Originally Posted by
sdsearch
The Points Guy chart is wrong in not include the Ritz card, which caused failed applications. And it may be wrong in other ways too.
And it doesn't mention the most important thing: Chase does not check with Amex to determine this. Chase checks with Marriott to determine whether you're eligible. And Marriott may be changing the rules without announcing them, or getitng the rules wrong, or whatever, but it's Marriott, not Chase. That was the agreement that allowed Chase and Amex to both issue Marriott cards, Marriott woudl be the central decider of what would be allowed, and they are a company which in recent years (since the merger with SPG), wants to disallow just about anything they can which they feel makes it "too easy" for people to earn points, status nights, or whatever.
It is really annoying since I am definitely eligible and do not have a chase personal Marriott card. My main objective was to hold off until now to get a Marriott personal card with a bonus and then as soon as possible, convert it to the Ritz Carlton card. But now I don't think I really know what my strategy should be.