait for you to pay the fee and spend, and then say "sorry, you don't qualify for a bonus". If Citi doesn't intend to give you the bonus, they will just deny your app. They won't even do a pull, they will just instantly deny your app. If they send you the card, and you meet the spend on time, you will get the bonus. My attorney insists I add "that could change tomorrow", but from the Big Bang thru today, that has always been true.
2b) Another helpful post discussing timeframe for meeting min spend: 6279
3) Any expectation that Citi will do things that make sense is just plain silly. They won't.
Citibank Contacts/Resources
- Application status: https://www.accountonline.com/cards/...?screenID=3187
- (800) 695-5171 Personal Application Status and Reconsideration Line with live rep
- (800) 763-9795 General Personal Application Inquiries with live rep
- (866) 606-2787 General Application and Account Questions with live rep
- (888) 201-4523 Application status
- (866) 606-2961 Reconsideration Line.
- Twitter : @AskCiti. Very powerful tool.
- Executive Office - useful for getting a more empowered agent for reconsideration purposes: CitiBank Executive Review Department, P.O. Box 6000, Sioux Falls, SD 57117
For reference, an AC lounge list: http://www.aa.com/i18n/travelInforma...#admirals-club
For questions and discussions on lounge access: Help Desk: Lounge Access and Lounge Access Rules
$200 Statement Credit on any purchase:
Multiple datapoints within this thread as well as multiple confirmations from CSRs say that the $200 statement credit is for any purchase.
Also, please note that these cards do not include the 10% miles rebate offered by some other Citi AA products.
What about the EQM? AA tracks your miles earned on Executive card(s) and adds 10K Elite Qualifying Miles to your EQM balance once you earn 40,000 miles during a calendar year on Executive card(s). Any number of Executive cards can add up to the 40K, and you cannot earn more than 10K EQM each year. No redeemable miles are added, and this is of no consequence or value unless you will also earn at least 15K additional EQM in a given year by flying and 10K will bump you up to the next status level.
Direct phone number to Citi Fraud Prevention department: +18664705331
Concierge service enrollment (allows for electronic requests). Concierge number is +18778812668
Here are the minimum credit limit required amounts in order to keep an account open (for purposes of new card applications and reconsiderations)
Citi Amex 1k (likely citi gold as well)
Citi Visa signature/world MasterCard 3k
Citi World elite Mastercards (including exec) 5k
Advice to those new to citi American Airlines cards,
If you are just starting out please apply and use the lower level citi AA card for a while before moving on to this thread and card. This will help you in the long run in more ways than one. Most of us here have opened and used lower level AA cards before moving on to this thread and card
Also,
Check out this thread
http://www.flyertalk.com/forum/citi-...ost-first.html
Citi Executive AA MasterCard [October 2013 - September 2014]
May 26, 2014, 7:34 am
#5971
Join Date: Jun 2013
Posts: 1,060
New(er) to churning, MS & Citi - been reading everything I can get my greedy hands on. Applied for my first Citi about 10 days ago, approved at $30K and just applied #2 for another $30K...sitting here trying to figure out the best way to spend $20K in a couple of weeks...Just buy a sh*tload of VGC's???? Have great access to WM, and several stores with $0-$500 VCG @ $4.95 ea. Have a new BB account -- Buy VCG's now and convert as am able? I do have the funds available for float. Will probably eat the $200 on each card but cancel before the second AF. Made a personal decision not to go for more cards 'till I fully convert the spend requirement on these two - trying to take measured steps. Thoughts???
May 26, 2014, 7:47 am
#5972
Join Date: Mar 2014
Posts: 148
New(er) to churning, MS & Citi - been reading everything I can get my greedy hands on. Applied for my first Citi about 10 days ago, approved at $30K and just applied #2 for another $30K...sitting here trying to figure out the best way to spend $20K in a couple of weeks...Just buy a sh*tload of VGC's???? Have great access to WM, and several stores with $0-$500 VCG @ $4.95 ea. Have a new BB account -- Buy VCG's now and convert as am able? I do have the funds available for float. Will probably eat the $200 on each card but cancel before the second AF. Made a personal decision not to go for more cards 'till I fully convert the spend requirement on these two - trying to take measured steps. Thoughts???
