Oct 24, 2013, 1:37 pm
Last edit by: JDiver
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I'm copying information from various posts that I found useful
1. So online transfers of funds from other banks (Bank of America) or Fidelity accounts will count as direct deposits - is that correct?
CORRECT
2. To get the 30K AA miles, does the Direct deposits have to be for a certain dollar amount? (I realize that there is a $30 monthly fee for the Gold acct if balance is not $50K)
NO MINIMUM DIRECT DEPOSIT REQUIREMENT
3. How long must the direct deposit funds remain with Citibank?
NO REQUIREMENT - NEEDS TO POST AND AFFECT YOUR BALANCE
4. For the debit purchases of $750, just choose the "credit" option instead of debit option at payment - is that correct?
I CHOSE CREDIT, OTHERS HAVE DONE DEBIT AND GOT MILES
5. Like the idea of purchasing a money order at Walmart (of course, depends on the fee). So has this be acceptable to meet the debit purchase of $750 for the offer?
YES
6. Since there is a long delay in getting the account info, checks, and debit card when opening an account online, should I just go into a branch in person to open such an account - is this an option? If not, does Citibank adjust the "60 day from account opening" if you notify them when the materials are not received for several weeks.
YOU CAN GO TO BRANCH TO OPEN ACCOUNT, TAKE OFFER CODE WITH YOU
No. It's a soft pull. However, you will be denied if your credit reports are frozen.
One single WM MO to meet the spend requirement, and DD was met by ACH from Amazon Payments.
(lower right wiki corner)AAdvantage Miles for Opening New Citibank Checking Account
I'm copying information from various posts that I found useful
1. So online transfers of funds from other banks (Bank of America) or Fidelity accounts will count as direct deposits - is that correct?
CORRECT
2. To get the 30K AA miles, does the Direct deposits have to be for a certain dollar amount? (I realize that there is a $30 monthly fee for the Gold acct if balance is not $50K)
NO MINIMUM DIRECT DEPOSIT REQUIREMENT
3. How long must the direct deposit funds remain with Citibank?
NO REQUIREMENT - NEEDS TO POST AND AFFECT YOUR BALANCE
4. For the debit purchases of $750, just choose the "credit" option instead of debit option at payment - is that correct?
I CHOSE CREDIT, OTHERS HAVE DONE DEBIT AND GOT MILES
5. Like the idea of purchasing a money order at Walmart (of course, depends on the fee). So has this be acceptable to meet the debit purchase of $750 for the offer?
YES
6. Since there is a long delay in getting the account info, checks, and debit card when opening an account online, should I just go into a branch in person to open such an account - is this an option? If not, does Citibank adjust the "60 day from account opening" if you notify them when the materials are not received for several weeks.
YOU CAN GO TO BRANCH TO OPEN ACCOUNT, TAKE OFFER CODE WITH YOU
Does it require Credit Pull?
Easiest ways to meet requirements
AA Miles For New Citibank Checking Account [Consolidated]
Jul 5, 2012, 10:26 am
#497
Join Date: May 2003
Location: Slightly to the left of center
Posts: 3,475
"Up to" 20,000 AADvantage miles to open a Citi checking account. Oh boy! Finally my enviable credit rating wins me a targeted offer? No such luck.
I should know by now that "up to..." means "In Your Dreams."
What you really get is 5,000 miles. Reading the mouse-print, to qualify for 20,000 you have to open a Citi Gold Super-Duper with Chocolate Sprinkles account, deposit $100,000 and perform an unnatural act with a farmyard animal.
This isn't really a question for Flyer Talk. I'm just venting.
I should know by now that "up to..." means "In Your Dreams."
What you really get is 5,000 miles. Reading the mouse-print, to qualify for 20,000 you have to open a Citi Gold Super-Duper with Chocolate Sprinkles account, deposit $100,000 and perform an unnatural act with a farmyard animal.
This isn't really a question for Flyer Talk. I'm just venting.
http://www.flyertalk.com/forum/ameri...rs-merged.html
Jul 5, 2012, 10:26 am
#498
Join Date: Aug 2010
Location: ORF
Programs: Amex Plat, AA, BA Silver, Marriott Plat, Choice Gold, HHonors Gold, IHG Diamond
Posts: 3,749
I got a targeted offer from my local Mercedes dealer in the mail the other day. I can get a brand new Mercedes just by going to the dealership. Then, I read the T&Cs, and it says I've got to pay "up to" $185,000 for one.
Rip off artists. . .
Rip off artists. . .
Jul 5, 2012, 11:32 am
#499
Join Date: Feb 2012
Location: LAX
Programs: AA, TY, UR, UA, US, WN, MR, SPG
Posts: 1,453
"Up to" 20,000 AADvantage miles to open a Citi checking account. Oh boy! Finally my enviable credit rating wins me a targeted offer? No such luck.
I should know by now that "up to..." means "In Your Dreams."
