Last edit by: mia
Examples of qualifying merchants in each category are here:
https://creditcards.chase.com/freedom-credit-cards/merchants
https://creditcards.chase.com/freedom-credit-cards/merchants
Chase Freedom 2019 Q2 categories: Grocery and Home Improvement stores
#16
Join Date: Sep 2009
Posts: 2,832
While that is usually possible, it shouldn't be necessary. Since Chase has declined a bonus because the merchant had an ineligible category code, it would make sense for Chase to provide the category codes that qualify for the bonus, especially in a case where no merchant category code matches the announced bonus group.
#17
Join Date: Sep 2005
Location: JZRO
Posts: 9,169
While that is usually possible, it shouldn't be necessary. Since Chase has declined a bonus because the merchant had an ineligible category code, it would make sense for Chase to provide the category codes that qualify for the bonus, especially in a case where no merchant category code matches the announced bonus group.
#18
Moderator
Join Date: Jun 2003
Location: Miami, Mpls & London
Programs: AA & Marriott Perpetual Platinum; DL & HH Gold
Posts: 48,955
Examples of Home Improvement Stores
HOME DEPOT
MENARDS
LOWES
ACE HARDWARE
SHERWIN WILLIAMS
HARBOR FREIGHT TOOLS
PC RICHARD & SON
TRUE VALUE
LUMBER LIQUIDATORS
BUILD.COM
PROBUILD
RURAL KING SUPPLY
ORCHARD SUPPLY HARDWARE
PRO SOURCE WHOLESALE
NORTHERN TOOL EQUIP
HOME DEPOT
MENARDS
LOWES
ACE HARDWARE
SHERWIN WILLIAMS
HARBOR FREIGHT TOOLS
PC RICHARD & SON
TRUE VALUE
LUMBER LIQUIDATORS
BUILD.COM
PROBUILD
RURAL KING SUPPLY
ORCHARD SUPPLY HARDWARE
PRO SOURCE WHOLESALE
NORTHERN TOOL EQUIP
#19
Join Date: Nov 2015
Location: St. Louis, MO
Programs: Southwest Companion Pass
Posts: 790
I wonder about this. Has anybody ever noticed that pretty much all shopping portals exclude "Walmart Grocery" from the regular Walmart shopping category? It makes me wonder if it somehow codes different. It also has a different website. I just recently bought groceries through the "Walmart Grocery" website to take advantage of a 10% off Chase offer and it shows grocery on my recent activity on my account. I also purchased some merchandise through the regular Walmart site and my recent activity shows walmart.com. So Chase does consider the two as different things. Obvious grocery purchases made directly at the store won't work but I wonder if purchases made through "Walmart grocery" would. I doubt it will but I may make a small purchase next month just to experiment.
#20
The link includes examples of grocery stores and exclusions from grocery stores and home improvement stores. I was amused to read the following.
Grocery stores, not including Walmart® and Target® purchases, exclusions:
[...]
Stores that sell a variety of merchandise, including foot items
[...]
[...]
Stores that sell a variety of merchandise, including foot items
[...]
#21
Moderator
Join Date: Jun 2003
Location: Miami, Mpls & London
Programs: AA & Marriott Perpetual Platinum; DL & HH Gold
Posts: 48,955
Side discussion of using Freedom VISA (via Chase Pay) at Smith's (a Kroger brand which has announced that it will no longer accept VISA credit cards), has been separated:
Freedom VISA or Chase Pay acceptance at Smith's (Kroger)
Freedom VISA or Chase Pay acceptance at Smith's (Kroger)
#22
Moderator
Join Date: Jun 2003
Location: Miami, Mpls & London
Programs: AA & Marriott Perpetual Platinum; DL & HH Gold
Posts: 48,955
#24
Join Date: Aug 2005
Location: HPN
Programs: not anymore! I'm FREE!
Posts: 3,459
Interesting. PC Richard sells all kinds of stuff not found at Home Depot, Ace Hardware and other places I'd consider standard "home improvement" stores (exercise bikes, car stereos, TVs, computers, cameras, mattresses...) And they have a "meet competitor's advertised price" policy. And I think they ship nationwide.
