Mar 24, 2014, 12:11 pm
Last edit by: pgary
*** Limited time offer ***
Amex EveryDay 15000 MR points after $1000 in 3 months
The 15,000 MR points offer is still available via referral from someone who already has the card. See or ask for this in the discussion. Or look at the Amex referral page: https://www.flyertalk.com/forum/amer...posting-3.html.
These are the direct links on americanexpress.com. I have not scoured the internet to seek better offers. Note that both offers include this standard language:
Opening the application link in a Private or Incognito browser window, and not supplying any information about existing accounts, should prevent American Express from identifying you as currently having a card during the application process. They can still instantly determine this using your Social Security number, but in practice this may not occur.
Everyday Preferred (Groceries 3X, Gasoline 2X, General 1X; 50% bonus for 30 transactions in a billing cycle): - LINK
--------------
Everyday (Groceries 2X, General 1X; 20% bonus for 20 transactions in a billing cycle): - LINK
**You can now do a product change from AMEX Blue to the regular fee free AMEX EveryDay card. Unsure about other AMEX products that you can change TO the EveryDay card** This would probably preclude you from receiving any sign-up bonus, but moving from the Blue to this card is a + for some.
Use this calculator to work out whether you're better off with the preferred or regular card.
The 15,000 MR points offer is still available via referral from someone who already has the card. See or ask for this in the discussion. Or look at the Amex referral page: https://www.flyertalk.com/forum/amer...posting-3.html.
These are the direct links on americanexpress.com. I have not scoured the internet to seek better offers. Note that both offers include this standard language:
If we identify you as currently having an American Express® Card account, you may not be eligible for this welcome bonus offer. This offer is also not available to applicants who have or have had this product.
Everyday Preferred (Groceries 3X, Gasoline 2X, General 1X; 50% bonus for 30 transactions in a billing cycle): - LINK
EARN 15,000 POINTS
Get 15,000 Membership Rewards® points after you use your new Card to make $1,000 in purchases within the first 3 months.†
ANNUAL FEE
$95 Annual Fee
Get 15,000 Membership Rewards® points after you use your new Card to make $1,000 in purchases within the first 3 months.†
ANNUAL FEE
$95 Annual Fee
Everyday (Groceries 2X, General 1X; 20% bonus for 20 transactions in a billing cycle): - LINK
EARN 10,000 POINTS
Get 10,000 Membership Rewards® points after you use your new Card to make $1,000 in purchases within the first 3 months.†
ANNUAL FEE
NO ANNUAL FEE
Get 10,000 Membership Rewards® points after you use your new Card to make $1,000 in purchases within the first 3 months.†
ANNUAL FEE
NO ANNUAL FEE
Use this calculator to work out whether you're better off with the preferred or regular card.
American Express "Everyday" Cards (2014 - 2021)
Oct 2, 2017, 9:25 am
#1006
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Join Date: Oct 2004
Location: Bay Area
Programs: DL SM, UA MP.
Posts: 12,729
What is BBP?
Oct 2, 2017, 10:00 am
#1007
Moderator
Join Date: Jun 2003
Location: Miami, Mpls & London
Programs: AA & Marriott Perpetual Platinum; DL & HH Gold
Posts: 48,955
Last edited by IBxAnders; Oct 24, 2017 at 2:59 pm
Oct 2, 2017, 7:11 pm
#1008
FlyerTalk Evangelist
Join Date: Jan 2005
Location: home = LAX
Posts: 25,933
:Its predecessor BfB was:
http://www.flyertalk.com/forum/ameri...ay-2017-a.html
Oct 3, 2017, 5:54 am
#1009
Join Date: Mar 2013
Location: EWR
Programs: World of Hyatt, Marriott Bonvoy, Hilton Honors, UA Mileage Plus
Posts: 1,255
Worthless is a bit harsh as it's a no AF card that allows you to transfer the bank's main currency.. I don't believe the other banks have a no AF card with that option.
The transfer ability and amex offers with no AF are the biggest selling points of the card in my opinion.
The transfer ability and amex offers with no AF are the biggest selling points of the card in my opinion.
As for the EDP 30 transactions is simply a lot for someone trying to maximize their rewards across multiple cards. I do think for someone who wants only 1 card the EDP is a good option if they can hit 30 transactions every month and they do the math and see if they would come out ahead with the BBP. I certainly do not have 30 transactions a month regularly. But I also don’t buy coffee or lunch out every day. There’s no problem for AMEX with the EDP other than I and I assume many others won’t be paying the $95 annual fee.
Oct 5, 2017, 2:27 pm
#1010
FlyerTalk Evangelist
Join Date: Jan 2005
Location: home = LAX
Posts: 25,933
Ok it’s not worthless but it certainly isn’t an “everyday” card, hence my point that the product line needs to be revamped. There’s no scenario I would use the ED card over the BBP except for AMEX offers (BTW I have had about 15 AMEX offers show up for the BBP this week!). The only time it out earns the BBP is on groceries with 20+ transactions, but the only way I’d get 20 transactions is if I sat at the self check out doing items one at a time. I’m not doing that for a whole year to earn an additional 2400 MR points.
