Chase United Club VISA Infinite Card
Apr 15, 2020, 12:17 pm
#31
Join Date: Jul 2018
Location: Ventura
Programs: Gov't Travel Aficionado, UA Plat
Posts: 288
I'm interested in getting a new card because I have about $3k in property taxes to pay by the end of the month. I'm also a 1K so United miles are more valuable to me due to not having to pay any change/cancel fees on award tickets (plus now I'll be a 1K throughout 2021 as well). I already have the Club card and have had it for over 24 months. If I'm reading this correctly, I can cancel my Club card, apply for the Club Infinite card, and still be eligible for the 100,000 mile introductory offer, is that correct?
Seems like a no brainer for someone in my situation, but I wanted to make sure I'm not missing anything.
Seems like a no brainer for someone in my situation, but I wanted to make sure I'm not missing anything.
Apr 27, 2020, 2:33 am
#33
Moderator: Lufthansa Miles & More, India based airlines, India, External Miles & Points Resources
Join Date: Dec 2002
Location: MUC
Programs: LH SEN
Posts: 48,184
Really torn on this one. I have *G, so don't need the club access. The free GE fee would be a gift a friend if they are renewing, so no monetary value, my GE is good till 2023. Essentially it would boil down to getting 105k United miles for 500$ and a ding on my 5/24 count at chase. Hmm...
Apr 27, 2020, 3:31 am
#34
FlyerTalk Evangelist
Original Poster
Join Date: Mar 2010
Programs: DL, OZ, AC, AS, AA, BA, Hilton, Hyatt, Marriott, IHG
Posts: 19,901
Really torn on this one. I have *G, so don't need the club access. The free GE fee would be a gift a friend if they are renewing, so no monetary value, my GE is good till 2023. Essentially it would boil down to getting 105k United miles for 500$ and a ding on my 5/24 count at chase. Hmm...
Apr 27, 2020, 9:44 am
#35
FlyerTalk Evangelist
Join Date: Dec 2006
Location: Pacific Northwest
Programs: UA Gold 1MM, AS 75k, AA Plat, Bonvoyed Gold, Honors Dia, Hyatt Explorer, IHG Plat, ...
Posts: 16,854
Really torn on this one. I have *G, so don't need the club access. The free GE fee would be a gift a friend if they are renewing, so no monetary value, my GE is good till 2023. Essentially it would boil down to getting 105k United miles for 500$ and a ding on my 5/24 count at chase. Hmm...
In normal times I would be willing to get the Club card for a year for the signup bonus, but right now I am not a buyer. When flying restarts, I am planning to continue working on reducing my mileage balances with various programs.
Apr 27, 2020, 10:05 am
#36
Moderator: Lufthansa Miles & More, India based airlines, India, External Miles & Points Resources
Join Date: Dec 2002
Location: MUC
Programs: LH SEN
Posts: 48,184
Apr 27, 2020, 4:43 pm
#37
Suspended
Join Date: Feb 2008
Posts: 836
I applied and was approved for the card a few minutes ago.
I’ll put $5,000 in spend on it, get my 105,000 United miles and move on. All said, will have 185,000 miles and enough to get me a one way back from South Africa or the like.
I’ll put $5,000 in spend on it, get my 105,000 United miles and move on. All said, will have 185,000 miles and enough to get me a one way back from South Africa or the like.
May 5, 2020, 12:23 pm
#38
Suspended
Join Date: Feb 2008
Posts: 836
Ended up getting the card and making the required $5,000 in spend (to the penny). I'll let you know when miles post to United Account. I'm hoping since I completed the spend before the closing of the first statement, they will come when it closes in 2-3 weeks.
Can't argue with another 105,000 United Miles 'in the bank'. Let's face it, UA isn't going to disappear.
Can't argue with another 105,000 United Miles 'in the bank'. Let's face it, UA isn't going to disappear.
May 18, 2020, 12:07 am
#39
Moderator: Lufthansa Miles & More, India based airlines, India, External Miles & Points Resources
Join Date: Dec 2002
Location: MUC
Programs: LH SEN
Posts: 48,184
It seems Chase finally gave in and listed the card on the affiliate programs... the bloggers have been pushing the card this weekend 
Unfortunate timing for Chase/UA to launch this card, I'm sure we will see it come back with higher sign up bonuses or lower AF.
Unfortunate timing for Chase/UA to launch this card, I'm sure we will see it come back with higher sign up bonuses or lower AF.
