Churning Citi Aadvantage Card

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Old Apr 17, 12, 10:45 am
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Join Date: Apr 2012
Posts: 7
Churning Citi Aadvantage Card

For several years, my wife and I routinely churned Citi Aadvantage-branded credit cards, receiving the mileage sign-up bonus each time. Within the past year, both of us have attempted to sign up for a new Aadvantage card. In each case, we never received a formal rejection notice, but when I contacted Citi to check the status of my application, the representative told me that Citi would not issue me a new Aadvantage Card, because I had had too many accounts in the past.

Of note, my credit score is above 750, and my wife and I have continued to apply for, and be approved, for various Citi Thank You-branded credit cards.

Any insight on Citi's no-churning policy with respect to Aadvantage-branded cards? Might I be able to get one again (and collect the bonus) if I wait long enough?
gforce96 is offline  
Old Apr 17, 12, 10:52 am
Join Date: Apr 2011
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Has it been 2 years since your last app?

I hear for the AA Citi business one you can apply 60 days after closing it. For personal it's 2 yr after applying. Have not tried this myself but that's what I've heard
Igor718 is offline  
Old Apr 17, 12, 12:49 pm
Join Date: May 2010
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The thread on this concluded that about 18 months is the Citi churn time.

The biz card was exempt from that rule but no longer.
tassojunior is offline  
Old Apr 17, 12, 12:58 pm
Join Date: Aug 2010
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The thread on the current best Citi AA offer,, includes in the very first post a link to a post in a thread about an earlier Citi AA offer that sets forth the best current wisdom on churning these cards: Reviewing the post and the thread on the current offer should give you some insight, but the Cliff's Notes version: wait 20 months since your last application for a personal Citi AA card to make your next application and wait approximately 65 days since your last application for any Citi card.
lwildernorva is offline  
Old Apr 17, 12, 2:08 pm
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Please continue discussion in the thread referenced by lwildernorva.
mia is offline  

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