chase pull EQ & EX for 1 application
Dec 15, 2012 | 3:08 pm
#1
Original Poster
Join Date: Dec 2012
Posts: 3
chase pull EQ & EX for 1 application
happen to any one ? . I apply a southwest card yesterday . Chase pulled EQ
when I called resconsider dept . Then today , I was noticed from citi monitor
that chase pulled EX . is that normal ?
when I called resconsider dept . Then today , I was noticed from citi monitor
that chase pulled EX . is that normal ?
Dec 15, 2012 | 4:08 pm
#4
Original Poster
Join Date: Dec 2012
Posts: 3
i do not think it is a bad luck . it might a warning or something else . I am having 4 chase
cards before i applied 2 personal and 2 business in 60 days . I did not use 3bm . should I call them to find out if they really did ?
cards before i applied 2 personal and 2 business in 60 days . I did not use 3bm . should I call them to find out if they really did ?
Dec 15, 2012 | 4:11 pm
#5
Moderator: Chase Ultimate Rewards
Join Date: Apr 2005
Location: SFO
Programs: UA 2P, MR LT Plat, IHG Plat, BW Dia, HH Au, Avis PC
Posts: 5,664
Dec 15, 2012 | 4:27 pm
#7
Moderator: Chase Ultimate Rewards
Join Date: Apr 2005
Location: SFO
Programs: UA 2P, MR LT Plat, IHG Plat, BW Dia, HH Au, Avis PC
Posts: 5,664
Friend, Chase can and does pull whatever they want. They can pull all three bureaus if that suits them. They can do it every time you call, if they want.
Thank you for reporting this but the real lesson to be learned is - trying to control how many inquiries you have can be a somewhat futile exercise. If you don't want to risk several pulls, don't apply and certainly don't call for reconsideration.
Thank you for reporting this but the real lesson to be learned is - trying to control how many inquiries you have can be a somewhat futile exercise. If you don't want to risk several pulls, don't apply and certainly don't call for reconsideration.
Dec 17, 2012 | 1:38 pm
#10
Join Date: Oct 2010
Location: LAS
Programs: Southwest, United, Marriott
Posts: 161
Chase only pulls Experian for me.
They can pull all three if they want. Crapital one does and Bank of America has been known to do so.
They may pulled two because there may have been something they didn't like on the first pull. Some places will let you know they will do another hard pull if you're on the phone for a recon. Amex did this to me in July. Not a big deal.
Recommendation to OP.....buy a new keyboard. The one you are using can't configure sentences properly.
They can pull all three if they want. Crapital one does and Bank of America has been known to do so.
They may pulled two because there may have been something they didn't like on the first pull. Some places will let you know they will do another hard pull if you're on the phone for a recon. Amex did this to me in July. Not a big deal.
Recommendation to OP.....buy a new keyboard. The one you are using can't configure sentences properly.
Dec 17, 2012 | 6:40 pm
#11
Join Date: May 2011
Location: Illinois.
Programs: Switched from UA 1K to AA so I could earn EQD's on partners. Mid-tier on most major hotel programs.
Posts: 542
I've applied for six Chase cards over the past two years, and Chase has pulled only TU four times and has pulled both TU & Experian twice. It's definitely a bummer when they've also pulled Experian, as that is what Citi and Amex pull in my state (IL).
Dec 18, 2012 | 7:10 am
#14
Formerly known as iahsumr
Join Date: Jan 2011
Posts: 520
I have had that experience once with Chase when applying for a business card that required a recon call. I have also had Chase recon calls that did not result in a second bureau pull. They usually just pull one, but can pull more than one if they desire.
Dec 20, 2012 | 12:15 pm
#15
Join Date: Nov 2011
Location: SFO/SJC
Programs: whatever comes with CCs
Posts: 1,089