Jan 1, 2017, 7:55 am
Last edit by: percysmith
Continued from 2016 discussion: 2016 Credit Card Earning discussion
Churning and Welcome Offers: Credit Card Asiamiles Churning and Welcome Offers discussion (HK) - continuously upda
For time required to transfer miles from banks, please see here.
On-going offers
Beginner's recommendation (rates quoted before other short term promotions):
(Just one for now) BEA Flyer World Master - 1 mile per $5 for local purchases / overseas purchases; 1 mile per $8 for Octopus AAVS / Bill Payment (Excluding the following categories: Education, Insurance and Tax) (no fee)
Credit Cards that are by Invitation Only or Applied in lieu with an Account:
1. WLB Luxe Visa Infinite - 1 mile per $2.4 for overseas airline / travel / hotel / dining; $4/mile on local airline / travel / hotel / dining ($50/5,000 miles min $50 max $500) (Need to be Wing Lung Private Banking customers)
2. BoC Wealth Management Visa Infinite - 1 mile per $15 for local / overseas / octopus AAVS / bill payment, 1 mile per $5 for overseas spending / local dining, 1 mile per $2.5 for overseas spending / local dining if that month's accumulated spending is over $15000 ($50/5,000 miles min $100 max $300) (Need to be BoC Wealth Management (中銀理財) customer)
3. HSBC Premier World Master for 6X (select one category only below, 1 mile per $4.16. Under this promotion, cap at $100,000), and all other seasonal promotions. ($300 fee for a year's worth of redemption) [to 31 Dec 2017] (Need to be HSBC Premier customer)
4. BoC Enrich World MC - 1 mile per $15 for local / overseas / octopus AAVS / bill payment, 1 mile per $3 for dining/dept store if that month's accumulated spending is over $15000 ($50/5,000 miles min $100 max $300) (Need to be BoC Enrich (智盈理財) customer)
5. HSBC Advance Platinum Visa for 6X (select one category only below, 1 mile per $4.16. Under this promotion, cap at $100,000), and all other seasonal promotions. ($300 fee for a year's worth of redemption) [to 31 Dec 2017] (Need to be HSBC Advance customer)
5. Citibank Ultima card - 1 mile per $4 for local / overseas / octopus (no redemption fee, $23,800 non-waivable annual fee) (Need to be Citigold Private Client customer AND by Invitation only)
6. SCB Priority Banking Visa Infinite - $7.5 per mile for local spending ($15 per mile for Insurance Spending (NOT BILL PAYMENT)) and Octopus, $5 per mile overseas spending ($300 flat redemption fee) (Need to be SCB Priority Banking customer) Note 2
7. BEA Supreme Gold World Master - 1 mile per $5 for local /overseas / Octopus / Bill Payment (Excluding the following categories: Education, Insurance and Tax) (no fee) (Need to be BEA Supreme Gold (顯卓理財) customer) Note 3
8. Shacom World Master - 1 mile per $8 local purchases / overseas / octopus ($10 per 1,000AM min $100 max $500) (Need to be Shacom SMART Banking (慧通理財) customer)
9. CCB HK Visa Infinite - 1 mile per $8 spent for Local Spending / Overseas Spending / Octopus / Bill payment ($50 per 5,000 miles AM min $100) (Need to be CCB Premier Banking (貴賓理財) / Premier Select (貴賓晉裕) customer)
Full list:
I. Overseas
1. BOC Travel Rewards Visa Signature Card - 8% rebate for each transaction >$500 overseas spending (max $500 per month) (requirement: 1. overseas transaction for that month (any amount per transaction) > $6,000; 2. three times local spending (any amount)) plus 1 mile per $15
2. BoC Wealth Management Visa Infinite - 1 mile per $2.5 for overseas spending / local dining if that month's accumulated spending is over $15000 ($50/5,000 miles min $100 max $300) (Need to be BoC Wealth Management (中銀理財) customer)
3. [to 31 Dec 2018] HSBC (excluding amounts billed in HK and PRC) - 1 mile / $2.78 (HSBC Visa Signature) / $4.16 (other HSBC Credit Cards INCLUDING HSBC Premier World Master) spent (select Overseas Spending category ONLY) / $6.25 (HSBC Visa Signature) spent (NOT select Overseas Spending category) ($300 fee for a year's worth of redemptions)** ++
4. (if ONLINE / PAYWAVE) CCB HK eye Card - 1 mile / $2.14 (inclusive of 5X online bonus, cap at $50,000 per calender year and (2X extra overseas bonus, cap at $75000 per membership year ) ($50 per 5,000 miles min $100)
5. Citibank Premiermiles (>=$20K per billing cycle) (excluding RMB and MOP) - 1 mile per $3 spent (no redemption fee)** ++ ^
6. [to 31 Dec 2017] DBS Eminent (excluding MOP) - 1 mile per $3.6 spent ($50 fee per 5,000 miles)
7. [to 28 Feb 2018] Fubon Platinum / Titanium - 1 mile per $3.75 spent ($50/5,000AM min $250 max $500) (plus 133 Sure win miles if txn amt >$600)
Note: 1 mile per $0.75 for TWD spendings in Taiwan (max $5,000/month and $10,000/year), and 1 mile per $1.875 for KRW and JPY spendings in Korea and Japan (Seperate registration needed, max $20,000/month, two months per calendar year max)^
