Sep 4, 2015, 8:47 am
Last edit by: beltway
This thread is now archived. For ongoing discussion and the current/updated wiki, see Applying for Chase Credit Cards, 2017 onward. For the archived predecessor thread, see Applying for Chase Credit Cards- Archived 2008-5/2015
Archived: Applying for Chase Credit Cards- May 2015- Jan 2017
Sep 1, 2016, 10:24 am
#4711
Join Date: Apr 2013
Posts: 69
I have a 5/24 question. I've looked around and seen contradictory information on this.
I opened 4 cards in 2015 and one card on September 12th, 2014. Those are my last five cards; the card previous to that was in June 2014 I believe.
For the purposes of 5/24, when am I able to open another Chase card? September 13th? October 1st? Now?
Thanks in advance.
I opened 4 cards in 2015 and one card on September 12th, 2014. Those are my last five cards; the card previous to that was in June 2014 I believe.
For the purposes of 5/24, when am I able to open another Chase card? September 13th? October 1st? Now?
Thanks in advance.
Sep 1, 2016, 10:25 am
#4712
Join Date: Nov 2014
Location: NYC
Posts: 581
I have a 5/24 question. I've looked around and seen contradictory information on this.
I opened 4 cards in 2015 and one card on September 12th, 2014. Those are my last five cards; the card previous to that was in June 2014 I believe.
For the purposes of 5/24, when am I able to open another Chase card? September 13th? October 1st? Now?
Thanks in advance.
I opened 4 cards in 2015 and one card on September 12th, 2014. Those are my last five cards; the card previous to that was in June 2014 I believe.
For the purposes of 5/24, when am I able to open another Chase card? September 13th? October 1st? Now?
Thanks in advance.
Sep 1, 2016, 11:44 am
#4715
Join Date: Jul 2012
Location: LGB
Posts: 31
Applied online for CSR on 8/22 and was denied because of 5/24.
Is there any sort of "cooldown" in between applying for Chase cards (e.g. waiting 30 days before re-applying)?
I will be 4/24 by next week and I'm hoping to get the CSR as soon as possible.
I have CSP with $40k CL and no other relationship with Chase.
Is there any sort of "cooldown" in between applying for Chase cards (e.g. waiting 30 days before re-applying)?
I will be 4/24 by next week and I'm hoping to get the CSR as soon as possible.
I have CSP with $40k CL and no other relationship with Chase.
Sep 1, 2016, 12:02 pm
#4716
Join Date: Feb 2003
Location: On strike
Posts: 8,135
Is it appearing anywhere other than on the CSR app page?
For the moment, I've updated the wiki with info on this development, most especially to caution that the absence of explicit 5/24 terms on other Chase card offers is not evidence of anything, let alone a guarantee that 5/24 doesn't apply.
For the moment, I've updated the wiki with info on this development, most especially to caution that the absence of explicit 5/24 terms on other Chase card offers is not evidence of anything, let alone a guarantee that 5/24 doesn't apply.
Sep 1, 2016, 12:30 pm
#4717
Join Date: Feb 2013
Programs: Hyatt Globalist, MLife Gold, Marriott Gold, HHonors Gold, Caesars Diamond, Amex Plat
Posts: 5,960
Applied online for CSR on 8/22 and was denied because of 5/24.
Is there any sort of "cooldown" in between applying for Chase cards (e.g. waiting 30 days before re-applying)?
I will be 4/24 by next week and I'm hoping to get the CSR as soon as possible.
I have CSP with $40k CL and no other relationship with Chase.
Is there any sort of "cooldown" in between applying for Chase cards (e.g. waiting 30 days before re-applying)?
I will be 4/24 by next week and I'm hoping to get the CSR as soon as possible.
I have CSP with $40k CL and no other relationship with Chase.
Sep 1, 2016, 1:50 pm
#4718
Join Date: Nov 2014
Location: NYC
Posts: 581
Is it appearing anywhere other than on the CSR app page?
For the moment, I've updated the wiki with info on this development, most especially to caution that the absence of explicit 5/24 terms on other Chase card offers is not evidence of anything, let alone a guarantee that 5/24 doesn't apply.
For the moment, I've updated the wiki with info on this development, most especially to caution that the absence of explicit 5/24 terms on other Chase card offers is not evidence of anything, let alone a guarantee that 5/24 doesn't apply.
Sep 1, 2016, 3:26 pm
#4720
Join Date: Feb 2013
Programs: Hyatt Globalist, MLife Gold, Marriott Gold, HHonors Gold, Caesars Diamond, Amex Plat
Posts: 5,960
For the record and to answer my own question upthread, my #5 dropped off on Aug 31 and I was instantly approved on Sept 1 for CSR.
Sep 1, 2016, 4:22 pm
#4721
Join Date: Aug 2003
Posts: 2,376
848 of 850 score. applied united biz. turned down due too many cards in last 2 years.
Sep 1, 2016, 5:29 pm
#4722
Join Date: Mar 2011
Posts: 137
Thanks for coming back to update this. I guess I will wait until 9/14/16 (when I'll have 2 credit cards roll off my 24 month timeframe) to call the recon line. Got the CSR denial letter two days ago after getting the 7-10 day pending decision while applying in a Chase office. I was not pre-approved, but thought I'd try anyway.
Sep 1, 2016, 8:29 pm
#4723
Join Date: Jun 2014
Programs: 747 Upper Deck QF J LAX-BNE; A380 SQ SuiteC+D SYD-SIN & SIN-HKG; 777 CX F HKG-JFK; Park Hyatt Sydney
Posts: 513
Thanks for coming back to update this. I guess I will wait until 9/14/16 (when I'll have 2 credit cards roll off my 24 month timeframe) to call the recon line. Got the CSR denial letter two days ago after getting the 7-10 day pending decision while applying in a Chase office. I was not pre-approved, but thought I'd try anyway.
Last edited by Ed Janowsky; Sep 1, 2016 at 8:35 pm
Sep 2, 2016, 7:56 am
#4724
Join Date: Feb 2013
Programs: Hyatt Globalist, MLife Gold, Marriott Gold, HHonors Gold, Caesars Diamond, Amex Plat
Posts: 5,960
Anyone know if Chase Biz AUs count against 5/24?
Spouse is at 5/24, if we include his Chase Ink AU (on my primary account).
Also was an AU on a personal Barclay card of mine, but I removed that about 8 months ago. It doesn't show up on Equifax credit report. Is it safe to say that won't count? I didn't realize they disappeared off CR on their own.
Spouse is at 5/24, if we include his Chase Ink AU (on my primary account).
Also was an AU on a personal Barclay card of mine, but I removed that about 8 months ago. It doesn't show up on Equifax credit report. Is it safe to say that won't count? I didn't realize they disappeared off CR on their own.
Sep 2, 2016, 8:34 am
#4725
Join Date: Dec 2008
Location: HOU, IAH
Posts: 194
Data Point - approved for IHG and I'm way outside the 5/24.
Required a recon call and moved some CL from RitzCarlton card for this new one. In addition to exceeding 5/24, my last set of aps were 6/15, so not quite 90 days plus SO bought a truck Tuesday which resulted in HP on both of us for all 3 bureaus (maybe it hasn't registered yet).
Required a recon call and moved some CL from RitzCarlton card for this new one. In addition to exceeding 5/24, my last set of aps were 6/15, so not quite 90 days plus SO bought a truck Tuesday which resulted in HP on both of us for all 3 bureaus (maybe it hasn't registered yet).