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Old Jan 8, 2019, 7:12 pm
  #31  
 
Join Date: Feb 2014
Posts: 291
I've had no luck getting Alipay to work with any foreign (non-Chinese) card, tried multiple Visa and Amex cards.
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Old Jan 9, 2019, 12:34 am
  #32  
889
 
Join Date: Oct 2014
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Alipay is confusing, because non-Mainland cards may work for a few things and a few things only. I've never seen a chart showing the limitations, so it's trial and error.
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Old Jan 9, 2019, 8:24 pm
  #33  
 
Join Date: Nov 2012
Location: NYC
Programs: Marriot Am, MU Pt
Posts: 3,092
I think for non-Chinese cards, you pretty much have to use a debit card for Alipay as a foreigner.
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Old Jan 9, 2019, 9:48 pm
  #34  
889
 
Join Date: Oct 2014
Posts: 3,097
No, I've used a non-Mainland credit card on Alipay for Taobao/TMall purchases and mobile top-ups. But no QR code for instant payments without a Chinese bank card that works for real-name registration (many don't for foreigners).

Also, payment options on Alipay seem to vary depending on whether you're using the mobile app or desktop version.

Last edited by 889; Jan 9, 2019 at 9:55 pm
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Old Jan 9, 2019, 11:36 pm
  #35  
 
Join Date: Nov 2012
Location: NYC
Programs: Marriot Am, MU Pt
Posts: 3,092
Originally Posted by 889
No, I've used a non-Mainland credit card on Alipay for Taobao/TMall purchases and mobile top-ups. But no QR code for instant payments without a Chinese bank card that works for real-name registration (many don't for foreigners).
For real name authentication, you can submit your foreign passport and valid Chinese visa. My Alipay and WeChat wallet both authenticated perfectly.
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Old Jan 9, 2019, 11:52 pm
  #36  
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Join Date: Dec 2000
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Originally Posted by alphaod
For real name authentication, you can submit your foreign passport and valid Chinese visa. My Alipay and WeChat wallet both authenticated perfectly.
My accounts are authenticated, and I have no problem doing QR code instant payments or sending money to friends, as long as the funding source is either a Chinese bankcard or "wallet". But, my foreign cards only work for merchants like Didi, Ctrip, and Unicom.
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Old Jan 10, 2019, 12:49 am
  #37  
889
 
Join Date: Oct 2014
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You can only authenticate if your Mainland bank supports real-name authentication using passports on Alipay or Wechat. Only some do. I posted the list of banks that work on another thread here.
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