Jan 1, 2022, 3:11 am
Last edit by: percysmith
Churning and Welcome Offers: Credit Card Asiamiles Churning and Welcome Offers discussion (HK) - continuously upda
For time required to transfer miles from banks, please see here.
On-going offers
Beginner's recommendation (rates quoted before other short term promotions):
[From 1 Jul 2023 onwards] HSBC Every Mile - 1 mile per $5 for local and overseas purchases; (no fee)
Credit Cards that are by Invitation Only / Applied in lieu with an Account / Needs possessing certain membership for Application:
1. WLB Luxe Visa Infinite - 1 mile per $2.4 for overseas airline / travel / hotel / dining; $4/mile on local airline / travel / hotel / dining ($50/5,000 miles min $50 max $500) (Need to be Wing Lung Private Banking customers)
2. BoC Wealth Management Visa Infinite - 1 mile per $15 for local / overseas / octopus AAVS / bill payment, 1 mile per $5 for overseas spending / local dining, 1 mile per $2.5 for overseas spending / local dining if that month's accumulated spending is over $15000 ($50/5,000 miles min $100 max $300) (Need to be BoC Wealth Management (中銀理財) customer)
3. HSBC Premier World Master for 6X (select one category only below, 1 mile per $4.16. Under this promotion, cap at $100,000), and all other seasonal promotions. (no fee) [to 31 Dec 2022] (Need to be HSBC Premier customer)
4. BoC Enrich World MC - 1 mile per $15 for local / overseas / octopus AAVS / bill payment, 1 mile per $3 for dining/dept store if that month's accumulated spending is over $15000 ($50/5,000 miles min $100 max $300) (Need to be BoC Enrich (智盈理財) customer)
5. Citibank Ultima card - 1 mile per $4 for local / overseas / octopus (no redemption fee, $23,800 non-waivable annual fee) (Need to be Citigold Private Client customer AND by Invitation only)
6. SCB Priority Banking Visa Infinite - [till 27 Feb 2020] $7.5 per mile for local spending ($15 per mile for Insurance Spending (NOT BILL PAYMENT)) and Octopus, $5 per mile overseas spending ($300 flat redemption fee) (Need to be SCB Priority Banking customer) Note 2, [from 28 Feb 2020] $12.5 per mile for local spending ($25 per mile for Insurance Spending (NOT BILL PAYMENT)) and Octopus, $8.33 per mile overseas spending ($300 flat redemption fee) (Need to be SCB Priority Banking customer) Note 2
7. BEA Supreme Gold World Master - 1 mile per $5 for local / overseas, 1 mile per $8 for Octopus / Electronic Wallet (Payme ONLY) (no fee) (Need to be BEA Supreme Gold (顯卓理財) customer) Note 3
8. Shacom World Master - 1 mile per $8 local purchases / overseas / octopus ($10 per 1,000AM min $100 max $500) (Need to be Shacom SMART Banking (慧通理財) customer)
9. CCB HK Visa Infinite - 1 mile per $8 spent for Local Spending / Overseas Spending / Octopus / Bill payment ($50 per 5,000 miles AM min $100) (Need to be CCB Premier Banking (貴賓理財) / Premier Select (貴賓晉裕) customer)
10. BEA Hong Kong Racehorse Owners Association (HKROA) World Master - 1 mile per $5 for local / overseas, 1 mile per $8 for Octopus / Electronic Wallet (Payme ONLY) (no fee) (Need to be member of Hong Kong Racehorse Owners Association (香港馬主協會)) Note 3
11. OCBC Wing Hang VOYAGE World Elite Master - 1 mile per $6 spent for local / online / octopus spendings, 1 mile per $4 for overseas spendings (no fee, $19,800 non-waivable annual fee with 120000 miles awarded annually) (Need to be OCBC Wing Hang Premier Banking (宏富理財) customer)
12. Shacom Shanghai Fraternity Association (上海總會) UnionPay Dual Currency Diamond - 1 mile per $8 local purchases / overseas / octopus ($10 per 1,000AM min $100 max $500) (Need to be member of Shanghai Fraternity Association (上海總會))
Full list:
I. Overseas
1. [to 31 Jul 2024] BoC Cheers Card (formerly BoC Visa Infinite standard or Wealth Management) - 1 mile per $1.5 spent ($50/5,000 miles min $100 max $300)
2. [to 31 Dec 2023] HSBC - 1 mile / $2.78 (HSBC Visa Signature) / $4.16 (other HSBC Credit Cards EXCLUDING EveryMile / Red) spent (select Overseas and Mainland China Spending category ONLY) / $6.25 (HSBC Visa Signature) spent (NOT select Overseas and Mainland China Spending category) (no fee)** ++
3. (if ONLINE / PAYWAVE) CCB HK eye Card - 1 mile / $2.14 (inclusive of 5X online bonus, cap at $50,000 per calender year and (2X extra overseas bonus, cap at $75000 per membership year ) ($50 per 5,000 miles min $100)
