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Old Apr 16, 2014, 6:59 am
FlyerTalk Forums Expert How-Tos and Guides
Last edit by: Hyacinthe
This thread is a continuation of discussion which began HERE in 2011.

Referrals and self-referrals are an important part of churning Canadian-issued American Express cards. It is appropriate to discuss how the referral process works in this thread. However, please do not offer or request referrals here.

Use only this thread, and do read the Wikipost carefully before posting:

Referral Offers (post only in this thread, no referral links, read Wiki post first).

JerryHung: I figure I'll include all CURRENT AMEX Canada offers here (no referral links) for anyone curious about what the bonus and fees are
This is not an all-inclusive list, only the "good" offers, so feel free to add new offers

AMEX Platinum - $699/year, 60K MR (via referral) after $1000 spending in 3 months vs. 50K non-referral

AMEX Gold Rewards - $150/year, FYF, 25K MR after $500 spending + $50 cashback from GCR

AMEX Air Miles Platinum - $65/year, FYF, 2000 Air Miles after $500 spending + $30 GCR cashback

New as of 2014/10/09
AMEX Business Gold - $250/year, FYF, 30K MR after $5000 spending (or 40K via referral)

AMEX Business Platinum - $399/year, 40K MR after $5000 spending (or 50K via referral)
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Churning Amex in Canada (2014)

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Old Jan 15, 2014, 4:46 am
  #1  
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Join Date: Sep 2012
Location: YYZ (YUL/LHR)
Programs: AC - E50, CX - G, Accor Plat, SPG Gold
Posts: 903
Churning Amex in Canada (2014)

Originally Posted by 1Newflyer
Holidays are over but the thread remains closed?. Or no one is willing to post?
If this thread is open then my question is:

Short of applying for Amex Business card what else can I do to maintain MR after closing the Amex Gold (annual thing coming up).
Would a Choice Card work here and is that a good strategy to keep the MR account for ever without worrying what to do in the subsequent card churns.
I have asked a related question before and not received an answer, very little enthusiasm for the Choice Cards here (understandably), but they could have a niche use such as the one asked here or to earn 2MRs/$ at vendors you frequent regularly which are not grocery/gas/pharmacy/travel. My query is whether the Choice MRs can be transferred to airlines since the T&Cs only refer to hotel transfers?

Of course if the Choice cards started having referral bonuses, their value would be lauded much more greatly in these parts.

Sorry I could not answer the initial question but I suspect that my question is a necessary corollary to yours, it would be a downer to save your MR balance with a Choice card and then find out you are stuck making HH transfers or buying gift cards.
markandrew is offline  
Old Jan 15, 2014, 7:45 am
  #2  
 
Join Date: Sep 2007
Posts: 415
Originally Posted by markandrew
I have asked a related question before and not received an answer, very little enthusiasm for the Choice Cards here (understandably), but they could have a niche use such as the one asked here or to earn 2MRs/$ at vendors you frequent regularly which are not grocery/gas/pharmacy/travel. My query is whether the Choice MRs can be transferred to airlines since the T&Cs only refer to hotel transfers?

Of course if the Choice cards started having referral bonuses, their value would be lauded much more greatly in these parts.

Sorry I could not answer the initial question but I suspect that my question is a necessary corollary to yours, it would be a downer to save your MR balance with a Choice card and then find out you are stuck making HH transfers or buying gift cards.

I have a Choice card sitting in a drawer. You can transfer MR Choice points to Aeroplan (1000:1000) and Etihad (1000:750). I never use the card (it used to be a Platinum Credit Card whcih was discontinued and then forcibly changed on me to the Choice card) but it shows up as a separate MR account (as MR Choice) from my Platinum Card's (MR First.)
Vasco is offline  
Old Jan 15, 2014, 8:27 am
  #3  
 
Join Date: Dec 2011
Location: Canada
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Can't speak to the query about whether the MRs are equivalent or not, and whether or not you can use them while in the Choice MR for converting to airline points. But, that aside, based on my (horrible) experiences in dealing with AMEX with merging my Gold MR and BizGold MR accounts together, it would surely be a major task and undertaking to request AMEX to marry the MR of a true Rewards card, with the Choice MR account. I think it would be even harder than pulling teeth from a T-Rex!