Welcome and have fun!
May 26, 2014, 9:40 am
#5973
Join Date: Sep 2013
Programs: AA Lifetime Gold
Posts: 3,677
For the other 10K go get Money Orders (MO) and ddposit in a NON primary bank account. So, go to a credit union, open an account and deposit the MO there. Also, NEVER buy more than 2K or maybe 3K at a time. Buy the cards, use them for MO or BB and then and ONLY then go and get more. Floating large amounts of VGC seems cool and fun - but is a bad idea.
Personally, I'd rather not run huge amounts thru a bank acct, even a non "primary" one. Just asking for someone to check up on you for money laundering, etc. And if you are ever audited, you'll have to account for all that non "income" $ transactions. And of course, you then have to do more personal accounting to keep track of where you put the funds. And you still have to find a way to get those funds from the bank account to the cc, and make sure you do that in time.
Best ways to do it, assuming you have the access available where you live.
1 $5K per month to BB, either thru Kate, or thru the WM register. Then use BB to pay off the cc.
2 $1K per month with Amazon payments
3 Pay any bills that you can with Evolve. Many, (but unfortunately not all), utility/HOA/mortgage/student loan bills can be paid for free using a VGC with Evolve.
4 $1998 per day, per WM BP location, direct to the credit card you charged your OVs on. Pay it off at WM a couple of days after you buy the OVs, so that the OV charge will already be posted when the payment arrives at the bank. Then you don't have to worry about it any more, and your credit utilization will stay below 1%.
As for not ever buying $5K at a time; why not? I've been doing that multiple times per month for quite some time now. If we were talking about MVD, or Green dot, etc, there would be plenty of reason to not risk getting funds tied up. But with OV, I've yet to hear of a single person getting a card or account blocked.
Especially since the OP said he can handle the float for awhile, and with the risk so low, I'm going to save myself the multiple trips to CVS. Not to mention the CVS cashiers wondering why I'm in there every 3rd day buying more. Better to just get the daily limit of $5K and be done with it.[/QUOTE]
Last edited by Brugge; May 26, 2014 at 9:52 am
May 26, 2014, 10:10 am
#5974
Join Date: Jun 2013
Posts: 1,060
That's one way to go about it.
Personally, I'd rather not run huge amounts thru a bank acct, even a non "primary" one. Just asking for someone to check up on you for money laundering, etc. And if you are ever audited, you'll have to account for all that non "income" $ transactions. And of course, you then have to do more personal accounting to keep track of where you put the funds. And you still have to find a way to get those funds from the bank account to the cc, and make sure you do that in time.
Best ways to do it, assuming you have the access available where you live.
1 $5K per month to BB, either thru Kate, or thru the WM register. Then use BB to pay off the cc.
2 $1K per month with Amazon payments
3 Pay any bills that you can with Evolve. Many, (but unfortunately not all), utility/HOA/mortgage/student loan bills can be paid for free using a VGC with Evolve.
4 $1998 per day, per WM BP location, direct to the credit card you charged your OVs on. Pay it off at WM a couple of days after you buy the OVs, so that the OV charge will already be posted when the payment arrives at the bank. Then you don't have to worry about it any more, and your credit utilization will stay below 1%.
As for not ever buying $5K at a time; why not? I've been doing that multiple times per month for quite some time now. If we were talking about MVD, or Green dot, etc, there would be plenty of reason to not risk getting funds tied up. But with OV, I've yet to hear of a single person getting a card or account blocked.
Especially since the OP said he can handle the float for awhile, and with the risk so low, I'm going to save myself the multiple trips to CVS. Not to mention the CVS cashiers wondering why I'm in there every 3rd day buying more. Better to just get the daily limit of $5K and be done with it.
Personally, I'd rather not run huge amounts thru a bank acct, even a non "primary" one. Just asking for someone to check up on you for money laundering, etc. And if you are ever audited, you'll have to account for all that non "income" $ transactions. And of course, you then have to do more personal accounting to keep track of where you put the funds. And you still have to find a way to get those funds from the bank account to the cc, and make sure you do that in time.
