Originally Posted by
craz
It seems this was a brand new account, is that correct? What was your CL and how much did you charge in total in what appears to be the < 1 month you had the CC and did you pay off your Citi CC by depositing the MOs to your Citi acct?
I will let the others chime in but all those I know whom were closed they didnt ram everything in in their 1st month
If I figured correctly, you said you earned $1400 in 2% ca$h back, only now do you say your statement never closed so that seems to say you charged $70K during your < 1 month having the CC, I can be dead wrong but I doubt you had a $70K CL, how many times did you prepay off the CC? Im not sure if paying the $200 fee isnt simply throwing good money after bad money
There's nothing in the terms of any card that prohibits cycling credit limits. How the card was used likely won't even come up in the arbitration, Trust me--paying the 250 arbitration fee (again, use the other arbitration organization, not the one Citi wants you to use) is a good bet. No guarantees, but it's a small risk to take.