8. Amex Plat Charge - 1 mile per $3.75 spent (first $160,000 spending, $5/mile thereafter, $200 flat redemption fee)
9. Citibank Prestige / Premiermiles (<$20K) (excluding RMB and MOP) - 1 mile per $4 spent (no redemption fee, $2,500 non-waivable annual fee for the Prestige)** ++ ^
10. DBS Black World Master (excluding MOP) - 1 mile per $4 spent overseas (no fee)^
11. SCB Asia Miles World Master - 1 mile per $4 spent (automatic conversion)
12. Amex CX Elite - 1 mile per $4 spent (automatic conversion)
13. BEA Flyer World Master / Supreme Gold World Master - 1 mile per $5 (no fee)^
14. CCB HK Platinum Visa / Platinum Master - 1 mile per $5 ($50 per 5,000 miles min $100)
15. SCB Priority Banking Visa Infinite - 1 mile per $5 spent ($300 flat fee redemption)**
^: DO NOT Award points for DCC Transactions
II. Supermarket, dept store, Telecommunications bills on autopay:
1A . [to 31 Dec 2018] HSBC - 1 mile / $2.78 (HSBC Visa Signature)/$4.16 (other HSBC Credit Cards INCLUDING HSBC Premier World Master) spent# (select Home Spending category ONLY) ($300 fee for a year's worth of redemptions)** ++
1B. [to 31 Dec 2018] HSBC - 1 mile / $2.78 (HSBC Visa Signature)/$4.16 (other HSBC Credit Cards INCLUDING HSBC Premier World Master) spent# (select Lifestyle Spending category ONLY) ($300 fee for a year's worth of redemptions)** ++
1C. [to 31 Dec 2018] HSBC - 1 mile / $2.78 (HSBC Visa Signature)/$4.16 (other HSBC Credit Cards INCLUDING HSBC Premier World Master) spent# (select Entertainment Spending category ONLY) ($300 fee for a year's worth of redemptions)** ++
2. Citibank Rewards - 1 mile / $3 spent ($50 fee per 5,000 mile redeemed) (on first $12,500 spending per statement month) Note 2** ++
3. (if ONLINE / PAYWAVE) CCB HK eye Card - 1 mile / $3 (inclusive of 5X online bonus, cap at $75000 per calender year ($50 per 5,000 miles AM min $100)
III. Dining
1. [to 31 Dec 2018] HSBC - 1 mile / $2.78 (HSBC Visa Signature) / $4.16 (other HSBC Credit Cards INCLUDING HSBC Premier World Master) spent# (select Dining Spending category ONLY) ($300 fee for a year's worth of redemptions)** ++
1b. [to 31 Dec 2017] HSBC (non-Visa Signature, INCLUDING HSBC Premier World Master) (select Dining category) - 1 mile / $4.16 ($300 fee for a year's worth of redemptions)** ++
1c. [to 31 Dec 2017] HSBC Visa Signature (did not select Dining category) - 1 mile / $6.25 ($300 fee for a year's worth of redemptions) ** ++
2. SCB Asia Miles World Master - 1 mile per $4 spent (automatic conversion)
3. BEA Flyer World Master - 1 mile / $5 (no fee)
Note: Restaurants in hotels sometimes are regarded as "Hotel" under V/M classification and thus ineligible for any dining promotions, using CUP can usually (but not always) get around this problem
IV. Travel agents:
** ++1. [to 31 Dec 2018] HSBC - 1 mile / $2.78 (HSBC Visa Signature) / $4.16 (other HSBC Credit Cards INCLUDING HSBC Premier World Master) spent# (select LifeStyle Spending category ONLY)/ $6.25 (HSBC Visa Signature NOT selecting LifeStyle Spending category)($300 fee for a year's worth of redemptions)
2. CCB HK EYE (if online) - 1 mile per $2.14 spent (First $50,000 only) ($50 per 5,000 miles AM min $100)
3. Amex Plat Charge - 1 mile per $3.75 spent (first $160,000 spending, $5/mile thereafter, $200 flat redemption fee)
V. Other retail spending
1. [to 14 Mar 18] (if online) CCB HK Premier Banking Visa Infinite - 1 mile per $2.67 spent ($50 per 5,000 miles AM min $100) (first $12.5K spending ONLINE per month only, else $8 per mile)
2. CCB HK eye Card - 1 mile per $3 ($50 per 5,000 miles AM min $100) (ONLINE or PAYWAVE Spending ONLY, else $15 per mile)
3. (if online) SCB Asia Miles World Master - 1 mile per $4 spent (automatic conversion) (ONLINE spending ONLY, else $6 per mile)
4. BEA Flyer World Master / BEA Supreme Gold World Master - 1 mile per $5 spent (no fee) Note 3
** 5. SCB WorldMiles AE - 1 mile per $6 spent ($300 flat redemption fee)
** ++ 6. Citibank Prestige - 1 mile per $6 spent (no redemption fee, $2,500 non-waiveable annual fee)
7. Amex CX Elite - 1 mile per $6 spent (automatic conversion)
8. DBS Black World Master - 1 mile per $6 spent (no fee)
9. [to 31 Dec 2017] DBS Eminent - 1 mile per $7.2 spent ($50 fee per 5,000 miles)
10. [to 28 Feb 2018] Fubon Platinum / Titanium - 1 mile per $7.5 spent spending >=$300 on Saturdays and Sundays ($50/5,000AM min $250 max $500) (plus 133 Sure win miles if txn amt >$600 (if NOT ONLINE))
** 11. SCB Priority Banking Visa Infinite - 1 mile per $7.5 spent ($300 flat redemption fee)
** ++ 12. Amex (Gold grade and higher) - 1 mile per $7.5 spent (to $160,000), $200 flat redemption fee). (1 mile per $3 spent for 5x shops and 1 mile per $1.5 spent for 10x shops)
** ++ 13. Citibank Premiermiles - 1 mile per $8 spent (no fee)
13. Shacom World Master / Platinum / Titanium / Diamond UnionPay - 1 mile per $8 spent ($10 per 1,000AM min $100 max $500)