Best ways to do it, assuming you have the access available where you live.
1 $5K per month to BB, either thru Kate, or thru the WM register. Then use BB to pay off the cc.
2 $1K per month with Amazon payments
3 Pay any bills that you can with Evolve. Many, (but unfortunately not all), utility/HOA/mortgage/student loan bills can be paid for free using a VGC with Evolve.
4 $1998 per day, per WM BP location, direct to the credit card you charged your OVs on. Pay it off at WM a couple of days after you buy the OVs, so that the OV charge will already be posted when the payment arrives at the bank. Then you don't have to worry about it any more, and your credit utilization will stay below 1%.
As for not ever buying $5K at a time; why not? I've been doing that multiple times per month for quite some time now. If we were talking about MVD, or Green dot, etc, there would be plenty of reason to not risk getting funds tied up. But with OV, I've yet to hear of a single person getting a card or account blocked.
Especially since the OP said he can handle the float for awhile, and with the risk so low, I'm going to save myself the multiple trips to CVS. Not to mention the CVS cashiers wondering why I'm in there every 3rd day buying more. Better to just get the daily limit of $5K and be done with it.
Great approaches indeed - along with AFT and PP and others. I do not like floats because I got burned by someone stealing the value from the card from me. I have heard of OV and other such cards being stolen as well - just an FYI...
May 26, 2014, 10:16 am
#5975
Join Date: Dec 2012
Location: ORD/AUS
Programs: SW A-List and HH Diamond
Posts: 188
4 $1998 per day, per WM BP location, direct to the credit card you charged your OVs on. Pay it off at WM a couple of days after you buy the OVs, so that the OV charge will already be posted when the payment arrives at the bank. Then you don't have to worry about it any more, and your credit utilization will stay below 1%.
Could you explain this one? I'm not sure I know of this method for MS.
May 26, 2014, 10:30 am
#5976
Join Date: Oct 2004
Programs: Delta, GM; HHonors, Gold
Posts: 258
That's one way to go about it.
Personally, I'd rather not run huge amounts thru a bank acct, even a non "primary" one. Just asking for someone to check up on you for money laundering, etc. And if you are ever audited, you'll have to account for all that non "income" $ transactions. And of course, you then have to do more personal accounting to keep track of where you put the funds. And you still have to find a way to get those funds from the bank account to the cc, and make sure you do that in time.
Best ways to do it, assuming you have the access available where you live.
1 $5K per month to BB, either thru Kate, or thru the WM register. Then use BB to pay off the cc.
2 $1K per month with Amazon payments
3 Pay any bills that you can with Evolve. Many, (but unfortunately not all), utility/HOA/mortgage/student loan bills can be paid for free using a VGC with Evolve.
4 $1998 per day, per WM BP location, direct to the credit card you charged your OVs on. Pay it off at WM a couple of days after you buy the OVs, so that the OV charge will already be posted when the payment arrives at the bank. Then you don't have to worry about it any more, and your credit utilization will stay below 1%.
As for not ever buying $5K at a time; why not? I've been doing that multiple times per month for quite some time now. If we were talking about MVD, or Green dot, etc, there would be plenty of reason to not risk getting funds tied up. But with OV, I've yet to hear of a single person getting a card or account blocked.
Especially since the OP said he can handle the float for awhile, and with the risk so low, I'm going to save myself the multiple trips to CVS. Not to mention the CVS cashiers wondering why I'm in there every 3rd day buying more. Better to just get the daily limit of $5K and be done with it.
Personally, I'd rather not run huge amounts thru a bank acct, even a non "primary" one. Just asking for someone to check up on you for money laundering, etc. And if you are ever audited, you'll have to account for all that non "income" $ transactions. And of course, you then have to do more personal accounting to keep track of where you put the funds. And you still have to find a way to get those funds from the bank account to the cc, and make sure you do that in time.
Best ways to do it, assuming you have the access available where you live.
