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Credit card Asia Miles earning opportunities (HK) 2017

Credit card Asia Miles earning opportunities (HK) 2017

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Old Dec 12, 17, 1:05 pm   -   Wikipost
Please read: This is a community-maintained wiki post containing the most important information from this thread. You may edit the Wiki once you have been on FT for 90 days and have made 90 posts.
 
Last edit by: percysmith
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Continued from 2016 discussion: 2016 Credit Card Earning discussion
Churning and Welcome Offers: Credit Card Asiamiles Churning and Welcome Offers discussion (HK) - continuously upda

For time required to transfer miles from banks, please see here.
On-going offers

Beginner's recommendation (rates quoted before other short term promotions):
(Just one for now) BEA Flyer World Master - 1 mile per $5 for local purchases / overseas purchases; 1 mile per $8 for Octopus AAVS / Bill Payment (Excluding the following categories: Education, Insurance and Tax) (no fee)

Credit Cards that are by Invitation Only or Applied in lieu with an Account:

1. WLB Luxe Visa Infinite - 1 mile per $2.4 for overseas airline / travel / hotel / dining; $4/mile on local airline / travel / hotel / dining ($50/5,000 miles min $50 max $500) (Need to be Wing Lung Private Banking customers)
2. BoC Wealth Management Visa Infinite - 1 mile per $15 for local / overseas / octopus AAVS / bill payment, 1 mile per $5 for overseas spending / local dining, 1 mile per $2.5 for overseas spending / local dining if that month's accumulated spending is over $15000 ($50/5,000 miles min $100 max $300) (Need to be BoC Wealth Management (中銀理財) customer)
3. HSBC Premier World Master for 6X (select one category only below, 1 mile per $4.16. Under this promotion, cap at $100,000), and all other seasonal promotions. ($300 fee for a year's worth of redemption) [to 31 Dec 2017] (Need to be HSBC Premier customer)
4. BoC Enrich World MC - 1 mile per $15 for local / overseas / octopus AAVS / bill payment, 1 mile per $3 for dining/dept store if that month's accumulated spending is over $15000 ($50/5,000 miles min $100 max $300) (Need to be BoC Enrich (智盈理財) customer)
5. HSBC Advance Platinum Visa for 6X (select one category only below, 1 mile per $4.16. Under this promotion, cap at $100,000), and all other seasonal promotions. ($300 fee for a year's worth of redemption) [to 31 Dec 2017] (Need to be HSBC Advance customer)
5. Citibank Ultima card - 1 mile per $4 for local / overseas / octopus (no redemption fee, $23,800 non-waivable annual fee) (Need to be Citigold Private Client customer AND by Invitation only)
6. SCB Priority Banking Visa Infinite - $7.5 per mile for local spending ($15 per mile for Insurance Spending (NOT BILL PAYMENT)) and Octopus, $5 per mile overseas spending ($300 flat redemption fee) (Need to be SCB Priority Banking customer) Note 2
7. BEA Supreme Gold World Master - 1 mile per $5 for local /overseas / Octopus / Bill Payment (Excluding the following categories: Education, Insurance and Tax) (no fee) (Need to be BEA Supreme Gold (顯卓理財) customer) Note 3
8. Shacom World Master - 1 mile per $8 local purchases / overseas / octopus ($10 per 1,000AM min $100 max $500) (Need to be Shacom SMART Banking (慧通理財) customer)
9. CCB HK Visa Infinite - 1 mile per $8 spent for Local Spending / Overseas Spending / Octopus / Bill payment ($50 per 5,000 miles AM min $100) (Need to be CCB Premier Banking (貴賓理財) / Premier Select (貴賓晉裕) customer)

Full list:

I. Overseas
1. BOC Travel Rewards Visa Signature Card - 8% rebate for each transaction >$500 overseas spending (max $500 per month) (requirement: 1. overseas transaction for that month (any amount per transaction) > $6,000; 2. three times local spending (any amount)) plus 1 mile per $15
2. BoC Wealth Management Visa Infinite - 1 mile per $2.5 for overseas spending / local dining if that month's accumulated spending is over $15000 ($50/5,000 miles min $100 max $300) (Need to be BoC Wealth Management (中銀理財) customer)
3. [to 31 Dec 2018] HSBC (excluding amounts billed in HK and PRC) - 1 mile / $2.78 (HSBC Visa Signature) / $4.16 (other HSBC Credit Cards INCLUDING HSBC Premier World Master) spent (select Overseas Spending category ONLY) / $6.25 (HSBC Visa Signature) spent (NOT select Overseas Spending category) ($300 fee for a year's worth of redemptions)** ++
4. (if ONLINE / PAYWAVE) CCB HK eye Card - 1 mile / $2.14 (inclusive of 5X online bonus, cap at $50,000 per calender year and (2X extra overseas bonus, cap at $75000 per membership year ) ($50 per 5,000 miles min $100)
5. Citibank Premiermiles (>=$20K per billing cycle) (excluding RMB and MOP) - 1 mile per $3 spent (no redemption fee)** ++ ^
6. [to 31 Dec 2017] DBS Eminent (excluding MOP) - 1 mile per $3.6 spent ($50 fee per 5,000 miles)
7. [to 28 Feb 2018] Fubon Platinum / Titanium - 1 mile per $3.75 spent ($50/5,000AM min $250 max $500) (plus 133 Sure win miles if txn amt >$600)
Note: 1 mile per $0.75 for TWD spendings in Taiwan (max $5,000/month and $10,000/year), and 1 mile per $1.875 for KRW and JPY spendings in Korea and Japan (Seperate registration needed, max $20,000/month, two months per calendar year max)^
8. Amex Plat Charge - 1 mile per $3.75 spent (first $160,000 spending, $5/mile thereafter, $200 flat redemption fee)
9. Citibank Prestige / Premiermiles (<$20K) (excluding RMB and MOP) - 1 mile per $4 spent (no redemption fee, $2,500 non-waivable annual fee for the Prestige)** ++ ^
10. DBS Black World Master (excluding MOP) - 1 mile per $4 spent overseas (no fee)^
11. SCB Asia Miles World Master - 1 mile per $4 spent (automatic conversion)
12. Amex CX Elite - 1 mile per $4 spent (automatic conversion)
13. BEA Flyer World Master / Supreme Gold World Master - 1 mile per $5 (no fee)^
14. CCB HK Platinum Visa / Platinum Master - 1 mile per $5 ($50 per 5,000 miles min $100)
15. SCB Priority Banking Visa Infinite - 1 mile per $5 spent ($300 flat fee redemption)**

^: DO NOT Award points for DCC Transactions

II. Supermarket, dept store, Telecommunications bills on autopay:
1A . [to 31 Dec 2018] HSBC - 1 mile / $2.78 (HSBC Visa Signature)/$4.16 (other HSBC Credit Cards INCLUDING HSBC Premier World Master) spent# (select Home Spending category ONLY) ($300 fee for a year's worth of redemptions)** ++
1B. [to 31 Dec 2018] HSBC - 1 mile / $2.78 (HSBC Visa Signature)/$4.16 (other HSBC Credit Cards INCLUDING HSBC Premier World Master) spent# (select Lifestyle Spending category ONLY) ($300 fee for a year's worth of redemptions)** ++
1C. [to 31 Dec 2018] HSBC - 1 mile / $2.78 (HSBC Visa Signature)/$4.16 (other HSBC Credit Cards INCLUDING HSBC Premier World Master) spent# (select Entertainment Spending category ONLY) ($300 fee for a year's worth of redemptions)** ++
2. Citibank Rewards - 1 mile / $3 spent ($50 fee per 5,000 mile redeemed) (on first $12,500 spending per statement month) Note 2** ++
3. (if ONLINE / PAYWAVE) CCB HK eye Card - 1 mile / $3 (inclusive of 5X online bonus, cap at $75000 per calender year ($50 per 5,000 miles AM min $100)