4. Citibank Premiermiles (>=$20K per billing cycle) (excluding RMB and MOP) - 1 mile per $3 spent (no redemption fee)** ++ ^
5. [to 28 Feb 2019] Fubon Platinum / Titanium - 1 mile per $3.75 spent ($50/5,000AM min $250 max $500) (plus 133 Sure win miles if txn amt >$600)
Note: 1 mile per $0.75 for TWD spendings in Taiwan (max $5,000/month and $10,000/year), and 1 mile per $1.875 for KRW and JPY spendings in Korea and Japan (Seperate registration needed, max $20,000/month, two months per calendar year max)^
6. AMEX Platinum Charge - 1 mile per $3.75 spent (first $160,000 spending, $5/mile thereafter, $200 flat redemption fee, $7,800 non-waiveable annual fee)
7. Citibank Prestige / PremierMiles (<$20K) (excluding RMB and MOP) - 1 mile per $4 spent (no redemption fee, $3,800 non-waivable annual fee for the Prestige)** ++ ^
8. DBS Black World Master (excluding MOP) - 1 mile per $4 spent overseas (no fee)^
9. SCB Cathay World Master - 1 mile per $4 spent (automatic conversion)
10. AMEX Explorer - 1 mile per $4 spent (no fee)
11. BEA Flyer World Master / BEA Supreme Gold World Master / BEA HKROA World Master - 1 mile per $5 (no fee)^
12. HSBC EveryMile - 1 mile per $5 spent (no fee)** ++
13. AMEX Platinum Credit - 1 mile per $5 spent (to $160,000, 1 mile per $15 thereafter), $200 flat redemption fee, $2,200 non-waiveable annual fee for AMEX Platinum Credit if one does not possess AMEX Platinum Charge in lieu) ** ++
14. CCB HK Platinum Visa / Platinum Master - 1 mile per $5 ($50 per 5,000 miles min $100)
15. SCB Priority Banking Visa Infinite - [till 27 Feb 2020] 1 mile per $5 spent ($300 flat redemption fee), [from 28 Feb 2020] 1 mile per $8.33 spent ($300 flat redemption fee)
16. HSBC Red World Master - 1 mile / $10 spent (no fee)** ++
17. OCBC Wing Hang VOYAGE World Elite Master - 1 mile per $4 for overseas spendings (no fee)
^: DO NOT Award points for DCC Transactions
II. Supermarket, Department store, Telecommunications bills on autopay:
1A . [to 31 Dec 2023] HSBC - 1 mile / $2.78 (HSBC Visa Signature)/$4.16 (other HSBC Credit Cards EXCLUDING EveryMile / Red) spent# (select Home Spending category ONLY) (no fee)** ++
1B. [to 31 Dec 2023] HSBC - 1 mile / $2.78 (HSBC Visa Signature)/$4.16 (other HSBC Credit Cards EXCLUDING EveryMile / Red) spent# (select Lifestyle Spending category ONLY) (no fee)** ++
1C. [to 31 Dec 2023] HSBC - 1 mile / $2.78 (HSBC Visa Signature)/$4.16 (other HSBC Credit Cards EXCLUDING EveryMile / Red) spent# (select Entertainment Spending category ONLY) (no fee)** ++
2. (if ONLINE / PAYWAVE) CCB HK Eye Card - 1 mile / $3 (inclusive of 5X online bonus, cap at $75000 per calender year ($50 per 5,000 miles AM min $100)
3. HSBC Red World Master - 1 mile / $5 spent (no fee)** ++
4. OCBC Wing Hang VOYAGE World Elite Master - 1 mile per $6 spent (no fee)
III. Dining
1. [to 31 Jul 2024] BoC Cheers Card (formerly BoC Visa Infinite standard or Wealth Management) - 1 mile per $1.5 spent ($50/5,000 miles min $100 max $300)
2. [to 31 Dec 2023] HSBC - 1 mile / $2.78 (HSBC Visa Signature) / $4.16 (other HSBC Credit Cards EXCLUDING EveryMile / Red) spent# (select Dining Spending category ONLY) (no fee)** ++
3b. [to 31 Dec 2023] HSBC (non-Visa Signature, EXCLUDING EveryMile / Red) (select Dining category) - 1 mile / $4.16 (no fee)** ++
3c. [to 31 Dec 2023] HSBC Visa Signature (did not select Dining category) - 1 mile / $6.25 (no fee) ** ++
4. SCB Cathay World Master - 1 mile / $4 (automatic conversion)
5. BEA Flyer World Master / BEA Supreme Gold World Master / BEA HKROA World Master - 1 mile / $5 (no fee) Note 3
6. HSBC Red World Master - 1 mile / $10 spent (no fee)** ++
7. OCBC Wing Hang VOYAGE World Elite Master - 1 mile per $6 spent (no fee)
Note: Restaurants in hotels sometimes are regarded as "Hotel" under V/M classification and thus ineligible for any dining promotions, using CUP can usually (but not always) get around this problem
IV. Travel agents:
** ++1. [to 31 Dec 2023] HSBC - 1 mile / $2.78 (HSBC Visa Signature) / $4.16 (other HSBC Credit Cards EXCLUDING EveryMile / Red) spent# (select LifeStyle Spending category ONLY)/ $6.25 (HSBC Visa Signature NOT selecting LifeStyle Spending category)(no fee)
2. CCB HK EYE (if online) - 1 mile per $2.14 spent (First $50,000 only) ($50 per 5,000 miles AM min $100)
