it’s weird, because I read the opinion piece and nowhere in the opinion piece did it say that people should feel guilty for taking advantage of bonuses and benefit programs offered by banks and credit cards. It did suggest that Congress was going to look at some reform measures.

Of course, no one feels guilty, nor was there anything in the piece that suggested that people should feel guilty. The real wealth redistribution is not from the poor to those people with credit cards, it’s from the poor to the banks.

Merely writing an opinion piece pointing out an income redistribution scheme does not imply that the people who benefit from it should feel “guilty” about using a service offered by banks.