III. Dining
1. [to 31 Dec 2018] HSBC - 1 mile / $2.78 (HSBC Visa Signature) / $4.16 (other HSBC Credit Cards INCLUDING HSBC Premier World Master) spent# (select Dining Spending category ONLY) ($300 fee for a year's worth of redemptions)** ++
1b. [to 31 Dec 2017] HSBC (non-Visa Signature, INCLUDING HSBC Premier World Master) (select Dining category) - 1 mile / $4.16 ($300 fee for a year's worth of redemptions)** ++
1c. [to 31 Dec 2017] HSBC Visa Signature (did not select Dining category) - 1 mile / $6.25 ($300 fee for a year's worth of redemptions) ** ++
2. SCB Asia Miles World Master - 1 mile per $4 spent (automatic conversion)
3. BEA Flyer World Master - 1 mile / $5 (no fee)
Note: Restaurants in hotels sometimes are regarded as "Hotel" under V/M classification and thus ineligible for any dining promotions, using CUP can usually (but not always) get around this problem

IV. Travel agents:
** ++1. [to 31 Dec 2018] HSBC - 1 mile / $2.78 (HSBC Visa Signature) / $4.16 (other HSBC Credit Cards INCLUDING HSBC Premier World Master) spent# (select LifeStyle Spending category ONLY)/ $6.25 (HSBC Visa Signature NOT selecting LifeStyle Spending category)($300 fee for a year's worth of redemptions)
2. CCB HK EYE (if online) - 1 mile per $2.14 spent (First $50,000 only) ($50 per 5,000 miles AM min $100)
3. Amex Plat Charge - 1 mile per $3.75 spent (first $160,000 spending, $5/mile thereafter, $200 flat redemption fee)

V. Other retail spending
1. [to 14 Mar 18] (if online) CCB HK Premier Banking Visa Infinite - 1 mile per $2.67 spent ($50 per 5,000 miles AM min $100) (first $12.5K spending ONLINE per month only, else $8 per mile)
2. CCB HK eye Card - 1 mile per $3 ($50 per 5,000 miles AM min $100) (ONLINE or PAYWAVE Spending ONLY, else $15 per mile)
3. (if online) SCB Asia Miles World Master - 1 mile per $4 spent (automatic conversion) (ONLINE spending ONLY, else $6 per mile)
4. BEA Flyer World Master / BEA Supreme Gold World Master - 1 mile per $5 spent (no fee) Note 3
** 5. SCB WorldMiles AE - 1 mile per $6 spent ($300 flat redemption fee)
** ++ 6. Citibank Prestige - 1 mile per $6 spent (no redemption fee, $2,500 non-waiveable annual fee)
7. Amex CX Elite - 1 mile per $6 spent (automatic conversion)
8. DBS Black World Master - 1 mile per $6 spent (no fee)
9. [to 31 Dec 2017] DBS Eminent - 1 mile per $7.2 spent ($50 fee per 5,000 miles)
10. [to 28 Feb 2018] Fubon Platinum / Titanium - 1 mile per $7.5 spent spending >=$300 on Saturdays and Sundays ($50/5,000AM min $250 max $500) (plus 133 Sure win miles if txn amt >$600 (if NOT ONLINE))
** 11. SCB Priority Banking Visa Infinite - 1 mile per $7.5 spent ($300 flat redemption fee)
** ++ 12. Amex (Gold grade and higher) - 1 mile per $7.5 spent (to $160,000), $200 flat redemption fee). (1 mile per $3 spent for 5x shops and 1 mile per $1.5 spent for 10x shops)
** ++ 13. Citibank Premiermiles - 1 mile per $8 spent (no fee)
13. Shacom World Master / Platinum / Titanium / Diamond UnionPay - 1 mile per $8 spent ($10 per 1,000AM min $100 max $500)