VI. Bill payments (Excluding Tax or any payment to IRD)
VI A. General Bill Payments (EXCLUDING Insurance and Education)
1. BEA Flyer World Master / BEA Supreme Gold World Master - 1 mile per $8 spent on bill payment (Excluding the following categories: Education, Insurance) (no fee) Note 3
2. CCB HK Visa Infinite - 1 mile per $8 spent ($50 per 5,000 miles AM min $100)
3. CCB HK Platinum Visa / CCB HK Platinum Master / CCB HK Platinum Dual Currency UnionPay - 1 mile per $15 spent (Each Card Membership Year cap at 12 times of credit limit)
4. BoC Wealth Management Visa Infinite/BoC Platinum Visa/BoC Dual Currency Unionpay - 1 mile per $15 spent (Each Card cap at $10,000 per Month) ($50/5,000 miles min $100)
5. [to 31 Dec 2017] HSBC Platinum Visa / Advance Platinum Visa / Premier World Master / Visa Signature / Green Card - 1 mile per $25 spent
VI B. Education Bill Payments
1. CCB HK Visa Infinite - 1 mile per $8 spent ($50 per 5,000 miles AM min $100)
2. CCB HK Platinum Visa / CCB HK Platinum Master / CCB HK Platinum Dual Currency UnionPay - 1 mile per $15 spent (Each Card Membership Year cap at 12 times of credit limit)
3. BoC Wealth Management Visa Infinite/BoC Platinum Visa/BoC Dual Currency Unionpay - 1 mile per $15 spent (Each Card cap at $10,000 per Month) ($50/5,000 miles min $100)
4. [to 31 Dec 2017] HSBC Platinum Visa / Advance Platinum Visa / Premier World Master / Visa Signature / Green Card - 1 mile per $25 spent
VI C. Insurance Bill Payments
1. CCB HK Visa Infinite - 1 mile per $8 spent ($50 per 5,000 miles AM min $100)
2. CCB HK Platinum Visa / CCB HK Platinum Master / CCB HK Platinum Dual Currency UnionPay - 1 mile per $15 spent (Each Card Membership Year cap at 12 times of credit limit)
3. BoC Wealth Management Visa Infinite / BoC Platinum Visa & Master / BoC Platinum Dual Currency Unionpay - 1 mile per $15 spent (Each Card cap at $10,000 per Month) ($50/5,000 miles min $100)
4. HSBC Platinum Visa / Advance Platinum Visa / Premier World Master / Visa Signature / Green Card - 1 mile per $25 spent
VI D. Specific bill payment merchants who accept autopay for higher earn rates (by merchant)
1. Towngas autopay - Citi Prestige $6/mile
2. CLP autopay - Citi Prestige $6/mile, BEA $5/AM
3. HKE - DBS Black $6/AM
Note 1: Other issuers in Hong Kong DO NOT award bonus points for bill payment
VII. Octopus Automatic Add-Value
** ++ 1. Citibank Prestige - 1 mile per $6 spent (no redemption fee, $2,500 non-waiveable annual fee)
2. Bankcomm Diamond Dual Currency Card - 1 mile per HK$6 spent for $500 recharges, 1 mile per HK$12 spent for $250 recharges ($100 flat redemption fee)
3. SCB Asia Miles World Master - 1 mile per $6 spent (automatic conversion)
** 4. SCB Priority Banking Visa Infinite - 1 mile per $7.5 spent ($300 flat redemption fee)
5. BEA Flyer World Master / BEA Supreme Gold World Master - 1 mile per $8 spent (no fee) Note 3
6. CCB HK Visa Infinite - 1 mile per $8 spent ($50 per 5,000 miles AM min $100)
** ++ 7. Citibank Premiermiles - 1 mile per $8 spent (no fee)
8. Shacom World Master / Platinum / Titanium / Diamond UnionPay - 1 mile per $8 spent ($10 per 1,000AM min $100 max $500)
VIII. China Unionpay RMB spending
** ++1. [to 31 Dec 2017] HSBC Dual Currency Unionpay card - 1 mile per RMB4.16 spent (select China Spending category ONLY) ($300 fee for a year's worth of redemptions)
2. Bankcomm Diamond Dual Currency Card - 1 mile per RMB6 spent for restaurants or hotels spending >= RMB300, 1 per RMB12 spent other categories ($100 flat redemption fee)
3. Shacom Diamond UnionPay - 1 mile per $8 spent ($10 per 1,000AM min $100 max $500)
4. BoC Dual Currency Unionpay Card - 1 mile per RMB15 spent ($50/5,000 miles min $100)
IX. Electronic wallets
i. Payme https://forum.hongkongcard.com/forumSE/show/21076?page=108 #1071
ii. Wechat https://www.facebook.com/notes/%E9%87%8C%E6%95%B8%E8%91%97%E6%95%B8%E5%84%B2%E5%B E%97%E5%BF%AB/wechat-%E8%BD%89%E8%B3%AC-step-by-step/1793364737574888
iii. Alipay P2P https://www.flyertalk.com/forum/cathay-pacific-marco-polo-club/1812080-credit-card-asia-miles-earning-opportunities-hk-2017-a-77.html#post28934293
Note 2:
** can opt for Krisflyer miles in lieu
++ can opt for BAEC AVIOS in lieu
For HSBC, ONLY Premier World Master holders are able to opt for BAEC Avios and KrisFlyer Miles
Note 3:
BEA Supreme Gold World Master cardholders need to register in advance for the "BEA Mileage Reward" scheme during application (Supreme Gold account opening), or else pay $1800 penalty to register thereafter.
