Originally Posted by
Caspavio
yeah i think i didnt phrase myself properly. i mean definitely depends on person to person. but for me it certainly feels harder to get award tickets nowadays and the flights, at least those im looking at, are getting cheaper. the incentive is getting quite small to warrant the effort for me
i dont mean a net 5% cashback for every catergory, but you can find 5% for most high spending catergories like grocery, dining, travel.
If you use -- or
could use -- mobile-wallet payments, you might consider the US Bank Altitude Reserve card. It earns travel credit of 4.5% on all mobile-wallet purchases, and on all "travel" purchases. Do not be put off by the annual fee of $400: it is illusory. The first $325 of travel or dining charged to the card every membership year is automatically rebated. And many cardmembers have reported generous annual retention offers. That's in addition to the rotating cash-back offers from retailers, and the eight annual Priority Pass lounge or restaurant visits per year. (US Bank Priority Pass membership still includes the restaurant visits.)