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Sapphire Reserve 60k, $4,000 spend in 3 months, $550 fee.

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Old Jan 14, 2020, 9:39 am
FlyerTalk Forums Expert How-Tos and Guides
Last edit by: philemer
Use this thread to discuss the Sapphire Reserve card offer.

Application page with bonus offer (60,000 UR after spending $4,000 in 90 days):
https://creditcards.chase.com/rewards-credit-cards/sapphire/reserve?CELL=6TKX


There are separate threads to discuss:

$300 Travel Credit
Priority Pass
Concierge Service
Travel Insurance
Global Entry/TSA PreCheck reimbursement.


This card is subject to Chase's 5/24 policy. For information on (and discussion of) the policy, see Applying for Chase Credit Cards, 2017 onward. You can override 5/24 by having an in-branch pre-approval (only! online prequalification does NOT override 5/24), or by already being Chase Private Client (as in you see the "Chase Private Client" text on the login screen of the Chase mobile app.)

As of August 2018, all Chase Sapphire cards are (with limited exceptions) subject to an additional restriction:
The product is not available to either (i) current cardmembers of any Sapphire credit card, or (ii) previous cardmembers of any Sapphire credit card who received a new cardmember bonus within the last 48 months.
See Sapphire (CSR & CSP) 48 months between bonuses, August 2018 for details and ongoing discussion.

50,000 UR points is worth $500 as statement credit, $750 when used for travel through the Chase portal, or potentially more if transferred to a partner.

Card features are here: https://www.chase.com/card-benefits/...reserve/travel. The card's Priority Pass includes unlimited guests. (verified in Post #2635 ; also verified by Chase)

Chase Sapphire Reserve Ultimate Rewards Program Agreement
https://chaseonline.chase.com/resources/RPA0511_Web.pdf

Chase Sapphire Reserve Guide to Benefits
https://www.chasebenefits.com/sapphirereserve

The card is made of the same material as the CSP, and is being shipped UPS Next Day Air.

How to determine your account number, expiration date, and shipping date before receiving the card
(** Note that this no longer seems to work checking on 5/18 - the account number in the secure message header is XXXXXX'd out except for last 4 digits)
(** Also I do not see any recent comments 5/18 on timely shipping or shipping method)

1. Send a secure message (SM) from the account. A common SM would be to ask about the sign-up bonus and last day to complete the spend requirement (which appears to be approximately 3.5 months from the date of approval).
2. Check the Sent Messages folder, and the full account number will be listed in the header of the message that you just sent. The number starts with 414720.
3. The expiration date is five years from the month of approval. So, if you were approved on August 31, 2016, your expiration date will be August 2021.
4. CVV2 number is not available, so if a merchant requires it for payment, you must wait for the physical card.
5. According to many reports, the card is not activated until it is shipped, which happens to be via UPS Next Day Air Saver (if shipped on Friday, you will not receive the card until Monday or the next business day). To find out when it is shipped, go to My UPS and sign up for a free account. You'll be notified when a shipment is destined for your address.
6. Contrary to what the customer service rep may tell you about the delivery of the card—such as the card will take 1-2 weeks or that expedited shipping is not available—the card is actually expedited and shipped via express shipping, as mentioned in #5. There is no need to ask for expedited shipping.

Priority Pass Select
Click HERE to read the separate thread discussing this benefit.
As soon as the account shows up online:
1. Click on Go To Ultimate Rewards.
2. Scroll down to the very bottom left and click on "Card Benefits"
3. Activate Membership to request card.
4. Card will take 1-2 weeks and can't be expedited, but members have reported success in charging the lounge access to the card and requesting a refund from Customer Service.
5. PP cards will be issued for the account holder and any AU(s)
6. According to Chase, CSR's PP membership includes guest access.

Duplicate Card
1. If you receive the plastic card, wait for the metal card to arrive automatically.
2. If you receive the metal card, send SM or call to request plastic card (for use with overseas merchants that require a card imprint, because you hate metal cards, whatever).
3. DO NOT request a replacement card (especially under any pretense that the card was lost or misplaced).
4. Both cards will have the same number, expiration and CVV. Both cards will work.
5. It appears that all CSR cards are sent overnight once produced, including the plastic 'replacement' cards. No need to request expedited shipping.