1 $5K per month to BB, either thru Kate, or thru the WM register. Then use BB to pay off the cc.
2 $1K per month with Amazon payments
3 Pay any bills that you can with Evolve. Many, (but unfortunately not all), utility/HOA/mortgage/student loan bills can be paid for free using a VGC with Evolve.
4 $1998 per day, per WM BP location, direct to the credit card you charged your OVs on. Pay it off at WM a couple of days after you buy the OVs, so that the OV charge will already be posted when the payment arrives at the bank. Then you don't have to worry about it any more, and your credit utilization will stay below 1%.
As for not ever buying $5K at a time; why not? I've been doing that multiple times per month for quite some time now. If we were talking about MVD, or Green dot, etc, there would be plenty of reason to not risk getting funds tied up. But with OV, I've yet to hear of a single person getting a card or account blocked.
Especially since the OP said he can handle the float for awhile, and with the risk so low, I'm going to save myself the multiple trips to CVS. Not to mention the CVS cashiers wondering why I'm in there every 3rd day buying more. Better to just get the daily limit of $5K and be done with it.
Y'all are the nicest people! Just tried my first use of Kate with NO SUCCESS. Made sure of PIN, made sure of value, made sure card was active all at home before I tried. Chose load BB, put in amount, chose debit, swiped card, put in pin...asked for pin...put in pin...asked for pin...put in pin...etc. etc. hate to go back today, DO I HAVE TO GO TO A CASHIER?? WHY DIDN'T IT WORK???
May 26, 2014, 10:58 am
#5977
Join Date: Feb 2013
Location: San Antonio
Programs: AS MVP
Posts: 2,276
Y'all are the nicest people! Just tried my first use of Kate with NO SUCCESS. Made sure of PIN, made sure of value, made sure card was active all at home before I tried. Chose load BB, put in amount, chose debit, swiped card, put in pin...asked for pin...put in pin...asked for pin...put in pin...etc. etc. hate to go back today, DO I HAVE TO GO TO A CASHIER?? WHY DIDN'T IT WORK???
Last edited by KennyBSAT; May 26, 2014 at 11:24 am
May 26, 2014, 12:58 pm
#5978
Join Date: Oct 2013
Posts: 920
Hold up. It's a hard pull to move credit around? Anybody have luck moving credit w/o having an HP?
May 26, 2014, 1:10 pm
#5979
Join Date: Jan 2013
Location: CA
Posts: 188
2nd executive card
i applied for my first citi ex card on may 13th. my previous citi app was on apr 10th. i am hoping to apply for another citi ex card after 65 days from my first app (apr 10). Is that a good idea considering the wiki says that the citi ex card rules mention that it is for new applicants only ?
May 26, 2014, 1:59 pm
#5980
Join Date: Sep 2013
Programs: AA Lifetime Gold
Posts: 3,677
I'll put it in plain English, since apparently my abbreviations confused you. You buy 10 One Vanilla cards at CVS, loading each one with $500. 24 hours later you do the same thing. Now you have 20 OV cards, worth $10K, so keep a very close watch on them, and be careful walking back to your car.
Wait a couple of days to allow the CVS charges to post to your cc.
Then go to Wallymart, and do a bill pay for $1998, plus the WM fee of $1.88, using 4 of those cards. If you have more WMs in your area, you can go to 5 different ones, one right after the other. If not, you may have to go back 5 different days.
After which, you will have paid off all but @$110 (fees) of the amount you charged to your cc at CVS. Find some other way to pay that, and you have met the entire min spnd of your EXEC card in about a week. Easy Peasy.
May 26, 2014, 2:01 pm
#5981
Join Date: Sep 2013
Programs: AA Lifetime Gold
Posts: 3,677
i applied for my first citi ex card on may 13th. my previous citi app was on apr 10th. i am hoping to apply for another citi ex card after 65 days from my first app (apr 10). Is that a good idea considering the wiki says that the citi ex card rules mention that it is for new applicants only ?
Trust me, this thread wouldn't be 400 pages long if you could only get one.