May 18, 2020, 12:09 am
#40
FlyerTalk Evangelist
Original Poster
Join Date: Mar 2010
Programs: DL, OZ, AC, AS, AA, BA, Hilton, Hyatt, Marriott, IHG
Posts: 19,901
No wonder! I thought it was weird that just about every blog was reminding its readers that the deadline was fast approaching. I guess money talks at the end of the day.[/b]
May 19, 2020, 2:09 am
#41
Join Date: Apr 2012
Posts: 432
That's because the associations allow them to be diluted. They used to have Card Issuance Guidelines but perhaps no longer or they are time-based? As of Jan 2014, Mastercard lifted the guidelines for World Elite which is why the market began to get flooded with them. Up until that point, only a few products were available directly as WE (usually just the top travel cards) and many issuers had upgrade campaigns to convert existing Mastercard accounts to World Elite based on spend. It seems to be more of a US thing, in many markets Gold and Platinum still have prestige and are very conservative with upgrades but here everyone has World Elite and Signature or Infinite with low credit lines.
May 19, 2020, 2:22 am
#42
FlyerTalk Evangelist
Original Poster
Join Date: Mar 2010
Programs: DL, OZ, AC, AS, AA, BA, Hilton, Hyatt, Marriott, IHG
Posts: 19,901
That's because the associations allow them to be diluted. They used to have Card Issuance Guidelines but perhaps no longer or they are time-based? As of Jan 2014, Mastercard lifted the guidelines for World Elite which is why the market began to get flooded with them. Up until that point, only a few products were available directly as WE (usually just the top travel cards) and many issuers had upgrade campaigns to convert existing Mastercard accounts to World Elite based on spend. It seems to be more of a US thing, in many markets Gold and Platinum still have prestige and are very conservative with upgrades but here everyone has World Elite and Signature or Infinite with low credit lines.
May 19, 2020, 11:49 am
#43
Suspended
Join Date: Feb 2008
Posts: 836
This information is not true. I was approved for a limit of ~$23,000. I've already spent the $5,000, received the 100,000 sign up bonus and paid off the balance.
After paying off the balance, I transferred most of the available credit over to my Chase Freedom Card, leaving just $3,600 in available credit on the United Club Visa Infinite Card. I did this because I will cancel the card before the fist anniversary renewal.
So, as a matter of fact, you can have much less than a $10,000 credit limit on the card. Now, I don't know what the 'approval minimum' is, but you can re-allocate credit and take it well below $10,000.
I'm now sitting on a small cache of United miles totaling 186,000 miles. We'll be using them for a one-way reward ticket from Cape Town back to Dallas in early 2022.
Cheers
After paying off the balance, I transferred most of the available credit over to my Chase Freedom Card, leaving just $3,600 in available credit on the United Club Visa Infinite Card. I did this because I will cancel the card before the fist anniversary renewal.
So, as a matter of fact, you can have much less than a $10,000 credit limit on the card. Now, I don't know what the 'approval minimum' is, but you can re-allocate credit and take it well below $10,000.
I'm now sitting on a small cache of United miles totaling 186,000 miles. We'll be using them for a one-way reward ticket from Cape Town back to Dallas in early 2022.
Cheers
May 19, 2020, 4:31 pm
#44
Join Date: May 2019
Programs: AA EXP, UA 1K, Hilton Diamond, Bonvoy Lifetime Titanium Elite, Hyatt Lifetime Globalist
Posts: 454
Data point
This information is not true. I was approved for a limit of ~$23,000. I've already spent the $5,000, received the 100,000 sign up bonus and paid off the balance.
After paying off the balance, I transferred most of the available credit over to my Chase Freedom Card, leaving just $3,600 in available credit on the United Club Visa Infinite Card. I did this because I will cancel the card before the fist anniversary renewal.
So, as a matter of fact, you can have much less than a $10,000 credit limit on the card. Now, I don't know what the 'approval minimum' is, but you can re-allocate credit and take it well below $10,000.
I'm now sitting on a small cache of United miles totaling 186,000 miles. We'll be using them for a one-way reward ticket from Cape Town back to Dallas in early 2022.
Cheers
After paying off the balance, I transferred most of the available credit over to my Chase Freedom Card, leaving just $3,600 in available credit on the United Club Visa Infinite Card. I did this because I will cancel the card before the fist anniversary renewal.
So, as a matter of fact, you can have much less than a $10,000 credit limit on the card. Now, I don't know what the 'approval minimum' is, but you can re-allocate credit and take it well below $10,000.
I'm now sitting on a small cache of United miles totaling 186,000 miles. We'll be using them for a one-way reward ticket from Cape Town back to Dallas in early 2022.
Cheers
May 19, 2020, 4:33 pm
#45
Join Date: May 2019
Programs: AA EXP, UA 1K, Hilton Diamond, Bonvoy Lifetime Titanium Elite, Hyatt Lifetime Globalist
Posts: 454
Also saw that the new SUB is now...no annual fee for first year.
Theoretically, you could get the card, use the lounges and claim the TSA Global Entry $100 credit for free by cancelling before renewal.
Theoretically, you could get the card, use the lounges and claim the TSA Global Entry $100 credit for free by cancelling before renewal.