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Citi Executive AA MasterCard [October 2013 - September 2014]

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Old Jan 24, 2014, 5:20 pm
FlyerTalk Forums Expert How-Tos and Guides
Last edit by: mia
The thread was split on September 24, 2014 for technical reasons. This version of the Wikipost is frozen as of that date. Please click HERE to read the newer posts and the most current Wikipost.
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For questions NOT related to the application process - such as experiences using benefits - refer to the AA forum thread on this card: AA Citibank Executive / AAdvantage World Elite MasterCard (Master Thread)

Recommended Application Procedure:
Clear cache and cookies prior to applying or use an incognito or private browsing session to apply. Opening multiple different apps in different windows or tabs or failing to clear cookies/cache has resulted in people receiving a lesser offer for some Citi cards. [B]We do not know, and Citi has not indicated, how long these offers will last. Citi has left other offers alive for over a year beyond the 'apply by' date in the past. These links could be here all year or gone tomorrow. If the application loads, it is good, based on past Citi applications that survived past the landing page expiration, regardless of any posted or advertised 'apply by' date.

MOST CURRENT LINKS:

As of 8/19/14, the 60K+ links are no longer working, and give the following error:
A system error has caused a delay in processing your application. Please try again later.

[This link stopped working for a few days in July but seems to be working again] Many thanks to LM225 - Citi AA Executive Personal Mastercard, 100,000 miles after $10,000 spend in 3 months, Admirals Club access for cardholder and family or cardholder and two guests, up to $200 in statement credits. $450 annual fee, not waived. Landing page no longer loads as of 6/24.


The landing page asks for a first and last name but the application loads with or without the landing page. This is a CHIP and Signature card. If you go through the landing page, please use any referral code given to you by an AC rep.

For alternate 100K links, see Post #6084. https://www.citicards.com/cards/acq/...&screenID=3001

Many thanks to lobo411 - Citi AA Executive Personal Mastercard, 75,000 miles after $7500 spend in 3 months, Admirals Club access for cardholder and family or cardholder and two guests, up to $100 in statement credits. $450 annual fee, not waived. No landing page. This is a CHIP and Signature card. Bonus confirmed in posts 136 and 142. Still working: There is also a public version of this offer Citi AA Mastercard, 75,000 miles, Landing page available here. HT Belllaaa.

Many thanks to cerealmarketer - Citi AA Executive Personal Mastercard, 60,000 miles after $5k spend in 3 months, Admirals Club access for cardholder and family or cardholder and two guests. $450 annual fee, not waived. Landing page available here. This is a CHIP and Signature card. Landing page for 60K for $5K, with $100 statement credit and application.

Current 50K public offer: (Be carefull this link is showing as 30k in citi system, use other link for 50k) Landing page for 50K for $5K spending, no statement credit and application.

New 50k offer:
Landing page for New 50K for $5K spending, no statement credit - Application Link WARNING: This landing page contains the following in the Footnotes: "American Airlines AAdvantage bonus miles are not available if you have had a Citi Executive / AAdvantage World EliteTM MasterCard opened or closed in the past 18 months." But the app link directly following it goes to a totally different app page, which is reported to be working as usual.


EXPEDITED SHIPPING
While reconsideration/application reps do not seem to be aware of this, these cards are expedited and usually arrive 1-2 days after approval.The CSR will not take a request to expedite the card.

Who is eligible for this card? Anyone as long as you can be approved for the minimum $5K credit line, subject to the standard Citi rules of 1 Citi app or card of any kind per 8 days and 2 Citi cards or apps of any kind per 65 days. It is always advisable to wait 65 days from any type of Citi denial before applying for another Citi card. Many have reported getting approved for this card in spite of having several open AA cards over the past year as well as having previously had this card.

Not sure about the 8 and 65 day rules? If your most recent application for any Citi card is less than click here - 8 days ago, you need to wait. Also, if your previous (second-to-last) Citi application is less than click here - 65 days ago, you need to wait. These are not rules published or known by Citi CSRs but rather based on thousands of Citi card applications and datapoints across several threads.

This card can be churned. Recent datapoints concerning multiple Executive cards include posts 917, 1059 and starting at 1365. For in-depth datapoints and advice on churning Citi cards, read and study the extensive wiki posts in the HH thread and the AA Plat/gold thread. Click the plus on the right hand side of the wiki if you do not see the wiki text. Datapoints for bonus points posting on multiple cards include post 2579.


