Authorized users on CSP--trigger a Fin. Review?
Nov 13, 2015, 5:06 pm
#1
Original Poster
Join Date: Nov 2015
Posts: 86
Authorized users on CSP--trigger a Fin. Review?
Hi all. I'm new to FlyerTalk. Hope I'm posting this in the right section. So a year ago, I had a Chase United card that went through FR and got cancelled. I have good credit history, but the FR/cancellation was probably triggered by a bout of CL cycling.
Just recently, I got another chance with Chase after I was approved for CSP after a long process involving 2 applications, several phone calls, and a recon. I now want to add 2 people as AUs to my CSP, but I am wondering whether adding them will trigger a FR and get my CSP cancelled like my Chase UA was. Is adding 2 AUs likely to trigger a FR? What if one my AUs has bad credit history (but I, the account holder, have good credit history)? Thoughts?
Just recently, I got another chance with Chase after I was approved for CSP after a long process involving 2 applications, several phone calls, and a recon. I now want to add 2 people as AUs to my CSP, but I am wondering whether adding them will trigger a FR and get my CSP cancelled like my Chase UA was. Is adding 2 AUs likely to trigger a FR? What if one my AUs has bad credit history (but I, the account holder, have good credit history)? Thoughts?
Nov 13, 2015, 8:00 pm
#2
Join Date: Sep 2015
Posts: 576
dont think so.
i added myself to AU list, which screwed up my account. I originally thought it never added so i added another AU with my nickname thinking the first one didnt go through and i wanted that extra 5k points. Both cards showed up. no reviews at all.
i added myself to AU list, which screwed up my account. I originally thought it never added so i added another AU with my nickname thinking the first one didnt go through and i wanted that extra 5k points. Both cards showed up. no reviews at all.
Nov 13, 2015, 10:17 pm
#3
Join Date: Sep 2015
Programs: Paying student debt and traveling when i can
Posts: 312
were you doing any MS spending? or did they just give you a low CL to begin with? what's your history with other band CCs?
Nov 20, 2015, 7:50 am
#5
Join Date: Nov 2015
Posts: 4
I doubt yydv is just looking to make someone an AU for fun and giggles. He probably wants to add AU's to his CSP for the additional 5000 UR and/or so they can help him meet the minimum spend.
Dec 30, 2015, 7:34 pm
#6
Original Poster
Join Date: Nov 2015
Posts: 86
exactly