VI. Bill payments (Excluding Tax or any payment to IRD)
VI A. General Bill Payments (EXCLUDING Insurance and Education)
1. BEA Flyer World Master / BEA Supreme Gold World Master - 1 mile per $8 spent on bill payment (Excluding the following categories: Education, Insurance) (no fee) Note 3
2. CCB HK Visa Infinite - 1 mile per $8 spent ($50 per 5,000 miles AM min $100)
3. CCB HK Platinum Visa / CCB HK Platinum Master / CCB HK Platinum Dual Currency UnionPay - 1 mile per $15 spent (Each Card Membership Year cap at 12 times of credit limit)
4. BoC Wealth Management Visa Infinite/BoC Platinum Visa/BoC Dual Currency Unionpay - 1 mile per $15 spent (Each Card cap at $10,000 per Month) ($50/5,000 miles min $100)
5. [to 31 Dec 2017] HSBC Platinum Visa / Advance Platinum Visa / Premier World Master / Visa Signature / Green Card - 1 mile per $25 spent
VI B. Education Bill Payments
1. CCB HK Visa Infinite - 1 mile per $8 spent ($50 per 5,000 miles AM min $100)
2. CCB HK Platinum Visa / CCB HK Platinum Master / CCB HK Platinum Dual Currency UnionPay - 1 mile per $15 spent (Each Card Membership Year cap at 12 times of credit limit)
3. BoC Wealth Management Visa Infinite/BoC Platinum Visa/BoC Dual Currency Unionpay - 1 mile per $15 spent (Each Card cap at $10,000 per Month) ($50/5,000 miles min $100)
4. [to 31 Dec 2017] HSBC Platinum Visa / Advance Platinum Visa / Premier World Master / Visa Signature / Green Card - 1 mile per $25 spent
VI C. Insurance Bill Payments
1. CCB HK Visa Infinite - 1 mile per $8 spent ($50 per 5,000 miles AM min $100)
2. CCB HK Platinum Visa / CCB HK Platinum Master / CCB HK Platinum Dual Currency UnionPay - 1 mile per $15 spent (Each Card Membership Year cap at 12 times of credit limit)
3. BoC Wealth Management Visa Infinite / BoC Platinum Visa & Master / BoC Platinum Dual Currency Unionpay - 1 mile per $15 spent (Each Card cap at $10,000 per Month) ($50/5,000 miles min $100)
4. HSBC Platinum Visa / Advance Platinum Visa / Premier World Master / Visa Signature / Green Card - 1 mile per $25 spent
VI D. Specific bill payment merchants who accept autopay for higher earn rates (by merchant)
1. Towngas autopay - Citi Prestige $6/mile
2. CLP autopay - Citi Prestige $6/mile, BEA $5/AM
3. HKE - DBS Black $6/AM

Note 1: Other issuers in Hong Kong DO NOT award bonus points for bill payment

VII. Octopus Automatic Add-Value
** ++ 1. Citibank Prestige - 1 mile per $6 spent (no redemption fee, $2,500 non-waiveable annual fee)
2. Bankcomm Diamond Dual Currency Card - 1 mile per HK$6 spent for $500 recharges, 1 mile per HK$12 spent for $250 recharges ($100 flat redemption fee)
3. SCB Asia Miles World Master - 1 mile per $6 spent (automatic conversion)
** 4. SCB Priority Banking Visa Infinite - 1 mile per $7.5 spent ($300 flat redemption fee)
5. BEA Flyer World Master / BEA Supreme Gold World Master - 1 mile per $8 spent (no fee) Note 3
6. CCB HK Visa Infinite - 1 mile per $8 spent ($50 per 5,000 miles AM min $100)
** ++ 7. Citibank Premiermiles - 1 mile per $8 spent (no fee)
8. Shacom World Master / Platinum / Titanium / Diamond UnionPay - 1 mile per $8 spent ($10 per 1,000AM min $100 max $500)

VIII. China Unionpay RMB spending

** ++1. [to 31 Dec 2017] HSBC Dual Currency Unionpay card - 1 mile per RMB4.16 spent (select China Spending category ONLY) ($300 fee for a year's worth of redemptions)
2. Bankcomm Diamond Dual Currency Card - 1 mile per RMB6 spent for restaurants or hotels spending >= RMB300, 1 per RMB12 spent other categories ($100 flat redemption fee)
3. Shacom Diamond UnionPay - 1 mile per $8 spent ($10 per 1,000AM min $100 max $500)
4. BoC Dual Currency Unionpay Card - 1 mile per RMB15 spent ($50/5,000 miles min $100)

