Originally Posted by
guv1976
If you use -- or could use -- mobile-wallet payments, you might consider the US Bank Altitude Reserve card. It earns travel credit of 4.5% on all mobile-wallet purchases, and on all "travel" purchases. Do not be put off by the annual fee of $400: it is illusory. The first $325 of travel or dining charged to the card every membership year is automatically rebated. And many cardmembers have reported generous annual retention offers. That's in addition to the rotating cash-back offers from retailers, and the eight annual Priority Pass lounge or restaurant visits per year. (US Bank Priority Pass membership still includes the restaurant visits.)
You got my interest! Now, the big question for me is, what is considered "travel"? For example, when I have purchased intercity bus tickets with the Chase Sapphire card in Brazil and did not get the usual double points for travel. Yet, at home I do get the double points on local commuter fare. In Thailand I got only single points on GRAB (ride share) but double points on BOLT, another ride share app, same as I would get on Uber.
My biggest expenses when traveling in South America is AirBnB and Uber. That's about 40% of my daily expense (lodging and transport). I use those two for lodging and transport 90% of the time in South America. In Southeast Asia, lodging was almost exclusively Booking.com and rideshare apps. So, you can imagine how their inclusion would be of paramount importance.
Anybody have experience with this card and can comment on any caveats? Thanks.