HK miles/hotel points earning ability
Refer to here
Churning and Welcome Offers: Credit Card Asiamiles Churning and Welcome Offers discussion (HK) - continuously upda
For time required to transfer miles from banks, please see here.
On-going offers
Beginner's recommendation (rates quoted before other short term promotions):
(Just one for now) BEA Flyer World Master - 1 mile per $5 for local purchases / overseas purchases; 1 mile per $8 for Octopus AAVS / Bill Payment (Excluding the following categories: Education, Insurance and Tax) (no fee)
Credit Cards that are by Invitation Only or Applied in lieu with an Account:
1. WLB Luxe Visa Infinite - 1 mile per $2.4 for overseas airline / travel / hotel / dining; $4/mile on local airline / travel / hotel / dining ($50/5,000 miles min $50 max $500) (Need to be Wing Lung Private Banking customers)
2. BoC Wealth Management Visa Infinite - 1 mile per $15 for local / overseas / octopus AAVS / bill payment, 1 mile per $5 for overseas spending / local dining, 1 mile per $2.5 for overseas spending / local dining if that month's accumulated spending is over $15000 ($50/5,000 miles min $100 max $300) (Need to be BoC Wealth Management (中銀理財) customer)
3. HSBC Premier World Master for 6X (select one category only below, 1 mile per $4.16. Under this promotion, cap at $100,000), and all other seasonal promotions. ($300 fee for a year's worth of redemption) [to 31 Dec 2017] (Need to be HSBC Premier customer)
4. BoC Enrich World MC - 1 mile per $15 for local / overseas / octopus AAVS / bill payment, 1 mile per $3 for dining/dept store if that month's accumulated spending is over $15000 ($50/5,000 miles min $100 max $300) (Need to be BoC Enrich (智盈理財) customer)
5. HSBC Advance Platinum Visa for 6X (select one category only below, 1 mile per $4.16. Under this promotion, cap at $100,000), and all other seasonal promotions. ($300 fee for a year's worth of redemption) [to 31 Dec 2017] (Need to be HSBC Advance customer)
5. Citibank Ultima card - 1 mile per $4 for local / overseas / octopus (no redemption fee, $23,800 non-waivable annual fee) (Need to be Citigold Private Client customer AND by Invitation only)
6. SCB Priority Banking Visa Infinite - $7.5 per mile for local spending ($15 per mile for Insurance Spending (NOT BILL PAYMENT)) and Octopus, $5 per mile overseas spending ($300 flat redemption fee) (Need to be SCB Priority Banking customer) Note 2
7. BEA Supreme Gold World Master - 1 mile per $5 for local /overseas / Octopus / Bill Payment (Excluding the following categories: Education, Insurance and Tax) (no fee) (Need to be BEA Supreme Gold (顯卓理財) customer) Note 3
8. Shacom World Master - 1 mile per $8 local purchases / overseas / octopus ($10 per 1,000AM min $100 max $500) (Need to be Shacom SMART Banking (慧通理財) customer)
9. CCB HK Visa Infinite - 1 mile per $8 spent for Local Spending / Overseas Spending / Octopus / Bill payment ($50 per 5,000 miles AM min $100) (Need to be CCB Premier Banking (貴賓理財) / Premier Select (貴賓晉裕) customer)
Full list:
I. Overseas
1. BOC Travel Rewards Visa Signature Card - 8% rebate for each transaction >$500 overseas spending (max $500 per month) (requirement: 1. overseas transaction for that month (any amount per transaction) > $6,000; 2. three times local spending (any amount)) plus 1 mile per $15
2. BoC Wealth Management Visa Infinite - 1 mile per $2.5 for overseas spending / local dining if that month's accumulated spending is over $15000 ($50/5,000 miles min $100 max $300) (Need to be BoC Wealth Management (中銀理財) customer)
3. [to 31 Dec 2018] HSBC (excluding amounts billed in HK and PRC) - 1 mile / $2.78 (HSBC Visa Signature) / $4.16 (other HSBC Credit Cards INCLUDING HSBC Premier World Master) spent (select Overseas Spending category ONLY) / $6.25 (HSBC Visa Signature) spent (NOT select Overseas Spending category) ($300 fee for a year's worth of redemptions)** ++
4. (if ONLINE / PAYWAVE) CCB HK eye Card - 1 mile / $2.14 (inclusive of 5X online bonus, cap at $50,000 per calender year and (2X extra overseas bonus, cap at $75000 per membership year ) ($50 per 5,000 miles min $100)
5. Citibank Premiermiles (>=$20K per billing cycle) (excluding RMB and MOP) - 1 mile per $3 spent (no redemption fee)** ++ ^
6. [to 31 Dec 2017] DBS Eminent (excluding MOP) - 1 mile per $3.6 spent ($50 fee per 5,000 miles)
7. [to 28 Feb 2018] Fubon Platinum / Titanium - 1 mile per $3.75 spent ($50/5,000AM min $250 max $500) (plus 133 Sure win miles if txn amt >$600)
Note: 1 mile per $0.75 for TWD spendings in Taiwan (max $5,000/month and $10,000/year), and 1 mile per $1.875 for KRW and JPY spendings in Korea and Japan (Seperate registration needed, max $20,000/month, two months per calendar year max)^
