Nope. Well not in my 25 years as a credit card merchant here with every kind of card anyway. One cancels the other exactly. Zero fee. Which is WHY the stores process a card credit if you paid by card. A small transaction under $100 they may not bother on this, but anyone here prepared to go to all that messing around to gain 100 or whatever miles needs counselling.

The scammer who started this thread alluded that HE knew stores that always gave him checks as refund. Then conveniently never let on as to WHO did so.

Reason? I do not think they exist.

A merchant selling a $3000 lap top or plasma screen TV etc and giving you a check refund has lost $90 real money right there on a typical 3% (generally somewhat higher on Amex and Diners) merchant fee. No-one is THAT stupid. "No credit card with you sir .. well - you WILL need to have this processed back on the same card or we cannot assist". Try it more than once and their security guys will likely be talking to you.

And THAT is the kind of transaction you'd need to do to even make a scammer think it was worth doing. Even if I got 3000 or 5000 points for twice schlepping around a plasma TV to and from a store ...... fergeddaboutit.

You folks can get 20,000 BA points right now (and those are REALLY worth something unlike US schemes) by you and a spouse test driving a Jag. And can sleep at night over it as THAT is 100% legitimate.

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~ Glen ~

Come and visit the most ** FRIENDLY FORUM ** on FlyerTalk. No flame wars, no personal abuse, no substance abuse. Not much of anything really!

[This message has been edited by ozstamps (edited 02-13-2003).]