Mar 24, 2014, 12:11 pm
Last edit by: pgary
*** Limited time offer ***
Amex EveryDay 15000 MR points after $1000 in 3 months
The 15,000 MR points offer is still available via referral from someone who already has the card. See or ask for this in the discussion. Or look at the Amex referral page: https://www.flyertalk.com/forum/amer...posting-3.html.
These are the direct links on americanexpress.com. I have not scoured the internet to seek better offers. Note that both offers include this standard language:
Opening the application link in a Private or Incognito browser window, and not supplying any information about existing accounts, should prevent American Express from identifying you as currently having a card during the application process. They can still instantly determine this using your Social Security number, but in practice this may not occur.
Everyday Preferred (Groceries 3X, Gasoline 2X, General 1X; 50% bonus for 30 transactions in a billing cycle): - LINK
--------------
Everyday (Groceries 2X, General 1X; 20% bonus for 20 transactions in a billing cycle): - LINK
**You can now do a product change from AMEX Blue to the regular fee free AMEX EveryDay card. Unsure about other AMEX products that you can change TO the EveryDay card** This would probably preclude you from receiving any sign-up bonus, but moving from the Blue to this card is a + for some.
Use this calculator to work out whether you're better off with the preferred or regular card.
The 15,000 MR points offer is still available via referral from someone who already has the card. See or ask for this in the discussion. Or look at the Amex referral page: https://www.flyertalk.com/forum/amer...posting-3.html.
These are the direct links on americanexpress.com. I have not scoured the internet to seek better offers. Note that both offers include this standard language:
If we identify you as currently having an American Express® Card account, you may not be eligible for this welcome bonus offer. This offer is also not available to applicants who have or have had this product.
Everyday Preferred (Groceries 3X, Gasoline 2X, General 1X; 50% bonus for 30 transactions in a billing cycle): - LINK
EARN 15,000 POINTS
Get 15,000 Membership Rewards® points after you use your new Card to make $1,000 in purchases within the first 3 months.†
ANNUAL FEE
$95 Annual Fee
Get 15,000 Membership Rewards® points after you use your new Card to make $1,000 in purchases within the first 3 months.†
ANNUAL FEE
$95 Annual Fee
Everyday (Groceries 2X, General 1X; 20% bonus for 20 transactions in a billing cycle): - LINK
EARN 10,000 POINTS
Get 10,000 Membership Rewards® points after you use your new Card to make $1,000 in purchases within the first 3 months.†
ANNUAL FEE
NO ANNUAL FEE
Get 10,000 Membership Rewards® points after you use your new Card to make $1,000 in purchases within the first 3 months.†
ANNUAL FEE
NO ANNUAL FEE
Use this calculator to work out whether you're better off with the preferred or regular card.
American Express "Everyday" Cards (2014 - 2021)
Mar 7, 2014, 8:45 am
#151
Join Date: Jul 2013
Location: Florida
Programs: IHG, American airlines , BA club and others
Posts: 81
Amex Everyday Preferred is a great choice for low spenders or most families IMO. I'm talking about those, who put 24K or less on credit cards per year and don't do any m/s. Yes, those people do exist! You could potentially get close to 60K in Membership Rewards per year just through your regular spending. Short haul Avios awards (especially when Amex runs bonus on transfers) would represent huge value for most near AA hub.
Not to mention, you could redeem for travel, getting at least 1 cent per point in value or redeem for various gift cards. This is a great card and would be my top choice if I didn't churn for bonuses.
Not to mention, you could redeem for travel, getting at least 1 cent per point in value or redeem for various gift cards. This is a great card and would be my top choice if I didn't churn for bonuses.
Mar 7, 2014, 8:49 am
#152
Join Date: Jan 2014
Location: MSN
Posts: 203
I would say exactly the opposite. The Everyday Preferred appears to beat the PRG in almost every situation (see my spreadsheet a few posts up for an example).
Mar 7, 2014, 9:33 am
#154
Join Date: Jan 2014
Location: MSN
Posts: 203
It makes sense to me, from a consumer's perspective. AmEx is hard enough to use, but if they make it lucrative enough, I'll put up with the lack of blue square stickers on most cash registers.