Getting around the $450 annual fee: Some have been able to meet the spending requirement before the first statement posts and then cancel and have the fee refunded after the miles post. Details and datapoints include starting at post 74. T&C state that the card must be cancelled within 30 days of the fee posting to get it refunded. Potential problems with this plans include a very short (1 week or less) first "month" as well as delays in miles posting which have been reported by several FTers here http://www.flyertalk.com/forum/credi...ost-first.html. YMMV. If paying $250-$450 for a year's access to Admirals Clubs and the 60K-100K miles is a deal breaker, this card may not be for you.

Once you cancel the card (within the 37 day window of AF posting) the refund will post on the account between 1-3 business days.

Retention Bonus Offers: User have been offered the following retention bonus offers when calling to cancel the card:

- 5,000 points + $100 credit with $1,500 spend per month for 3 months 5333
- 2 additional club member passes 6862
- 1,000 bonus miles each month for 16 month, min $1k spend/month 6862

Already a member? If you already purchased an AC membership (for example, using the credit from Amex Plat) and apply and are approved for this card, AA will refund you the pro-rated AF from any time left on your membership.

When do miles post? Usually a few days after your statement closes. In some cases your statement will show the correct miles earned but will show 0 miles reported to AA. In this case see this thread.

Please post more experiences about cancelling to avoid the $450 fee


Helpful points from post #3794 and others, especially for those new to Citi:
1) Citi CSRs are clueless, so disregard everything they say that seems to contradict anything you have read on F/T. And take everything else with a big grain of salt. I was told 3 times VERY CLEARLY "You will not got your annual fee refunded" while I was cancelling, but I did get it.

2a) With Citi, if you are approved for a card, and meet the minimum spend requirement, you will get the bonus listed for the offer you applied for. Every time ! Unlike Chase or AMEX, who will send you a card, wait for you to pay the fee and spend, and then say "sorry, you don't qualify for a bonus". If Citi doesn't intend to give you the bonus, they will just deny your app. They won't even do a pull, they will just instantly deny your app. If they send you the card, and you meet the spend on time, you will get the bonus. My attorney insists I add "that could change tomorrow", but from the Big Bang thru today, that has always been true.

2b) Another helpful post discussing timeframe for meeting min spend: 6279

3) Any expectation that Citi will do things that make sense is just plain silly. They won't.

Citibank Contacts/Resources
  • Application status: https://www.accountonline.com/cards/...?screenID=3187
  • (800) 695-5171 Personal Application Status and Reconsideration Line with live rep
  • (800) 763-9795 General Personal Application Inquiries with live rep
  • (866) 606-2787 General Application and Account Questions with live rep
  • (888) 201-4523 Application status
  • (866) 606-2961 Reconsideration Line.
  • Twitter : @AskCiti. Very powerful tool.
  • Executive Office - useful for getting a more empowered agent for reconsideration purposes: CitiBank Executive Review Department, P.O. Box 6000, Sioux Falls, SD 57117
Admiral Club Access: You do not need to be flying AA that particular day of travel. (Ex: you're flying DL on the day of travel...you could still enter the AC lounge, even though you're not on an AA flight that day.) Beware, though, that individual lounges have individual rules (see the link below). Alternate rules usually come w/ Qantas lounges, not AA lounges. Furthermore, AC access "comes with" US Air access (19 locations). An authorized user does not have AC access unless they are with the primary card holder. The authorized user's card will have the "Admiral Club" language omitted from the back of their card.

For reference, an AC lounge list: http://www.aa.com/i18n/travelInforma...#admirals-club
For questions and discussions on lounge access: Help Desk: Lounge Access and Lounge Access Rules

$200 Statement Credit on any purchase:

Multiple datapoints within this thread as well as multiple confirmations from CSRs say that the $200 statement credit is for any purchase.

Also, please note that these cards do not include the 10% miles rebate offered by some other Citi AA products.

What about the EQM? AA tracks your miles earned on Executive card(s) and adds 10K Elite Qualifying Miles to your EQM balance once you earn 40,000 miles during a calendar year on Executive card(s). Any number of Executive cards can add up to the 40K, and you cannot earn more than 10K EQM each year. No redeemable miles are added, and this is of no consequence or value unless you will also earn at least 15K additional EQM in a given year by flying and 10K will bump you up to the next status level.

Direct phone number to Citi Fraud Prevention department: +18664705331

Concierge service enrollment (allows for electronic requests). Concierge number is +18778812668

Here are the minimum credit limit required amounts in order to keep an account open (for purposes of new card applications and reconsiderations)
Citi Amex 1k (likely citi gold as well)
Citi Visa signature/world MasterCard 3k
Citi World elite Mastercards (including exec) 5k


Advice to those new to citi American Airlines cards,

If you are just starting out please apply and use the lower level citi AA card for a while before moving on to this thread and card. This will help you in the long run in more ways than one. Most of us here have opened and used lower level AA cards before moving on to this thread and card
Also,
Check out this thread
http://www.flyertalk.com/forum/citi-...ost-first.html
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Citi Executive AA MasterCard [October 2013 - September 2014]

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Old Apr 13, 2014, 1:25 pm
  #4561  
 
Join Date: Jan 2014
Location: LAX/BUR
Posts: 525
Originally Posted by PowerMan572
For those that said their miles posted the next day after their statement closed, do you know how early in the day the miles posted? Was it right at like 1:00 or 2:00 in the morning?

