Originally Posted by
MSPeconomist
IIRC AmEx will deduct the anticipated refund from the amount you owe and not charge interest and penalties, provided that the refund does eventually come through to your account. Doing this might involve filing a dispute/chargeback, so think carefully if it's worth it.
Thanks guys. Called AE again and the agent actually told me about this and said just filed a dispute and let AE take over from here, and they will deduct that amount from my obligation until the issue is resolved.
Thanks guys!