Thankfully I've only had to beg on the phone with AMEX once, to deal with this. Now, it's a dream to see them merged automatically, and dramatically reduces my personal expenses allocated towards cushiony knee-pads.
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Old Jan 15, 2014, 11:11 am
  #4  
 
Join Date: Sep 2012
Location: YVR
Posts: 1,847
Originally Posted by 1Newflyer
Holidays are over but the thread remains closed?. Or no one is willing to post?
If this thread is open then my question is:

Short of applying for Amex Business card what else can I do to maintain MR after closing the Amex Gold (annual thing coming up).
Would a Choice Card work here and is that a good strategy to keep the MR account for ever without worrying what to do in the subsequent card churns.
I applied for an Amex Biz, and then cancelled the Gold, and it worked wonderfully (except for the fact that it's going to take 10 weeks to get my Biz sign-up bonus...sigh). It was a good churn, but when I get my Gold card back and cancel my Biz, I won't be churning the biz again. I'll likely clean out my MRs when I churn the Gold card again, or simply keep the Gold card and pay the annual fee. I actually really miss my Gold card (miss getting 2 MRs at grocery, gas and drugstores!). We'll see what the sign up bonuses are like then - but I have a few more months to wait before I apply for it again, and I am getting antsy!
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Old Jan 15, 2014, 1:50 pm
  #5  
 
Join Date: Mar 2008
Location: Toronto, Canada
Programs: Aeroplan, Bonvoy, Alaska, Avios
Posts: 1,290
I'm cancelling all my Amex cards. The bonuses even if they reinstate the fee are worth more than spending and keeping the card. I paid .008 for the Aeroplat card, my most recent bookings are .024 and .035 per mile. A lot of points recently I didn't pay much of anything! Spending $500 to get 40,000 Aeroplan miles?
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Old Jan 15, 2014, 1:52 pm
  #6  
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Programs: Hyatt Diamond, Fairmont Platinum, Aeroplan Diamond, HHonors Gold, SPG Gold
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I'm holding off a bit on the Aeroplat, to see if I can secure a Visa Infinite Privilege by the end of the week.

If I do get the Visa Infinite Privilege, I'm going to wait until March to get the Amex Platinum. I want to see if the 50% Avios is happening, and I've moved MR into Avios, before I commit to the American Express Platinum.
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Old Jan 15, 2014, 2:05 pm
  #7  
 
Join Date: Jan 2013
Programs: Aeroplan Diamond, SPG Plat, Hilton Gold, Marriott
Posts: 1,839
Originally Posted by Ancien Maestro
I'm holding off a bit on the Aeroplat, to see if I can secure a Visa Infinite Privilege by the end of the week.

If I do get the Visa Infinite Privilege, I'm going to wait until March to get the Amex Platinum. I want to see if the 50% Avios is happening, and I've moved MR into Avios, before I commit to the American Express Platinum.
I am also thinking to get one of these two cards because of the current promotion that the welcome bonus miles qualify for Aeroplan Distinction.
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Old Jan 15, 2014, 2:37 pm
  #8  
 
Join Date: Sep 2012
Location: YVR
Posts: 1,847
Originally Posted by Cana2013
I am also thinking to get one of these two cards because of the current promotion that the welcome bonus miles qualify for Aeroplan Distinction.
Welcome miles qualify you for Aeroplan Distinction???? Not on my account they didn't! Is this an exception limited to these two cards, because according to T&C for Distinction:

Eligible miles are miles earned in the Aeroplan Program directly at participating partners and include base and certain bonus mile offers. Unless otherwise indicated at the time of offer, the following miles are not eligible for Distinction status: financial card sign-up; bonus miles received as a benefit of the Air Canada Altitude program or Aeroplan Distinction status; miles accumulated through conversion from other programs or transfers between member accounts, top-up miles, contest prizes, and reinstated miles. Aeroplan reserves the right, at their sole discretion, to change the miles eligible for Distinction status from time to time by either adding to or deleting from this list. Eligible miles are considered to be earned on the activity date, meaning the date upon which the member performed the qualifying activity. In the case of financial card partners, the activity date is the statement date.