My statement closes on Monday and I'm looking to get my award ticket booked ASAP on Tuesday as there's only 1 left
If your statement closes on Monday, I think the earliest your miles would post would be Wednesday. It took two days for both of my cards.
maddie5218 is offline  
Old Apr 13, 2014, 3:07 pm
  #4562  
 
Join Date: Nov 2006
Programs: Marriott Platinum, Hilton Diamond, IHG Platinum
Posts: 3,738
Originally Posted by KennyBSAT
So should I get the $100 retention offer for my wife's card that hasn't posted miles yet, and then cancel after 36 days when she gets them, or is that over the line cheap? Decisions...
I wouldn't go out of my way to make it happen, but if it is offered and requires little effort, why not?

Was it offered via SM?
italdesign is offline  
Old Apr 13, 2014, 3:25 pm
  #4563  
 
Join Date: May 2004
Location: LAX
Posts: 1,849
Originally Posted by Brugge
Interesting, I didn't know that. Explains why sometimes they say "moving credit isn't the issue", then go off to check my accounts. I'd assumed just moving the credit over should make the whole thing a slam dunk, but not if they have to issue new credit even if you do move some over. Also explains why when I move CL to a new cc, my new CL is always over what I moved.

Does anyone know if you move part of a CL to a new cc at Recon, and then have them cancel the old cc with CL left on it, does that orphaned CL get locked up for 3 to 6 months the way it would if you had just canceled the cc on your own? I assume it does, but you know what happens when you assume.

Also a poster on another thread says when he gets a new cc, he SMs the bank to lower the CL to $5K. He thinks that releases the rest of the CL for his next approval without having it get locked up first. Is he right about that?

Honestly I don't know. It might take a couple of days to "establish" your new
credit and by doing it the way you described, you cheat it somehow... Who knows.
Those programs are designed by a lot of random people and they are not
usually the smartest algorithms, trust me.

I think it really is a PITA to have too many cards with too much credit.
And I don't believe cancelling them hurts your credit score as much as some
"experts" here are presenting.
Big_Foot is offline  
Old Apr 13, 2014, 3:49 pm
  #4564  
 
Join Date: Jan 2014
Posts: 1,269
Originally Posted by Brugge

Also a poster on another thread says when he gets a new cc, he SMs the bank to lower the CL to $5K. He thinks that releases the rest of the CL for his next approval without having it get locked up first. Is he right about that?
I don't think that will work. I lowered my CL via SM on multiple cards on my own before applying for my second Exec card, thinking that would free up CL capacity, but it didn't work. They approved me for a second Exec card with a limit much lower than the CL I voluntarily released. Based on that experience, I think the 3-6 month lock applies no matter how you give credit up. I suppose it's possible that there is some loophole in the system that applies only to brand new cards, but the cards I was dropping the CL on were only open for a month or two.
LWT3 is offline  
Old Apr 13, 2014, 4:31 pm
  #4565  
 
Join Date: Mar 2014
Posts: 329
Originally Posted by maddie5218
If your statement closes on Monday, I think the earliest your miles would post would be Wednesday. It took two days for both of my cards.
How long ago was this? Did you login in the morning after waking up, checked your account, and the miles were posted?

The next 3 days are going to be torturous! I just checked, the award seat I want is still available... one 1st Class ticket left overseas!
PowerMan572 is offline  
Old Apr 13, 2014, 4:34 pm
  #4566  
 
Join Date: Jul 2011
Location: Sunny AZ
Programs: HH Diamond, Sixt Platinum, IHG Spire Ambassador, Marriott/SPG Gold .....
Posts: 3,220
Up to 100k miles Citi Executive AAdvantage offers [Read the wiki before posting]

Stop whining about the devaluation. 100k miles for $250 is still a steal. Everyone wants everything for free
blitzen is offline  
Old Apr 13, 2014, 4:55 pm
  #4567  
 
Join Date: Nov 2006
Programs: Marriott Platinum, Hilton Diamond, IHG Platinum
Posts: 3,738
Partner's #3 approved for $5K new CL. Interestingly, CSR was only able to transfer a max of $3K from existing CL, despite us having a higher CL that we offered to move. Went along without questioning in the spirit of minimizing human interaction.
italdesign is offline  
Old Apr 13, 2014, 5:38 pm
  #4568  
 
Join Date: Jul 2013
Programs: SPG Gold/HH Diamond/CC Gold/Hyatt Explorist
Posts: 310
Originally Posted by PowerMan572
How long ago was this? Did you login in the morning after waking up, checked your account, and the miles were posted?

