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Old Yesterday | 6:05 pm
  #196  
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Originally Posted by 40love
Agree that it's super easy but fat fingers and rush can lead to expensive mistakes.
It's not a worry at all in China for purchases <200 if you use WeChat or Alipay. For larger amounts, it can come into play, but isn't an issue for most web based transactions, including ctrip and major hotel chain websites.

If you do drop Y1000 on a dinner at Dadong, you can either use Wx/Ap and pay a small conversion fee on the difference between 200 and 1000 or pay directly with your credit card (minor risk of DCC). I suppose you could also break the 1000 into 5 separate payments; that's common with group dinners, but a little tacky if it's just you and your family members.
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Old Yesterday | 6:34 pm
  #197  
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Originally Posted by moondog
It's not a worry at all in China for purchases <200 if you use WeChat or Alipay. For larger amounts, it can come into play, but isn't an issue for most web based transactions, including ctrip and major hotel chain websites.

If you do drop Y1000 on a dinner at Dadong, you can either use Wx/Ap and pay a small conversion fee on the difference between 200 and 1000 or pay directly with your credit card (minor risk of DCC). I suppose you could also break the 1000 into 5 separate payments; that's common with group dinners, but a little tacky if it's just you and your family members.
Do businesses frown upon/refuse splitting the payment to 200 CNY packets?

And can I assume significant hotels will give an option to directly charge my foreign CC without using QR pay?
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Old Yesterday | 8:37 pm
  #198  
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Originally Posted by 40love
Do businesses frown upon/refuse splitting the payment to 200 CNY packets?
I think those are waters that most people simply don't enter because we're only talking about a few bucks on top, but if you get a bill that's Y390, splitting it down the middle with your partner is no big deal.

And can I assume significant hotels will give an option to directly charge my foreign CC without using QR pay?
I book most of my hotels through Ctrip (no DCC) so I don't have many data points. However, I did a direct booking with Hilton last week and DCC wasn't offered.
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Old Today | 12:40 am
  #199  
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Originally Posted by moondog
I book most of my hotels through Ctrip (no DCC) so I don't have many data points. However, I did a direct booking with Hilton last week and DCC wasn't offered.
Sorry I wasnt clear.

I have a pay at hotel booking. It is an IHG hotel. Can I assume I can use a foreign credit card at check in to pay and avoid Alipay/WeChat pay?
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Old Today | 12:55 am
  #200  
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Originally Posted by 40love
Sorry I wasn’t clear.

I have a “pay at hotel” booking. It is an IHG hotel. Can I assume I can use a foreign credit card at check in to pay and avoid Alipay/WeChat pay?
Don't they give you a quote in your preferred currency? WeChat/Alipay isn't great for large purchases in foreign currencies because they only absorb fx fees for amounts 200 or less.

Last edited by moondog; Today at 1:01 am
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Old Today | 1:01 am
  #201  
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Originally Posted by 40love
Sorry I wasnt clear.

I have a pay at hotel booking. It is an IHG hotel. Can I assume I can use a foreign credit card at check in to pay and avoid Alipay/WeChat pay?
Most major chain hotels, even the chinese ones like Atour, accept foreign bank cards (MC/Visa are processed through Unionpay networks).

That said, in smaller towns and cities, they might have to dust off the card machine . I had one case where they tried but after 3 attempts I just said screw it and paid by Weixin and swallowed the processing fee. But maybe because I am used to FX related fees anyway since in Europe, our bank cards are less generous with perks and charge more fees in general.
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Old Today | 1:14 am
  #202  
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Originally Posted by mlin32
Most major chain hotels, even the chinese ones like Atour, accept foreign bank cards (MC/Visa are processed through Unionpay networks).

That said, in smaller towns and cities, they might have to dust off the card machine . I had one case where they tried but after 3 attempts I just said screw it and paid by Weixin and swallowed the processing fee. But maybe because I am used to FX related fees anyway since in Europe, our bank cards are less generous with perks and charge more fees in general.
I was tempted to comment along the same lines in my previous post. If you're in a small city that doesn't see much foreign credit card usage, even if the establishment can process foreign cards, the path of least resistance is to suck it up and use wx/ap (i.e. do you honestly want to spend an extra 10 minutes confusing the staff on using their old POS machine just to save Y30?).

ETA: I object to DCC out or principle, but Alipay only eating fx conversion costs up to 200 doesn't fall into the same "outright stealing" category.

Last edited by moondog; Today at 1:26 am
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Old Today | 2:35 am
  #203  
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Trip.com lets you choose the currency (including CNY) which you pay in (for cards). From what I saw, there is no real markup compared to xe.com rates. Ctrip can only charge in CNY.

By the way - recently discovered that foreign issued Unionpay does not get charged the wx/Alipay fee above 200RMB.
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Old Today | 5:11 am
  #204  
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Still waiting on a Trip.com refund for a booking charged in NZD to work out whether it hit my card as an NZD or CNY charge. Will report back.

In the mean time, why does it quite often cost more for a double bed hotel room than a twin hotel room with 2 single beds in China/Hong Kong?!
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