Nov 14, 2016, 5:35 pm
Last edit by: CodeAdam10
THIS THREAD IS NOW ARCHIVED.
PLEASE CONTINUE THE DISCUSSION HERE: https://www.flyertalk.com/forum/chase-ultimate-rewards/2031752-chase-ink-business-preferred-2021-onward.html
================================================== ==================================
Additionally: For those who may be automatically excluded due to 5/24, the in-branch Business Rep can submit the application by Mail on your behalf (this avoids the application going through the computer check that would automatically exclude those who are already at 5/24.) First year's annual fee is not waived.
: Some members may have a referral link and would be very grateful if you would use it. See this thread: http://www.flyertalk.com/forum/credi...ost-first.html
1) Should I apply using the link above or go to a nearby brick and mortar branch?
Sometimes there are better offers to be had in the branch (as referenced above). Some in-branch apps had/have the $95 AF waived 1st yr (ymmv). You can also have your banker check to see if you are pre-approved for this card (green screen on the banker's log in). However, it is likely simpler/easier to do a Chase business credit application Online as applying in-branch often requires providing documentation (proof of business, etc).
2) How do the rewards differ from other INK cards?
The bonus categories on this card are different than other cards in the INK family, notably, this card does NOT get a bonus at Office Supply stores, but DOES get the following:
3 Points per $1 on the first $150,000 spent in combined purchases in the following categories each account anniversary year:
- Travel; including airfare, hotels, rental cars, train tickets, and taxis
PLEASE CONTINUE THE DISCUSSION HERE: https://www.flyertalk.com/forum/chase-ultimate-rewards/2031752-chase-ink-business-preferred-2021-onward.html
================================================== ==================================
- 100,000 Chase UR points after $15K spend in 3 months, with $95 annual fee (not waived the first year)
Additionally: For those who may be automatically excluded due to 5/24, the in-branch Business Rep can submit the application by Mail on your behalf (this avoids the application going through the computer check that would automatically exclude those who are already at 5/24.) First year's annual fee is not waived.
: Some members may have a referral link and would be very grateful if you would use it. See this thread: http://www.flyertalk.com/forum/credi...ost-first.html
1) Should I apply using the link above or go to a nearby brick and mortar branch?
Sometimes there are better offers to be had in the branch (as referenced above). Some in-branch apps had/have the $95 AF waived 1st yr (ymmv). You can also have your banker check to see if you are pre-approved for this card (green screen on the banker's log in). However, it is likely simpler/easier to do a Chase business credit application Online as applying in-branch often requires providing documentation (proof of business, etc).
2) How do the rewards differ from other INK cards?
The bonus categories on this card are different than other cards in the INK family, notably, this card does NOT get a bonus at Office Supply stores, but DOES get the following:
3 Points per $1 on the first $150,000 spent in combined purchases in the following categories each account anniversary year:
- Travel; including airfare, hotels, rental cars, train tickets, and taxis
- For reports on what qualifies as travel expenses, see https://www.flyertalk.com/forum/chas...solidated.html
- Shipping purchases
- Internet, cable and phone services
- Advertising purchases made with social media sites and search engines
- 1 Point per $1 on all other purchases (with no limits on the number of points you can earn).
Also, notably, it follows the Sapphire Preferred personal card in offering a bonus when using points to book travel using the Ultimate Rewards web site: Points are worth 25% more when you redeem for travel through Chase Ultimate Rewards®. For example, 80,000 points are worth $1,000 towards travel.*
See discussion on using the UR portal, here: http://www.flyertalk.com/forum/chase...ts-2017-a.html
3) What are the insurance and other benefits provided by this card?
The Benefits Guide is here: https://www.chasebenefits.com/inkpreferred
4) Can I product change from a different INK Card?
Since this card is newly released, options may change in the future, but, at this time, Chase is not permitting product change to Ink Preferred at this time (reported on 11/23/16).
See our ongoing discussion here: http://www.flyertalk.com/forum/chase...16-onward.html
To check app. status find the numbers in the WIKI in this thread: https://www.flyertalk.com/forum/chas...onward-43.html
(888) 269-8690 - Business Credit Card Application Status Line, automated
- Internet, cable and phone services
- Advertising purchases made with social media sites and search engines
- 1 Point per $1 on all other purchases (with no limits on the number of points you can earn).