8. Amex Plat Charge - 1 mile per $3.75 spent (first $160,000 spending, $5/mile thereafter, $200 flat redemption fee)
9. Citibank Prestige / Premiermiles (<$20K) (excluding RMB and MOP) - 1 mile per $4 spent (no redemption fee, $2,500 non-waivable annual fee for the Prestige)** ++ ^
10. DBS Black World Master (excluding MOP) - 1 mile per $4 spent overseas (no fee)^
11. SCB Asia Miles World Master - 1 mile per $4 spent (automatic conversion)
12. Amex CX Elite - 1 mile per $4 spent (automatic conversion)
13. BEA Flyer World Master / Supreme Gold World Master - 1 mile per $5 (no fee)^
14. CCB HK Platinum Visa / Platinum Master - 1 mile per $5 ($50 per 5,000 miles min $100)
15. SCB Priority Banking Visa Infinite - 1 mile per $5 spent ($300 flat fee redemption)**
^: DO NOT Award points for DCC Transactions
II. Supermarket, dept store, Telecommunications bills on autopay:
1A . [to 31 Dec 2018] HSBC - 1 mile / $2.78 (HSBC Visa Signature)/$4.16 (other HSBC Credit Cards INCLUDING HSBC Premier World Master) spent# (select Home Spending category ONLY) ($300 fee for a year's worth of redemptions)** ++
1B. [to 31 Dec 2018] HSBC - 1 mile / $2.78 (HSBC Visa Signature)/$4.16 (other HSBC Credit Cards INCLUDING HSBC Premier World Master) spent# (select Lifestyle Spending category ONLY) ($300 fee for a year's worth of redemptions)** ++
1C. [to 31 Dec 2018] HSBC - 1 mile / $2.78 (HSBC Visa Signature)/$4.16 (other HSBC Credit Cards INCLUDING HSBC Premier World Master) spent# (select Entertainment Spending category ONLY) ($300 fee for a year's worth of redemptions)** ++
2. Citibank Rewards - 1 mile / $3 spent ($50 fee per 5,000 mile redeemed) (on first $12,500 spending per statement month) Note 2** ++
3. (if ONLINE / PAYWAVE) CCB HK eye Card - 1 mile / $3 (inclusive of 5X online bonus, cap at $75000 per calender year ($50 per 5,000 miles AM min $100)
III. Dining
1. [to 31 Dec 2018] HSBC - 1 mile / $2.78 (HSBC Visa Signature) / $4.16 (other HSBC Credit Cards INCLUDING HSBC Premier World Master) spent# (select Dining Spending category ONLY) ($300 fee for a year's worth of redemptions)** ++
1b. [to 31 Dec 2017] HSBC (non-Visa Signature, INCLUDING HSBC Premier World Master) (select Dining category) - 1 mile / $4.16 ($300 fee for a year's worth of redemptions)** ++
1c. [to 31 Dec 2017] HSBC Visa Signature (did not select Dining category) - 1 mile / $6.25 ($300 fee for a year's worth of redemptions) ** ++
2. SCB Asia Miles World Master - 1 mile per $4 spent (automatic conversion)
3. BEA Flyer World Master - 1 mile / $5 (no fee)
Note: Restaurants in hotels sometimes are regarded as "Hotel" under V/M classification and thus ineligible for any dining promotions, using CUP can usually (but not always) get around this problem
IV. Travel agents:
** ++1. [to 31 Dec 2018] HSBC - 1 mile / $2.78 (HSBC Visa Signature) / $4.16 (other HSBC Credit Cards INCLUDING HSBC Premier World Master) spent# (select LifeStyle Spending category ONLY)/ $6.25 (HSBC Visa Signature NOT selecting LifeStyle Spending category)($300 fee for a year's worth of redemptions)
2. CCB HK EYE (if online) - 1 mile per $2.14 spent (First $50,000 only) ($50 per 5,000 miles AM min $100)
3. Amex Plat Charge - 1 mile per $3.75 spent (first $160,000 spending, $5/mile thereafter, $200 flat redemption fee)
V. Other retail spending
1. [to 14 Mar 18] (if online) CCB HK Premier Banking Visa Infinite - 1 mile per $2.67 spent ($50 per 5,000 miles AM min $100) (first $12.5K spending ONLINE per month only, else $8 per mile)
2. CCB HK eye Card - 1 mile per $3 ($50 per 5,000 miles AM min $100) (ONLINE or PAYWAVE Spending ONLY, else $15 per mile)
3. (if online) SCB Asia Miles World Master - 1 mile per $4 spent (automatic conversion) (ONLINE spending ONLY, else $6 per mile)
4. BEA Flyer World Master / BEA Supreme Gold World Master - 1 mile per $5 spent (no fee) Note 3
** 5. SCB WorldMiles AE - 1 mile per $6 spent ($300 flat redemption fee)
** ++ 6. Citibank Prestige - 1 mile per $6 spent (no redemption fee, $2,500 non-waiveable annual fee)
7. Amex CX Elite - 1 mile per $6 spent (automatic conversion)
8. DBS Black World Master - 1 mile per $6 spent (no fee)
9. [to 31 Dec 2017] DBS Eminent - 1 mile per $7.2 spent ($50 fee per 5,000 miles)
10. [to 28 Feb 2018] Fubon Platinum / Titanium - 1 mile per $7.5 spent spending >=$300 on Saturdays and Sundays ($50/5,000AM min $250 max $500) (plus 133 Sure win miles if txn amt >$600 (if NOT ONLINE))
** 11. SCB Priority Banking Visa Infinite - 1 mile per $7.5 spent ($300 flat redemption fee)
** ++ 12. Amex (Gold grade and higher) - 1 mile per $7.5 spent (to $160,000), $200 flat redemption fee). (1 mile per $3 spent for 5x shops and 1 mile per $1.5 spent for 10x shops)
** ++ 13. Citibank Premiermiles - 1 mile per $8 spent (no fee)
13. Shacom World Master / Platinum / Titanium / Diamond UnionPay - 1 mile per $8 spent ($10 per 1,000AM min $100 max $500)