IX. Electronic wallets
i. Payme https://forum.hongkongcard.com/forum...21076?page=108 #1071
ii. Wechat https://www.facebook.com/notes/%E9%8...93364737574888
iii. Alipay P2P https://www.flyertalk.com/forum/cath...l#post28934293

Note 2:
** can opt for Krisflyer miles in lieu
++ can opt for BAEC AVIOS in lieu
For HSBC, ONLY Premier World Master holders are able to opt for BAEC Avios and KrisFlyer Miles

Note 3:
BEA Supreme Gold World Master cardholders need to register in advance for the "BEA Mileage Reward" scheme during application (Supreme Gold account opening), or else pay $1800 penalty to register thereafter.

HK miles/hotel points earning ability
Refer to here
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Old Oct 13, 17, 3:58 am
  #1141  
Ambassador, Hong Kong and Macau
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Join Date: May 2009
Location: HKG
Programs: Asia Miles. Not bothering to join Marco Polo.
Posts: 16,477
Originally Posted by christep View Post
This was my one regret when giving up the CX Amex a couple of years ago (insufficient spend to keep that and the Citi PM) - Amex customer service is light years ahead of anyone else.
Maybe I was only a lowly Plat Cred cardholder but I'm really not impressed with their Canto CS https://forum.hongkongcard.com/forumSE/show/8819?page=6 #58
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Old Oct 13, 17, 4:47 am
  #1142  
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Join Date: Jun 2002
Location: Hong Kong
Programs: None any more
Posts: 11,015
OK - I refer to their English CS as a CX Amex Elite.
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Old Oct 13, 17, 8:25 pm
  #1143  
 
Join Date: Apr 2001
Location: HK
Programs: QF Emerald. CX Nobody
Posts: 2,788
someone posted a amex site that was clear about benefits of the platfinum charge from amex site. I can't find the link anymore. If anyone has it please paste again?

It's not this https://www.americanexpress.com/hk/e...platinum-card/

It's the site where has more details, and also have T&C Footnotes in PDF file to have a look at.
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Old Oct 13, 17, 8:36 pm
  #1144  
 
Join Date: Apr 2001
Location: HK
Programs: QF Emerald. CX Nobody
Posts: 2,788
Originally Posted by fakecd View Post
someone posted a amex site that was clear about benefits of the platfinum charge from amex site. I can't find the link anymore. If anyone has it please paste again?

It's not this https://www.americanexpress.com/hk/e...platinum-card/

It's the site where has more details, and also have T&C Footnotes in PDF file to have a look at.
never mind i found it
https://www.americanexpress.com/hk/en/content/campaigns/exploreplatinum/

it was mentioned on other thread "churning and welcome offers"
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Old Oct 14, 17, 1:20 am
  #1145  
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Originally Posted by percysmith View Post
T&C uploaded: http://www.bankcomm.com.hk/mediafile...f_34967_en.pdf

Spending >=$400
Three phases: 15/7-14/8, 15/8-14/9, 15/9-14/10
Last day of Bankcomm Summer Cool promo today
Comrade Crunch likes this.
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Old Oct 14, 17, 1:21 am
  #1146  
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Last day of CCB dining phase 1 today (remember you need $5,000 retail for your dining to earn 10x)
Comrade Crunch likes this.
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Old Oct 15, 17, 12:46 am
  #1147  
 
Join Date: Apr 2001
Location: HK
Programs: QF Emerald. CX Nobody
Posts: 2,788
Originally Posted by percysmith View Post

