Can't pay taxes with Chase INK?
Feb 26, 2023, 4:45 pm
#1
Original Poster
Join Date: Sep 2002
Location: Thousand Oaks, Ca., USA
Programs: AA Lifetime Plat; Bonvoy Titanium Lifetime Elite;Hyatt Globalist; HHonors Diamond; United Silver
Posts: 8,593
Can't pay taxes with Chase INK?
When I try and pay my taxes (to make SUB) with my new Chase Ink, it say's the card is the wrong type at PayUSAtax.com.
I tried to use the Paypal workaround, it didn't work.
1) Are others having this problem?
2) Is it possible to add to my Paypal account an Ink card where I'm the AU, not the business owner?
Thanks in advance.
I tried to use the Paypal workaround, it didn't work.
1) Are others having this problem?
2) Is it possible to add to my Paypal account an Ink card where I'm the AU, not the business owner?
Thanks in advance.
Mar 2, 2023, 8:16 am
#2
Join Date: Feb 2003
Location: Alexandria, VA - DCA
Programs: BA Gold, American Airlines, Marriott Plat, Hilton Diamond, IHG Diamond
Posts: 5,075
I *think* the issue here is that you're not the primary/business owner on the Ink card.
I have in the past used my Ink to pay taxes but am the sole primary holder of the card.
I have in the past used my Ink to pay taxes but am the sole primary holder of the card.
Mar 2, 2023, 8:24 am
#3
Flyertalk Posting Legend Moderator: Credit Card Programs, American Express, Capital One, Chase, Citi, Diners Club, Signatures.
Join Date: Jun 2003
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Mar 3, 2023, 5:51 am
#6
Flyertalk Posting Legend Moderator: Credit Card Programs, American Express, Capital One, Chase, Citi, Diners Club, Signatures.
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Perhaps they are blocking the use of business cards to pay personal taxes. Their FAQ explains some differences between personal and business cards, but it does not mention any restrictions. A test would be to use a Chase business card to make a business tax payment.
Mar 3, 2023, 10:26 am
#7
Original Poster
Join Date: Sep 2002
Location: Thousand Oaks, Ca., USA
Programs: AA Lifetime Plat; Bonvoy Titanium Lifetime Elite;Hyatt Globalist; HHonors Diamond; United Silver
Posts: 8,593
Thanks.
I was able to finally do it on two of my cards via PayPal.
personal taxes and that may be why it didn’t go through directly.
I was able to finally do it on two of my cards via PayPal.
personal taxes and that may be why it didn’t go through directly.
Apr 19, 2023, 6:00 pm
#9
Join Date: Apr 2023
Location: Lexington, KY
Posts: 1
Thanks to all! This saved me a lot of time and frustration. PayUSAtax.com didn't want to accept my Chase Business Premier Ink card, either. The Paypal loophole worked.
For others - use this card to get 2.5% cash back, still money ahead after paying the 1.85% convenience fee. Plus, qualifying for a $1000 cashback bonus.
C.Mac
Lexington, KY
For others - use this card to get 2.5% cash back, still money ahead after paying the 1.85% convenience fee. Plus, qualifying for a $1000 cashback bonus.
C.Mac
Lexington, KY
Apr 20, 2023, 1:23 am
#10
Join Date: Jul 2000
Posts: 3,773
I've read that merchants pay a higher fees on business cards transactions. If so, it's probably too much for a business based on a razor thin profit margin to accept business cards.
Apr 20, 2023, 7:04 am
#11
Flyertalk Posting Legend Moderator: Credit Card Programs, American Express, Capital One, Chase, Citi, Diners Club, Signatures.
Join Date: Jun 2003
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Posts: 49,216
On the 18th I made a personal Estimated Tax Payment (1040ES) via pay1040.com using an American Express business card. The first attempt failed with an "Invalid Card" error. I double checked the card number etc, clicked again, and the payment was accepted.
Apr 22, 2023, 4:15 am
#12
Join Date: Sep 2008
Location: AUS
Programs: BAEC Gold, AA PPro, Hyatt Globalist, Amex Plat
Posts: 7,222
I also used Paypal to get this done recently on one of my cards as a tax payment was part of the plan to achieve the required spend for the SUB. That said, I do worry that the Paypal loophole could eventually get closed as well if they are genuinely attempting to restrict business cards from making personal tax payments. And if the tax payment sites do that it would change this game pretty significantly...
Regards
Sep 6, 2023, 4:21 pm
#14
Join Date: Feb 2011
Location: NYC suburbs
Programs: UA LT Gold (BIS), AA LT Plat (CC SUBs & BD), Hilton Dia (CC), Hyatt Glob (BIB), et. al.
Posts: 3,453
When paying at one of the 3 authorized sites via PayPal, can one still input a specific credit card on the authorized site or does it go to the credit card already in the PayPal account or something else? Same authorized site fee? Any PayPal fees? Still earns UR points? Thank you.
Please explain details further. Thank you.
Datapoint: Today, new Chase Ink Biz Preferred card (mine, not AU), estimated IRS tax payment:
payUSAtax = “card processing error”
Pay1040 = success
Still no rhyme or reason as to which Ink cards are acceptable.
Datapoint: Today, new Chase Ink Biz Preferred card (mine, not AU), estimated IRS tax payment:
payUSAtax = “card processing error”
Pay1040 = success
Still no rhyme or reason as to which Ink cards are acceptable.
(6/15/23, Thread: Paying USA income, property or other taxes with a credit card) … Tonight, due date for estimated payments, “payUSAtax” rejected an Ink Cash card twice and then accepted an AmEx Delta Biz. I called Chase to confirm the card was good to go. “Pay1040” also rejected the Ink Cash. “ACI Payments, Inc.” accepted the Ink Cash. No pattern or rhyme or reason. …