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No personal income but high household income [UK]

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No personal income but high household income [UK]

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Old Apr 3, 2013, 10:37 am
  #16  
 
Join Date: Aug 2011
Location: UK
Programs: BAEC Gold, HH Diamond, IHG Diamond
Posts: 255
Originally Posted by Dovster
How, then, is the credit card issuer protected if the couple splits up? If the pair is married, both partners are liable for the debt. If they are not married, each is liable only for the debts he/she incurs and, in this case, if the partner has no income, she would have no way to pay off her charges.
My understanding is that in the UK a husband/wife is not liable for the debts of his/her spouse unless the debt was taken out in joint names or the spouse guaranteed the debt.
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Old Apr 3, 2013, 2:52 pm
  #17  
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Join Date: Aug 2010
Location: DCA
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Posts: 50,262
Maybe the better question to OP is to ask whether he's prepared to guarantee the partner's debt. That gets out of the entire issue of households.
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Old Apr 27, 2013, 3:58 am
  #18  
 
Join Date: Feb 2013
Location: London, UK
Programs: BAEC Silver, ITA Club Executive, Hilton Gold, Marriott Gold
Posts: 3,599
Amex UK applications and household income
Hi,

I cohabit with my partner but we don't have joint finances.

When it comes to declaring the household income in the application form for a new card, what should we declare?
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