The next 3 days are going to be torturous! I just checked, the award seat I want is still available... one 1st Class ticket left overseas!
Put the award on hold. You can hold it for 5 days while you wait for the miles to post.
Nehawk is offline  
Old Apr 13, 2014, 6:52 pm
  #4569  
Formerly known as cagalindo
 
Join Date: Sep 2010
Location: MCO TPA
Programs: Citi AA/HH/TYP Amex SPG/HH & Chase SP/PC
Posts: 1,335
Originally Posted by skibum7732
100k AA miles are definitely worth $250. However, FlightNurse claims it is worth $250 to maintain your CL with Citi, which I completely disagree with. I can close a card and get the CL back in ~6ish months. If I apply for a card before CL is restored then I can simply move CL from another Citi card...most of us have plenty of cards with high enough CL to move from, but pay $250 merely to maintain CL is foolish. Typical advise from FlightNurse though
I just increase my salary.

Hah. ^
caGALINDO is offline  
Old Apr 13, 2014, 7:43 pm
  #4570  
 
Join Date: Jun 2013
Posts: 162
Up to 100k miles Citi Executive AAdvantage offers [Read the wiki before posting]

Successfully had 2nd card post points and close with fee refunded. I apped 3 but got a please wait and see. Hope it gets approval. Would be nice to make up lost miles by a devaluation.
haloseven is offline  
Old Apr 13, 2014, 7:51 pm
  #4571  
 
Join Date: Jan 2011
Posts: 10
Originally Posted by Brugge
That is NOT made up. It is slightly off target, but not made up. Based on extensive data points, which you can look up yourself on the Citi AA 50K miles cc thread, it takes somewhere between 3 and 6 months for that CL to become available to you again. In the meantime, Citi treats that CL as though it is already extended to your account, although you cannot access it in any way. To the best of my knowledge, this is not true of Chase and AMEX. It is certainly not true of B of A, where the best way to insure an instant approval is to close your accounts before applying again. But it is certainly true with Citi. Remembering, of course, the "absolute rule" of dealing with Citi in my last post.
When I aplied for #2, I had to move some credit around. I cxled card #2 after miles posted and got AF refunded. When I applied for card #3 - it was auto approved because my credit had freed up from canceling #2. I applied for card 3 on day 66, so it was well before 3 - 6 months. That was my experience at least.


Originally Posted by StartinSanDiego
This is your first post? Really?
Don't like to post too much
rcatny is offline  
Old Apr 13, 2014, 8:02 pm
  #4572  
 
Join Date: Jan 2014
Location: LAX/BUR
Posts: 525
Originally Posted by italdesign
I wouldn't go out of my way to make it happen, but if it is offered and requires little effort, why not?

Was it offered via SM?
The $100 retention offer is if you spend $1.5k for the next 3 months, each month. Not possible to do.
maddie5218 is offline  
Old Apr 13, 2014, 8:16 pm
  #4573  
 
Join Date: Jan 2014
Location: LAX/BUR
Posts: 525
Originally Posted by PowerMan572
How long ago was this? Did you login in the morning after waking up, checked your account, and the miles were posted?

The next 3 days are going to be torturous! I just checked, the award seat I want is still available... one 1st Class ticket left overseas!
My statement closed on Friday, I woke up today, checked (after having checked previous days), and it wasn't until today that they were posted. Same happened last time. Can't give you a time of day, not totally sure. Just put it on hold like somebody said.
maddie5218 is offline  
Old Apr 13, 2014, 8:49 pm
  #4574  
 
Join Date: Oct 2011
Posts: 4,166
Originally Posted by rcatny
When I applied for card #3 - it was auto approved because my credit had freed up from canceling #2.
I doubt that is why. It has been reported here and elsewhere that Citi holds a death grip on old credit lines and doesn't release them for 6+ months.
Superorb is offline  
Old Apr 13, 2014, 8:51 pm
  #4575  
 
Join Date: Jul 2011
Posts: 50
Originally Posted by johnnie198x
Has anyone cancelled the card within x days (31<x<37) and get full AF refunded?
Confirmed that I will be getting a full refund from the account specialist. Closed on the 37th day after the AF was posted.
lordadvantine is offline  


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