3. AMEX Platinum Charge - 1 mile per $3.75 spent (first $160,000 spending, $5/mile thereafter, $200 flat redemption fee, $7,800 non-waiveable annual fee)
V. Other retail spending
[From 1 July 2023 onwards] HSBC Every Mile - 1 mile per $5 for local and overseas purchases; (no fee)
1. CCB HK eye Card - 1 mile per $3 ($50 per 5,000 miles AM min $100) (PAYWAVE Spending ONLY, else $15 per mile) ($50/5,000 miles min $100)
2. AMEX Explorer - 1 mile per $5 spent (no fee)
3. SCB Cathay World Master - 1 mile per $6 spent (automatic conversion)
3. BEA Flyer World Master / BEA Supreme Gold World Master / BEA HKROA World Master - 1 mile per $5 spent (no fee) Note 3 [from 1 Jul 2023] 1 mile per $8 spent
** ++ 4. AMEX Platinum Credit - 1 mile per $5 spent (to $160,000, 1 mile per $15 thereafter), $200 flat redemption fee, $2,200 non-waiveable annual fee for AMEX Platinum Credit if one does not possess AMEX Platinum Charge in lieu)
** ++ 5. Citi Prestige - 1 mile per $6 spent (no redemption fee, $3,800 non-waiveable annual fee)
** ++ 6. DBS Black World Master - 1 mile per $6 spent (no fee)
** 7. [from 28 Feb 2020] 1 mile per $12.5 spent ($300 flat redemption fee)
** ++ 8. AMEX (Gold grade and higher, except Platinum Credit) - 1 mile per $7.5 spent (to $160,000), $200 flat redemption fee). (1 mile per $3 spent for 5x shops and 1 mile per $1.5 spent for 10x shops, $7,800 non-waiveable annual fee for AMEX Platinum Charge)
** ++ 9. Citi Premiermiles - 1 mile per $8 spent (no fee)
10. Shacom World Master / Platinum / Titanium / Diamond UnionPay - 1 mile per $8 spent ($10 per 1,000AM min $100 max $500)
11. HSBC Red World Master - 1 mile / $10 spent (no fee)** ++
12. OCBC Wing Hang VOYAGE World Elite Master - 1 mile per $6 spent (no fee)
VI. Bill payments (Excluding Tax or any payment to IRD)
VI A. General Bill Payments
1. CCB HK Visa Infinite / CCB HK Diamond Prestige - 1 mile per $8 spent ($50 per 5,000 miles AM min $100 max $300)
2. CCB HK Platinum Visa / CCB HK Platinum Master / CCB HK Platinum Dual Currency UnionPay - 1 mile per $15 spent (Each Card Membership Year cap at 12 times of credit limit)
3. BoC Wealth Management Visa Infinite / BOC Travel Rewards Visa Signature Card / BoC Platinum Visa & Master (including co-branded cards like Sogo) / BoC Platinum Dual Currency Unionpay - 1 mile per $15 spent (Each Card cap at $10,000 per Month) ($50/5,000 miles min $100)
4. HSBC Platinum Visa / Advance Platinum Visa / Premier World Master / Visa Signature / Red World Master - 1 mile per $25 spent (cap at $10,000 per Month)
VI B. Specific bill payment merchants who accept autopay for higher earn rates (by merchant)
1. Towngas autopay - Citi Prestige $6/mile
2. CLP autopay - Citi Prestige $6/mile, BEA $5/AM
3. HKE - AlipayHK (rever to IX.iii earn rates), DBS Black $6/AM
Note 1: Other issuers in Hong Kong DO NOT award bonus points for bill payment
VII. Octopus Automatic Add-Value
** ++ 1. Citibank Prestige - 1 mile per $6 spent (no redemption fee, $3,800 non-waiveable annual fee)
2. SCB Cathay World Master - 1 mile per $6 spent (automatic conversion)
** 3. SCB Priority Banking Visa Infinite - [till 27 Feb 2020] 1 mile per $7.5 spent ($300 flat redemption fee), [from 28 Feb 2020] 1 mile per $12.5 spent ($300 flat redemption fee)
4. BEA Flyer World Master / BEA Supreme Gold World Master / BEA HKROA World Master - 1 mile per $8 spent (no fee) Note 3
5. CCB HK Visa Infinite / CCB HK Diamond Prestige - 1 mile per $8 spent ($50 per 5,000 miles AM min $100 max $300)
** ++ 6. Citibank Premiermiles - 1 mile per $8 spent (no fee)
7. Shacom World Master / Platinum / Titanium / Diamond UnionPay - 1 mile per $8 spent ($10 per 1,000AM min $100 max $500)
8. Bankcomm Diamond Dual Currency Card - 1 mile per HK$12 spent ($50 per 5,000 AM min $100 max $300)
9. HSBC (all HKD cards) - 1 mile per $25 spent
10. OCBC Wing Hang VOYAGE World Elite Master - 1 mile per $6 spent (no fee)
VIII. China Unionpay RMB spending
** ++1. [to 31 Dec 2022] HSBC Dual Currency Unionpay card - 1 mile per RMB4.16 spent (select Overseas and Mainland China Spending category ONLY) (no fee)
2. Bankcomm Diamond Dual Currency Card - 1 mile per RMB6 spent for restaurants or hotels spending >= RMB300, 1 per RMB12 spent other categories ($50 per 5,000 AM min $100 max $300)
3. CCB HK Diamond Prestige - 1 mile per RMB8 spent ($50 per 5,000 miles AM min $100 max $300)