If you would take the time to merely read the last couple of pages, a lot to ask, I know
You would see people posting about getting 5 of these exact same cards. You really need to read the Wiki a few more times, and more carefully at that, if you are going to play this game though. As for your question, start with this Wiki quote:
"This card can be churned. Recent datapoints concerning multiple Executive cards include posts 917, 1059 and starting at 1365. For in-depth datapoints and advice on churning Citi cards, read and study the extensive wiki posts in the HH thread and the AA Plat/gold thread. Click the plus on the right hand side of the wiki if you do not see the wiki text. Datapoints for bonus points posting on multiple cards include post 2579."
May 26, 2014, 2:53 pm
#5982
Join Date: Jan 2013
Location: CA
Posts: 188
It doesn't say that. It says for new accounts only. Every new app is a new account.
Trust me, this thread wouldn't be 400 pages long if you could only get one.
If you would take the time to merely read the last couple of pages, a lot to ask, I know You would see people posting about getting 5 of these exact same cards.
You really need to read the Wiki a few more times, and more carefully at that, if you are going to play this game though. As for your question, start with this Wiki quote:
"This card can be churned. Recent datapoints concerning multiple Executive cards include posts 917, 1059 and starting at 1365. For in-depth datapoints and advice on churning Citi cards, read and study the extensive wiki posts in the HH thread and the AA Plat/gold thread. Click the plus on the right hand side of the wiki if you do not see the wiki text. Datapoints for bonus points posting on multiple cards include post 2579."
Trust me, this thread wouldn't be 400 pages long if you could only get one.
If you would take the time to merely read the last couple of pages, a lot to ask, I know
You would see people posting about getting 5 of these exact same cards. You really need to read the Wiki a few more times, and more carefully at that, if you are going to play this game though. As for your question, start with this Wiki quote:
"This card can be churned. Recent datapoints concerning multiple Executive cards include posts 917, 1059 and starting at 1365. For in-depth datapoints and advice on churning Citi cards, read and study the extensive wiki posts in the HH thread and the AA Plat/gold thread. Click the plus on the right hand side of the wiki if you do not see the wiki text. Datapoints for bonus points posting on multiple cards include post 2579."
"New as of 3/30 (updated 5/16): there is a new ad on this site, it links to a landing page with the following language "*This CitiŽ / AAdvantageŽ card offer is only valid for new applicants for a CitiŽ / AAdvantageŽ account applied for by May 31, 2014, pursuant to this offer and is not available to existing cardmembers or recent applicants for a CitiŽ / AAdvantageŽ credit card."
I know people have got multiple of these but wanted to be sure if it was still true. Thanks for clearing that up.
May 26, 2014, 3:12 pm
#5983
Join Date: Nov 2010
Posts: 378
Thanks. I have been following this thread for the last 20 or so pages since I applied for my first ex. card. This is the comment that threw me off as I saw this only now:
"New as of 3/30 (updated 5/16): there is a new ad on this site, it links to a landing page with the following language "*This CitiŽ / AAdvantageŽ card offer is only valid for new applicants for a CitiŽ / AAdvantageŽ account applied for by May 31, 2014, pursuant to this offer and is not available to existing cardmembers or recent applicants for a CitiŽ / AAdvantageŽ credit card."
I know people have got multiple of these but wanted to be sure if it was still true. Thanks for clearing that up.
"New as of 3/30 (updated 5/16): there is a new ad on this site, it links to a landing page with the following language "*This CitiŽ / AAdvantageŽ card offer is only valid for new applicants for a CitiŽ / AAdvantageŽ account applied for by May 31, 2014, pursuant to this offer and is not available to existing cardmembers or recent applicants for a CitiŽ / AAdvantageŽ credit card."
I know people have got multiple of these but wanted to be sure if it was still true. Thanks for clearing that up.
May 26, 2014, 4:03 pm
#5984
Join Date: Jun 2010
Location: St. Louis, MO
Programs: PLT Life Marriott, SPG, AA, Delta
Posts: 90
I just applied for my second post 65 days and got approved with a phone call for 5K which is fine since I have a good CL on the first and I still have my original AA card open that I will soon close.