J.P. Morgan Select Visa Signature
#1
Original Poster
Join Date: Oct 2007
Location: L.A.
Programs: WN A-list & CP, Delta GM
Posts: 448
J.P. Morgan Select Visa Signature
I was late to come across this card - it came out in June 2011. It is on Chase website: https://creditcards.chase.com/credit...lect-card.aspx. There are some discussions about the card in the USA EVM card thread. However, most discussions are on Chip-n-Sig or potentially Chip-n-PIN transactions outside USA. EVM is of course a huge selling point of the card, but I would also like to hear discussions about the card itself, especially from the rewards point of view. Mod: if there is another existing thread please consolidate.
Here is what I see:
- First year free, $95/year thereafter
- No signup bonus at this point
- 3x airfare thru UR, 2x airfare, hotel, rental cards, and 1x everywhere else.
- Annual 25K booster after $100K spending.
- Premium Ultimate Rewards just like Sapphire Preferred and Ink Bold: (1) 25% bonus in UR travel redemption, i.e. 1 point = 1.25 cent; (2) transfer points into miles/points of frequent traveler programs (BA/CO/KE/Hyatt/Marriott/PC/Amtrak). I assume this since it mentions transferring points into frequent traveler programs. Can anyone confirm?
- Equipped with EVM Chip. For now it is Chip-n-Sig but it MAY be Chip-n-PIN the the future.
- No forex fees
- No late and overlimit fees
- Primary rental car CDW
- Extremely high level of customer service? This is obviously geared towards JP Morgan customers even though the card is issued by Chase. Anyone has an idea if they have a dedicated customer service team?
JP Morgan Select vs. Sapphire Preferred:
- They have the same $95 annual fee.
- Currently Sapphire Preferred has 50K signup bonus while JP Morgan Select has none.
- Sapphire Preferred has 2x dining and all travel (including local and commuter transportation, and travel agencies) while JP Morgan Select has 2x airfare, hotel, and car rentals.
- Sapphire Preferred has 7% annual dividend on points collected while JP Morgan Select has 25K annual booster after $100K spent.
- JP Morgan Select has EVM Chip while Sapphire Preferred has none.
- JP Morgan Select has primary rent car CDW while Sapphire preferred has none.
- There may be difference in customer service? Wait for more inputs on this.
In general, if you value points high enough (assuming you use the transfer feature), JP Morgan Select is a great card. If you spend $100K a year on the card and/or have big foreign spending, it is even better.
Here is what I see:
- First year free, $95/year thereafter
- No signup bonus at this point
- 3x airfare thru UR, 2x airfare, hotel, rental cards, and 1x everywhere else.
- Annual 25K booster after $100K spending.
- Premium Ultimate Rewards just like Sapphire Preferred and Ink Bold: (1) 25% bonus in UR travel redemption, i.e. 1 point = 1.25 cent; (2) transfer points into miles/points of frequent traveler programs (BA/CO/KE/Hyatt/Marriott/PC/Amtrak). I assume this since it mentions transferring points into frequent traveler programs. Can anyone confirm?
- Equipped with EVM Chip. For now it is Chip-n-Sig but it MAY be Chip-n-PIN the the future.
- No forex fees
- No late and overlimit fees
- Primary rental car CDW
- Extremely high level of customer service? This is obviously geared towards JP Morgan customers even though the card is issued by Chase. Anyone has an idea if they have a dedicated customer service team?
JP Morgan Select vs. Sapphire Preferred:
- They have the same $95 annual fee.
- Currently Sapphire Preferred has 50K signup bonus while JP Morgan Select has none.
- Sapphire Preferred has 2x dining and all travel (including local and commuter transportation, and travel agencies) while JP Morgan Select has 2x airfare, hotel, and car rentals.
- Sapphire Preferred has 7% annual dividend on points collected while JP Morgan Select has 25K annual booster after $100K spent.
- JP Morgan Select has EVM Chip while Sapphire Preferred has none.
- JP Morgan Select has primary rent car CDW while Sapphire preferred has none.
- There may be difference in customer service? Wait for more inputs on this.
In general, if you value points high enough (assuming you use the transfer feature), JP Morgan Select is a great card. If you spend $100K a year on the card and/or have big foreign spending, it is even better.
Last edited by leonard016; Sep 7, 2011 at 10:02 am Reason: transfer feature
#2
Moderator
Join Date: Jun 2003
Location: Miami, Mpls & London
Programs: AA & Marriott Perpetual Platinum; DL & HH Gold
Posts: 48,955
There are some discussions about the card in the USA EVM card thread.
http://www.flyertalk.com/forum/credi...ts-thread.html
#3
Join Date: Nov 2008
Location: Portland, OR
Programs: Alaska MVP, Hilton Diamond, Hyatt Explorist, Marriott Gold Elite
Posts: 129
Here is what I see:
- First year free, $95/year thereafter
- No signup bonus at this point
- 3x airfare thru UR, 2x airfare, hotel, rental cards, and 1x everywhere else.
- Annual 25K booster after $100K spending.
- Premium Ultimate Rewards (25% bonus in UR travel redemption and the transfer feature) just like Sapphire Preferred. I assume this since it mentions transferring points into frequent traveler programs. Can anyone confirm?
- Equipped with EVM Chip. For now it is Chip-n-Sig but it MAY be Chip-n-PIN the the future.