VI. Bill payments (Excluding Tax or any payment to IRD)
VI A. General Bill Payments (EXCLUDING Insurance and Education)
1. BEA Flyer World Master / BEA Supreme Gold World Master - 1 mile per $8 spent on bill payment (Excluding the following categories: Education, Insurance) (no fee) Note 3
2. CCB HK Visa Infinite - 1 mile per $8 spent ($50 per 5,000 miles AM min $100)
3. CCB HK Platinum Visa / CCB HK Platinum Master / CCB HK Platinum Dual Currency UnionPay - 1 mile per $15 spent (Each Card Membership Year cap at 12 times of credit limit)
4. BoC Wealth Management Visa Infinite/BoC Platinum Visa/BoC Dual Currency Unionpay - 1 mile per $15 spent (Each Card cap at $10,000 per Month) ($50/5,000 miles min $100)
5. [to 31 Dec 2017] HSBC Platinum Visa / Advance Platinum Visa / Premier World Master / Visa Signature / Green Card - 1 mile per $25 spent
VI B. Education Bill Payments
1. CCB HK Visa Infinite - 1 mile per $8 spent ($50 per 5,000 miles AM min $100)
2. CCB HK Platinum Visa / CCB HK Platinum Master / CCB HK Platinum Dual Currency UnionPay - 1 mile per $15 spent (Each Card Membership Year cap at 12 times of credit limit)
3. BoC Wealth Management Visa Infinite/BoC Platinum Visa/BoC Dual Currency Unionpay - 1 mile per $15 spent (Each Card cap at $10,000 per Month) ($50/5,000 miles min $100)
4. [to 31 Dec 2017] HSBC Platinum Visa / Advance Platinum Visa / Premier World Master / Visa Signature / Green Card - 1 mile per $25 spent
VI C. Insurance Bill Payments
1. CCB HK Visa Infinite - 1 mile per $8 spent ($50 per 5,000 miles AM min $100)
2. CCB HK Platinum Visa / CCB HK Platinum Master / CCB HK Platinum Dual Currency UnionPay - 1 mile per $15 spent (Each Card Membership Year cap at 12 times of credit limit)
3. BoC Wealth Management Visa Infinite / BoC Platinum Visa & Master / BoC Platinum Dual Currency Unionpay - 1 mile per $15 spent (Each Card cap at $10,000 per Month) ($50/5,000 miles min $100)
4. HSBC Platinum Visa / Advance Platinum Visa / Premier World Master / Visa Signature / Green Card - 1 mile per $25 spent
VI D. Specific bill payment merchants who accept autopay for higher earn rates (by merchant)
1. Towngas autopay - Citi Prestige $6/mile
2. CLP autopay - Citi Prestige $6/mile, BEA $5/AM
3. HKE - DBS Black $6/AM
Note 1: Other issuers in Hong Kong DO NOT award bonus points for bill payment
VII. Octopus Automatic Add-Value
** ++ 1. Citibank Prestige - 1 mile per $6 spent (no redemption fee, $2,500 non-waiveable annual fee)
2. Bankcomm Diamond Dual Currency Card - 1 mile per HK$6 spent for $500 recharges, 1 mile per HK$12 spent for $250 recharges ($100 flat redemption fee)
3. SCB Asia Miles World Master - 1 mile per $6 spent (automatic conversion)
** 4. SCB Priority Banking Visa Infinite - 1 mile per $7.5 spent ($300 flat redemption fee)
5. BEA Flyer World Master / BEA Supreme Gold World Master - 1 mile per $8 spent (no fee) Note 3
6. CCB HK Visa Infinite - 1 mile per $8 spent ($50 per 5,000 miles AM min $100)
** ++ 7. Citibank Premiermiles - 1 mile per $8 spent (no fee)
8. Shacom World Master / Platinum / Titanium / Diamond UnionPay - 1 mile per $8 spent ($10 per 1,000AM min $100 max $500)
VIII. China Unionpay RMB spending
** ++1. [to 31 Dec 2017] HSBC Dual Currency Unionpay card - 1 mile per RMB4.16 spent (select China Spending category ONLY) ($300 fee for a year's worth of redemptions)
2. Bankcomm Diamond Dual Currency Card - 1 mile per RMB6 spent for restaurants or hotels spending >= RMB300, 1 per RMB12 spent other categories ($100 flat redemption fee)
3. Shacom Diamond UnionPay - 1 mile per $8 spent ($10 per 1,000AM min $100 max $500)
4. BoC Dual Currency Unionpay Card - 1 mile per RMB15 spent ($50/5,000 miles min $100)
IX. Electronic wallets
i. Payme https://forum.hongkongcard.com/forumSE/show/21076?page=108 #1071
ii. Wechat https://www.facebook.com/notes/%E9%87%8C%E6%95%B8%E8%91%97%E6%95%B8%E5%84%B2%E5%B E%97%E5%BF%AB/wechat-%E8%BD%89%E8%B3%AC-step-by-step/1793364737574888
iii. Alipay P2P https://www.flyertalk.com/forum/cathay-pacific-marco-polo-club/1812080-credit-card-asia-miles-earning-opportunities-hk-2017-a-77.html#post28934293
Note 2:
** can opt for Krisflyer miles in lieu
++ can opt for BAEC AVIOS in lieu
For HSBC, ONLY Premier World Master holders are able to opt for BAEC Avios and KrisFlyer Miles
Note 3:
BEA Supreme Gold World Master cardholders need to register in advance for the "BEA Mileage Reward" scheme during application (Supreme Gold account opening), or else pay $1800 penalty to register thereafter.