#27
FlyerTalk Evangelist
Join Date: Jan 2005
Location: home = LAX
Posts: 25,933
What is your question exactly? Amazon Prime and Whole Foods are two totally separate things.
Whole Foods in-store purchases code as groceries.
I doubt that anything Amazon would code as groceries. Amazon Prime is a subscription service that's billed through Amazon proper, so it definitely doesn't code as groceries. Amazon has a service called Amazon Prime Pantry and that's the only one I don't know how it codes (since I always buy my groceries physically at the store, or just order non-perishables on Amazon as regular online shipped orders).
Amazon Prime gets you gets you discounts on some things at Whole Foods, but those don't affect billing, they just may reduce the price you pay on some Whole Foods items. They still ring up as Whole Foods if you're buying them in-store, and thus code as groceries, whether you use the Amazon Prime discount or not.
Whole Foods hasn't changed names. They're owned by Amazon, but they're still Whole Foods (with no Amazon in the name), and they're still a grocery store.
Whole Foods in-store purchases code as groceries.
I doubt that anything Amazon would code as groceries. Amazon Prime is a subscription service that's billed through Amazon proper, so it definitely doesn't code as groceries. Amazon has a service called Amazon Prime Pantry and that's the only one I don't know how it codes (since I always buy my groceries physically at the store, or just order non-perishables on Amazon as regular online shipped orders).
Amazon Prime gets you gets you discounts on some things at Whole Foods, but those don't affect billing, they just may reduce the price you pay on some Whole Foods items. They still ring up as Whole Foods if you're buying them in-store, and thus code as groceries, whether you use the Amazon Prime discount or not.
Whole Foods hasn't changed names. They're owned by Amazon, but they're still Whole Foods (with no Amazon in the name), and they're still a grocery store.
Last edited by sdsearch; Apr 4, 2019 at 2:30 pm
#28
Join Date: Jan 2005
Programs: UA GOLD MM,WN CP A+list, HH Gold,MR LT Titanium
Posts: 2,184
This probably won't actually help answer your question,but my Prime Now orders which are picked and delivered from Whole Foods are billed as Amazon on my Citi cards.
I tend to think it may be the same for Chase.
I tend to think it may be the same for Chase.
#30
Join Date: Jan 2016
Posts: 97
What is your question exactly? Amazon Prime and Whole Foods are two totally separate things.
Whole Foods in-store purchases code as groceries.
I doubt that anything Amazon would code as groceries. Amazon Prime is a subscription service that's billed through Amazon proper, so it definitely doesn't code as groceries. Amazon has a service called Amazon Prime Pantry and that's the only one I don't know how it codes (since I always buy my groceries physically at the store, or just order non-perishables on Amazon as regular online shipped orders).
Amazon Prime gets you gets you discounts on some things at Whole Foods, but those don't affect billing, they just may reduce the price you pay on some Whole Foods items. They still ring up as Whole Foods if you're buying them in-store, and thus code as groceries, whether you use the Amazon Prime discount or not.
Whole Foods hasn't changed names. They're owned by Amazon, but they're still Whole Foods (with no Amazon in the name), and they're still a grocery store.
Whole Foods in-store purchases code as groceries.
I doubt that anything Amazon would code as groceries. Amazon Prime is a subscription service that's billed through Amazon proper, so it definitely doesn't code as groceries. Amazon has a service called Amazon Prime Pantry and that's the only one I don't know how it codes (since I always buy my groceries physically at the store, or just order non-perishables on Amazon as regular online shipped orders).
Amazon Prime gets you gets you discounts on some things at Whole Foods, but those don't affect billing, they just may reduce the price you pay on some Whole Foods items. They still ring up as Whole Foods if you're buying them in-store, and thus code as groceries, whether you use the Amazon Prime discount or not.
Whole Foods hasn't changed names. They're owned by Amazon, but they're still Whole Foods (with no Amazon in the name), and they're still a grocery store.