Authorized User Card:
1. $75 each authorized card each year.
2. Same Priority Pass membership as the main card.
3. Same earning rate on spending. Same fringe benefits as the main card like purchase, car rental and travel insurance etc.
4. No additional Global Entry/TSA credit. Only one credit for the entire account.
5. No additional annual travel credit.

How to get bonus points on the first statement
Act very quickly; you may have less than a week. It depends on the timing of your first statement and when you receive the card. 4K in spending has to clear (not pending) about a week before the statement cuts in order to get the bonus points on that statement. Under "account details" you can see your first payment due date. Your closing date is usually three calendar days after your due date. For instance, if your very first bill is due October 20 that statement would close on September 23, and spending would have to clear by approximately September 16 in order to get the bonus points.

The prior, archived version of this thread can be found here: https://www.flyertalk.com/forum/chase-ultimate-rewards/1814294-chase-sapphire-reserve-csr-50k-ur-benefit-reductions-august-2018-a.html

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Sapphire Reserve 60k, $4,000 spend in 3 months, $550 fee.

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Old Feb 7, 2020, 4:17 pm
  #826  
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Originally Posted by Zorak
Good question, why can't you? Have you read your own posts? It seems like when people don't place value on the things that are important to you, you (correctly) point out that everyone has different priorities and thus the same features will have different values to different people. But when other people place value on things you don't, you are condescending and belittling.

Nor something to have irrational hatred of. If the card doesn't make sense for you, there is no reason for you to carry it, but you can't seem to accept that the card may make sense for other people and insist on proving that it is wrong for them.

Your dogged pursuit of this already got a bunch of posts moved into a separate thread. I'm not a moderator, but would still ask that you please respect that and confine that aspect of the discussion there.

Yes, congrats, DoorStopDash is very clever
Sure. I can have my opinion. Why you have to approve I'm wrong and they are right? And someone even gets personal with it with name calling and more.

Sure you can love your CSR since some people are married to it. But others do not see much value, particularly with the AF increase.

Last edited by RedSun; Feb 7, 2020 at 4:22 pm
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Old Feb 7, 2020, 4:30 pm
  #827  
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Originally Posted by RedSun
Sure. I can have my opinion. Why you have to approve I'm wrong and they are right? And someone even gets personal with it with name calling and more.
I never said anyone couldn't have an opinion, or that there was a wrong or a right, in fact I said pretty much the exact opposite. You're the one that doesn't seem to be willing to allow other people their opinion and making them out to be wrong.

Pointing out your behavior is not a personal attack. Deriding people for being married to a single card and ridiculing people saying they don't understand or get it just because they disagree with you, is a personal attack

Originally Posted by RedSun
Sure you can love your CSR since some people are married to it.
I can't speak for others but for me the CSR is only one of several cards I carry that all serve different purposes and bring different values for me.

Originally Posted by RedSun
But others do not see much value, particularly with the AF increase.
Yes you've made your opinion known repeatedly. Note that "Disrupting a forum by repetitively posting comments of the same general theme" is against the FT rules.

https://www.flyertalk.com/help/rules...tiverepetitive
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Old Feb 7, 2020, 4:34 pm
  #828  
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It is you who quoted me and tried to say I'm wrong.....

Sure CSR can work for you. Good luck with it. But it is not a good card for me. So pls do not try to say that I'm wrong and you are correct. YMMV....
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Old Feb 7, 2020, 4:38 pm
  #829  
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Originally Posted by RedSun
It is you who quoted me and tried to say I'm wrong.....

Sure CSR can work for you. Good luck with it. But it is not a good card for me. So pls do not try to say that I'm wrong and you are correct. YMMV....
Ok, you're right. Sorry
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Old Feb 7, 2020, 4:41 pm
  #830  
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Originally Posted by Zorak
Ok, you're right. Sorry
You are the very few who said I'm right.