HK miles/hotel points earning ability
Refer to here
Credit card Asia Miles earning opportunities (HK) 2017
Jul 4, 2017, 4:47 am
#781
Join Date: May 2006
Location: SIN
Programs: KF, MPC, BAEC // Bonvoy, WoH, Honors
Posts: 1,464
I'm new to HSBC cards -- are RewardsCash from your supplementary card holder not pooled together with the primary card holder's? I can see and redeem the RC earned on my card while my supplementary card holder can only access theirs...
EDIT: Just found the below in the T&Cs
Now, how do I opt in?
EDIT: Just found the below in the T&Cs
If you are a primary cardholder, you may also pool RewardCash earned with additional cards.
Jul 4, 2017, 4:59 am
#782
Join Date: Jul 2012
Location: HKG
Programs: BA(GGL) QF LTS CX AM, Hilton Diamond, PPL(A)
Posts: 1,654
Just sold $20K Broadway coupons today at 93.5c lol.
Did I get a good price?
Did I get a good price?
Jul 4, 2017, 5:17 am
#783
Ambassador, Hong Kong and Macau
Original Poster
Join Date: May 2009
Location: HKG
Programs: Non-top tier Asia Miles member
Posts: 19,804
I'm new to HSBC cards -- are RewardsCash from your supplementary card holder not pooled together with the primary card holder's? I can see and redeem the RC earned on my card while my supplementary card holder can only access theirs...
EDIT: Just found the below in the T&Cs
Now, how do I opt in?
EDIT: Just found the below in the T&Cs
Now, how do I opt in?
- The supp Premier MC my mother-in-law gave to me
- My principal cards
- The supp VS I gave to my own mother
*I can only redeem voucher in e-shop - I cannot redeem AM - I think that's because I enrolled by fax.
I have to call (well I have to call cos I redeem Avios with my Rewardcash and not AM)
And I think if your e-shop can't see all the supp cards you've given to others and supp cards others have given to you, you will have to call to redeem too
(Hope you're a Canto speaker)
Jul 4, 2017, 5:20 am
#784
Ambassador, Hong Kong and Macau
Original Poster
Join Date: May 2009
Location: HKG
Programs: Non-top tier Asia Miles member
Posts: 19,804
Jul 4, 2017, 7:18 am
#785
Join Date: Jul 2012
Location: HKG
Programs: BA(GGL) QF LTS CX AM, Hilton Diamond, PPL(A)
Posts: 1,654
Jul 4, 2017, 7:45 am
#786
Ambassador, Hong Kong and Macau
Original Poster
Join Date: May 2009
Location: HKG
Programs: Non-top tier Asia Miles member
Posts: 19,804
Me too
It's 94 or less now, obviously they're hoping to fish for people who won't/can't warehouse coupons
Yields are around 2% for half a year warehousing
It's 94 or less now, obviously they're hoping to fish for people who won't/can't warehouse coupons
Yields are around 2% for half a year warehousing
Jul 4, 2017, 8:24 am
#787
Join Date: Jul 2012
Location: HKG
Programs: BA(GGL) QF LTS CX AM, Hilton Diamond, PPL(A)
Posts: 1,654
maybe next time I will warehouse my coupons till chinese new year
Jul 4, 2017, 8:44 am
#788
Ambassador, Hong Kong and Macau
Original Poster
Join Date: May 2009
Location: HKG
Programs: Non-top tier Asia Miles member
Posts: 19,804
(Not to be taken as financial or investment advice) iPhone 8 this year...
Jul 4, 2017, 9:30 am
#789
Join Date: May 2017
Location: HK
Programs: MPC Diamond
Posts: 101
Hat tip PointsToMilesx510.km2
New round CCB 939 Jun-Aug 17
http://www.asia.ccb.com/hongkong/pro...rds/index.html
Need selected customer - selected customer list now available 317 95588
My target amount $5,000 (can vary) so my magic number $12,800 again (can vary)
Two phase 15/6-14/7, 15/7-14/8
Registration https://online.asia.ccb.com/Personal...vm-snr-mkt-url or 372 47939
Cards opened on or after May 19, 2017 not eligible
New rule changes (adverse):
1. EXCLUDED TRANSACTIONS - The following spending will not be qualified for counting towards achieving the spending requirement:...fund transfer to electronic wallet
2. Remarks: A maximum 25,000 extra Bonus Points that can be earned by each registered principal card in each phase of the CCB (Asia) Credit Card Bonus Point Rewards Promotion on Overseas Purchases, Online, Sports, Entertainment and Apparel Spending (Please visit www.asia.ccb.com/3x10x/en for details) will be included. For example, if eligible cardmembers with principal card earned 25,000 extra Bonus Points in the same phase of the CCB (Asia) Credit Card Bonus Point Rewards Promotion on Overseas Purchases, Online, Sports, Entertainment and Apparel Spending, the maximum extra Bonus Points of this program will be awarded in the same phase is 50,000. An accumulative total of maximum 75,000 extra Bonus Points will be awarded in the same phase.