$160,000 is the spend where you enjoy an extra MR point per $ spent i.e. $3.75/mile airlines, travel agents or overseas, $7.5/mile other.
Percy, i have different interpretation how did you get $3.75/mile? I'm thinking it's actually $2.5/mile for first HKD$160k of spending... Reading the terms 3x benefits is mutually exclusive to Turbo program

https://web.aexp-static.com/hk/en/co...num-TnC-EN.pdf

What the terms/condition say is
1) 3MR points for HKD$1 or equivalent foreign currency for spending on the airlines (AA/BA/CX&KA/AY/JL/QF are listed not sure about others, seems one-world specific?)... it say for both ONLINE/OFFLINE or can be via travel agent, but ANY current (meaning you can't double-dip foreign ccy with airlines spending)
2) 3 MR points for all foreign spending (but if you buy airlines in off-shore ccy, only the 3MR from #1 above apply)
2) double MR points for any spending up to HK$160k

So in theory, for the first 160k HKD of spending, $1 on airlines will earn you 3 x 2 = 6 MR points... that's HK$2.5/miles (15MR = 1asiamiles)... similarly, $1 of foreign spending will earn 3 x 2 = 6MR... But once accumulated spending exceeds 160k/year, then turbo program's x2 boots disappears to earning ratio drops to HK$5/miles.


So in theory this card can be useful for all airlines spending in the year (to earn $2.5/miles) but once you exceeded $160k hkd spend then using CX elite-card on CX spend earns $3/miles which is better.
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Old Oct 15, 17, 4:42 am
  #1148  
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Originally Posted by fakecd View Post
Percy, i have different interpretation how did you get $3.75/mile? I'm thinking it's actually $2.5/mile for first HKD$160k of spending... Reading the terms 3x benefits is mutually exclusive to Turbo program

https://web.aexp-static.com/hk/en/co...num-TnC-EN.pdf

What the terms/condition say is
1) 3MR points for HKD$1 or equivalent foreign currency for spending on the airlines (AA/BA/CX&KA/AY/JL/QF are listed not sure about others, seems one-world specific?)... it say for both ONLINE/OFFLINE or can be via travel agent, but ANY current (meaning you can't double-dip foreign ccy with airlines spending)
2) 3 MR points for all foreign spending (but if you buy airlines in off-shore ccy, only the 3MR from #1 above apply)
2) double MR points for any spending up to HK$160k

So in theory, for the first 160k HKD of spending, $1 on airlines will earn you 3 x 2 = 6 MR points... that's HK$2.5/miles (15MR = 1asiamiles)... similarly, $1 of foreign spending will earn 3 x 2 = 6MR... But once accumulated spending exceeds 160k/year, then turbo program's x2 boots disappears to earning ratio drops to HK$5/miles.


So in theory this card can be useful for all airlines spending in the year (to earn $2.5/miles) but once you exceeded $160k hkd spend then using CX elite-card on CX spend earns $3/miles which is better.
I thought about that one. Footnotes to https://www.americanexpress.com/hk/e...latinum-card/:

Every HK$1 you spend for flights booked (both online and off-line in any currency) at the designated airlines stated above on your Platinum Card will earn 3 Membership Rewards points. Air ticket issued from a travel agent as long as the payment is made under any of the designated airlines is eligible for this offer. Transaction made at designated airlines in foreign currency can only earn a total of 3 Membership Rewards points. Turbo program benefits apply.
(Chinese for completeness https://www.americanexpress.com/hk/c...platinum-card/)
白金卡會員於指定航空公司直接憑卡購買機票每簽賬HK$1可獲享3美國運通積分。透過旅行社購買之機票而該 項交易是由指定航空公司之商戶過數,亦可享此優惠。海外簽賬購買指定航空公司機票的外幣消費只可獲享3美國運通積分。「加倍加賞」積分計劃獎賞適 用。
I actually called AE Plat 2277 2233
When I called, the CS said he wasn't sure, they haven't had positive guidance one way or another ("it's new to us")

Edit 18:49: second call today (after holding me a few minutes to consult):
1. $1 --> 3 points even within first $160k of cardmembership year spending
2. Will not count towards Turbo Program $160k because "Turbo Program benefits have not been applied".

Today's CS statement (2) contradicts footnote statements. Spend at your own risk.

