Originally Posted by
GundamWing01
ive been doing 5k simon/mo on just one card for about a year now. im thinking of stopping or doing less because i dont want a shutdown. always thought 5k is super low, but thats just me. wondering about your experience. im sure in your case, bank bonuses, MS 20k CL + WMBP + going over CL is all part of the reason.
I don't think that $5K/month is an excessive amount of MSing in one account but, and this is a big but, what is your overall relationship with BOA. Are you a long term valuable customer i.e do you make them money by getting loans, having large balances in other accounts, etc. OR....
Are you sucking them dry with a credit card and bill pay with no other business. I have had a 30 year relationship with my regional bank which has been beneficial for both the bank and me.
I do about $5K/mo in MSing (mostly depositing MOs) into an active checking account which has been going on for at least 8 years without a peep. In truth, I wouldn't expect one.