Also, notably, it follows the Sapphire Preferred personal card in offering a bonus when using points to book travel using the Ultimate Rewards web site: Points are worth 25% more when you redeem for travel through Chase Ultimate Rewards®. For example, 80,000 points are worth $1,000 towards travel.*
See discussion on using the UR portal, here: http://www.flyertalk.com/forum/chase...ts-2017-a.html
3) What are the insurance and other benefits provided by this card?
The Benefits Guide is here: https://www.chasebenefits.com/inkpreferred
4) Can I product change from a different INK Card?
Since this card is newly released, options may change in the future, but, at this time, Chase is not permitting product change to Ink Preferred at this time (reported on 11/23/16).
See our ongoing discussion here: http://www.flyertalk.com/forum/chase...16-onward.html
To check app. status find the numbers in the WIKI in this thread: https://www.flyertalk.com/forum/chas...onward-43.html
(888) 269-8690 - Business Credit Card Application Status Line, automated
================================================== ================================================== ==========================================
Landing page for all INK cards: https://creditcards.chase.com/a1/ink-business-compare-cards/nov?CELL=6RRW&jp_cmp=cc/Ink-General_Brand_Exact_Ink_SEM_US_Desktop_Standard_NA/sea/p56076138828/Business+Card+-+Chase+-+Ink&ds_rl=1268784&ds_rl=1238366&ds_rl=1238420&gcl id=EAIaIQobChMIoIqR-oic7QIV1x6tBh3k0gDyEAAYASAAEgItB_D_BwE&gclsrc=aw.d s
Chase Ink Business Preferred (2016 - 2020 ARCHIVED)
Aug 13, 2019, 7:17 pm
#1021
Join Date: Sep 2016
Location: Las Vegas
Programs: American Airlines Plat Pro, Marriott Titanium, Hyatt Globalist
Posts: 207
How long does it take for the application status to be available on the automated system? I called a BRM to arrange a meeting, explained that I wanted to apply via DocuSign, and I was surprised that he went ahead and took my application over the phone. About 10 minutes later he sent me the DocuSign link over email, and after filling it out I got a form-style notification that just said "Thanks for applying, we'll let you know the result in the next 30 days". Is this normal for how DocuSign applications work? I was surprised that I called the automated status line and it has no record of my application yet...
Aug 14, 2019, 7:25 am
#1022
Join Date: Sep 2011
Posts: 1,857
How long does it take for the application status to be available on the automated system? I called a BRM to arrange a meeting, explained that I wanted to apply via DocuSign, and I was surprised that he went ahead and took my application over the phone. About 10 minutes later he sent me the DocuSign link over email, and after filling it out I got a form-style notification that just said "Thanks for applying, we'll let you know the result in the next 30 days". Is this normal for how DocuSign applications work? I was surprised that I called the automated status line and it has no record of my application yet...
Aug 14, 2019, 8:07 am
#1023
Join Date: Oct 2012
Location: SEA
Programs: Alaska MVP Gold
Posts: 540
How long does it take for the application status to be available on the automated system? I called a BRM to arrange a meeting, explained that I wanted to apply via DocuSign, and I was surprised that he went ahead and took my application over the phone. About 10 minutes later he sent me the DocuSign link over email, and after filling it out I got a form-style notification that just said "Thanks for applying, we'll let you know the result in the next 30 days". Is this normal for how DocuSign applications work? I was surprised that I called the automated status line and it has no record of my application yet...
Aug 14, 2019, 10:59 am
#1024
Join Date: Sep 2016
Location: Las Vegas
Programs: American Airlines Plat Pro, Marriott Titanium, Hyatt Globalist
Posts: 207
This makes sense -- thanks for the clarification. I haven't seem any credit inquiries, and didn't see the application in the automated line, so I was starting to get concerned that maybe the application wasn't properly submitted. But it sounds like this is normal -- thanks again.
Aug 15, 2019, 8:25 pm
#1025
Join Date: Sep 2016
Location: Las Vegas
Programs: American Airlines Plat Pro, Marriott Titanium, Hyatt Globalist
Posts: 207
Call and ask to change the "Legal Business Name" on your application to FIRSTNAME LASTNAME as it appears on your social security card. If they won't let you, or if you applied as something other than sole proprietor, you'll need to let the application lapse (30 days), then re-apply correctly: Personal name as the biz name, SSN as tax ID, Sole Prop as biz type, and your personal mailing address as the biz address.
Aug 16, 2019, 7:14 am
#1026
Join Date: Sep 2011
Posts: 1,857
It's rare to get an analyst who will allow this. In almost all circumstances, letting the application lapse and trying again (and filling out the application truthfully) in 30 days is the only solution.