Edit:

Ahhhh....I see the wording on the Amex website about the bonus points being eligible. But WEIRD wording! Notice how they write 'can be' eligible and not 'are' eligible? Interesting....

Earn 30,000 Bonus Aeroplan®*Miles after you spend $1,000 in your first three months of Cardmembership.1 Apply by April 1st, 2014 and your welcome bonus can be eligible towards earning DistinctionTM‡ status in the Aeroplan Program23.

Anyone confirm that the points ARE eligible for status? If so, this is a GREAT feature!!!

Last edited by pokee; Jan 15, 2014 at 2:44 pm Reason: Looked at Aeroplat application
pokee is offline  
Old Jan 15, 2014, 2:53 pm
  #9  
 
Join Date: Jan 2013
Programs: Aeroplan Diamond, SPG Plat, Hilton Gold, Marriott
Posts: 1,839
Originally Posted by pokee
Ahhhh....I see the wording on the Amex website about the bonus points being eligible. But WEIRD wording! Notice how they write 'can be' eligible and not 'are' eligible? Interesting....

Earn 30,000 Bonus Aeroplan®*Miles after you spend $1,000 in your first three months of Cardmembership.1 Apply by April 1st, 2014 and your welcome bonus can be eligible towards earning DistinctionTM‡ status in the Aeroplan Program23.

Anyone confirm that the points ARE eligible for status? If so, this is a GREAT feature!!!
I noticed the weird wording too. I think they are trying to leave some leverage for dealing with loopholes that they do not know yet.
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Old Jan 15, 2014, 4:07 pm
  #10  
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Join Date: Sep 2012
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Posts: 903
Originally Posted by pokee
Anyone confirm that the points ARE eligible for status? If so, this is a GREAT feature!!!
This is new since the TD cards came out.

Check the TD card T&C at:

http://www4.aeroplan.com/promotions/...EBUP1000043_TD

For the Amex, it is sloppily drafted, unintentionally I expect. They are eligible, any ambiguity has to be ready in the consumer's favor. Note 35k/50k are Distinction eligible through the AP website application. Terms are not provided for referred cards.

That being said, and I repeat as a Diamond by default not by design, I see almost zero value to Distinction, the extra e-store points and possibly once a year use the Fairmont benefits are the only perks I can conceive using, I already have call priority through AC*G so that could be a minor benefit to someone else.

Between up to 15k for a financial card on 3/31; possibly a star challenge, 35k for Aeroplat and 25k for a Visa Privilege, Distinction status is hardly going to be exclusive, heck last year every successful Star Challenger ipso facto became silver.
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Old Jan 15, 2014, 7:26 pm
  #11  
 
Join Date: Apr 2012
Posts: 78
When self-referring (doing this for the Amex Gold Business), do you apply by saying you're an "existing cardmember" (currently Plat)? Will the MR points go into one account?
laurenceYYZ is offline  
Old Jan 15, 2014, 7:51 pm
  #12  
 
Join Date: Dec 2011
Location: Canada
Programs: *void
Posts: 2,408
Originally Posted by laurenceYYZ
When self-referring (doing this for the Amex Gold Business), do you apply by saying you're an "existing cardmember" (currently Plat)? Will the MR points go into one account?
Yes, just refer to the instructions here, as delivered by this Yahoo-Fancy-Boy.

It's for the reverse of what you're doing, using Gold to refer to Plat, but you'll get the general idea.

No guarantees, but it's the best you can do to increase your chances to automatically merge/marry your MR accounts together.

