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-   -   Authorized users on CSP--trigger a Fin. Review? (https://www.flyertalk.com/forum/chase-ultimate-rewards/1724286-authorized-users-csp-trigger-fin-review.html)

yydv Nov 13, 2015 5:06 pm

Authorized users on CSP--trigger a Fin. Review?
 
Hi all. I'm new to FlyerTalk. Hope I'm posting this in the right section. So a year ago, I had a Chase United card that went through FR and got cancelled. I have good credit history, but the FR/cancellation was probably triggered by a bout of CL cycling.

Just recently, I got another chance with Chase after I was approved for CSP after a long process involving 2 applications, several phone calls, and a recon. I now want to add 2 people as AUs to my CSP, but I am wondering whether adding them will trigger a FR and get my CSP cancelled like my Chase UA was. Is adding 2 AUs likely to trigger a FR? What if one my AUs has bad credit history (but I, the account holder, have good credit history)? Thoughts?

BuBu4 Nov 13, 2015 8:00 pm

dont think so.

i added myself to AU list, which screwed up my account. I originally thought it never added so i added another AU with my nickname thinking the first one didnt go through and i wanted that extra 5k points. Both cards showed up. no reviews at all.

odin99 Nov 13, 2015 10:17 pm


Originally Posted by yydv (Post 25709835)
Hi all. I'm new to FlyerTalk. Hope I'm posting this in the right section. So a year ago, I had a Chase United card that went through FR and got cancelled. I have good credit history, but the FR/cancellation was probably triggered by a bout of CL cycling.

were you doing any MS spending? or did they just give you a low CL to begin with? what's your history with other band CCs?

mhdena Nov 18, 2015 11:08 pm

Why not get another card somewhere else and make them an AU there.

If you must make someone an AU.

duckncover Nov 20, 2015 7:50 am


Originally Posted by mhdena (Post 25738063)
Why not get another card somewhere else and make them an AU there.

If you must make someone an AU.

I doubt yydv is just looking to make someone an AU for fun and giggles. He probably wants to add AU's to his CSP for the additional 5000 UR and/or so they can help him meet the minimum spend.

yydv Dec 30, 2015 7:34 pm


Originally Posted by odin99 (Post 25710733)
were you doing any MS spending? or did they just give you a low CL to begin with? what's your history with other band CCs?

Yes, a lot of MS with forex services--forex is probably why i got flagged


Originally Posted by BuBu4 (Post 25710427)
dont think so.

i added myself to AU list, which screwed up my account. I originally thought it never added so i added another AU with my nickname thinking the first one didnt go through and i wanted that extra 5k points. Both cards showed up. no reviews at all.

thanks, just the info I needed!


Originally Posted by duckncover (Post 25745302)
I doubt yydv is just looking to make someone an AU for fun and giggles. He probably wants to add AU's to his CSP for the additional 5000 UR and/or so they can help him meet the minimum spend.

exactly


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