4. Shacom Diamond UnionPay - 1 mile per RMB8 spent ($10 per 1,000AM min $100 max $500)
5. BoC Dual Currency Unionpay Card - 1 mile per RMB15 spent ($50/5,000 miles min $100)
IX. Electronic wallets (in descending chronological order):
i. Payme
https://www.mrmiles.hk/payme/
http://flyformiles.hk/8847
ii. Wechat
http://flyformiles.hk/8847
https://www.mrmiles.hk/wechat-pay/
iii. Alipay P2P
http://flyformiles.hk/8847
https://www.mrmiles.hk/alipay/
iv. O!epay (Oepay): see VII. Octopus Automatic Add-Value above
X. Online spending in HKD
1. [to 31 Dec 2023] HSBC Red World Master - 1 mile / $2.5 spent (Cap HK$25,000 per month) (no fee)** ++
2. CCB HK eye Card - 1 mile per $3 ($50 per 5,000 miles AM min $100) (ONLINE Spending ONLY, else $15 per mile)
3. SCB Cathay World Master - 1 mile per $4 spent (automatic conversion) (ONLINE spending ONLY, else $6 per mile)
4. BEA Flyer World Master / BEA Supreme Gold World Master / BEA HKROA World Master - 1 mile per $5 spent (no fee) (EXCLUDING PayMe transactions) Note 3
Note 2:
** can opt for Krisflyer miles in lieu (conversion of Krisflyer for SCB Non-AM cards will end at 27 Feb 2020)
++ can opt for BAEC AVIOS in lieu
For HSBC, ONLY Premier World Master holders are able to opt for BAEC Avios and KrisFlyer Miles
Note 3:
BEA Supreme Gold World Master / BEA HKROA World Master cardholders need to register in advance for the "BEA Mileage Reward" scheme during application (Supreme Gold account opening / co-branded card application), or else pay $1800 penalty to register thereafter.
HK miles/hotel points earning ability
Refer to here
For time required to transfer miles from banks, please see here.
On-going offers
Beginner's recommendation (rates quoted before other short term promotions):
[From 1 Jul 2023 onwards] HSBC Every Mile - 1 mile per $5 for local and overseas purchases; (no fee)
Credit Cards that are by Invitation Only / Applied in lieu with an Account / Needs possessing certain membership for Application:
1. WLB Luxe Visa Infinite - 1 mile per $2.4 for overseas airline / travel / hotel / dining; $4/mile on local airline / travel / hotel / dining ($50/5,000 miles min $50 max $500) (Need to be Wing Lung Private Banking customers)
2. BoC Wealth Management Visa Infinite - 1 mile per $15 for local / overseas / octopus AAVS / bill payment, 1 mile per $5 for overseas spending / local dining, 1 mile per $2.5 for overseas spending / local dining if that month's accumulated spending is over $15000 ($50/5,000 miles min $100 max $300) (Need to be BoC Wealth Management (中銀理財) customer)
3. HSBC Premier World Master for 6X (select one category only below, 1 mile per $4.16. Under this promotion, cap at $100,000), and all other seasonal promotions. (no fee) [to 31 Dec 2022] (Need to be HSBC Premier customer)
4. BoC Enrich World MC - 1 mile per $15 for local / overseas / octopus AAVS / bill payment, 1 mile per $3 for dining/dept store if that month's accumulated spending is over $15000 ($50/5,000 miles min $100 max $300) (Need to be BoC Enrich (智盈理財) customer)
5. Citibank Ultima card - 1 mile per $4 for local / overseas / octopus (no redemption fee, $23,800 non-waivable annual fee) (Need to be Citigold Private Client customer AND by Invitation only)
6. SCB Priority Banking Visa Infinite - [till 27 Feb 2020] $7.5 per mile for local spending ($15 per mile for Insurance Spending (NOT BILL PAYMENT)) and Octopus, $5 per mile overseas spending ($300 flat redemption fee) (Need to be SCB Priority Banking customer) Note 2, [from 28 Feb 2020] $12.5 per mile for local spending ($25 per mile for Insurance Spending (NOT BILL PAYMENT)) and Octopus, $8.33 per mile overseas spending ($300 flat redemption fee) (Need to be SCB Priority Banking customer) Note 2
7. BEA Supreme Gold World Master - 1 mile per $5 for local / overseas, 1 mile per $8 for Octopus / Electronic Wallet (Payme ONLY) (no fee) (Need to be BEA Supreme Gold (顯卓理財) customer) Note 3
8. Shacom World Master - 1 mile per $8 local purchases / overseas / octopus ($10 per 1,000AM min $100 max $500) (Need to be Shacom SMART Banking (慧通理財) customer)
9. CCB HK Visa Infinite - 1 mile per $8 spent for Local Spending / Overseas Spending / Octopus / Bill payment ($50 per 5,000 miles AM min $100) (Need to be CCB Premier Banking (貴賓理財) / Premier Select (貴賓晉裕) customer)
