Probably worse as PP would have considered this as structuring.
What I don't understand is why use a bank debit card when you could just as easily attached your bank account to PP. This would have permitted PP to verify you and your bank account for Treasury ML purposes.
I presume that you had loaded the bank debit card with funds from MSing activities but PP wouldn't have cared where the money came from if you had used the actual account and not its debit card (although TBH, I cannot tell the difference between the two except debit cards may have max limits on single withdrawals). Only your bank would have taken on the origins of funds responsibility.