Originally Posted by
FI_RE14
Definitely not repeat what I have done, but I would still use it to cash out MR, this time however keeping it in the account for investing/retirement as I save for that anyway.
You do bring up a good point however about the retirement, I am not sure having retirement account would help them approve me for brokerage/checking as the last shutdown I saw he got his brokerage/checking closed but retirement remained open.
With only retirement accounts, can I cash out MR?
I am a bit puzzled.
If you want to have Schwab as a financial partner, then you need to practice safe MSing, which means that you don't poop where you eat.
Move your MS activity to somewhere that has no connection to Schwab.
IF they let you have an IRA, I would think that it would include at a minimum a money market account to hold free cash. I suspect that if you behaved, they would eventually let you in for a checking and savings account.
If you want to persist in the behavior that got you shut down in the first place with this company, then don't expect them to welcome you back.