But there's no way Amex will market the BBP card as a card for consumers, because officially it's a business card, and so officially it's only available to business owners.
So for consumers, officially Amex does not have a 2x-on-all-purchases card. And so for consumers, why can't Everyday be an "everyday" card?
It doesn't mean they have to use it for everything, but for consumers with no business cards, it might work as the "groceries+default" card if they can't get beyond 1.2x on "random" purchases with any other card they have (and they don't particularly like annual fees).I understand that you (and I) know how to get a business card even if we don't have a business if a business card works better for us for any reason. But the average Joe & Jane out there (never on FT, never on the blogs about credit card rewards) probably have no idea that these business cards even exist, let alone that they might be able to apply for them.
And Amex's marketing is based on the masses, not on FTers.
I think you're looking at Amex's card lineup too much through an FTers eyes'. I mean, it's fine for you to want Amex to do this or that, but I don't think it makes sense to expect for Amex to do this or that just because it would nice for FTers.
Last edited by sdsearch; Oct 5, 2017 at 2:34 pm
Oct 9, 2017, 9:19 am
#1011
Suspended
Join Date: Oct 2004
Location: Bay Area
Programs: DL SM, UA MP.
Posts: 12,729
Better to use the Everyday card for 2X at groceries or use the Blue Sky Amex for 3x?
Oct 9, 2017, 9:47 am
#1012
Moderator
Join Date: Jun 2003
Location: Miami, Mpls & London
Programs: AA & Marriott Perpetual Platinum; DL & HH Gold
Posts: 48,955
To my knowledge neither Blue Sky card earns a bonus at supermarkets, unless there is a temporary promotion.
Blue Sky points have a fixed redemption travel value of $0.0133. Everyday earns Membership Rewards, and the value of points varies with your redemption pattern. If you can earn 3 Blue Sky points per dollar, but only two Membership Rewards points (rather than 2.4 using the card 20 times in each cycle), the break even redemption is $0.02 per Membership Rewards point.
Blue Sky points have a fixed redemption travel value of $0.0133. Everyday earns Membership Rewards, and the value of points varies with your redemption pattern. If you can earn 3 Blue Sky points per dollar, but only two Membership Rewards points (rather than 2.4 using the card 20 times in each cycle), the break even redemption is $0.02 per Membership Rewards point.
Oct 9, 2017, 9:56 am
#1013
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Join Date: Oct 2004
Location: Bay Area
Programs: DL SM, UA MP.
Posts: 12,729
Hmm, that's strange. I could have sworn they gave bonus for groceries.
Oh well that makes the decision easier.
Might as well cancel it.
Oh well that makes the decision easier.
Might as well cancel it.
Oct 9, 2017, 9:58 am
#1014
Moderator
Join Date: Jun 2003
Location: Miami, Mpls & London
Programs: AA & Marriott Perpetual Platinum; DL & HH Gold
Posts: 48,955
Oct 9, 2017, 10:22 am
#1015
Suspended
Join Date: Oct 2004
Location: Bay Area
Programs: DL SM, UA MP.
Posts: 12,729
OK, I have Blue Cash card, not Blue Sky -- tells you how much I've been using it.
So 3X points for up to $6000 a year versus 2 MR points for every dollar spent on the Every Day Amex.
Both no annual fee cards.
I've been mostly using Every Day Amex for groceries recently. Rarely do I get the monthly bonus for using 20 times though.
My main card is the Citi Double Cash, though I guess if I used the Amex instead, I could easily get 20 transactions for 2.4x MR points.
Hmm ...
So 3X points for up to $6000 a year versus 2 MR points for every dollar spent on the Every Day Amex.
Both no annual fee cards.
I've been mostly using Every Day Amex for groceries recently. Rarely do I get the monthly bonus for using 20 times though.
My main card is the Citi Double Cash, though I guess if I used the Amex instead, I could easily get 20 transactions for 2.4x MR points.
Hmm ...
Oct 9, 2017, 10:31 am
#1016
Moderator
Join Date: Jun 2003
Location: Miami, Mpls & London
Programs: AA & Marriott Perpetual Platinum; DL & HH Gold
Posts: 48,955
I usually make two supermarket purchases per week, and I fill out the 20 by using the card to make ~dozen transactions of $2.00 or less: coffee, transit, parking.
Last edited by mia; Oct 9, 2017 at 10:37 am
Oct 9, 2017, 10:36 am
#1017
Suspended
Join Date: Oct 2004
Location: Bay Area
Programs: DL SM, UA MP.
Posts: 12,729
That's Blue Cash Everyday. You can earn $0.03 or 2 Membership Rewards points. The breakeven redemption value for the points is $0.015/point.
I usually make two supermarket purchases per week, and I fill out the 20 by using the card by making ~dozen transactions of $2.00 or less: coffee, transit, parking.
I usually make two supermarket purchases per week, and I fill out the 20 by using the card by making ~dozen transactions of $2.00 or less: coffee, transit, parking.