10. BEA Hong Kong Racehorse Owners Association (HKROA) World Master - 1 mile per $5 for local / overseas, 1 mile per $8 for Octopus / Electronic Wallet (Payme ONLY) (no fee) (Need to be member of Hong Kong Racehorse Owners Association (香港馬主協會)) Note 3
11. OCBC Wing Hang VOYAGE World Elite Master - 1 mile per $6 spent for local / online / octopus spendings, 1 mile per $4 for overseas spendings (no fee, $19,800 non-waivable annual fee with 120000 miles awarded annually) (Need to be OCBC Wing Hang Premier Banking (宏富理財) customer)
12. Shacom Shanghai Fraternity Association (上海總會) UnionPay Dual Currency Diamond - 1 mile per $8 local purchases / overseas / octopus ($10 per 1,000AM min $100 max $500) (Need to be member of Shanghai Fraternity Association (上海總會))
Full list:
I. Overseas
1. [to 31 Jul 2024] BoC Cheers Card (formerly BoC Visa Infinite standard or Wealth Management) - 1 mile per $1.5 spent ($50/5,000 miles min $100 max $300)
2. [to 31 Dec 2023] HSBC - 1 mile / $2.78 (HSBC Visa Signature) / $4.16 (other HSBC Credit Cards EXCLUDING EveryMile / Red) spent (select Overseas and Mainland China Spending category ONLY) / $6.25 (HSBC Visa Signature) spent (NOT select Overseas and Mainland China Spending category) (no fee)** ++
3. (if ONLINE / PAYWAVE) CCB HK eye Card - 1 mile / $2.14 (inclusive of 5X online bonus, cap at $50,000 per calender year and (2X extra overseas bonus, cap at $75000 per membership year ) ($50 per 5,000 miles min $100)
4. Citibank Premiermiles (>=$20K per billing cycle) (excluding RMB and MOP) - 1 mile per $3 spent (no redemption fee)** ++ ^
5. [to 28 Feb 2019] Fubon Platinum / Titanium - 1 mile per $3.75 spent ($50/5,000AM min $250 max $500) (plus 133 Sure win miles if txn amt >$600)
Note: 1 mile per $0.75 for TWD spendings in Taiwan (max $5,000/month and $10,000/year), and 1 mile per $1.875 for KRW and JPY spendings in Korea and Japan (Seperate registration needed, max $20,000/month, two months per calendar year max)^
6. AMEX Platinum Charge - 1 mile per $3.75 spent (first $160,000 spending, $5/mile thereafter, $200 flat redemption fee, $7,800 non-waiveable annual fee)
7. Citibank Prestige / PremierMiles (<$20K) (excluding RMB and MOP) - 1 mile per $4 spent (no redemption fee, $3,800 non-waivable annual fee for the Prestige)** ++ ^
8. DBS Black World Master (excluding MOP) - 1 mile per $4 spent overseas (no fee)^
9. SCB Cathay World Master - 1 mile per $4 spent (automatic conversion)
10. AMEX Explorer - 1 mile per $4 spent (no fee)
11. BEA Flyer World Master / BEA Supreme Gold World Master / BEA HKROA World Master - 1 mile per $5 (no fee)^
12. HSBC EveryMile - 1 mile per $5 spent (no fee)** ++
13. AMEX Platinum Credit - 1 mile per $5 spent (to $160,000, 1 mile per $15 thereafter), $200 flat redemption fee, $2,200 non-waiveable annual fee for AMEX Platinum Credit if one does not possess AMEX Platinum Charge in lieu) ** ++
14. CCB HK Platinum Visa / Platinum Master - 1 mile per $5 ($50 per 5,000 miles min $100)
15. SCB Priority Banking Visa Infinite - [till 27 Feb 2020] 1 mile per $5 spent ($300 flat redemption fee), [from 28 Feb 2020] 1 mile per $8.33 spent ($300 flat redemption fee)
16. HSBC Red World Master - 1 mile / $10 spent (no fee)** ++
17. OCBC Wing Hang VOYAGE World Elite Master - 1 mile per $4 for overseas spendings (no fee)
^: DO NOT Award points for DCC Transactions
II. Supermarket, Department store, Telecommunications bills on autopay:
1A . [to 31 Dec 2023] HSBC - 1 mile / $2.78 (HSBC Visa Signature)/$4.16 (other HSBC Credit Cards EXCLUDING EveryMile / Red) spent# (select Home Spending category ONLY) (no fee)** ++
1B. [to 31 Dec 2023] HSBC - 1 mile / $2.78 (HSBC Visa Signature)/$4.16 (other HSBC Credit Cards EXCLUDING EveryMile / Red) spent# (select Lifestyle Spending category ONLY) (no fee)** ++
1C. [to 31 Dec 2023] HSBC - 1 mile / $2.78 (HSBC Visa Signature)/$4.16 (other HSBC Credit Cards EXCLUDING EveryMile / Red) spent# (select Entertainment Spending category ONLY) (no fee)** ++
2. (if ONLINE / PAYWAVE) CCB HK Eye Card - 1 mile / $3 (inclusive of 5X online bonus, cap at $75000 per calender year ($50 per 5,000 miles AM min $100)
3. HSBC Red World Master - 1 mile / $5 spent (no fee)** ++
4. OCBC Wing Hang VOYAGE World Elite Master - 1 mile per $6 spent (no fee)
III. Dining