JJJ, who should've been a Marriage Counsellor
JJonahJ is offline  
Old Jan 15, 2014, 8:29 pm
  #13  
 
Join Date: Mar 2007
Posts: 4,784
Originally Posted by laurenceYYZ
When self-referring (doing this for the Amex Gold Business), do you apply by saying you're an "existing cardmember" (currently Plat)? Will the MR points go into one account?
Originally Posted by JJonahJ
Yes, just refer to the instructions here, as delivered by this Yahoo-Fancy-Boy.

It's for the reverse of what you're doing, using Gold to refer to Plat, but you'll get the general idea.

No guarantees, but it's the best you can do to increase your chances to automatically merge/marry your MR accounts together.

JJJ, who should've been a Marriage Counsellor
I did that in Oct 2013 (Plat referred to Business Gold) and provided existing card # and logged in, and still AMEX didn't link them automatically, nor when I requested them to be merged later (citing that BUSINESS account cannot merge with PERSONAL account, which is BS really, but it wasn't a big deal as I transferred it out to SPG & Aeroplan anyway)


FYI - my names differ slightly on the Platinum and Business Gold, but I don't think that's why
jerryhung is offline  
Old Jan 18, 2014, 11:47 am
  #14  
 
Join Date: Jan 2013
Programs: Aeroplan Diamond, SPG Plat, Hilton Gold, Marriott
Posts: 1,839
Originally Posted by laurenceYYZ
When self-referring (doing this for the Amex Gold Business), do you apply by saying you're an "existing cardmember" (currently Plat)? Will the MR points go into one account?
You do not have to say existing cardmember in my experience. In 2012, I applied for the Business card without saying I am existing cardmember but the two MR accounts were linked automatically.
Cana2013 is offline  
Old Jan 18, 2014, 2:33 pm
  #15  
Suspended
 
Join Date: Jan 2010
Location: Calgary, Alberta
Programs: Hyatt Diamond, Fairmont Platinum, Aeroplan Diamond, HHonors Gold, SPG Gold
Posts: 18,686
Originally Posted by Cana2013
I am also thinking to get one of these two cards because of the current promotion that the welcome bonus miles qualify for Aeroplan Distinction.
I thought only the Infinite Privilege bonus qualified as Distinction points?
Does Infinite qualify as well?

Originally Posted by pokee
Welcome miles qualify you for Aeroplan Distinction???? Not on my account they didn't! Is this an exception limited to these two cards, because according to T&C for Distinction:

Eligible miles are miles earned in the Aeroplan Program directly at participating partners and include base and certain bonus mile offers. Unless otherwise indicated at the time of offer, the following miles are not eligible for Distinction status: financial card sign-up; bonus miles received as a benefit of the Air Canada Altitude program or Aeroplan Distinction status; miles accumulated through conversion from other programs or transfers between member accounts, top-up miles, contest prizes, and reinstated miles. Aeroplan reserves the right, at their sole discretion, to change the miles eligible for Distinction status from time to time by either adding to or deleting from this list. Eligible miles are considered to be earned on the activity date, meaning the date upon which the member performed the qualifying activity. In the case of financial card partners, the activity date is the statement date.

Edit:

Ahhhh....I see the wording on the Amex website about the bonus points being eligible. But WEIRD wording! Notice how they write 'can be' eligible and not 'are' eligible? Interesting....

Earn 30,000 Bonus Aeroplan®*Miles after you spend $1,000 in your first three months of Cardmembership.1 Apply by April 1st, 2014 and your welcome bonus can be eligible towards earning DistinctionTM‡ status in the Aeroplan Program23.

Anyone confirm that the points ARE eligible for status? If so, this is a GREAT feature!!!
My and my wife's AE gold Amex signup bonus did not qualify as Distinction Points. Probably a recent change.

Amex feeling the heat yet, over AE Visa wars? Cancelled my Biz Plat today, and explained to the rep I had to choose between Infinite Privilege and the Biz Plat.. I chose Infinite Privilege for the Visa coverage. I was torn though, seriously considering the regular Amex Plat signup. Still might do it, but not now. No reason to as no travel until the summer now.
Ancien Maestro is offline  


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