Last edited by percysmith; Oct 15, 17 at 4:57 am
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Old Oct 15, 17, 5:21 am
  #1149  
 
Join Date: Apr 2001
Location: HK
Programs: QF Emerald. CX Nobody
Posts: 2,788
from T&C below... i take it as airlines&foreign will earn 6 MR/dollar

will report after spend next month. i probably use this for Airline or foreign ccy Hotel charge only.

3x Membership Rewards points Terms and Conditions
1. As a Platinum Card member, every HK$1 you spend on the Card will earn 1 Membership Rewards point and every HK$1 (or
equivalent) of your foreign currency spend (both online and offline) will earn 3Membership Rewards points. Point accrual is subject to
the American Express Membership Rewards® Terms and Conditions. Turbo program benefits apply
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Old Oct 15, 17, 5:53 am
  #1150  
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"Turbo program benefits apply"/"「加倍加賞」積分計劃獎賞適 用" can mean both you get an additional point per $1 overseas/6 airline/TA spending, or has already been applied in the "total of 3 Membership Rewards points".

I'll wait for you to report back on this one

---

"i take it as airlines&foreign will earn 6 MR/dollar"

Definitely not, as (footnotes):

"Transaction made at designated airlines in foreign currency can only earn a total of 3 Membership Rewards points."/"海外簽賬購買指定航空公司機票的外幣消費只可獲享3美國運通積分。"

Even second CS read this clause back to me and say there will be *no* 6 points per $3 (we were merely haggling whether it was 4 points or 3 points).
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Old Oct 15, 17, 5:56 am
  #1151  
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Alipay HK P2P howto

Originally Posted by percysmith View Post
- reload is counted as online transaction (per Bankcomm)
- $5,000 balance can be credited back to local bank for free per month
- need to pay someone (ala Wechat Pay) - payee generates a QR code, payer scans the QR code to pay from credit card
- both payer and payee should undergo HKID verification to avoid being "risk flagged" like Wechat Pay

Credits to Steven Almighty https://forum.hongkongcard.com/forum...w/23079?page=8
He signed up for the beta test program and obtained the Alipay HK 1.3.0 apk early

I cannot 100% vouch for the provenance of his APK (current production Google Play download is 1.2.0), but I've used it to generate transaction below and it appears to be genuine.
I'm not sure if I am allowed to post the APK link online but PM me if you want it.
Edit 15/10 19:54: pointstomiles has very kindly wrote a howto https://www.facebook.com/notes/%E9%8...6369877941039/.

We don't have the earn rates confirmed just yet, but a lot of banks (BoC (i-card), CCB (eye), SCB (SCB AM), DSB BA), Bankcomm (FWD Plat Visa) and BEA (Flyer World)) are all treating it as online retail spending ATM - a lot of the banks may change their minds when it comes to rebating promos tho (this is where the delayed rebate really works for the banks).

Edit 18/10: HSBC is a no here.

Last edited by percysmith; Oct 18, 17 at 5:32 am
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Old Oct 16, 17, 1:29 am
  #1152  
 
Join Date: Nov 2010
Posts: 25
Hi does anyone know if any credit cards give points for payments to government (e.g. parking tickets / rates & government rent / water?). I assume BEA Flyer World works for this?

Thanks!
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Old Oct 16, 17, 1:36 am
  #1153  
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BEA Flyer World $8/AM on parking tickets/rates/govt rent/WSD.
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Old Oct 16, 17, 7:36 am
  #1154  
 
Join Date: Apr 2001
Location: HK
Programs: QF Emerald. CX Nobody
Posts: 2,788
got my Amex Platinum card today. What impressed me is 700k MR points is already sitting there before my first spend!
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Old Oct 16, 17, 11:33 pm
  #1155  
 
Join Date: Nov 2012
Programs: SPG Platinum
Posts: 1,227
Originally Posted by fakecd View Post
got my Amex Platinum card today. What impressed me is 700k MR points is already sitting there before my first spend!
What's the transfer rate for those MR to airlines? Trying to evaluate how valuable 700,000 MR is.

Also what's the difference between Plat Charge and Peninsula Plat Charge?
Isochronous is offline  

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