What you really get is 5,000 miles. Reading the mouse-print, to qualify for 20,000 you have to open a Citi Gold Super-Duper with Chocolate Sprinkles account, deposit $100,000 and perform an unnatural act with a farmyard animal.
This isn't really a question for Flyer Talk. I'm just venting.
I should know by now that "up to..." means "In Your Dreams."
What you really get is 5,000 miles. Reading the mouse-print, to qualify for 20,000 you have to open a Citi Gold Super-Duper with Chocolate Sprinkles account, deposit $100,000 and perform an unnatural act with a farmyard animal.
This isn't really a question for Flyer Talk. I'm just venting.
CitiGold is $50K, not $100K
And never get a mileage promo from a checking account. 1099 central.
Jul 5, 2012, 3:39 pm
#500
Join Date: Dec 2006
Posts: 501
30,000 Offer
The offer code is CYKE. Phone number is 1-866-422-3062.
No mention of a 1099 on the offer.
No requirement to maintain any minimum balance in any accounts. The only requirements for the 30,000 miles is a $750 spend from the debit card and 1 or more direct deposits for two consecutive calendar months.
If there is no 1099 involved this is an interesting offer.
No mention of a 1099 on the offer.
No requirement to maintain any minimum balance in any accounts. The only requirements for the 30,000 miles is a $750 spend from the debit card and 1 or more direct deposits for two consecutive calendar months.
If there is no 1099 involved this is an interesting offer.
Jul 5, 2012, 3:57 pm
#501
FlyerTalk Evangelist
Join Date: Jul 2003
Location: Florida
Posts: 29,762
The offer code is CYKE. Phone number is 1-866-422-3062.
No mention of a 1099 on the offer.
No requirement to maintain any minimum balance in any accounts. The only requirements for the 30,000 miles is a $750 spend from the debit card and 1 or more direct deposits for two consecutive calendar months.
If there is no 1099 involved this is an interesting offer.
No mention of a 1099 on the offer.
No requirement to maintain any minimum balance in any accounts. The only requirements for the 30,000 miles is a $750 spend from the debit card and 1 or more direct deposits for two consecutive calendar months.
If there is no 1099 involved this is an interesting offer.
Dont be fooled about not mentioning about min balance - they are considered as T&Cs of the Bank Account itself, not part of the promo. If you dont maintain min balance you will be dinged by monthly fee though supposedly the first 2 months fees are waived.
Jul 5, 2012, 6:00 pm
#502
Join Date: Aug 2010
Location: Dallas, Texas
Programs: AAdvantage - Platinum
Posts: 91
30,000 AAdvantage miles
Also just got this in the mail and do not see anything on 1099-INT. A couple of months back, I received a similar mailer but the 1099 was quite prominent on that one which I quickly trashed. I wonder if Citibank has changed their policy with regards to issuing 1099s on these?
When you applied for your new Citibank checking account, you provided the special offer code XXXX to receive up to 30,000 AAdvantage® bonus miles after opening a checking account in The Citigold® Account Package, 15,000 AAdvantage® miles after opening a checking account in The Citibank® Account Package or 5,000 AAdvantage® miles after opening a checking account in The Basic Banking Package by 07/31/12. Below are the terms and conditions that you must meet in order to obtain the benefits of this offer. The AAdvantage® bonus miles will be posted by Citibank to your American Airlines AAdvantage® account within 90 days from the end of the statement period in this offer.
Terms and Conditions:
This offer is available to Citi® / AAdvantage® credit card members who receive this communication. One offer per customer and account only. All accounts subject to approval and applicable terms and fees. Existing checking customers are not eligible for this offer. Offer may be modified or withdrawn at any time without notice, expires 7/31/12, is not transferable and cannot be combined with any other offer. Persons under 18 years of age are not eligible.
Qualifying debit card purchases are those made using the card to buy goods and services and are net of returns and other adjustments. ATM withdrawals, cash back and bill payments do not qualify as Citibank Debit Card purchases. Net qualifying purchases are determined at Citibank's sole discretion and must post to the new account within 60 days of account opening. Bonus miles are earned on a per account basis and based upon all debit card purchases by all customers when the new checking account is the primary account linked to a debit card.
At the time the AAdvantage® bonus miles are to be posted to your AAdvantage® account, your Citi® / AAdvantage® credit card account and the checking account you opened in an eligible package (Citigold® Account, Citibank® Account, or Basic Banking) must all be open and in good standing.
Terms, conditions and fees for accounts, products, programs and services are subject to change.
AAdvantage, AAdvantage with Scissor Eagle design and Million Miler are trademarks of American Airlines, Inc.
©2012 Citibank. Citibank, N.A. Member FDIC. Citi, Citibank, Citigold and Citi with Arc Design are registered service marks of Citigroup Inc. Citi Mobile is a service mark of Citigroup Inc.