New round CCB 939 Jun-Aug 17
http://www.asia.ccb.com/hongkong/pro...rds/index.html
Need selected customer - selected customer list now available 317 95588
My target amount $5,000 (can vary) so my magic number $12,800 again (can vary)
Two phase 15/6-14/7, 15/7-14/8
Registration https://online.asia.ccb.com/Personal...vm-snr-mkt-url or 372 47939
Cards opened on or after May 19, 2017 not eligible
New rule changes (adverse):
1. EXCLUDED TRANSACTIONS - The following spending will not be qualified for counting towards achieving the spending requirement:...fund transfer to electronic wallet
2. Remarks: A maximum 25,000 extra Bonus Points that can be earned by each registered principal card in each phase of the CCB (Asia) Credit Card Bonus Point Rewards Promotion on Overseas Purchases, Online, Sports, Entertainment and Apparel Spending (Please visit www.asia.ccb.com/3x10x/en for details) will be included. For example, if eligible cardmembers with principal card earned 25,000 extra Bonus Points in the same phase of the CCB (Asia) Credit Card Bonus Point Rewards Promotion on Overseas Purchases, Online, Sports, Entertainment and Apparel Spending, the maximum extra Bonus Points of this program will be awarded in the same phase is 50,000. An accumulative total of maximum 75,000 extra Bonus Points will be awarded in the same phase.
Jul 4, 2017, 9:51 am
#790
Ambassador, Hong Kong and Macau
Original Poster
Join Date: May 2009
Location: HKG
Programs: Non-top tier Asia Miles member
Posts: 19,804
Question on this CCB offer. Have a big ticket spend coming up with one of the 10x merchants on this list. Is this promotion saying that I have to spread my spending to HK$2,778 per month, since the max number of bonus points they reward is 25K per phase? Also, the promotion reads like I would also receive the 4x extra bonus points from Online/Paywave for eye, but wanted to confirm that this is also others' experience/interpretation.
Cap on 10X + 939: $9,800. Earn rate $1.73/AM
Eye on the 10X merchants earn 14X. Earn rate $1.07/AM
Jul 5, 2017, 11:52 pm
#791
Join Date: Jul 2012
Location: HKG
Programs: BA(GGL) QF LTS CX AM, Hilton Diamond, PPL(A)
Posts: 1,654
How does one go about converting an apple e-gift card to physical?
Possible?
I went into a store today and they said it can't be done.
Do traders take aapl e-gift cards?
Possible?
I went into a store today and they said it can't be done.
Do traders take aapl e-gift cards?
Jul 6, 2017, 12:07 am
#792
Ambassador, Hong Kong and Macau
Original Poster
Join Date: May 2009
Location: HKG
Programs: Non-top tier Asia Miles member
Posts: 19,804
(The case I put to them was ecards plus some credit card)
Keep your receipts for the first few trades - see below.
Some do, after you have traded a few times with them. I call it email trading privileges.
Jul 6, 2017, 12:14 am
#793
Join Date: Jul 2012
Location: HKG
Programs: BA(GGL) QF LTS CX AM, Hilton Diamond, PPL(A)
Posts: 1,654
And 2 staff said cannot! Can't use egiftcard to buy giftcard!
Next time I will just proceed to buy a GC and attempt to use my egiftcard to pay? Or really need to buy say $10 more using a separate credit card?
Jul 6, 2017, 12:27 am
#794
Ambassador, Hong Kong and Macau
Original Poster
Join Date: May 2009
Location: HKG
Programs: Non-top tier Asia Miles member
Posts: 19,804
Do the shop equivalent of HUACA - go in the evening
(Or given it's IFC, try the floor above/below)
P.S. I suggest, like a new FFP, you carry out a 10,000 trade with a trader before you start accumulating Apple Gift Cards in any large quantity. Apple Gift Cards are harder to trade than Mannings or Broadway, and you better test to make sure you have bought them correctly before ramping up the trade.
(Or given it's IFC, try the floor above/below)
P.S. I suggest, like a new FFP, you carry out a 10,000 trade with a trader before you start accumulating Apple Gift Cards in any large quantity. Apple Gift Cards are harder to trade than Mannings or Broadway, and you better test to make sure you have bought them correctly before ramping up the trade.
Last edited by percysmith; Jul 6, 2017 at 12:34 am
Jul 6, 2017, 12:40 am
#795
Join Date: Jul 2012
Location: HKG
Programs: BA(GGL) QF LTS CX AM, Hilton Diamond, PPL(A)
Posts: 1,654
Do the shop equivalent of HUACA - go in the evening
(Or given it's IFC, try the floor above/below)
P.S. I suggest, like a new FFP, you carry out a 10,000 trade with a trader before you start accumulating Apple Gift Cards in any large quantity. Apple Gift Cards are harder to trade than Mannings or Broadway, and you better test to make sure you have bought them correctly before ramping up the trade.
(Or given it's IFC, try the floor above/below)
P.S. I suggest, like a new FFP, you carry out a 10,000 trade with a trader before you start accumulating Apple Gift Cards in any large quantity. Apple Gift Cards are harder to trade than Mannings or Broadway, and you better test to make sure you have bought them correctly before ramping up the trade.
Prob need to pay the foreigner premium given my Cantonese is pretty horrible... saw a trader who was willing to take an e-card at 96 so I will see how it goes. At the end of the day though I'm sure I can find a clearing price for the e-card. When I first came to HK, my colleague told me - this is HK, everyone are traders and everything is priced efficiently...