Mar 7, 2014, 9:40 am
#155
Moderator
Join Date: Jun 2003
Location: Miami, Mpls & London
Programs: AA & Marriott Perpetual Platinum; DL & HH Gold
Posts: 48,958
https://community.americanexpress.com/thread/4201
Click the graphic to see all of it. Read the thread, which is hosted on americanexpress.com and which includes posts by American Express employees.
Mar 7, 2014, 11:28 am
#157
Join Date: Jul 2013
Location: Florida
Programs: IHG, American airlines , BA club and others
Posts: 81
Amex Gold PRG is only of use for those who spend more than 30K per year and maximize grocery spend to get 2X points.
IMO the people I described (that would include me) is who Amex is after with the new card. Therefore "Everyday" moniker.
Mar 7, 2014, 12:17 pm
#158
Join Date: Jul 2012
Location: San Francisco, CA
Programs: Jose Cuervo Gold, Bud Light Platinum, Schwab 401K, VW Bug 2MM
Posts: 1,103
Any idea if these will be charge cards or credit cards? Otherwise it may be hard to downgrade our plats and PRGs to this card to keep points.
Mar 7, 2014, 12:22 pm
#159
Join Date: Jul 2013
Location: Florida
Programs: IHG, American airlines , BA club and others
Posts: 81
@exmike Credit cards.
Mar 7, 2014, 12:28 pm
#161
Join Date: Jan 2013
Location: Reston, Virginia
Posts: 179
30 charges per month for Preferred
I think it is unrealistic to think that everyday consumers much lest miles enthusiasts could justify the annual fee of the Preferred version of the card by putting 30 charges a month on it.
The main value I see is for a no annual fee vehicle to keep membership rewards points alive.
The main value I see is for a no annual fee vehicle to keep membership rewards points alive.
Mar 7, 2014, 12:40 pm
#162
Join Date: Jun 1999
Location: NYC/LA
Programs: DL Plat, AA Plat Pro, Marriott Titanium, IHG Diamond Amb
Posts: 7,489
I think the rationale for Amex is that they are targeting a consumer who charges everything, even small purchases. Someone who charges a coffee in the morning and then lunch each work day would have approx. 40 charges a month just on those two items alone.
Mar 7, 2014, 12:51 pm
#163
Join Date: Jul 2013
Location: Florida
Programs: IHG, American airlines , BA club and others
Posts: 81
I think it is unrealistic to think that everyday consumers much lest miles enthusiasts could justify the annual fee of the Preferred version of the card by putting 30 charges a month on it.
The main value I see is for a no annual fee vehicle to keep membership rewards points alive.
The main value I see is for a no annual fee vehicle to keep membership rewards points alive.
It is a worthwhile product for those, who don't like to keep track of too many cards. Just use Everyday Preferred for everything and have a Visa or Mastercard in your wallet just in case.
It is targeted towards a middle class family, who likes to have the option of miles transfer. Heck, even if you redeem for gift cards, it's still a good deal. I wouldn't, obviously, but it's nice to have the option.
Mar 7, 2014, 1:03 pm
#164
Join Date: Jan 2014
Location: MSN
Posts: 203
I'm not sure, I'd call someone who spends close to 6K per month a low spender. Once again, I referred to those who put 24K per year on credit cards and don't do any m/s or pay mortgage through Bluebird. That would describe most families in America.
Amex Gold PRG is only of use for those who spend more than 30K per year and maximize grocery spend to get 2X points.
IMO the people I described (that would include me) is who Amex is after with the new card. Therefore "Everyday" moniker.
Amex Gold PRG is only of use for those who spend more than 30K per year and maximize grocery spend to get 2X points.
IMO the people I described (that would include me) is who Amex is after with the new card. Therefore "Everyday" moniker.
And why bother with $1 Amazon gift cards? Why not just multiple $1 Amazon payments at the end of the month to hit your 30?
Mar 7, 2014, 1:30 pm
#165
Join Date: Jul 2013
Location: Florida
Programs: IHG, American airlines , BA club and others
Posts: 81
@ aw82 I apologize, originally I didn't understand the point you were making. It makes sense now. Yes, that card could be a good fit for many people with different spending patterns. As far as Amazon, whatever works is fine. Most people don't do AP, I was just trying to say it would be very easy to hit 30 charges.