1. [to 31 Jul 2024] BoC Cheers Card (formerly BoC Visa Infinite standard or Wealth Management) - 1 mile per $1.5 spent ($50/5,000 miles min $100 max $300)
2. [to 31 Dec 2023] HSBC - 1 mile / $2.78 (HSBC Visa Signature) / $4.16 (other HSBC Credit Cards EXCLUDING EveryMile / Red) spent# (select Dining Spending category ONLY) (no fee)** ++
3b. [to 31 Dec 2023] HSBC (non-Visa Signature, EXCLUDING EveryMile / Red) (select Dining category) - 1 mile / $4.16 (no fee)** ++
3c. [to 31 Dec 2023] HSBC Visa Signature (did not select Dining category) - 1 mile / $6.25 (no fee) ** ++
4. SCB Cathay World Master - 1 mile / $4 (automatic conversion)
5. BEA Flyer World Master / BEA Supreme Gold World Master / BEA HKROA World Master - 1 mile / $5 (no fee) Note 3
6. HSBC Red World Master - 1 mile / $10 spent (no fee)** ++
7. OCBC Wing Hang VOYAGE World Elite Master - 1 mile per $6 spent (no fee)
Note: Restaurants in hotels sometimes are regarded as "Hotel" under V/M classification and thus ineligible for any dining promotions, using CUP can usually (but not always) get around this problem
IV. Travel agents:
** ++1. [to 31 Dec 2023] HSBC - 1 mile / $2.78 (HSBC Visa Signature) / $4.16 (other HSBC Credit Cards EXCLUDING EveryMile / Red) spent# (select LifeStyle Spending category ONLY)/ $6.25 (HSBC Visa Signature NOT selecting LifeStyle Spending category)(no fee)
2. CCB HK EYE (if online) - 1 mile per $2.14 spent (First $50,000 only) ($50 per 5,000 miles AM min $100)
3. AMEX Platinum Charge - 1 mile per $3.75 spent (first $160,000 spending, $5/mile thereafter, $200 flat redemption fee, $7,800 non-waiveable annual fee)
V. Other retail spending
[From 1 July 2023 onwards] HSBC Every Mile - 1 mile per $5 for local and overseas purchases; (no fee)
1. CCB HK eye Card - 1 mile per $3 ($50 per 5,000 miles AM min $100) (PAYWAVE Spending ONLY, else $15 per mile) ($50/5,000 miles min $100)
2. AMEX Explorer - 1 mile per $5 spent (no fee)
3. SCB Cathay World Master - 1 mile per $6 spent (automatic conversion)
3. BEA Flyer World Master / BEA Supreme Gold World Master / BEA HKROA World Master - 1 mile per $5 spent (no fee) Note 3 [from 1 Jul 2023] 1 mile per $8 spent
** ++ 4. AMEX Platinum Credit - 1 mile per $5 spent (to $160,000, 1 mile per $15 thereafter), $200 flat redemption fee, $2,200 non-waiveable annual fee for AMEX Platinum Credit if one does not possess AMEX Platinum Charge in lieu)
** ++ 5. Citi Prestige - 1 mile per $6 spent (no redemption fee, $3,800 non-waiveable annual fee)
** ++ 6. DBS Black World Master - 1 mile per $6 spent (no fee)
** 7. [from 28 Feb 2020] 1 mile per $12.5 spent ($300 flat redemption fee)
** ++ 8. AMEX (Gold grade and higher, except Platinum Credit) - 1 mile per $7.5 spent (to $160,000), $200 flat redemption fee). (1 mile per $3 spent for 5x shops and 1 mile per $1.5 spent for 10x shops, $7,800 non-waiveable annual fee for AMEX Platinum Charge)
** ++ 9. Citi Premiermiles - 1 mile per $8 spent (no fee)
10. Shacom World Master / Platinum / Titanium / Diamond UnionPay - 1 mile per $8 spent ($10 per 1,000AM min $100 max $500)
11. HSBC Red World Master - 1 mile / $10 spent (no fee)** ++
12. OCBC Wing Hang VOYAGE World Elite Master - 1 mile per $6 spent (no fee)
VI. Bill payments (Excluding Tax or any payment to IRD)
VI A. General Bill Payments
1. CCB HK Visa Infinite / CCB HK Diamond Prestige - 1 mile per $8 spent ($50 per 5,000 miles AM min $100 max $300)
2. CCB HK Platinum Visa / CCB HK Platinum Master / CCB HK Platinum Dual Currency UnionPay - 1 mile per $15 spent (Each Card Membership Year cap at 12 times of credit limit)
3. BoC Wealth Management Visa Infinite / BOC Travel Rewards Visa Signature Card / BoC Platinum Visa & Master (including co-branded cards like Sogo) / BoC Platinum Dual Currency Unionpay - 1 mile per $15 spent (Each Card cap at $10,000 per Month) ($50/5,000 miles min $100)
4. HSBC Platinum Visa / Advance Platinum Visa / Premier World Master / Visa Signature / Red World Master - 1 mile per $25 spent (cap at $10,000 per Month)
VI B. Specific bill payment merchants who accept autopay for higher earn rates (by merchant)
1. Towngas autopay - Citi Prestige $6/mile
2. CLP autopay - Citi Prestige $6/mile, BEA $5/AM
3. HKE - AlipayHK (rever to IX.iii earn rates), DBS Black $6/AM
Note 1: Other issuers in Hong Kong DO NOT award bonus points for bill payment
VII. Octopus Automatic Add-Value
