So, The changes take effect on 1/1/26. I know have 540 points - I have December flights earning 250 points (two segments 100 each, two segments 25 each). I had planned to credit just one 100 segment to go over 600 for gold and the other 3 segments do a retro credit in January 2026 - but looks like they will credit ti 2025 under this new rule, Will excess points in 2025 roll over to 2026 or only the ones earned in flights in 2026 . Could I earn 100 on the 1st segment, request an early reset, and then earn the remaining 150 ? Anyway to salvage the points on these 4 December segments ?