Aug 17, 2019, 11:59 am
#1027
Join Date: Apr 2002
Posts: 2,949
So, I made the mistake of using the business name of the company I work for, which obviously didn’t match my home address. I’m not sure what I was thinking, as I’ve applied for other Chase business cards before, including one in May. They wanted proof that the business existed at my address under my ss number, which it does not. I was then told to reapply using my name versus the business name, which was bad information, as it was automatically denied due it being considered a duplicate application. Given all of this, I was then instructed to wait 30 days to let the applications lapse, and then re-apply.
Question, if I apply for a different business card (United card), should I still wait 30 days until the other two ink applications fall off?
Question, if I apply for a different business card (United card), should I still wait 30 days until the other two ink applications fall off?
Sep 2, 2019, 4:46 pm
#1030
Join Date: Jul 2011
Location: TPA
Programs: oneworld Rusty Iron; Starwood Aluminum
Posts: 217
Data point from player 2:
~9 days for approval after completing online app.
Referred my wife (resident physician) last Saturday, Aug 24th. She completed the application online and received a message ala "Thank you for your application, we'll let you know." No follow up or approval from Chase (allegedly) until I started checking around here. I noticed the suggestion in the wiki to let it simmer before calling a live rep unless you receive a decline, so instead, opted to call the automated line. It proclaimed that her application was approved and for a ~10k credit line. I'll follow up when the card arrives.
~9 days for approval after completing online app.
Referred my wife (resident physician) last Saturday, Aug 24th. She completed the application online and received a message ala "Thank you for your application, we'll let you know." No follow up or approval from Chase (allegedly) until I started checking around here. I noticed the suggestion in the wiki to let it simmer before calling a live rep unless you receive a decline, so instead, opted to call the automated line. It proclaimed that her application was approved and for a ~10k credit line. I'll follow up when the card arrives.
Sep 4, 2019, 11:42 am
#1031
Join Date: Mar 2011
Posts: 74
Here is my plan. I'm at 4/24 and 0/30 and currently have 2 IHG cards with 5k limit on each. I'm going to apply for the CIP business using ssn and one month later apply again with my ein (Self refer). Then in another month I can apply for the CIC business with ssn and wait another month and apply using ein. Then I'll repeat the process with the CIV business card. I've never had any of these cards before. Is that all correct? I'll still be at 4/24 after all this? Can I fit in the Southwest bus and personal cards somewhere in this mix? I want that companion pass! Perhaps as the last of the cards? Thanks guys.
Last edited by sarrisa; Sep 4, 2019 at 12:19 pm
Sep 4, 2019, 12:06 pm
#1032
Join Date: Aug 2007
Location: Truth or Consequences, NM
Programs: HH Diamond, Marriott Titanium, Hertz President's Circle, UA Silver, Mobile Passport Unobtanium
Posts: 6,194
Here is my plan. I'm at 4/24 and 0/30 and currently have 2 IHG cards with 5k limit on each. I'm going to apply (Self refer) for the CIP business using ssn and one month later apply again with my ein. Then in another month I can apply for the CIC business with ssn and wait another month and apply using ein. Then I'll repeat the process with the CIV business card. I've never had any of these cards before. Is that all correct? I'll still be at 4/24 after all this? Can I fit in the Southwest bus and personal cards somewhere in this mix? I want that companion pass! Perhaps as the last of the cards? Thanks guys.
General consensus/advice on applying for Chase cards is to wait 2-3 months between applications.
Sep 4, 2019, 12:48 pm
#1033
Join Date: Sep 2011
Posts: 1,857
Here is my plan. I'm at 4/24 and 0/30 and currently have 2 IHG cards with 5k limit on each. I'm going to apply for the CIP business using ssn and one month later apply again with my ein (Self refer). Then in another month I can apply for the CIC business with ssn and wait another month and apply using ein. Then I'll repeat the process with the CIV business card. I've never had any of these cards before. Is that all correct? I'll still be at 4/24 after all this? Can I fit in the Southwest bus and personal cards somewhere in this mix? I want that companion pass! Perhaps as the last of the cards? Thanks guys.
Sep 4, 2019, 3:01 pm
#1034
Join Date: Sep 2015
Location: BOS
Programs: Hyatt Glob/UA Gold
Posts: 616
Sep 4, 2019, 7:02 pm
#1035
Join Date: Apr 2018
Posts: 262
Granted that is 3 months apart per applications but that is a lot of time for just 6 cards. At this point, one can cycle through another set as it is close to 24 months to receive the bonus for Ink cards. (churn every 24 months?)