Enjoy the card. CSR was great at that time. It was a great card. Just wish it added some partner benefits or relationship based earning, like BofA 1.5x etc. with the last product update.
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Old Feb 7, 2020, 4:45 pm
  #831  
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Originally Posted by RedElmo
I think abuse is when airport workers eat at the PP restaurants everyday.

landing and eating isn’t abuse.

Most restaurants done ask for boarding pass cuz why would they want to turn away revenue? It’s discounted but they still get money. Like 80-85% $24 ish dollars from PP
This is interesting. Just wonder how much PP restaurant charges PP for it. When I stopped at Dubai and forgot my PP card, I paid $68 for PP for one person. Chase covered it after.
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Old Feb 7, 2020, 6:38 pm
  #832  
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So you have to spend $667 in Lyft to make up the $100 increase in the AF.
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Old Feb 7, 2020, 6:40 pm
  #833  
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Originally Posted by wco81
So you have to spend $667 in Lyft to make up the $100 increase in the AF.
That ignores the 10x pts.
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Old Feb 8, 2020, 2:58 am
  #834  
 
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Originally Posted by wco81
So you have to spend $667 in Lyft to make up the $100 increase in the AF.
Was a complete skeptic on this too, but have been in Miami for three days. I've found Uber to be nearly double the price here. I've already 'saved' the $100. Very shocked.
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Old Feb 8, 2020, 7:17 am
  #835  
 
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Originally Posted by openwheelracing
Feels like we are running in circles. RedSon hates CSR, we got it.
And you love it. We've also got that; a long time ago actually and yet you persist.

How about you both stand down and stop this nonsensical thread? What if everyone just made their own decisions based on the features and benefits of the various cards and what is important to them, individually.

It's is rather strange to me why there are 3 or 4 posters in this thread that seem to feel there perspective must "win."

But hey, you all are certainly incrementing your post counts if that is the goal. I mean that must be the goal, because after all the countless posts in this and the other thread, I don't believe a single one of the most vocal posters in these threads has changed their position.

Is there any actual point to this thread at this stage?

Regards
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Old Feb 8, 2020, 8:29 am
  #836  
 
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Originally Posted by wco81
So you have to spend $667 in Lyft to make up the $100 increase in the AF.
If it is a true 15% discount and 10x points ( which is easily another 15%) then it would take about roughly $335 of Lyft spend to "break even" on the AF. Not hard at all. It's nice to be able to use it at a pace that I want instead of monthly credits. I actually didn't use any rideshare last month and this month might be questionable. Once I go on my trips, I will hit $100+ in some weeks. Even if I somehow don't "break even" that few dollars isn't making or breaking the CSR for me. I already get many times back what I put into it.

I still have my doubts about the 15% discount really being a true 15% off though.
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Old Feb 8, 2020, 9:16 am
  #837  
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Originally Posted by Super Mario
I still have my doubts about the 15% discount really being a true 15% off though.
It absolutely is. I had my doubts too, so I looked at the price of a trip before I signed up for pink, and then I signed up. It showed the old price crossed out and replaced by something 15% lower.
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Old Feb 8, 2020, 9:21 am
  #838  
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Prices change all the time - sometimes minute to minute. In many ways, it's like airline pricing. I have nt seen Lyft doing anything nefarious in my recent uses of the service.
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Old Feb 8, 2020, 7:25 pm
  #839  
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I was checking out a couple of fast casual places on Door Dash.

menu items are about $2 hour more higher in DD app. than it would cost ordering directly.

Both places had “free” delivery but obviously DD charging for it.

one place had pickup option but it’s still same higher price.


so I would have to pay the higher price to get the $60 credit?
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Old Feb 8, 2020, 7:28 pm
  #840  
 
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Originally Posted by wco81
I was checking out a couple of fast casual places on Door Dash.

menu items are about $2 hour more higher in DD app. than it would cost ordering directly.

Both places had “free” delivery but obviously DD charging for it.

one place had pickup option but it’s still same higher price.


so I would have to pay the higher price to get the $60 credit?
Same for GrubHub. The prices are more than getting directly from restaurant.
trikotret is offline  


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