- No forex fees
- No late and overlimit fees
- Primary rental car CDW
- Extremely high level of customer service? This is obviously geared towards JP Morgan customers even though the card is issued by Chase. Anyone has an idea if they have a dedicated customer service team?
As far as the EMV chip is concerned, I'm just now departing for two weeks in Iceland, so I'll see how the JPM card works in a number of situations including remote fuel stations.
JPM Select does allow one-to-one transfer of points to Marriott, Hyatt, IHG, Korean Air, British Air, and one or two others I may be forgetting. On the UR website I don't see an additional "bonus" when transferring points; however, I haven't checked out what possibilities exist with redemptions.
I called customer service twice about the EMV "chip and signature" issue, and talked with very polite individuals who seemed knowledgeable about the PIN issue but really couldn't say what would happen in all circumstances.
#4
Original Poster
Join Date: Oct 2007
Location: L.A.
Programs: WN A-list & CP, Delta GM
Posts: 448
Also comparison with Sapphire Preferred in the early portions of this thread:
http://www.flyertalk.com/forum/credi...ts-thread.html
http://www.flyertalk.com/forum/credi...ts-thread.html
I just acquired the JPM Select mainly because of the EMV chip and the primary car rental coverage. For me the latter is particularly important since...
As far as the EMV chip is concerned, I'm just now departing for two weeks in Iceland, so I'll see how the JPM card works in a number of situations including remote fuel stations.
JPM Select does allow one-to-one transfer of points to Marriott, Hyatt, IHG, Korean Air, British Air, and one or two others I may be forgetting. On the UR website I don't see an additional "bonus" when transferring points; however, I haven't checked out what possibilities exist with redemptions.
As far as the EMV chip is concerned, I'm just now departing for two weeks in Iceland, so I'll see how the JPM card works in a number of situations including remote fuel stations.
JPM Select does allow one-to-one transfer of points to Marriott, Hyatt, IHG, Korean Air, British Air, and one or two others I may be forgetting. On the UR website I don't see an additional "bonus" when transferring points; however, I haven't checked out what possibilities exist with redemptions.
Seems just like with $0 forex fees, Chase is rolling out cards that come with Primary car rental CDW - Continental OnePass Plus and Presidential Plus, United Explorer and JPM Select. My biggest question is actually how Chase handles claims - will it be as easy as Diners Club and Amex Premium Plan ($18 for Californian and $25 for others)? Of course it may still be too early to see reports.
On the UR side, could you confirm that you will have 25% bonus in redemption value when booking through UR (1 point = 1.25 cent)? It seems logical if JPM Select allows transfer, it will have this feature as well (available on Sapphire Preferred and Ink Bold). BTW the transfer partners you can't remember are Continental and Amtrak. I have updated the OP.
#5
Join Date: Oct 2008
Location: SEA
Programs: All Around Nobody
Posts: 861
Thanks for starting this thread. I'm interested in this card because of the $0 FX and the EVM, since I travel to Canada frequently. I'll be interested in hearing people's reports on how the EVM chip performs in various countries and points of service.
#8
Join Date: May 2011
Location: ORD
Programs: AA LTG, Marriott LTP. 50% Delta LTS, Working on Hyatt LTD
Posts: 676
https://creditcards.chase.com/credit...dium-card.aspx
Seriously though, sounds like a pretty simple equation for most people who need car rentals regularly. This or, if you fly UA/CO, their card. Don't think there's anything else (you can't get a Diners Club anymore) offering primary. No FX fees is nice but you can get that for free with Cap1 or as a side benefit on many, many, many of the $450 cards.
#9
Moderator
Join Date: Jun 2003
Location: Miami, Mpls & London
Programs: AA & Marriott Perpetual Platinum; DL & HH Gold
Posts: 48,955
http://www.flyertalk.com/forum/credi...-excluded.html
#10
Original Poster
Join Date: Oct 2007
Location: L.A.
Programs: WN A-list & CP, Delta GM
Posts: 448
#11
Join Date: May 2011
Location: ORD
Programs: AA LTG, Marriott LTP. 50% Delta LTS, Working on Hyatt LTD
Posts: 676
Very interesting. I recently reviewed my Visa Signature cards and each of them said Secondary in the T&C.
I would suggest it's the bank then that determines it, but I have a Citi AA Visa Sig and pretty sure it's also secondary.
I would suggest it's the bank then that determines it, but I have a Citi AA Visa Sig and pretty sure it's also secondary.
#12
Join Date: Nov 2008
Location: Portland, OR
Programs: Alaska MVP, Hilton Diamond, Hyatt Explorist, Marriott Gold Elite
Posts: 129
I have three Chase cards: Freedom Rewards (base card), Chase Marriott non-premier Visa Sig, and the JPM Select Visa Sig. Only the latter has primary car rental coverage.
#13
Moderator
Join Date: Jun 2003
Location: Miami, Mpls & London
Programs: AA & Marriott Perpetual Platinum; DL & HH Gold
Posts: 48,955
#14
Original Poster
Join Date: Oct 2007
Location: L.A.
Programs: WN A-list & CP, Delta GM
Posts: 448
My review on JPM Select is up:
http://drcreditcard.weebly.com/chase-jpm-select.html
http://drcreditcard.weebly.com/chase-jpm-select.html
#15
Join Date: Jul 2006
Programs: ML
Posts: 33
Insurance policy information here:
http://discovercard.com/customer-ser...hanced-tc.html
Hope this helps. With the point bonus, the card is free for two years so you could get primary car rental insurance free for two years.