ANA award on partner (UA) and travel insurance
Feb 25, 2023, 3:14 pm
#1
Original Poster
Join Date: Feb 2013
Programs: Hyatt Globalist, MLife Gold, Marriott Gold, HHonors Gold, Caesars Diamond, Amex Plat
Posts: 5,966
ANA award on partner (UA) and travel insurance
I have a family trip to Europe booked with ANA points on all partner airlines (primarily UA). Used CSP to pay the taxes/fees on the 88k business awards. I have two questions about how the travel insurance would work.
1. If I have to cancel pre trip, ANA redeposit fee is 3k points rather than $. How would Chase handle that?
2. If the trip is interrupted after it has begun, how does Chase handle that? I think I understand that they do not cover the cost of a return flight, but how would they handle the lost points since ANA awards are RT only?
I have purchased travel insurance in the past for international trips, but it doesn’t seem like those policies cover much more than Chase does (at least in terms of the type of coverage I need). If anyone has suggestions re travel insurance, please offer.
1. If I have to cancel pre trip, ANA redeposit fee is 3k points rather than $. How would Chase handle that?
2. If the trip is interrupted after it has begun, how does Chase handle that? I think I understand that they do not cover the cost of a return flight, but how would they handle the lost points since ANA awards are RT only?
I have purchased travel insurance in the past for international trips, but it doesn’t seem like those policies cover much more than Chase does (at least in terms of the type of coverage I need). If anyone has suggestions re travel insurance, please offer.
Feb 25, 2023, 5:06 pm
#2
Join Date: Jan 2022
Programs: ANA Diamond, JAL JGC, Hyatt Globalist, Marriott Ambassador
Posts: 250
Chase wouldn’t handle anything with points. Your trip cost 88K points a person. The 3K re deposit comes out of those so if you cancel you get 85K back.
Chase won’t compensate you points for an interruption either, no insurance will. ANA will rebook you, or I think if a flight is completely cancelled then they might refund you half the points (quite rare though).
Chase won’t compensate you points for an interruption either, no insurance will. ANA will rebook you, or I think if a flight is completely cancelled then they might refund you half the points (quite rare though).
Feb 25, 2023, 6:39 pm
#3
Original Poster
Join Date: Feb 2013
Programs: Hyatt Globalist, MLife Gold, Marriott Gold, HHonors Gold, Caesars Diamond, Amex Plat
Posts: 5,966
Chase wouldn’t handle anything with points. Your trip cost 88K points a person. The 3K re deposit comes out of those so if you cancel you get 85K back.
Chase won’t compensate you points for an interruption either, no insurance will. ANA will rebook you, or I think if a flight is completely cancelled then they might refund you half the points (quite rare though).
Chase won’t compensate you points for an interruption either, no insurance will. ANA will rebook you, or I think if a flight is completely cancelled then they might refund you half the points (quite rare though).
Feb 25, 2023, 10:55 pm
#4
Join Date: Mar 2002
Location: DAL
Posts: 3,401
Chase wouldn’t handle anything with points. Your trip cost 88K points a person. The 3K re deposit comes out of those so if you cancel you get 85K back.
Chase won’t compensate you points for an interruption either, no insurance will. ANA will rebook you, or I think if a flight is completely cancelled then they might refund you half the points (quite rare though).
Chase won’t compensate you points for an interruption either, no insurance will. ANA will rebook you, or I think if a flight is completely cancelled then they might refund you half the points (quite rare though).
Yes, I realize the 3k comes out of the canceled awards. But what if the issue happens in the middle of trip? Bc ANA only allows RT awards, there is no canceling the second half. And if the trip interruption is, say, illness rather than flight cancellation, what happens then? I read on flyertalk since posting that Chase reimburses at a rate of $.01/point but that was an older post.
Actually from Chase:
What if You Paid for Your Trip Using Redeemable Chase Rewards? In the event of a loss, Rewards redeemed for travel will be reimbursed in an amount equal to their monetary value. If the monetary value of the redemption does not appear on the Trip itinerary or redemption confirmation issued by the Travel Supplier, we will reimburse each point redeemed at a rate of $.01 per reward unit. Redeposit fees imposed by a Rewards program administrator are also eligible for reimbursement.
Feb 26, 2023, 2:15 am
#5
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Join Date: Feb 2013
Programs: Hyatt Globalist, MLife Gold, Marriott Gold, HHonors Gold, Caesars Diamond, Amex Plat
Posts: 5,966