Declining Insurance in Ireland requires substantial Security Deposit

 
Old Mar 25, 13, 3:19 pm
  #1  
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Declining Insurance in Ireland requires substantial Security Deposit

I just returned from Ireland and rented a car for one week from Budget. In order to waive the extra insurance costs I was required to pay a 2,000 Euro deposit as well as a 25 Euro fee for the privilege of paying this deposit.

Seems this is "common" and Budget's head office will not help. I'm not thrilled about either charge although I did get the 2,000 Euro damage deposit back. The 25 Euro fee was not refunded...

Call me crazy but it seems a bit of a cash grab (and/or blackmail) to get you to buy their insurance. Like many others I'm covered by both my personal car insurance as well as my credit card.

Just posting this so others can review the rental terms prior to arriving in Ireland (and I guess other places in Europe). I've read that some rental agencies charge even higher fees.
RickT is offline  
Old Mar 28, 13, 10:03 pm
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Originally Posted by RickT View Post
Like many others I'm covered by both my personal car insurance as well as my credit card.
Just curious since your profile doesn't include it - where is your personal car insurance from and from which country is your credit card issued (and what type of card is it)?

For my credit cards (Amex, World MCs [used to not be], Visa Sig.) issued in the US, Ireland (but not Northern Ireland) is one of a handful of countries that are excluded from rental car coverage.
FindAWay is offline  
Old Apr 6, 13, 11:25 am
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Virtually all US credit cards and US driver insurances policies now exclude certain countries. Visa, for example, excludes Ireland, Israel, Jamaica and New Zealand.
fpmurphy is offline  
Old Jan 28, 15, 9:34 pm
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Chase cards changed this and now have no country exclusions I believe this has been in effect since late 2013.

However, I just rented a budget car in Chile and declined insurance (since my cc has it) They took a $3,500 hold on my cc!!!! I couldn't believe it. They said they had to take a hold but my Spanish isn't great. I agreed... but didn't realize the hold would be so absurd. I don't know how they can get away with it.
TravelinSperry is offline  
Old Feb 12, 15, 4:20 pm
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Most Chase cards, as far as I am aware, still do not provide rental car coverage in Ireland.
fpmurphy is offline  
Old Feb 12, 15, 4:21 pm
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Most Chase cards, as far as I am aware, still do not provide rental car coverage in Ireland.

25 euro fee was cheap. Some Irish car rental companies charge 50 euros.
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Old Feb 12, 15, 6:10 pm
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Originally Posted by fpmurphy View Post
Most Chase cards, as far as I am aware, still do not provide rental car coverage in Ireland.
All Chase Visa Signature cards now include Ireland... no more country exclusions: http://www.dansdeals.com/archives/35857

http://www.cardjournalist.com/increa...-card-holders/

https://www.chasebenefits.com/visasigVW1

Your info is outdated, which is good news. Just pick up a Chase card and be protected
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