When you applied for your new Citibank checking account, you provided the special offer code XXXX to receive up to 30,000 AAdvantage® bonus miles after opening a checking account in The Citigold® Account Package, 15,000 AAdvantage® miles after opening a checking account in The Citibank® Account Package or 5,000 AAdvantage® miles after opening a checking account in The Basic Banking Package by 07/31/12. Below are the terms and conditions that you must meet in order to obtain the benefits of this offer. The AAdvantage® bonus miles will be posted by Citibank to your American Airlines AAdvantage® account within 90 days from the end of the statement period in this offer.
Terms and Conditions:
This offer is available to Citi® / AAdvantage® credit card members who receive this communication. One offer per customer and account only. All accounts subject to approval and applicable terms and fees. Existing checking customers are not eligible for this offer. Offer may be modified or withdrawn at any time without notice, expires 7/31/12, is not transferable and cannot be combined with any other offer. Persons under 18 years of age are not eligible.
Qualifying debit card purchases are those made using the card to buy goods and services and are net of returns and other adjustments. ATM withdrawals, cash back and bill payments do not qualify as Citibank Debit Card purchases. Net qualifying purchases are determined at Citibank's sole discretion and must post to the new account within 60 days of account opening. Bonus miles are earned on a per account basis and based upon all debit card purchases by all customers when the new checking account is the primary account linked to a debit card.
At the time the AAdvantage® bonus miles are to be posted to your AAdvantage® account, your Citi® / AAdvantage® credit card account and the checking account you opened in an eligible package (Citigold® Account, Citibank® Account, or Basic Banking) must all be open and in good standing.
Terms, conditions and fees for accounts, products, programs and services are subject to change.
AAdvantage, AAdvantage with Scissor Eagle design and Million Miler are trademarks of American Airlines, Inc.
©2012 Citibank. Citibank, N.A. Member FDIC. Citi, Citibank, Citigold and Citi with Arc Design are registered service marks of Citigroup Inc. Citi Mobile is a service mark of Citigroup Inc.
Jul 6, 2012, 9:01 am
#505
Join Date: Dec 2006
Posts: 501
Trust but Verify
I called the number on the offer and asked if a 1099 would be generated. I was told it would be. When I asked why a prior offer of 23,500 had the 1099 statement on the offer and this newest one did not the rep investigated. After a couple of minutes on hold he came back on the line and verified that I would receive the 1099 form 
Jul 6, 2012, 10:25 am
#506
Join Date: Jun 2011
Posts: 44
Anyone knows how soon the AAdvantage points will be posted once the $750 spending and 2 DD are met?
Rep said the monthly fee will be waived for first 2 months for CitiGold account, anyone can argue for a longer waiving time? Someone mentioned 3-4 months or even 6 months, can someone share the reasons why they can enjoy longer waiving time?
Thanks!
Rep said the monthly fee will be waived for first 2 months for CitiGold account, anyone can argue for a longer waiving time? Someone mentioned 3-4 months or even 6 months, can someone share the reasons why they can enjoy longer waiving time?
Thanks!
Jul 6, 2012, 2:30 pm
#507
Join Date: Jan 2003
Location: SAN
Programs: DL SM, Marriot PLT, Tall guy in need of legroom
Posts: 1,478
Decent offer but for the 30K mile Citigold account you need 50 large as minimum monthly balance to avoid $30 monthly fee. That kills that option for me.
Next level is a $15K minimum balance or $20 fee...no dice for me either
So for 5k miles you need one direct deposit and $125 in debit card purchases to get miles and then to avoid montly fee you need either $1500 balance or $125 in charges and a DD ....seems like a 'semi easy" way to get 5k AA miles....
but not worth it for me
Next level is a $15K minimum balance or $20 fee...no dice for me either
So for 5k miles you need one direct deposit and $125 in debit card purchases to get miles and then to avoid montly fee you need either $1500 balance or $125 in charges and a DD ....seems like a 'semi easy" way to get 5k AA miles....
but not worth it for me
Jul 6, 2012, 7:52 pm
#508
Join Date: Mar 2011
Programs: AA, UA, DL, AS, LH, BA, VS, HHonors, Hyatt, Club Carlson, IHG, Marriott
Posts: 833
Anyone knows how soon the AAdvantage points will be posted once the $750 spending and 2 DD are met?
Rep said the monthly fee will be waived for first 2 months for CitiGold account, anyone can argue for a longer waiving time? Someone mentioned 3-4 months or even 6 months, can someone share the reasons why they can enjoy longer waiving time?
Thanks!
Rep said the monthly fee will be waived for first 2 months for CitiGold account, anyone can argue for a longer waiving time? Someone mentioned 3-4 months or even 6 months, can someone share the reasons why they can enjoy longer waiving time?
Thanks!
Jul 11, 2012, 2:58 pm
#510
Suspended
Join Date: May 2012
Location: ORD
Programs: AA, UA, AS, DL, BA, F9, IHG Plat, HH Gold, CC Gold, SPG Gold, MR Silver
Posts: 1,786
Hard pull?
I have seen conflicting information on whether citi does a hard or soft pull when opening a citibank checking acct. for this offer. Can anyone confirm whether it is soft or hard and what bureau is likely hit?
Thanks
Thanks