Impact of credit impaired partner ? (UK)
Jun 9, 2006, 10:00 am
#1
Original Poster
Join Date: Jul 2000
Location: anywhere but here
Programs: LH au VS au BMI au
Posts: 2,375
Impact of credit impaired partner ? (UK)
So I recently came back to the AMEX fold, I spend a fortune on personal travel at the moment (commute to dublin) and the MR's will be a bonus. The current Potential Mrs JonGar however is a divorcee, and carrys a bit of credit blackmark with her. Apparently she used to have an Amex but lost it due to bankrupcy. Would she be allowed a card on my account ( i trust her, with things far more valuable) ?
Thanks all
Thanks all
Jun 9, 2006, 11:56 am
#3
Join Date: Jun 2006
Posts: 5
When I try to add a card for my US issued Platinum, the ToS for adding a member states:
The Additional Cardmember must be 18 or older, and must never have had a defaulted account with American Express. Any account you have with American Express must not be in default.
I could be wrong, but I interpret that to mean no, your Potential Mrs JonGar will not be able to be added. That is, of course, assuming that her prior card was considered to be "in default." Only one way to find out, I suppose...
Jun 9, 2006, 12:52 pm
#4
Join Date: Jun 2005
Location: Up North
Programs: Platinum Amex, BAEC Blue, BA PP Amex, Club SLH, Avis Wizard
Posts: 325
If you are in the UK then I don't think they are allowed to black ball you because of your family etc. As for T&Cs you will have to read them but they wouldn't know that she was bankrupt as they don't credit search anyone other than the main card holder.
Jun 9, 2006, 5:59 pm
#5
Join Date: Mar 2003
Location: Edinburgh, UK
Programs: BA Gold, Hilton Diamond
Posts: 968
Shouldn't be a problem at all. The only check they do (if at all) is to make sure they are registered at the address you say they are (this is usually done by sending an original bill, bank or council tax statement to Amex).
Chris
Chris