Hmm, you'd think Amex would crack down on small transactions obviously intended to hit the threshold.
At least we're not in Europe where they often have minimum transaction amounts in order to use credit cards. Typically 20 or 25 Euros at many places.
Oct 30, 2017, 7:20 pm
#1018
Join Date: Feb 2003
Location: SFO or OAK
Programs: AA 1MM GLD, Hertz #1 Gold, bunch of other programs w/no status
Posts: 1,454
Everyday Preferred 50% bonus calculation
I tried searching but couldn't find an answer. I would think this must've been discussed somewhere in this forum, but here goes anyways....
Does anyone know how the Amex Everyday Preferred 50% monthly bonus for 30+ transactions gets calculated?
Looking at a succession of monthly statements, it mostly seems like they award the bonus on the next statement based on the current statement. For example, say I see the following at the bottom of my monthly statement:
Total points on eligible charges: 1000
50% bonus points: 800
Total bonus points awarded: 2000
Then my next month's 50% bonus would be: (1000+2000-800)/2 = 1100.
That works for most months, but not all. To top it off, one month I didn't hit 30 transactions, but my 50% bonus was not listed until 2 statements later! Anybody figure out this convoluted system?
Does anyone know how the Amex Everyday Preferred 50% monthly bonus for 30+ transactions gets calculated?
Looking at a succession of monthly statements, it mostly seems like they award the bonus on the next statement based on the current statement. For example, say I see the following at the bottom of my monthly statement:
Total points on eligible charges: 1000
50% bonus points: 800
Total bonus points awarded: 2000
Then my next month's 50% bonus would be: (1000+2000-800)/2 = 1100.
That works for most months, but not all. To top it off, one month I didn't hit 30 transactions, but my 50% bonus was not listed until 2 statements later! Anybody figure out this convoluted system?
Oct 30, 2017, 8:27 pm
#1019
Join Date: Jan 2014
Location: TYS/BNA/ATL
Programs: UR, TYP, MR, C1, AA, UA, WN, BA, AS, AV, AC, Choice, Hyatt, IHG, Hilton, Wyndham, Marriott
Posts: 1,978
I tried searching but couldn't find an answer. I would think this must've been discussed somewhere in this forum, but here goes anyways....
Does anyone know how the Amex Everyday Preferred 50% monthly bonus for 30+ transactions gets calculated?
Looking at a succession of monthly statements, it mostly seems like they award the bonus on the next statement based on the current statement. For example, say I see the following at the bottom of my monthly statement:
Total points on eligible charges: 1000
50% bonus points: 800
Total bonus points awarded: 2000
Then my next month's 50% bonus would be: (1000+2000-800)/2 = 1100.
That works for most months, but not all. To top it off, one month I didn't hit 30 transactions, but my 50% bonus was not listed until 2 statements later! Anybody figure out this convoluted system?
Does anyone know how the Amex Everyday Preferred 50% monthly bonus for 30+ transactions gets calculated?
Looking at a succession of monthly statements, it mostly seems like they award the bonus on the next statement based on the current statement. For example, say I see the following at the bottom of my monthly statement:
Total points on eligible charges: 1000
50% bonus points: 800
Total bonus points awarded: 2000
Then my next month's 50% bonus would be: (1000+2000-800)/2 = 1100.
That works for most months, but not all. To top it off, one month I didn't hit 30 transactions, but my 50% bonus was not listed until 2 statements later! Anybody figure out this convoluted system?
Oct 30, 2017, 8:40 pm
#1020
Join Date: Jan 2014
Location: TYS/BNA/ATL
Programs: UR, TYP, MR, C1, AA, UA, WN, BA, AS, AV, AC, Choice, Hyatt, IHG, Hilton, Wyndham, Marriott
Posts: 1,978
Ok it’s not worthless but it certainly isn’t an “everyday” card, hence my point that the product line needs to be revamped. There’s no scenario I would use the ED card over the BBP except for AMEX offers (BTW I have had about 15 AMEX offers show up for the BBP this week!). The only time it out earns the BBP is on groceries with 20+ transactions, but the only way I’d get 20 transactions is if I sat at the self check out doing items one at a time. I’m not doing that for a whole year to earn an additional 2400 MR points.
As for the EDP 30 transactions is simply a lot for someone trying to maximize their rewards across multiple cards. I do think for someone who wants only 1 card the EDP is a good option if they can hit 30 transactions every month and they do the math and see if they would come out ahead with the BBP. I certainly do not have 30 transactions a month regularly. But I also don’t buy coffee or lunch out every day. There’s no problem for AMEX with the EDP other than I and I assume many others won’t be paying the $95 annual fee.
As for the EDP 30 transactions is simply a lot for someone trying to maximize their rewards across multiple cards. I do think for someone who wants only 1 card the EDP is a good option if they can hit 30 transactions every month and they do the math and see if they would come out ahead with the BBP. I certainly do not have 30 transactions a month regularly. But I also don’t buy coffee or lunch out every day. There’s no problem for AMEX with the EDP other than I and I assume many others won’t be paying the $95 annual fee.