So the non-human time counter notes that you have both used the account and have not ordered a permanent card, so it sent you a reminder. Request the new card and all will be good. Ignore the friendly machine request and your account will be sent to human eyes, where your activity will be scrutinized by humans, which is not good for you.
Get the permanent card and all is good until your misdeeds target a review, and who knows how long that will be

Why risk getting your account banned for a lifetime? Costal bank is already under scrutiny by the Feds for weak ML security and is apparently aggressive in shutting down accounts.

I suggest that you do what the last line asked