** ++ 1. Citibank Prestige - 1 mile per $6 spent (no redemption fee, $3,800 non-waiveable annual fee)
2. SCB Cathay World Master - 1 mile per $6 spent (automatic conversion)
** 3. SCB Priority Banking Visa Infinite - [till 27 Feb 2020] 1 mile per $7.5 spent ($300 flat redemption fee), [from 28 Feb 2020] 1 mile per $12.5 spent ($300 flat redemption fee)
4. BEA Flyer World Master / BEA Supreme Gold World Master / BEA HKROA World Master - 1 mile per $8 spent (no fee) Note 3
5. CCB HK Visa Infinite / CCB HK Diamond Prestige - 1 mile per $8 spent ($50 per 5,000 miles AM min $100 max $300)
** ++ 6. Citibank Premiermiles - 1 mile per $8 spent (no fee)
7. Shacom World Master / Platinum / Titanium / Diamond UnionPay - 1 mile per $8 spent ($10 per 1,000AM min $100 max $500)
8. Bankcomm Diamond Dual Currency Card - 1 mile per HK$12 spent ($50 per 5,000 AM min $100 max $300)
9. HSBC (all HKD cards) - 1 mile per $25 spent
10. OCBC Wing Hang VOYAGE World Elite Master - 1 mile per $6 spent (no fee)
VIII. China Unionpay RMB spending
** ++1. [to 31 Dec 2022] HSBC Dual Currency Unionpay card - 1 mile per RMB4.16 spent (select Overseas and Mainland China Spending category ONLY) (no fee)
2. Bankcomm Diamond Dual Currency Card - 1 mile per RMB6 spent for restaurants or hotels spending >= RMB300, 1 per RMB12 spent other categories ($50 per 5,000 AM min $100 max $300)
3. CCB HK Diamond Prestige - 1 mile per RMB8 spent ($50 per 5,000 miles AM min $100 max $300)
4. Shacom Diamond UnionPay - 1 mile per RMB8 spent ($10 per 1,000AM min $100 max $500)
5. BoC Dual Currency Unionpay Card - 1 mile per RMB15 spent ($50/5,000 miles min $100)
IX. Electronic wallets (in descending chronological order):
i. Payme
https://www.mrmiles.hk/payme/
http://flyformiles.hk/8847
ii. Wechat
http://flyformiles.hk/8847
https://www.mrmiles.hk/wechat-pay/
iii. Alipay P2P
http://flyformiles.hk/8847
https://www.mrmiles.hk/alipay/
iv. O!epay (Oepay): see VII. Octopus Automatic Add-Value above
X. Online spending in HKD
1. [to 31 Dec 2023] HSBC Red World Master - 1 mile / $2.5 spent (Cap HK$25,000 per month) (no fee)** ++
2. CCB HK eye Card - 1 mile per $3 ($50 per 5,000 miles AM min $100) (ONLINE Spending ONLY, else $15 per mile)
3. SCB Cathay World Master - 1 mile per $4 spent (automatic conversion) (ONLINE spending ONLY, else $6 per mile)
4. BEA Flyer World Master / BEA Supreme Gold World Master / BEA HKROA World Master - 1 mile per $5 spent (no fee) (EXCLUDING PayMe transactions) Note 3
Note 2:
** can opt for Krisflyer miles in lieu (conversion of Krisflyer for SCB Non-AM cards will end at 27 Feb 2020)
++ can opt for BAEC AVIOS in lieu
For HSBC, ONLY Premier World Master holders are able to opt for BAEC Avios and KrisFlyer Miles
Note 3:
BEA Supreme Gold World Master / BEA HKROA World Master cardholders need to register in advance for the "BEA Mileage Reward" scheme during application (Supreme Gold account opening / co-branded card application), or else pay $1800 penalty to register thereafter.
HK miles/hotel points earning ability
Refer to here
Credit card Asia Miles earning opportunities (HK) 2022
Dec 31, 2021, 11:38 pm
#1
Ambassador, Hong Kong and Macau
Original Poster
Join Date: May 2009
Location: HKG
Programs: Non-top tier Asia Miles member
Posts: 19,816
Credit card Asia Miles earning opportunities (HK) 2022
Renewed and new miles offers
BoC i-Card 10X ($1.5/am, cap $1,111.12/month)
HSBC 2% extra RC online (every 1% is $10/AM, so 2% is $5/AM, I’m not going to keep working out earn rate for each HSBC offer). This sits on top of ROYC 3.6% if your 6x (2.4%) is overseas and you’re using visa signature extra 3X (1.2%).
Mannings 680RC for $7,500 spend
BoC i-Card 10X ($1.5/am, cap $1,111.12/month)
HSBC 2% extra RC online (every 1% is $10/AM, so 2% is $5/AM, I’m not going to keep working out earn rate for each HSBC offer). This sits on top of ROYC 3.6% if your 6x (2.4%) is overseas and you’re using visa signature extra 3X (1.2%).
Mannings 680RC for $7,500 spend
Spoiler
Jan 1, 2022, 1:52 am
#2
Join Date: Apr 2009
Posts: 60
Renewed and new miles offers
BoC i-Card 10X ($1.5/am, cap $1,111.12/month)
HSBC 2% extra RC online (every 1% is $10/AM, so 2% is $5/AM, I’m not going to keep working out earn rate for each HSBC offer). This sits on top of ROYC 3.6% if your 6x (2.4%) is overseas and you’re using visa signature extra 3X (1.2%).
