Originally Posted by MDtR-Chicago

My wife was allowed to convert to Cash+ but I was not - rep didn't know why but it was not available to me.

Cash+ allows you to pick two 5% categories per quarter from a list. Some of them are fairly unique compared to other cards' bonus categories but there is a ton of fine print: https://cashplus.usbank.com/categori...x?quarterId=45

It's been worth keeping around. Few hundred $ more rewards from the 5% than we would have had otherwise.