Old Jun 16, 17, 11:33 am
  #12  
Herb687
 
Join Date: Nov 2001
Location: Wanting First. Buying First.
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Posts: 8,829
Originally Posted by maracle View Post
If the accident wasn't your fault then you won't be charged higher premiums. At least in the states I've been insured in.
And even in a state where that is technically true, would you prefer to have one claim or zero claims on your record?

Do you really trust that an insurance company won't raise your rates if they want to?

I'm on board with those here who say to go after the hotel directly, make sure they pay for your rental car, make sure you get DV, and do not bother involving your own insurance company unless the hotel doesn't play ball.
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