Mannings 680RC for $7,500 spend
BoC i-Card 10X ($1.5/am, cap $1,111.12/month)
HSBC 2% extra RC online (every 1% is $10/AM, so 2% is $5/AM, I’m not going to keep working out earn rate for each HSBC offer). This sits on top of ROYC 3.6% if your 6x (2.4%) is overseas and you’re using visa signature extra 3X (1.2%).
Mannings 680RC for $7,500 spend
Spoiler
Jan 1, 2022, 2:48 am
#3
Join Date: Jan 2011
Posts: 2,349
Credit card Asia Miles earning opportunities (HK) 2022
New year, new thread - to continue the discussion on credit cards and Asia Miles in 2022.
Jan 1, 2022, 11:15 pm
#4
Join Date: Jul 2015
Posts: 92
From 1 December 2021 to 11 February 2022, spend with your HSBC credit card to enjoy "Red Hot Winter Rewards – Local Spending Offer" and receive up to an extra $1,200 RewardCash.
https://www.redhotoffers.hsbc.com.hk...er/mass-spend/
https://www.redhotoffers.hsbc.com.hk...er/mass-spend/
Jan 5, 2022, 6:02 am
#7
Join Date: Jan 2011
Posts: 2,349
If you're going for Asia Miles, then it's SC CX - $6/mile.
Or you can get the Citi Prestige for more flexibility, $6 for 1 AM or 1 Avios.
Jan 6, 2022, 1:45 am
#8
Join Date: Jul 2012
Location: HKG
Programs: BA(GGL) QF LTS CX AM, Hilton Diamond, PPL(A)
Posts: 1,654
Jan 6, 2022, 3:16 am
#9
Join Date: Jan 2011
Posts: 2,349
Do you have an account with SCB? Usually those with an account with some savings will get it waived. Payroll / premium or above will be automatic waiver.
If not, there doesn't seem to be a big problem with SC waiving your card even with minimal spend. As with many of these cards, depends on the CS agent that picks up your call. I wouldn't worry about not getting the waiver.
If not, there doesn't seem to be a big problem with SC waiving your card even with minimal spend. As with many of these cards, depends on the CS agent that picks up your call. I wouldn't worry about not getting the waiver.
Jan 6, 2022, 10:58 pm
#10
Join Date: Jul 2012
Location: HKG
Programs: BA(GGL) QF LTS CX AM, Hilton Diamond, PPL(A)
Posts: 1,654
Do you have an account with SCB? Usually those with an account with some savings will get it waived. Payroll / premium or above will be automatic waiver.
If not, there doesn't seem to be a big problem with SC waiving your card even with minimal spend. As with many of these cards, depends on the CS agent that picks up your call. I wouldn't worry about not getting the waiver.
If not, there doesn't seem to be a big problem with SC waiving your card even with minimal spend. As with many of these cards, depends on the CS agent that picks up your call. I wouldn't worry about not getting the waiver.
Jan 8, 2022, 11:06 pm
#11
Ambassador, Hong Kong and Macau
Original Poster
Join Date: May 2009
Location: HKG
Programs: Non-top tier Asia Miles member
Posts: 19,816
BoC VI $1.5/AM on dining (2022)
Jan 11, 2022, 5:57 am
#13
Join Date: Jul 2013
Posts: 812
Regarding the WeChat promotion waiving handling fees for bill / tax payments using a UnionPay credit card (for details see the post in the 2021 thread), I can confirm that there is a daily transaction limit of HK$10,000 for bill / tax payments and a monthly limit of HK$100,000 (for users with advanced verification).
Jan 12, 2022, 8:26 pm
#14
Join Date: May 2006
Location: SIN
Programs: KF, MPC, BAEC // Bonvoy, WoH, Honors
Posts: 1,464
Would anyone be able to advise what the effective HKD / mile earn rate on overseas online purchases is under this offer for the HSBC Premier Mastercard, when combined with all eggs in the 'overseas' basket in the Red Hot Rewards of your choice?
Red Hot Online Spending Rewards:
https://www.redhotoffers.hsbc.com.hk...nding-rewards/
EDIT: and also what the quarterly spend cap is before it goes back to normal earning levels
Red Hot Online Spending Rewards:
https://www.redhotoffers.hsbc.com.hk...nding-rewards/
EDIT: and also what the quarterly spend cap is before it goes back to normal earning levels
Last edited by Kilian Zoll; Jan 12, 2022 at 8:41 pm
Jan 12, 2022, 10:25 pm
#15
Ambassador, Hong Kong and Macau
Original Poster
Join Date: May 2009
Location: HKG
Programs: Non-top tier Asia Miles member
Posts: 19,816
Would anyone be able to advise what the effective HKD / mile earn rate on overseas online purchases is under this offer for the HSBC Premier Mastercard, when combined with all eggs in the 'overseas' basket in the Red Hot Rewards of your choice?
Red Hot Online Spending Rewards:
https://www.redhotoffers.hsbc.com.hk...nding-rewards/
EDIT: and also what the quarterly spend cap is before it goes back to normal earning levels
Red Hot Online Spending Rewards:
https://www.redhotoffers.hsbc.com.hk...nding-rewards/
EDIT: and also what the quarterly spend cap is before it goes back to normal earning levels
Every 1% is $10/mile
Every 1X is 0.4%